Did you know you could pay your rent with a credit card and earn points/rewards every month? In this episode of the Miss Findependent Podcast, Nika is joined by Liza Akhvledziani, co-founder of Chexy a platform designed to help tenants pay rent online while earning rewards and building credit. Liza holds a Bachelor of International Economics degree…

In this episode of the Miss Findependent Podcast, join me as I reflect on the challenges and triumphs of the past year, marked by the loss of my grandfather. From Dima's powerful journey, we delve into essential financial lessons, navigating the intricate process of managing finances after a loved one's passing, and uncovering the keys to generatio…

Learn how the UHNW (ultra-high-net-worth) individuals invest into different asset classes with Andrew Sarna, VP of Investments at Forthlane Partners. You can follow his work through his daily note here: https://offthecharts.substack.com/ Andrew has spent the last 5 years building out the Forthlane investment platform. He has experience across asset…

TFSA… RRSP… There are already so many acronyms for Canadian investing accounts, but here comes one more, the FHSA. In this episode I explain everything you need to know about the new First Home Savings Account and how you can work towards your goal of owning real estate. Here’s more of what I get into: 1:20 - Life Update - Bachelorette Outfit Hacks…

In this episode, I'll take you through my decision-making timeline and where I currently stand in the destination wedding planning process. I go into costs in detail, and sharing insights into where I found opportunities to be budget-conscious while still making the most impact. Planning a destination wedding has been an exciting yet overwhelming e…

This episode honours and celebrate some of the amazing, trailblazing women that have come before us, and radically transformed life as we know it. The purpose is to highlight how far we've come as a society, and how much we've moved the needle over centuries... but there's still much work to be done. After all, it wasn't until the mid 1950's that s…

Ever looked into the American Express (Amex) Card offerings and become overwhelmed? In this episode I answer a question sent in by one of my listeners on which Amex card is best. Here are the cards I review: American Express Platinum Card American Express Business Platinum Card American Express Cobalt Card American Express Green Card American Expre…

In this episode, I sit down with lawyer and educator Jessica Wu to discuss prenuptial agreements (prenups). We explore common misconceptions about prenups and their purpose, as well as their potential benefits and drawbacks. Jessica provides insight into the legal considerations of drafting a prenup, including the importance of transparency and com…

Thinking about how much you need to invest monthly in order to retire before 65? In this mini-episode I help Inessa (33 year old marketing analytics analyst making $88K/year) build a million dollar retirement plan even though she only started investing 3 years ago. Compound Interest Calculator ✩ CONNECT WITH ME: ✩ Instagram: @missfindependent TikTo…

Season 5 of the Miss Findependent Podcast starts off with me explaining my plan to live a ‘non-traditional life’ and become work optional by 40. I walk you through how to set long term financial goals, and give you a blueprint for how you can also plan to live off your investments, at whatever age you decide. This season is going to be packed with …

We start at the very beginning. Who was Samuel Bankman-Fried, mainly known by his initials SBF? How did he build his crypto fortune? Did he always come from money? In this week’s episode of The Miss Findependent Podcast, I get into all of this and more. This isn’t some fluff piece. This is the full story… with updates from his employees, details ab…

Every time I see someone pay for something with a debit card, and they’re above the age of 18, I cringe on the inside. Credit cards are not evil. In fact, credit cards can be an incredible tool that help you build credit history which is essential for every single adult. Outside of that, they also have AMAZING perks ranging from insurance, letting …

To rent or to buy… the age old question A lot of millennials have stopped asking the question because they feel buying real estate is far out of reach. And on top of that, there’s so much societal pressure that suggests renting is burning cash, and owning real estate is like a right of passage for adulthood. I debunk both of these myths. Personal f…

In this episode, I sit down with Viler Lika, the founder and CEO of SingleKey, which takes the stress out of renting. It helps landlords find the right tenants, and helps manage the risks that come with renting - serving both the landlord, and the tenant. They’re like a bridge that makes managing that relationship easier. It’s a platform that I use…

In this episode, I sit down with Alyssa Atkins, the founder and CEO of Lilia, the most enjoyable egg freezing experience in the world. Lilia is is on a mission to bring reproductive freedom to every woman by making egg freezing affordable, accessible, and convenient. Alyssa raised Lilia's first round of funding in 5 weeks with no product, deck, or …

Do you ever have social anxiety and get nervous about presenting or meeting new people? Same girl same, I get this all the time. When I have to go on stage. And even when I see people walking towards me on the street, or when I have to go on stage. In this episode I walk you through a quick breathing exercise that helps you lower your heart rate an…

For all you guys asking, begging, coercing me into sharing my skincare routine… fine. Fine… I’ll share it with you. This is my secret to having clear, dewy, and hydrated skin. I hate how consumer culture focuses more heavily on which products people put on their skin, rather than how they organize their finances… but if that’s what it takes to get …

From Forex and crypto trading to binary options, financial scams are everywhere and scammers are praying on the uneducated, money-driven individuals who engage in online communities. The content behind this episode is sparked by my recent experience being impersonated. Instagram is currently investigating the account, however this is not the first …

Robots are everywhere. They clean your house, they can drive you to work. They can even make investment decisions for you. Not literal humanoid robots like the ones Elon Musk said are going to be featured in every home, but AI versions that can make automated investment decisions based on your risk profile and preferences. In this episode I break d…

Short term rentals & Airbnb arbitrage has been all the craze. In this episode I chat with Sarah Glidewell and Emily Karnaz - The KarWells and we get into how lucrative this space really is, and actionable tips for how to get in the Airbnb game. Here’s what we get into: 1:49 - The KarWells 3:39 - Dealing With Conflict 6:19 - B.C. (Before Covid) 11:1…

Taking risks is hard. Especially for women because we are biologically programmed to have less testosterone, and that affects the way we respond to stressful situations. Studies show that the propensity for risk taking decreases for women, when we encounter stress, but actually increases for men. Even though we’re programmed this way, it doesn’t me…

The S&P 500 is down 13% YTD. The yield curve inverted on April 1st 2022. Interest rates are rising. The markets and the news are all “doom and gloom” but how are you as an investor really going to be affected? In this episode I break down how to ‘recession proof’ your finances, and actionable ways to take care of your investments, savings and incom…

I cannot believe this is my 50th episode, but there’s no better guest that I’d rather have to celebrate this milestone. In this episode I bring on my good friend V. Vahid, who I often call V, is not just the mysterious figure wearing a Guy Fawkes mask you probably recognize. He’s a top performing sales professional who’s built his career from the g…

Welcome back to a new season of Miss Findependent. We're doing things bigger and better than ever this season. New guests, new content, and lots of opportunities to learn how to grow your money. In this episode I sit down with Mike Sieben, a 7-figure Amazon FBA Wholesale Seller. He’s also the founder of Elite Wholesale, an education program with on…

Gina Judge is a licensed residential mortgage broker, financial consultant and award winning millennial money coach. She’s a host of The Millennial Money Guide, and teaches her audience how to invest, build credit, manage student loans, obtain a mortgage, and become debt free all while living a more fulfilled life. With 5 years of experience in the…

The average lifespan in Canada is 82, and most people retire at the age of 65. That’s at least 17 years of life that we have to think about affording. That’s what the Registered Retirement Savings Plan or RRSP exists for. A lot of people don’t know that although it’s called a Retirement Savings Plan, it’s actually best used for investing, (not savi…

Every ETF that tracks an Index is an Index Fund, but not every Index Fund is an ETF. Confused? In this episode I get into the details. As my audience grows, so does the range of financial literacy of my listeners. In this episode I bring it back to the basics with my investing series. Here's what I get into: 1:20 - What's an Index? 2:12 - Four Majo…

Kalya Trivieri is a Senior Consultant for IBM and works in AI and IoT. She’s privy to the rapid innovations happening in the digital space and noticed a growing interest in NFTs and, on a whim, decided to make her first viral video teaching her followers about what she knew. She has grown a following of over 220K since then and noted that the audie…

For the first time ever I bring my fiancé Alex onto the podcast. We’ve been together for almost 10 years, recently got engaged, run 2 businesses together and invest in real estate together. On my instagram @missfindependent I had people send in questions for us about how we manage finances and our business together. Here’s a breakdown of what we ge…

Don’t let anyone tell you otherwise. Having a 9 - 5 “traditional job” is still cool. It helps you qualify for traditional lending, and helps you invest into building other income streams. Relying on earned employment income alone though is not cool. There are a lot of benefits of having a stable income. And that’s what a job provides. It gives you …

Thinking about how you’re going to file taxes this year? If you bought, traded, gifted, or mined crypto this year, it’s going to affect how you file your taxes. Here are all the things you need to know. For this episode I’m joined by Laura Wilson, founder of Wilson Tax Solutions, who has over 10 years of experience doing Canadian personal taxes. Sh…

At this point we’ve probably all heard this acronym, but WTF is an NFT? It’s taken me a while to put together this episode because I’ve been active in communities, learning from pioneers in this space, and forming my own opinions about this topic. Bottom line. It’s not just a JPEG you can right click and save. From smart contract applications to mo…

If you’ve ever wondered how influencers make money, what the day in a life of a content creator is like, and if this is a path for you, you definitely want to check this one out, and listen until the end, because there are some gems dropped. For the first episode of this new season I sit down for a conversation with Kat, past competitive skater, an…

This episode is all about reflection prompts. First we focus on fostering some gratitude for everything you’ve accomplished or worked on to date. I ask you to think about what’s held you back, help you visualize your fullest self, and ask you to consider where you want to go next year. If you can, try not to listen to this episode while you’re on t…

Cryptocurrencies were the best performing asset class of 2021. In this episode I break down why they're so attractive to investors and give you a crash course into EVERYTHING (and I mean everything) you need to know. Here's a breakdown of this episode: 3:05 - Why Crypto is Attractive and Top Concerns 4:12 - How the Blockchain Works 8:45 - Moving Aw…

This episode is a little different from anything I've done on The Miss Findependent Show in the past. I talk about my experience exploring the realms of yoga and meditation, how they've lead me on a spiritual quest in the depth of the Andes mountains in Peru, and where the ideas of spirituality intersect with business. I have friends from all walks…

Traditionally on The Miss Findependent Show, I talk about Index Funds and ETFs at length. I get it, these can get kind of boring, but if your portfolio is like a meal that you're cooking, the S&P 500 is like the (S)alt and (P)epper that's the base set of spices for most meals. Once you master how to work with the basics, you can start adding in mor…

Sure Black Friday and Cyber Monday are great, but let's be real, how many of your BFCM purchases were actually for you and not for others? If you've still got a few people left to shop for this holiday season, tune in and learn some of the best shopping hacks I used to save just over $500 on my shopping this year. Breakdown: 1:44 - Tip 1 - Have a l…

After just renovating my house and experiencing major delays and increased costs due to supply chain impacts, I’m exhausted and ready for this to end. Unfortunately, with the huge backlog of containers waiting to be unloaded at the Port of Los Angeles, major mudslides closing down critical highways, and labor shortages, I don’t anticipate this cris…

Let's talk about Bermuda's Triangle: Saving, Investing, and Paying off Debt. Which comes first... The answer, like most things in life is, it's complicated. Having debt can be emotionally taxing on the body. It can put you under a significant amount of mental stress, and can even lead to physical affects on the body. While we can't help you deal wi…

Have you ever thought about starting an e-commerce business but don't know where to start? In this episode we break down the upfront costs that are required to build an e-commerce business and what you need to get a business off the ground and scale. Here's what we dive into in detail: 2:08 - E-commerce vs. Physical enterprise 2:44 - What you need …

In this episode we get into: 1:30 - The Canadian Labour Market 2:40 - The US Labour Market 4:12 - People's Current Mindset 11:11 - Why it's a Job Seeker's Market 14:28 - Always Apply Even If You Don't Hit All The Requirements 17:57 - Negotiating Your Salary 22:38 - Negotiate The Whole Package 25:42 - Don't Underestimate The Importance Of Kindness 2…

In this episode we dive into our past investing mistakes and common mistakes we've seen people make. We re-enact how/why we made decisions that didn't serve us, and how they played out in reality. What to expect: 2:10 - Having an Investing Strategy 5:00 - Saying no to FOMO 8:55 - Cutting your losses 14:30 - Having Patience 16:21 - Putting All Your …

In this episode: 1:35 - Nika goes over the process she went through to purchase the property 4:25 - The pros and cons of placing offers with conditions 7:50 - The power of manifestation 10:30 - Always put an offer in even if you think the sellers wont accept it 16:43 - Utilizing your contacts and other resources 21:30 - The importance of budgets 24…

Season 2 baby!! Let's goo. We kick off season 2 with a heated discussion about venture capital and the impact that it has for retail investors like you an I. Now-a-days it seems like companies left and right are getting funded, and often, the companies true value to the world is ignored. In this episode we dive deep into how VC firms operate, and u…

What we dive into: 0:30 - Scarcity vs. Abundance 3:52 - Our personal experiences with scarcity mindset 10:37 - The importance of gratitude 14:20 - Advantages of an abundance mentality 18:57 - You are a sum of your 5 closest friends 22:02 - Know your audience 27:35 - The distinction between jealousy and envy 32:37 - Words you can use to switch the d…

Investing and trading are two entirely different strategies and ways to approach the stock market. In this episode we get into how to control your emotions and provide actionable tips for making rational decisions. What we get into: - Brief market update - Diversification - Dollar-cost Averaging - Strategies for minimizing emotional response…

In this episode, Katie and Nika are joined by no guest. That's right, we're back to typical Nika-Katie banter with sprinkles of educational tid bits regarding starting your own business. This is the first part of a longer series we are going to do on side hustles. What we dive into: 1:12 - What it means to be an entrepreneur 12:15 - Different types…

Arthur began his career as the head of the in house marketing department at C21 Atria and since then he has transitioned into Real Estate where he has received numerous awards such as being named one of Century 21 Atria’s youngest award winning agents in 2017. In addition, he co-founded the award winning Wolfpack team. His in-depth understanding of…

In this episode we break down how a $5000 initial investment + monthly contribution can create a portfolio worth $1.47 million and yield you a passive income of $73K/year after 30 years. What we get into: 0:48 - What are Dividends? 2:00 - How to find the Dividend Yield 2:25 - Why invest in Dividends? 4:23 - How to look at a company's fundamentals 9…