show episodes
 
The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
  continue reading
 
Loading …
show series
 
Happy Fourth of July! What are some ways that you celebrate this, or any other holiday, and save money? On today's episode of the Crushing Debt Podcast, Shawn & George talk about a few different ways that you can celebrate a holiday without breaking the bank. We would love to hear your tips, or if we forgot anything. Please also visit our sponsors:…
  continue reading
 
When do you tip? Do you tip based on the bill? Pre-tax or post-tax? Do you increase or decrease your tip based on service? What is the minimum or average tip you typically give? This week's episode is inspired by a listener / previous guest Sue Reynolds (you can hear her episode, 248, here: https://yesnerlawpodcast.libsyn.com/when-you-cant-pay-your…
  continue reading
 
What is the secret to holistic success? How to get holistic success? What are the five E's to holistic success? This week's guest on the Crushing Debt Podcast is Jesse Johnson, Founder and CEO of Champion Empire. We talk to Jesse about his amazing story and why he does what he does. Jesse and his companies have helped his clients pay off over $5 mi…
  continue reading
 
What in the heck does "Spaving" mean? Should you buy the BOGO? Should you buy something just because it is on sale? Buy 3, get the fourth free - good deal or no? This is a week of returns for the Crushing Debt Podcast. George is back after a one-week hiatus. And we welcome back a former sponsor - Magic Mind! I'm sipping my Magic Mind as I post toda…
  continue reading
 
Do you enjoy paying taxes to the government? Do you want to keep more of your profit or gain from the sale of assets? Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets? This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwi…
  continue reading
 
Can you spot a scam? Do you know when someone is trying to hack your accounts? Have you ever been a victim of fraud and how can you avoid it? This week's episode starts with a letter that Shawn received from the Social Security Administration. Shawn has been getting a lot of mail lately from the SSA because of benefits for his late wife. However, t…
  continue reading
 
This is a question I get quite often - "How much debt do I need to have in order to file bankruptcy?" The answer might surprise you - it depends! Are you self-employed? Have you had a drop in income? What type of debt do you have? Business debt? Medical? IRS? Typically, our answer is that you need to have more debt than you can repay over a reasona…
  continue reading
 
What are the benefits of owning your commercial building? What are the drawbacks of owning your commercial building? Are you a small business owner, worried about how you're going to fit in your current lease space? Maybe it's too small, maybe it's too big, and maybe your space could provide an additional source of revenue to your business! Finally…
  continue reading
 
What factors make up your credit score? How does your score increase and decrease? What are some credit myths? What does FICO stand for? There are five factors that make up your credit score: Payment history (35%) Credit Utilization (30%) Length of Credit History (15%) Credit Mix (10%) New Credit (10%) In this week's episode, George and Shawn talk …
  continue reading
 
Where do you shop for everyday necessities? Can you save money by switching to an online shopping club? Can you save money by switching stores? Can you generate money by shopping? Can you use shopping to get out of debt? This week George and Shawn talk to Mark Roth with The Patriot Shopping Club. Mark works with the largest online shopping club in …
  continue reading
 
How long would it take to pay off $141,000 in debt? How would you do it? What would you do first? Is it okay to invest while still in debt? This week's guest is Amanda Sharratt. Amanda and her husband found themselves in over $141,000 in debt from student loans, credit cards, and other obligations, and they PAID IT OFF in THREE YEARS!! In this week…
  continue reading
 
Can you become debt free with just a few hundred dollars left at the end of the month? If you could eliminate the payment of interest, would that help you to be debt free? Would you want to be out of debt in five to ten years? How is the payment of debt more like a GPS than a paper map? This week, Shawn & George talk to Brian Nates and Tammy Gardne…
  continue reading
 
What is the "Cash Stuffing" method? What is Home Equity Sharing, or a Home Equity Appreciation Agreement? Should you get a HELOC? How can you become a gazillionaire overnight? Are there any useful tips on Tik Tok? This week Shawn & George are reviewing advice from Tik Tok because, everything on the internet is true! In this week's episode, we play …
  continue reading
 
"Sign, sign, everywhere a sign." -Five Man Electrical Band What are the signs that you might need some financial help? What are some things to look for or listen for to determine whether you might want to talk to a financial coach? Signs that you might need to seek legal counsel? On this week's episode of the Crushing Debt Podcast, George and Shawn…
  continue reading
 
How does debt play a role in different ages and milestones? How do we minimize the negative impact of debt during each stage of our life? In there a difference in how debt during young adulthood, mid-life, and retirement? What is the average debt per person in the US, versus the average salary in the US (hint, visit www.USADebtClock.com)? In this w…
  continue reading
 
Happy Spring Break! How did you spend your Spring Break? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about: Vacation spending Vacation technology Reverse Mortgage issues When to start planning Housing rates & Interest rates Let us know if you enjoy this episode and, if so, please share it with your friends! Please also …
  continue reading
 
What are some financial stressors out there? What triggers your financial stress? What is Surge Pricing? Dynamic Pricing? In this week's episode, Shawn & George talk about the various things that can cause financial stress. Situations like: bankruptcy & foreclosure, job loss, reduced work hours or income, lack of savings, debt, health care costs, s…
  continue reading
 
If you have adult kids living with you, do you charge them rent? If you are living with your parents, do you pay or contribute to household expenses? Do you support your friends or family financially? Are you a part of the sandwich generation? This week, George and Shawn tackle the topic of contributing to household expenses. Nearly 1/3 of 18 - 34 …
  continue reading
 
Should you lease or buy? What happens when your lease is over? Should you buy out your lease? Buy a new car? Lease a new car? Buy a pre-owned car? Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast. Le…
  continue reading
 
Should your partner get a second job, when you both make over six-figures? Where was the world's first paper money created? What is the origin of the "greenback" nickname? What is the origin of the $ symbol for the US dollar? Each week, George and Shawn (mostly George) finds interesting articles on the internet discussing various topics, questions,…
  continue reading
 
What are the signs of financial anxiety? How does financial anxiety affect you? How can you handle financial anxiety? We apologize for the audio quality of last week's episode. Apparently, taking a month hiatus also impacted our recording equipment! That issue has been fixed, and the quality of Shawn's voice this week is all mother nature's fault. …
  continue reading
 
After a one-month hiatus, we are back with new episodes of The Crushing Debt Podcast! Have you experienced any life changes recently? How did those changes impact your budget? Our apologies for our silence during the month of January. In this epsidoe, we explain our absence and how it relates to both the Podcast, our daily lives, budgets, debts, me…
  continue reading
 
Welcome to the first episode of 2024 - which should have been the last of 2023 except for a technical glitch. Why is a wholistic approach to health insurance, life insurance and wealth building important? How can you create a healthy money mindset? George is solo this week, speaking with Paola Rodriguez, a wealth building and insurance expert. She …
  continue reading
 
Why are homeowner insurance premiums on the rise? What happened to the insurance market? What is reinsurance and how does it affect your premiums? On this week's episode, Shawn and George welcome back Rich Ficca, owner of Advanced Rick Consultants and Director of Risk Management for Florida Coastal and Aureat Group. Rich has been on four episodes p…
  continue reading
 
Why do some people go broke? Better yet, how can someone avoid going broke? Or even better, if broke, how can someone dig theirself out of it? On today's episode, Shawn & George talk about the top 15 reasons why people may go broke, and how to avoid those things. Some of them are obvious - not making enough money, burying your head in the sand. Som…
  continue reading
 
WOW! Four Hundred Episodes! Who knew way back in 2015 that eight years later, we would be 400 episodes in! So what is the sleeping giant of the senior real estate world? What is a HECM and can it be used to purchase a home? How can a HECM actually INCREASE the commission paid to an agent? How can a senior use the equity in their previous home to up…
  continue reading
 
Looking back a few years, what trends did you see coming? What trends did you miss? Looking forward a few years, what trends do you think are coming? In this week's episode, Shawn & George talk about financial trends that they see coming, including: Investing Marriage College Planning Side Hustles Crypto Digital or Virtual Money Finance Apps AI Loy…
  continue reading
 
What do you talk about on Thanksgiving? Typically, we try to avoid topics like politics and money at the Thanksgiving table, but it possible to talk about your investments while passing the gravy? In this week's episode, Shawn & George discuss some conversations starters that may appear taboo for the Thanksgiving table, but could result is some pos…
  continue reading
 
How do you manage your feeling about money? How do you manage your habits around spending, saving, or investing money? How do you speak with your family and other relationships about money? This week, George and Shawn talk to Maggie Baker, PhD, a practicing psychotherapy for 30 years, who is passionate about helping folks put their minds at ease du…
  continue reading
 
What apps or websites do you use to save money? On December 8, 2023, Shawn will be speaking at the More Entrepreneur Summit 2023. You can get your tickets here: https://bit.ly/SYSummit23 While these podcast episodes last as long as George and Shawn have content, Shawn's presentation at the summit is only five minutes, so Shawn wanted some help narr…
  continue reading
 
How do you talk to your kids about money? About saving, spending and investing? Do you pay your kids an allowance? On this week's episode of the podcast, George and Shawn talk to Maya Corbic, a mother and seasoned CPA, with a background as a CFO, tax accountant and auditor. Maya is also a newly published author with her book "From Piggy Banks to St…
  continue reading
 
What strange purchases have you made online? What ridiculous things are available on Amazon? What absurd purchases did people make during (and post) the pandemic? This week, George and Shawn talk about some ridiculous purchases available online. You can read the articles that formed the basis of this week's eposide at: Our Most Ridiculous Pandemic …
  continue reading
 
Welcome to our bi-annual Garage Sale lesson episode of the Crushing Debt Podcast! In this week's episode, we put it all together into one over-arching sales presentation. Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a lo…
  continue reading
 
Is it too early to start thinking about the holidays? Is it too early to start buying presents for the holidays? Nope! and Nope! This week Shawn & George talk about a few articles we found on the internet around ways to save on Holiday spending, whether gifts, travel or other holiday-related expenses. You can read these articles at: 29 Ways To Save…
  continue reading
 
Do you have a voice at the table - the financial table? Do you have your financial house in order? Did you know that men and women view and treat money very differently? Have you been on a Money Date or planned a Money Party? Are you prepared for the unthinkable? For the windfall? This week Shawn (solo, George is back next week) has Cassandra Small…
  continue reading
 
What is the best way to pay for college? How do college visits factor into the cost of college? What is the total price of college? Is it the same as listed on the schools' websites? What price should parents or students expect to pay for college? What is the real price difference between private and public universities? What is late-stage college …
  continue reading
 
When is the right time to start a new business? What should the economy look like? Why do startups fail? What pitfalls should a new owner understand and avoid? In this week's episode, George and Shawn talk about these issues, with a focus on income, debt, financial statements, and other issues that may affect the new, small business owner. Let us k…
  continue reading
 
When is something free? When can you spend money and make money? What is "Girl Math"? In this week's episode, George and Shawn delve into the strange Social Media trend of "Girl Math." Yes, that's a real thing - there is a growing trend of social media influencers with millions of views and followers promoting rules that they believe help save peop…
  continue reading
 
What are some ridiculous, absurd, wasteful, dumb things you've spent money on? Certainly Shawn & George have purchased things that maybe were not the smartest buys, it happens. However, in this week's episode, Shawn & George talk about a few articles we found on the internet, having a little fun (and some serious talk) about items that are maybe no…
  continue reading
 
When is bankruptcy an option? What if someone makes good money, but they just can't make ends meet? What options are available other than bankruptcy? This week George had a conversation with someone (not in Florida) who was asking questions about bankruptcy - how does it work, when should someone file, what chapter, etc. This week George asks Shawn…
  continue reading
 
Why Will Most People Never Be Rich? What Will Rich People Never Tell You? Why are the Rich, Rich? What are 8 Secrets From Very Rich People? What are Steve Jobs's 10 Rules for Success? What Books Will Teach You To Be Rich? What are the 5 Rules to Business? Today, Shawn and George dive into the world of Memes and Infographics! We found these seven me…
  continue reading
 
Is there any benefit to a reverse mortgage, or are they a scam? Is it a problem that a reverse mortgage has to be repaid when the borrower no longer lives in the home? Doesn't that eliminate the inheritance that would otherwise go to the kids? Will a reverse mortgage create a deficit to the borrower if it is not repaid? What can you do with a rever…
  continue reading
 
This episode will be published on the first day of school for most schools in the Tampa Bay area. Are your kids back to school yet? Did you survive the summer? What about "Back To School Shopping?" How did you navigate with your budget and manage back to school shopping for your kids? In this week's episode, George and Shawn talk about back to scho…
  continue reading
 
What is your biggest fear? Heights? Bugs? Public Speaking? IRS Audit? How (or what) is the biggest and baddest collection agency in the country (at least by perception)? What if you owe money to the that collection agency (i.e. the IRS)? On this week's episode, Shawn & George talk to Claudia Moncarz, owner of Moncarz Law, helping people to negotiat…
  continue reading
 
As the July No Spend Challenge comes to a close, how did you do? How many points did you accumulate? How much money did you save? Were there any other goals you accomplished? Thank you to Tiffanie Kellog, who asked on the Facebook page: "I was pondering a question for the podcast based on the no-spend challenge... what about a discussion on how to …
  continue reading
 
How much credit card debt do you have? At what interest rate? What happens if you can't communicate with your significant other? How do you protect money you inherit from a partner who spends? This week Shawn & George tackle these topics on the show, giving their takes on questions and headlines such as: Americans are hiding their credit card debt:…
  continue reading
 
There's been a bit of news lately on President Biden's plan to cancel student loan debt, especially after the United States Supreme Court ruled that the President has no authority to cancel the debt without Congressional action. What are your thoughts? Are you in favor of cancelling debt? Against it? Recently, the New York Times came under fire for…
  continue reading
 
The Fourth of July was a few days ago! How did you celebrate? How did you say "thank you" to those that protect us and our freedoms? This week's guest on the Crushing Debt Podcast is C. David Cain, CEO and Chief Hero Evangelist of Heroes Home Advantage. He has 24 years' experience as a top-producing Loan Officer, and is on a mission to create brand…
  continue reading
 
What is the difference between a "want" and a "need"? Can you go one day without spending money? How about one week? One Month? One Year? Shawn & George talk every week about tips and tricks and strategies to help you save money, reduce debt, and become debt free. Now, they're "putting their money where their mouth is" and taking action to help you…
  continue reading
 
What age groups tend to owe the most debt? Boomers? Millenials? Gen X? Would it surprise you to know that credit card debt, on average, has returned to or exceeds pre-pandemic levels? Why has it increased, and what can you do about it? How do you break the credit card cycle? In this week's episode, Shawn and George talk about the reason that credit…
  continue reading
 
Loading …

Quick Reference Guide