The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
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What would you do if you lost it all? How would you recover after the crash of the market? In today's podcast espidose, Shawn & George talk to Kevin Bupp, a real estate investor, podcast host, and best-selling author. Kevin had over one hundred single-family homes until the Great Recession in 2008, when he found himself in foreclosure and lost ever…
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What is Financial Coaching? - Episode 431
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George has been a co-host of the show for more than two years, but what the heck does he do? We know what a swing coach would do in golf, what a pitching coach would do in baseball, what a QB coach would do in football, even what a business coach would do for a business owner, but what does a financial coach do? On this week's episode Shawn & Georg…
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What lessons would you tell your younger self? What lessons did you learn that you want to pass off to your kids? In this week's episode, George & Shawn talk about what they've learned that they can pass on to their kids, or things they might do differently if they could rewind time. Things like: Be intentional in your money decisions. Don't keep u…
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How To Theme Park Without Debt - Episode 429
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What is your favorite roller coaster? Are you a fan of wooden coasters? Thrill-ride coasters? Coasters that go upside down? Coasters contained totally inside? What is your favorite theme park? Would you take out a loan to fund your vacation? Would you fund your vacation with credit card debt? What are some money-saving techniques that you can imple…
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What would you do if Money were no issue? What stage of life are you in currently, and how does that change your plan for your Money, how does that change your goals around Money, and how does that change how you think about Money? Are you ready to transform your financial future? After a one-week hiatus (sorry - summer vacations got in the way of …
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Crowdsourcing Do's and Don'ts - Episode 427
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35:04
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Have you contributed to someone's GoFundMe? Have you helped a friend with a Kickstarter Campaign? What lessons can you learn from Skeletor? In this week's episode Shawn & George talk about Crowdsourcing or Crowdfunding. What are some things you can do to help, and what are some things you should avoid? What are the various platforms available - alt…
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The Biggest Trap in Real Estate Investing - Episode 426
36:59
36:59
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What is the biggest trap in real estate investing? How can you avoid it? What lessons can you take from what has happened to others in this scenario? In this week's episode, Shawn tells the unfortunate story of clients of his, and what happened to them happens more often than you would think. Imagine buying property at the Courthouse Auction. You t…
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Money Savings Tips for the Holiday - Episode 425
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17:52
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Happy Fourth of July! What are some ways that you celebrate this, or any other holiday, and save money? On today's episode of the Crushing Debt Podcast, Shawn & George talk about a few different ways that you can celebrate a holiday without breaking the bank. We would love to hear your tips, or if we forgot anything. Please also visit our sponsors:…
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When do you tip? Do you tip based on the bill? Pre-tax or post-tax? Do you increase or decrease your tip based on service? What is the minimum or average tip you typically give? This week's episode is inspired by a listener / previous guest Sue Reynolds (you can hear her episode, 248, here: https://yesnerlawpodcast.libsyn.com/when-you-cant-pay-your…
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The Secret to Holistic Success - Episode 423
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40:26
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What is the secret to holistic success? How to get holistic success? What are the five E's to holistic success? This week's guest on the Crushing Debt Podcast is Jesse Johnson, Founder and CEO of Champion Empire. We talk to Jesse about his amazing story and why he does what he does. Jesse and his companies have helped his clients pay off over $5 mi…
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What in the heck does "Spaving" mean? Should you buy the BOGO? Should you buy something just because it is on sale? Buy 3, get the fourth free - good deal or no? This is a week of returns for the Crushing Debt Podcast. George is back after a one-week hiatus. And we welcome back a former sponsor - Magic Mind! I'm sipping my Magic Mind as I post toda…
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The Secret To Deferring Taxes - Episode 421
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34:29
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Do you enjoy paying taxes to the government? Do you want to keep more of your profit or gain from the sale of assets? Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets? This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwi…
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Can you spot a scam? Do you know when someone is trying to hack your accounts? Have you ever been a victim of fraud and how can you avoid it? This week's episode starts with a letter that Shawn received from the Social Security Administration. Shawn has been getting a lot of mail lately from the SSA because of benefits for his late wife. However, t…
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How Much Debt Do I Need to File Bankruptcy? - Episode 419
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41:55
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This is a question I get quite often - "How much debt do I need to have in order to file bankruptcy?" The answer might surprise you - it depends! Are you self-employed? Have you had a drop in income? What type of debt do you have? Business debt? Medical? IRS? Typically, our answer is that you need to have more debt than you can repay over a reasona…
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What are the benefits of owning your commercial building? What are the drawbacks of owning your commercial building? Are you a small business owner, worried about how you're going to fit in your current lease space? Maybe it's too small, maybe it's too big, and maybe your space could provide an additional source of revenue to your business! Finally…
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Score Success: Crushing Debt Edition - Episode 417
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What factors make up your credit score? How does your score increase and decrease? What are some credit myths? What does FICO stand for? There are five factors that make up your credit score: Payment history (35%) Credit Utilization (30%) Length of Credit History (15%) Credit Mix (10%) New Credit (10%) In this week's episode, George and Shawn talk …
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Where do you shop for everyday necessities? Can you save money by switching to an online shopping club? Can you save money by switching stores? Can you generate money by shopping? Can you use shopping to get out of debt? This week George and Shawn talk to Mark Roth with The Patriot Shopping Club. Mark works with the largest online shopping club in …
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The Secret to Paying Off Six Figures of Debt - Episode 415
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How long would it take to pay off $141,000 in debt? How would you do it? What would you do first? Is it okay to invest while still in debt? This week's guest is Amanda Sharratt. Amanda and her husband found themselves in over $141,000 in debt from student loans, credit cards, and other obligations, and they PAID IT OFF in THREE YEARS!! In this week…
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Convert Your Debt to Wealth - Episode 414
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50:59
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Can you become debt free with just a few hundred dollars left at the end of the month? If you could eliminate the payment of interest, would that help you to be debt free? Would you want to be out of debt in five to ten years? How is the payment of debt more like a GPS than a paper map? This week, Shawn & George talk to Brian Nates and Tammy Gardne…
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What is the "Cash Stuffing" method? What is Home Equity Sharing, or a Home Equity Appreciation Agreement? Should you get a HELOC? How can you become a gazillionaire overnight? Are there any useful tips on Tik Tok? This week Shawn & George are reviewing advice from Tik Tok because, everything on the internet is true! In this week's episode, we play …
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"Sign, sign, everywhere a sign." -Five Man Electrical Band What are the signs that you might need some financial help? What are some things to look for or listen for to determine whether you might want to talk to a financial coach? Signs that you might need to seek legal counsel? On this week's episode of the Crushing Debt Podcast, George and Shawn…
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Debt In Different Life Stages - Episode 411
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How does debt play a role in different ages and milestones? How do we minimize the negative impact of debt during each stage of our life? In there a difference in how debt during young adulthood, mid-life, and retirement? What is the average debt per person in the US, versus the average salary in the US (hint, visit www.USADebtClock.com)? In this w…
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Spring Break with The Crushing Debt Podcast - Episode 410
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33:19
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Happy Spring Break! How did you spend your Spring Break? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about: Vacation spending Vacation technology Reverse Mortgage issues When to start planning Housing rates & Interest rates Let us know if you enjoy this episode and, if so, please share it with your friends! Please also …
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What are some financial stressors out there? What triggers your financial stress? What is Surge Pricing? Dynamic Pricing? In this week's episode, Shawn & George talk about the various things that can cause financial stress. Situations like: bankruptcy & foreclosure, job loss, reduced work hours or income, lack of savings, debt, health care costs, s…
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If you have adult kids living with you, do you charge them rent? If you are living with your parents, do you pay or contribute to household expenses? Do you support your friends or family financially? Are you a part of the sandwich generation? This week, George and Shawn tackle the topic of contributing to household expenses. Nearly 1/3 of 18 - 34 …
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Should you lease or buy? What happens when your lease is over? Should you buy out your lease? Buy a new car? Lease a new car? Buy a pre-owned car? Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast. Le…
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Should your partner get a second job, when you both make over six-figures? Where was the world's first paper money created? What is the origin of the "greenback" nickname? What is the origin of the $ symbol for the US dollar? Each week, George and Shawn (mostly George) finds interesting articles on the internet discussing various topics, questions,…
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What are the signs of financial anxiety? How does financial anxiety affect you? How can you handle financial anxiety? We apologize for the audio quality of last week's episode. Apparently, taking a month hiatus also impacted our recording equipment! That issue has been fixed, and the quality of Shawn's voice this week is all mother nature's fault. …
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After a one-month hiatus, we are back with new episodes of The Crushing Debt Podcast! Have you experienced any life changes recently? How did those changes impact your budget? Our apologies for our silence during the month of January. In this epsidoe, we explain our absence and how it relates to both the Podcast, our daily lives, budgets, debts, me…
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Welcome to the first episode of 2024 - which should have been the last of 2023 except for a technical glitch. Why is a wholistic approach to health insurance, life insurance and wealth building important? How can you create a healthy money mindset? George is solo this week, speaking with Paola Rodriguez, a wealth building and insurance expert. She …
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Why Property Insurance is a Dumpster Fire - Episode 402
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Why are homeowner insurance premiums on the rise? What happened to the insurance market? What is reinsurance and how does it affect your premiums? On this week's episode, Shawn and George welcome back Rich Ficca, owner of Advanced Rick Consultants and Director of Risk Management for Florida Coastal and Aureat Group. Rich has been on four episodes p…
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Why do some people go broke? Better yet, how can someone avoid going broke? Or even better, if broke, how can someone dig theirself out of it? On today's episode, Shawn & George talk about the top 15 reasons why people may go broke, and how to avoid those things. Some of them are obvious - not making enough money, burying your head in the sand. Som…
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Sleeping Giant of the Senior Real Estate World - Episode 400
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36:11
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WOW! Four Hundred Episodes! Who knew way back in 2015 that eight years later, we would be 400 episodes in! So what is the sleeping giant of the senior real estate world? What is a HECM and can it be used to purchase a home? How can a HECM actually INCREASE the commission paid to an agent? How can a senior use the equity in their previous home to up…
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Looking back a few years, what trends did you see coming? What trends did you miss? Looking forward a few years, what trends do you think are coming? In this week's episode, Shawn & George talk about financial trends that they see coming, including: Investing Marriage College Planning Side Hustles Crypto Digital or Virtual Money Finance Apps AI Loy…
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Money Topics Over Turkey and Stuffing - Episode 398
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28:57
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What do you talk about on Thanksgiving? Typically, we try to avoid topics like politics and money at the Thanksgiving table, but it possible to talk about your investments while passing the gravy? In this week's episode, Shawn & George discuss some conversations starters that may appear taboo for the Thanksgiving table, but could result is some pos…
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How do you manage your feeling about money? How do you manage your habits around spending, saving, or investing money? How do you speak with your family and other relationships about money? This week, George and Shawn talk to Maggie Baker, PhD, a practicing psychotherapy for 30 years, who is passionate about helping folks put their minds at ease du…
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Technology Tips to Save You Money - Episode 396
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28:39
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What apps or websites do you use to save money? On December 8, 2023, Shawn will be speaking at the More Entrepreneur Summit 2023. You can get your tickets here: https://bit.ly/SYSummit23 While these podcast episodes last as long as George and Shawn have content, Shawn's presentation at the summit is only five minutes, so Shawn wanted some help narr…
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How do you talk to your kids about money? About saving, spending and investing? Do you pay your kids an allowance? On this week's episode of the podcast, George and Shawn talk to Maya Corbic, a mother and seasoned CPA, with a background as a CFO, tax accountant and auditor. Maya is also a newly published author with her book "From Piggy Banks to St…
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Most Ridiculous Pandemic Purchases - Episode 394
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32:12
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What strange purchases have you made online? What ridiculous things are available on Amazon? What absurd purchases did people make during (and post) the pandemic? This week, George and Shawn talk about some ridiculous purchases available online. You can read the articles that formed the basis of this week's eposide at: Our Most Ridiculous Pandemic …
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Welcome to our bi-annual Garage Sale lesson episode of the Crushing Debt Podcast! In this week's episode, we put it all together into one over-arching sales presentation. Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a lo…
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Is it too early to start thinking about the holidays? Is it too early to start buying presents for the holidays? Nope! and Nope! This week Shawn & George talk about a few articles we found on the internet around ways to save on Holiday spending, whether gifts, travel or other holiday-related expenses. You can read these articles at: 29 Ways To Save…
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Do you have a voice at the table - the financial table? Do you have your financial house in order? Did you know that men and women view and treat money very differently? Have you been on a Money Date or planned a Money Party? Are you prepared for the unthinkable? For the windfall? This week Shawn (solo, George is back next week) has Cassandra Small…
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Taming The High Cost of College - Episode 390
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47:47
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What is the best way to pay for college? How do college visits factor into the cost of college? What is the total price of college? Is it the same as listed on the schools' websites? What price should parents or students expect to pay for college? What is the real price difference between private and public universities? What is late-stage college …
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When Is The Right Time To Start A Business - Episode 389
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When is the right time to start a new business? What should the economy look like? Why do startups fail? What pitfalls should a new owner understand and avoid? In this week's episode, George and Shawn talk about these issues, with a focus on income, debt, financial statements, and other issues that may affect the new, small business owner. Let us k…
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When is something free? When can you spend money and make money? What is "Girl Math"? In this week's episode, George and Shawn delve into the strange Social Media trend of "Girl Math." Yes, that's a real thing - there is a growing trend of social media influencers with millions of views and followers promoting rules that they believe help save peop…
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Absurd Purchases That People Actually Make - Episode 387
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33:24
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What are some ridiculous, absurd, wasteful, dumb things you've spent money on? Certainly Shawn & George have purchased things that maybe were not the smartest buys, it happens. However, in this week's episode, Shawn & George talk about a few articles we found on the internet, having a little fun (and some serious talk) about items that are maybe no…
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When is bankruptcy an option? What if someone makes good money, but they just can't make ends meet? What options are available other than bankruptcy? This week George had a conversation with someone (not in Florida) who was asking questions about bankruptcy - how does it work, when should someone file, what chapter, etc. This week George asks Shawn…
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7 Lists from The Money Experts - Episode 385
37:15
37:15
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Why Will Most People Never Be Rich? What Will Rich People Never Tell You? Why are the Rich, Rich? What are 8 Secrets From Very Rich People? What are Steve Jobs's 10 Rules for Success? What Books Will Teach You To Be Rich? What are the 5 Rules to Business? Today, Shawn and George dive into the world of Memes and Infographics! We found these seven me…
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The Secret to Moving Forward In Reverse - Episode 384
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32:01
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Is there any benefit to a reverse mortgage, or are they a scam? Is it a problem that a reverse mortgage has to be repaid when the borrower no longer lives in the home? Doesn't that eliminate the inheritance that would otherwise go to the kids? Will a reverse mortgage create a deficit to the borrower if it is not repaid? What can you do with a rever…
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This episode will be published on the first day of school for most schools in the Tampa Bay area. Are your kids back to school yet? Did you survive the summer? What about "Back To School Shopping?" How did you navigate with your budget and manage back to school shopping for your kids? In this week's episode, George and Shawn talk about back to scho…
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