Best Neobanks Podcasts (2024)

1
Receivables Financing for Small Businesses with Blockchain with Zach Marks of Jia 42:05

22h ago42:05

42:05

In this episode, I speak with Zach Marks, co-founder and CEO of Jia, a fintech leveraging blockchain for receivables financing for businesses in Kenya and the Philippines. Zach has spent his career working in emerging markets, beginning with teaching English in India after college to development consulting in South Sudan. After building and selling…

1
Making Better Investment and Life Decisions - Episode 203 Remastered 23:44

1h ago23:44

23:44

This week, we release one of David's favorite episodes from six years ago, Episode 203: Is Investing More Like Poker or Chess. Topics covered include: What is the difference between chess and poker. Why we need to separate the decision process from the outcome. How to improve the quality of our investment decisions. What are are wu-wei and qi and w…

1
Captain MAX: Democratizing Access to Electric Vehicles 1:23:42

4d ago1:23:42

1:23:42

Back in Episode 7 of Trajectory Africa’s first series, Barbara Iyayi, CEO & Founding Partner of Unicorn Growth Capital made a strong statement about the ubiquity of financial services, arguing that every company should be a fintech company. Because as long as financial inclusion is a huge problem, every company should be able to offer financial ser…

1
The Value of Broad Experience in Business: Generalists vs. Specialists 10:29

6d ago10:29

10:29

Having diverse experiences can often lead to better problem-solving and innovation compared to hyper-specialization. In the book Range, there is a cognitive psychological problem that shows how analogies from different fields can help solve complex issues. Applying this to financial services, David suggests that organizations should leverage the di…

1
Why the Market Has Sold Off and What Should You Do 27:44

6d ago27:44

27:44

In episode 489, we examine three factors that contributed to this week's big stock market declines, analyze whether a recession is imminent, and review David's recent portfolio changes. Topics covered include: The benefits of looking at market and economic trends monthly How bad was the recent U.S. employment report and what is the Sahm Rule What a…

1
Save Now, Buy Later: A Culturally-relevant Approach to Consumption? 57:04

12d ago57:04

57:04

In the previous episode of The Trajectory Africa, we explored the art and science of community lending to microbusinesses. In this episode, we turn from business lending to consumer savings, but as an antidote to a consumer lending model called buy now, pay later, or BNPL. BNPL emerged as a global trend in the wake of COVID-19 and the tough macroec…

1
Should You Invest in an Ethereum ETF? 27:39

13d ago27:39

27:39

What is the investment case for Ethereum, and what are the risks? A straightforward review of what ether and Ethereum are, how they work, and what it will take for the Ethereum blockchain to be successful. Topics covered include: Who launched Ethereum ETFs and what are the fees How Ethereum differs from Bitcoin Examples of applications built on the…

1
Pipe's Pivot from Revenue Exchange to Digital Lending, with CEO Luke Voiles 47:05

15d ago47:05

47:05

Lex chats with Luke Voiles, the CEO of Pipe - a modern capital platform built to connect business owners to fast, frictionless, dilution-free funding. Luke kicks off discussing his experience in the FinTech industry. He talks about his transition from being an investor to working in FinTech. Luke shares his background in distressed credit investing…

1
Sync or Sink: The Importance of Data Consistency in Virtual and Physical Services 7:03

18d ago7:03

7:03

Your business’ virtual and physical services must be aligned. The frustration caused by the mismatch in data synchronization between these two is huge and should not happen in this day and time. Businesses must ensure their virtual and physical operations are aligned to provide reliable and accurate information to customers. This can be fixed by ha…

1
How Africa's Fastest Growing Company is Helping Retailers Grow 6:53

19d ago6:53

6:53

Small retailers in Nigeria power the economy. But they’re going through some tough times. Devaluation, food inflation, and overall poor economic conditions have made it especially hard for these small businesses to operate. To better understand how retail works, and how these small businesses can grow, we hit the streets of Lagos with Deepankar Rus…

1
Banking on Social Intelligence: A Community Model for Microbusiness Lending 1:02:38

20d ago1:02:38

1:02:38

In the previous episode of the Trajectory Africa, we heard from Kiiru Muhoya and Judith Bogonko at Fingo about the importance of cultivating Africa’s youth as the next generation of retail consumers of financial services. In this episode, we’ll hear how Femi Iromini, Co-Founder and CEO of Moni, and his team, have created a community lending model f…

1
Are We Heading for a 2030s Depression? - Understanding Global Economic and Population Shifts 28:13

25d ago28:13

28:13

What we can monitor and do now in preparation for a 2030s depression, which may or may not arrive. Topics covered include: Why ITR Economics has been predicting a 2030s depression for over a decade. What are the early warning signs we can monitor for increasing risk of economic and financial turmoil What are U.S. and global population predictions b…

1
Wealth Tech for Legacy Planning with Chandrima Das of Teleskop 51:03

27d ago51:03

51:03

In this episode, I speak with Chandrima Das, Co-Founder and CEO of Teleskop, a wealth tech that helps people track their family assets today and plan for their legacies in the future. Chandrima has had an illustrious career in asset management, working at Prudential, ING, and Bank of Singapore in several countries, where she had a front-row seat to…

1
How Retail Traders Lose Big While Enriching Wall Street 22:44

1M ago22:44

22:44

Gambling in the stock market is increasing, with most traders losing money while generating billions of dollars per year for brokerages and wholesalers. Will all this trading lead to big market swoons? Topics covered include: Why sports gambling has grown so much How gambling in the stock market is measured, and how prevalent is it Why most traders…

1
News Update: UK Neobanks' Profit, Apple's AI Move and the Rise of AI in Banking 12:19

29d ago12:19

12:19

In this episode of Credit Shift, Paul Sweeney (Webio CSO) highlights the profitability of UK neobanks, Monzo and Starling Bank, as well as online bank Revolut. Paul also mentions the importance of credit monitoring and the potential benefits for companies to offer such services for free. Paul then discusses Apple's withdrawal from the buy now pay l…

1
Embedding Insurance in digital lending, with Danielle Sesko of TruStage 39:58

1M ago39:58

39:58

Lex chats with Danielle Sesko about insurance and innovation in the fintech sector. They discuss the purpose of insurance and why it exists, the structure of insurance companies, the challenges of insurance innovation, and the integration of insurance into digital lending platforms. Sesko explains that insurance is necessary because most people can…

1
Banking Africa's Ambitious: Anatomy of a Partner-Powered Neobank 1:19:50

1M ago1:19:50

1:19:50

According to research by global consultancy Simon-Kucher in 2022, fewer than 5% of neobanks were profitable. A recent update suggests that most are still loss-makers, although a path to profitability is emerging. Also in 2022, Tech Cabal’s reporting on Kuda Bank’s NPLs (non-performing loans) sparked a discussion about what levels make sense for com…

1
Should You Invest in Defined Outcome Buffer ETFs? 27:35

1M ago27:35

27:35

Buffer ETFs protect against the downside while capping the upside. We examine them closely to see if they are worth it. Topics covered include: How buffer ETFs are structured and some current examples How buffer ETFs have performed over the past five years What are the risks of buffer ETFs How loss aversion and narrow framing contribute to the popu…

1
How Provenance blockchain tokenised $10B+ of Real World Assets, with Provenance Foundation CEO, Anthony Moro 47:15

1M ago47:15

47:15

Lex chats with Anthony Moro, CEO of Provenance Foundation. Provenance is a blockchain platform for real-world assets and has a focus on financial services. Moro discusses his background in the traditional financial industry, particularly in security servicing, and explains how Provenance is positioning itself as a good control location for ownershi…

1
B2B Payments: Unseating Cash through Value Chain Integration 1:04:47

2M ago1:04:47

1:04:47

This episode of The Trajectory Africa features Yele Oyekola, Co-founder and CEO of Duplo, a company on a mission to streamline financial operations for African businesses. We’re diving deep into the world of digitizing financial operations, from payables and expense management to reconciliation and reporting. Africa’s $1.5T B2B payments market repr…

1
7 Steps to Living a Long Life 31:10

2M ago31:10

31:10

Seven ways to increase the odds of living long into your retirement years (if you choose to retire). Sponsors Monarch Money – Get an extended 30-day free trial Lifetime Money for the Rest of Us Plus membership Our Premium Products Asset Camp Money for the Rest of Us Plus Show Notes Podcast Stats: How many podcasts are there?—Listen Notes Quality Ov…

1
On-Chain Business Banking with Sharon Paul of HQ.xyz 45:59

2M ago45:59

45:59

In this episode, I speak with Sharon Paul, Co-founder of Headquarters (HQ.xyz), an on-chain business account. Sharon is a Singaporean entrepreneur and has spent many years advancing the Web3 and payments infrastructure space. She is a founding member of StraitsX, a leading stablecoin issuer and fiat-crypto ramp and now serves on the Singapore Finte…

1
Don't Lose Access to Your Cash: Comparing Banks, Neobanks, and Fintech Platforms for Cash Savings 24:10

2M ago24:10

24:10

Millions of fintech app users have lost access to their cash. In this episode, we explain why this happened and show you how to protect yourself when placing cash with traditional banks, neobanks, and fintech platforms. Topics covered include: The mass chaos in the fintech space spawned by the bankruptcy of Synapse Financial Technologies What are F…

1
Thinking Differently: A Case for Venture Building in African VC 1:14:32

2M ago1:14:32

1:14:32

On this special episode of The Trajectory Africa, we’re featuring “someone you should know”—David Ogundeko, Founder and Chief Vision Officer for Funema, a last-mile, impact-focused, alternative investment company. David has spent the last 7 years creating a model to engineer and invest in problem solving, impact creating, high growth SMEs. In the p…

1
What makes a successful AI investor, with Fusion Fund Founder Lu Zhang 49:08

2M ago49:08

49:08

Lex chats with Lu Zhang, the founder and managing partner at Fusion Fund, a venture fund that invests in deep technology, including artificial intelligence (AI) and healthcare. They discuss Lu's experience as an entrepreneur and the challenges she faced in building her own company. Lu also shares her investment thesis on AI, highlighting the opport…

1
An African Tech Exit - Selling Sendwave for $500 Million 9:47

2M ago9:47

9:47

One of the African tech ecosystem's largest exits was the 2020 sale of Sendwave to WorldRemit for $500 million. Sid Sridhar was Sendwave's Head of Business at the time, and in this episode, Sid shares his M&A lessons for the African tech ecosystem. Sid is now the Head of Business at Wave, the mobile money company spun out of Sendwave that's competi…

1
Unlocking the Power of Positive Skewness: Strategies for Investing, Business, and Creativity 28:11

2M ago28:11

28:11

How a few high-impact successes drive up overall average outcomes in investing, business, and creative projects. How to harness positive skewness using a barbell approach. Learn when to mitigate risks and when to embrace them. Topics covered include: What is positive skewness and how does it manifest in investing, business and creative endeavors Ho…

1
Introducing BCG on Compliance 20:44

2M ago20:44

20:44

We know that you’ve just been dying for more episodes of Fintech Files since we wrapped up season three, so we’ve decided to throw one final one in for you. This week we’re bringing you one of BCG’s other shows that covers Fintech as it relates to compliance and risk. BCG on Compliance is hosted by Hanjo Seibert, a leading expert in compliance, ant…

1
After the surge: Tien-Tsin Huang on the future of payments 24:21

2M ago24:21

24:21

The payments sector equity analyst discusses the industry’s evolution in the context of dwindling cash-to-card conversion, technological advances, and tighter credit markets. See www.mckinsey.com/privacy-policy for privacy informationBy McKinsey & Company

1
How to Navigate the Crippling Home Insurance Crisis 27:00

2M ago27:00

27:00

Why are homeowners seeing home insurance premiums increases of up to 70%, as David has? What can you do if your insurer drops you, you get a huge premium increase, or you can no longer afford coverage? Topics covered include: What are the primary drivers of home insurance price increases Why these increases don't show up in the U.S. consumer price …

1
News Update: FinTech Developments, Stripe's Evolution and UK Financial Vulnerability 7:25

2M ago7:25

7:25

This podcast episode covers industry news, fintech developments, and the expected impact of GenAI on the UK competitive landscape. Host, Paul Sweeney (Webio CSO), discusses the rise in UK debt repayments, the cost of living pressures, and the financial vulnerability of millions of people. Paul also explores the development of Stripe over the past 1…

1
The rise, fall, and turnaround of Better Mortgage, with CEO Vishal Garg 46:12

2M ago46:12

46:12

Lex chats with Vishal Garg, the CEO of Better Mortgage. Better is an all-in-one digital homeownership company. From finding a real estate agent and getting a mortgage, to shopping for homeowners insurance and title services, Better and its affiliates take customers through the entire homebuying process online. Garg shares the story of how he founde…

1
Tackling Africa’s $330 Billion Credit Gap 20:29

3M ago20:29

20:29

There is a $330 billion credit gap, according to the IFC. But why is it so hard to lend in African markets? We explore that question with Chijioke Dozie, Co-founder and CEO of Carbon, and Mark Straub, CEO of Smile Identity. This episode was recorded live from the FT Partners Fintech in Africa Summit in New York City. Download their FinTech in Afric…

1
Beyond Faster (T+1) Trade Settlements: The Hidden Costs of Optimization 27:10

3M ago27:10

27:10

Why stock, ETF, and bond trades are optimized to settle in less than a day, allowing investors quicker access to their cash and securities. What are the benefits and costs of optimization in the relentless drive for cheaper, faster, and more profitable. Why countries are moving to T+1 settlement from T+2 for security trades What will it take for se…

1
Highlights from Season 3 of Fintech Files from BCG Platinion 23:25

3M ago23:25

23:25

Join hosts Nora, Annika, and Bianca as they wrap up the season with a special compilation episode of FinTech Files from BCG Platinion. This episode revisits the season's standout moments, featuring a diverse lineup of guests from around the globe. From the transformative power of generative AI to the challenges and opportunities of cloud transforma…

1
Cross Border Payments and the Alchemy of Price and Volatility 59:03

3M ago59:03

59:03

On this episode of The Trajectory Africa, we’re talking to Ola Oyetayo, Co-Founder and CEO of Verto, the first "all in one" cross-border payments platform for corporate treasuries in emerging markets. He’ll help us understand the mechanics of cross-border payments, why they're so expensive in Africa, how to improve price transparency and manage vol…

1
African Small Businesses Have Many Challenges. Can These Platforms Help? 7:54

3M ago7:54

7:54

In this episode, the third in our docuseries on jobtech platforms and the future of work, we dive deeper into the value chain, because the problems that small businesses have across the continent are multi-layered. In an environment of demand constraints and a lack of infrastructure, platforms need to solve multiple problems across the value chain.…

1
News Update: Vulnerable Customers, AI Innovations and Market Scrutiny 24:42

3M ago24:42

24:42

In this episode, Paul Sweeney (Webio CSO) and Delia Jones (Webio COO) discuss the latest credit and finance stories such as vulnerable customer identification and OpenAI's voice assistant. They also touch on the ethics and privacy concerns surrounding AI and data usage, the scrutiny of payment system regulators, and the potential of on-device compu…

1
National Debt Masterclass Finale - What To Do 27:57

3M ago27:57

27:57

In part three of our national debt masterclass, we share a simple debt dynamics formula we can monitor to help guide our investment choices. Topics covered include: How much has the national debt grown over the past fifties years, and what are the underlying drivers How the budget deficit, interest rates, and economic growth determine the level and…

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