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As the number of self-employed borrowers sky-rockets, the Million Dollar Mortgage Experience is here to make sure you have the skills, mindset, and ideas required to crush it in the Jumbo - Super Jumbo Non-QM market. Are you ready? This podcast is meant for mortgage professionals only. Visit our website at www.FundLoans.com
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The Mortgage Calculator Mortgage Loan Officer Training Series covers an in depth training for new and experienced MLOs on different loan types. Our program features live demos to not only structure a loan, but also the specific setup of a loan file in an LOS system such as Encompass. Both new and experienced Loan Officers and Mortgage Brokers can learn new tips and tricks for loans, new loan products, non traditional mortgage programs and much more! For more info visit https://themortgagecal ...
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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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Mortgage Advice Podcast

Emmett Dempsey: Florida Lender

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Looking to buy a house in Florida or anywhere else? I am a licensed professional mortgage advisor in Port Saint Lucie, Florida. Have questions about home loans and the home buying process? Look no further! We will talk about the loan process, available mortgage programs (Conventional, FHA, VA, USDA, Reverse Mortgages, Jumbo, Non-QM, etc) explain mortgage terms, current market trends and any other popular mortgage topic that adds value. Support this podcast: https://podcasters.spotify.com/pod ...
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Passive Income, Active Wealth Podcast starring Wendy Sweet, Jonathan Davis and Bill Fairman. Founders of Carolina Capital Management., LLC in Rock Hill SC. Wendy & Bill have a passion for educating and sharing their 25+ years of investing and lending experience! Both are regularly asked to speak at National Real Estate events and always come away as a crowd favorite. 100% Content!! The Most Trusted Voice in Hard MOney
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In this episode of "Daily Mortgage Rates Live," we explore HELOC Combo Loans, a versatile financing option that combines a Home Equity Line of Credit (HELOC) with a traditional mortgage. Join us as our expert guests break down how HELOC Combo Loans work, their benefits, and when they might be the right choice for you. We'll discuss how to leverage …
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Alex Sonkin is the Founder of Virtual Family Office Hub as well as The Due Diligence Project, which is a revolutionary platform and a community of elite CPA firms, law firms, family offices, and best-in-class specialty firms. In episode #124 of the Million Dollar Mortgage Experience, Jon and Alex discuss his companies - Virtual Family Office Hub an…
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In this episode of "Daily Mortgage Rates Live," we delve into the world of Prime Jumbo Loans. These loans cater to borrowers seeking amounts that exceed conventional loan limits while maintaining excellent credit profiles. Our expert hosts will discuss the qualifications, benefits, and intricacies of Prime Jumbo Loans. We'll cover how these loans d…
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Welcome to "Loan Officer Training," the podcast dedicated to helping professionals excel in the mortgage and lending industry. In this episode, titled "How to Structure a 5-10 Unit Property Loan," we provide an in-depth look at the intricacies of financing multi-unit properties. Discover key strategies for structuring loans on 5-10 unit buildings, …
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In this episode of "Daily Mortgage Rates Live," we focus on ITIN Borrower Loans, providing a comprehensive guide for individuals using an Individual Taxpayer Identification Number (ITIN) to secure a mortgage. Our expert hosts will discuss the eligibility criteria, loan options, and benefits available to ITIN borrowers. We'll also cover common chall…
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In this episode of "Daily Mortgage Rates Live," we dive into the unique world of Foreign National Borrower Loans. Join us as we explore the specific requirements, benefits, and challenges faced by foreign nationals looking to invest in real estate in the United States. Our expert hosts will provide valuable insights on how to navigate the lending p…
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In this episode of "Daily Mortgage Rates LIVE!", we dive into the dynamic world of short-term rental property loans—an increasingly popular financing option for those looking to invest in vacation rentals and Airbnb properties. Join our host s as they explore the unique aspects of these loans, including the benefits and challenges of financing shor…
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In this episode of "Loan Officer Training," we delve into the critical process of analyzing the benefits of real estate loan refinancing. Refinancing can offer significant advantages, but how do you determine if it’s the right move for your clients? Join us as we break down the key factors to consider, from interest rate comparisons and loan terms …
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In this episode of "Daily Mortgage Rates LIVE!", we explore the concept of low ratio DSCR (Debt Service Coverage Ratio) loans—an important tool for real estate investors seeking financing. Join our hosts as they break down what DSCR means and why it matters when securing a loan for investment properties. We'll delve into the specifics of low ratio …
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In this episode of "Loan Officer Training," we unpack the complexities of structuring short-term rental investor loans. As the popularity of vacation rentals and platforms like Airbnb and VRBO continues to rise, understanding how to finance these unique investment properties is essential for any loan officer. We'll walk you through the specific req…
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In this episode of "Daily Mortgage Rates LIVE!", we delve into the world of manufactured home loans—an essential financing option for those looking to purchase factory-built homes. Join our hosts as they explore the unique characteristics and benefits of manufactured homes, and how these loans differ from traditional mortgages. We will cover the va…
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In this episode of "Loan Officer Training," we dive into the crucial steps of completing a purchase preapproval. Join us as we explore the ins and outs of this foundational process, ensuring you're equipped with the knowledge to guide your clients seamlessly through their home-buying journey. We'll cover everything from gathering the necessary docu…
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In this episode of "Daily Mortgage Rates LIVE!", we explore the intricacies of non-warrantable condo loans—a unique financing option for purchasing condominiums that don't meet traditional lending criteria. Discover what makes a condo "non-warrantable" and the challenges these properties present for conventional mortgage lenders. Our hosts will bre…
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In this episode of "Daily Mortgage Rates LIVE!", we dive into the world of 1099 loans—a vital financial product tailored for self-employed individuals, freelancers, and independent contractors. With the traditional mortgage process often posing challenges for those without W-2 income, 1099 loans provide a flexible and accessible alternative. Join o…
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Welcome to another insightful episode of "Daily Mortgage Rates LIVE," where we bring you the latest trends, tips, and expert advice in the mortgage world. Today, we're shining a light on a fantastic opportunity for homebuyers looking to settle in rural areas: USDA Loans. Are you dreaming of owning a home in a peaceful, rural setting but worried abo…
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Step up your loan origination game with our latest episode of "Loan Officer Training," where we tackle the crucial topic of using guidelines to properly structure your loans. This episode is essential for loan officers who want to ensure their loans are not only compliant but also tailored to meet the unique needs of each borrower. Learn how to int…
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Welcome to another exciting episode of "Daily Mortgage Rates LIVE," your trusted source for the latest insights, trends, and expert advice in the mortgage industry. Today, we're focusing on a special type of loan that has helped countless veterans achieve the dream of homeownership: VA Loans. Are you a veteran, active-duty service member, or an eli…
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Unlock the full potential of your loan origination skills with our latest episode of "Loan Officer Training." This week, we're diving into the fundamentals of credit report review, focusing on how to properly analyze credit reports for credit simulation opportunities. Whether you're a seasoned professional or just starting out, this episode is pack…
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Ready to take your loan origination game to the next level? In this action-packed episode of "Loan Officer Training," we unlock the secrets to mastering the initial call and properly vetting the deal. Perfect for both seasoned pros and eager newbies, this episode is your ticket to becoming a top-performing loan officer. Discover the art of the init…
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Welcome to another compelling episode of "Daily Mortgage Rates LIVE," your go-to source for the latest in mortgage trends, tips, and expert guidance. Today, we're focusing on a vital topic for aspiring homeowners: Down Payment Assistance Loans. Are you dreaming of owning a home but struggling to save for a down payment? You’re not alone, and we’ve …
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Welcome to another insightful episode of "Daily Mortgage Rates LIVE," where we bring you the latest trends, tips, and expert advice from the world of mortgages. Today, we're diving into the fascinating realm of Asset Utilization Loans—a game-changer for those with substantial assets but limited income. Have you ever wondered how to leverage your in…
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Welcome back to Daily Mortgage Rates Live! In today's episode, we're diving into a groundbreaking solution reshaping the landscape of homeownership: CDFI Primary No Income Loans. If you've felt sidelined by traditional mortgage requirements, this discussion is your beacon of hope. Join our host with esteemed experts as we uncover how these loans ar…
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Bryce and Brant Aberg are Vice Chairmen at Cushman & Wakefield. Brant oversees institutional leasing throughout San Diego county for over 20 million square feet and Bryce co-leads the west coast capital markets for Cushman & Wakefield. In episode #123 of the Million Dollar Mortgage Experience, Jon, Bryce, and Brant discuss their career paths gettin…
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Are you a loan officer looking to expand your expertise and provide invaluable support to your clients? Dive into this essential episode of the "Loan Officer Training" podcast, where we unravel the intricacies of structuring down payment assistance loans. In "How to Structure a Down Payment Assistance Loan," our expert hosts will guide you through …
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In this episode of Daily Mortgage Rates Live, we're taking a deep dive into the increasingly popular 40 Year Amortization Loans. If you're looking for lower monthly payments and more financial flexibility, this episode is a must-listen. Join our host and a top mortgage specialist as they unravel the benefits and potential drawbacks of extending you…
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Welcome to another essential episode of "Loan Officer Training," the go-to podcast for professionals in the mortgage industry. This week, we're diving into "How to Structure a HELOAN," an invaluable skill set that every loan officer needs to master. Are you ready to unlock the secrets of Home Equity Loans? In this episode, we'll guide you through t…
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Welcome to another episode of Daily Mortgage Rates Live! Today, we’re exploring the world of Profit & Loss Loans—a perfect solution for business owners and self-employed individuals who struggle with traditional mortgage requirements. If your financial statements tell a better story than your tax returns, this episode is for you. Join our host with…
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Welcome to "Loan Officer Training," the podcast designed to elevate your expertise in the mortgage industry. In this week's must-listen episode, "Effective Rate Lock Management," we dive into the art and science of mastering interest rate locks—an essential skill that can set you apart from the competition and make you a true client champion. Imagi…
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Welcome to another insightful episode of Daily Mortgage Rates Live! Today, we’re unraveling the mysteries of bank statement loans—a game-changer for self-employed individuals, freelancers, and business owners. If traditional mortgage requirements have left you feeling frustrated, this episode is your guide to a flexible alternative that leverages y…
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Eric and Anthony Karnezis are entrepreneurs, thrill-seekers, and philanthropists. Eric shares his life experiences through memoirs and podcasts, hoping to inspire others to persevere through challenges and find their purpose. In episode #122 of the Million Dollar Mortgage Experience, Jon, Eric, and Anthony discuss growing up with parents who were a…
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Welcome to another insightful episode of Daily Mortgage Rates Live! In this episode, we’re diving into the world of mixed-use property loans, a crucial tool for investors and developers looking to finance properties that combine residential and commercial spaces. Join us as we explore the unique advantages of mixed-use properties, which offer a ble…
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Welcome to another episode of Loan Officer Training! In this installment, we tackle the dynamic world of short-term rental property loans. With the rise of platforms like Airbnb and VRBO, short-term rentals have become a lucrative investment strategy. However, structuring loans for these properties presents unique challenges and opportunities. Join…
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Welcome to another insightful episode of Loan Officer Training! In this episode, we dive deep into the intricacies of structuring BRRRR real estate loans. BRRRR, which stands for Buy, Rehab, Rent, Refinance, Repeat, is a popular strategy among real estate investors looking to maximize their returns with minimal capital. Join our expert host as they…
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Welcome to another insightful episode of Daily Mortgage Rates Live! In this episode, we dive into the world of 2-4 unit property loans, a versatile and increasingly popular financing option for both investors and homebuyers. Our hosts breaks down everything you need to know about securing loans for duplexes, triplexes, and fourplexes. Tune in as we…
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Welcome to Loan Officer Training, where we equip you with the knowledge and skills to excel in the ever-evolving world of lending. In this episode, we unravel the intricacies of structuring loans for borrowers with Individual Taxpayer Identification Numbers (ITINs). Join our seasoned host and expert guest, a distinguished loan officer with a wealth…
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Welcome to a special episode of "Daily Mortgage Rates LIVE" where we're shaking up the mortgage game with our focus on "Low Credit Score Loans." If you've ever felt like your credit score was holding you back from owning a home, this episode is your key to unlocking the door to homeownership! Join us as we break down the myths and misconceptions su…
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In this episode of "Daily Mortgage Rates LIVE," we're diving into the lucrative world of short-term rental property loans. Join us as we uncover how these specialized loans can help you turn a property into a profit-making asset through platforms like Airbnb or Vrbo. Discover the ins and outs of short-term rental property financing, including the d…
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In this episode of "Loan Officer Training," we unravel the intricacies of structuring Freddie Mac Home Possible loans tailored specifically for first-time homebuyers. Equipping loan officers with a comprehensive understanding of the Home Possible program is essential for guiding clients through the path to homeownership. Join us as we navigate the …
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In this episode of "Daily Mortgage Rates LIVE," we delve into the realm of low down payment loans, a topic that's on the minds of many prospective homebuyers. Join our host as they break down the ins and outs of these loans, exploring their benefits, potential pitfalls, and everything in between. Discover how low down payment loans can open doors f…
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In this installment of "Loan Officer Training," we delve into the intricacies of structuring Fannie Mae HomeReady loans tailored for first-time homebuyers. Understanding the nuances of HomeReady loans is essential for loan officers aiming to assist clients in achieving their dream of homeownership. Join us as we dissect the key components of Fannie…
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In this episode of "Daily Mortgage Rates LIVE," we're demystifying manufactured home loans. Whether you're dreaming of your first home or considering an investment opportunity, manufactured homes offer affordability and flexibility. But how do you finance one? Join us as we simplify the process of getting a manufactured home loan. We'll cover every…
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In this episode of "Loan Officer Training," we dive into the intricacies of structuring loans for foreign national borrowers. Serving international clients presents unique challenges and opportunities for loan officers, requiring a deep understanding of regulatory requirements, documentation processes, and risk management strategies. Join us as we …
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In this episode of "Daily Mortgage Rates LIVE," we delve into the dynamic world of blanket (portfolio) loans and their role in expanding your real estate investment portfolio. Whether you're a seasoned investor looking to streamline your financing or a newcomer eager to explore new avenues of property acquisition, blanket loans offer a flexible and…
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On today's episode of "Daily Mortgage Rates LIVE," we dive deep into the world of ground-up construction loans. Whether you're envisioning your dream home or planning a lucrative development project, understanding the ins and outs of construction financing is crucial. Join us as we unravel the complexities of securing funding for new construction p…
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David Cook is a multi-platinum producer, mix engineer, and songwriter based in California and Colorado. He played guitar and sang vocals for a band named “My Favorite Highway,” which signed a major labor record deal with Virgin Records. Since then, he has worked with Kanye West, Tate McRae, and Phil Wickham. In episode #121 of the Million Dollar Mo…
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In this episode of "Daily Mortgage Rates LIVE," we uncover the art and science behind Fix/Flip Loans, a strategic financing tool for real estate investors and aspiring property developers. Join us as we delve into the fundamentals of Fix/Flip Loans, designed to provide short-term capital for purchasing and renovating distressed properties with the …
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Welcome back to "Loan Officer Training," where we equip you with the tools to navigate the ever-changing landscape of lending. In this episode, we dive deep into the intricate world of interest-rate fluctuations. Interest rates are the lifeblood of lending, influencing everything from mortgage rates to business loans. As a loan officer, understandi…
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In this installment of "Daily Mortgage Rates LIVE," we explore the game-changing potential of One-Time Close Loans, a dynamic financing solution revolutionizing the construction and home buying experience. Join us as we unpack the intricacies of these loans, which seamlessly combine construction and permanent financing into a single, streamlined pr…
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Welcome to "Loan Officer Training," where we equip you with the knowledge and skills to excel in the dynamic world of lending. In this episode, we dive deep into the intricacies of structuring a manufactured home loan. Manufactured homes offer an affordable housing solution for many individuals and families. However, financing these homes can prese…
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In this episode of "Daily Mortgage Rates LIVE," we shed light on Prime Jumbo Loans, a niche yet powerful financial tool in the world of real estate financing. Join us as we dissect the intricacies of these loans designed for high-value properties, offering borrowers substantial flexibility and competitive rates. From luxury homes to investment prop…
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