Best Remortgage Podcasts (2024)

1
Ep 74 - Beware reduced credit card payments 29:12

11h ago29:12

29:12

Millions of credit card customers face a big increase in the cost of their borrowing, but many will not know. Barclaycard is reducing the minimum payments that customers will be charged from July. Someone owing £2,500 will have a minimum payment of £71. 21 from July down from £89.96 - an apparent saving of £18 a month. But this move alone increases…

1
Why do we have a housing crisis in Scotland? Political analysis from Andy Maciver 33:35

1d ago33:35

33:35

In this episode of the ESPC property show, Andy Maciver, a seasoned political analyst, joins hosts Megan and Paul to dissect the intricacies of housing policy and its relationship with the evolving political landscape in Scotland. From the impact of ideological beliefs on property ownership to the imperative of addressing housing supply shortages, …

1
What is it like to live in Leith, Edinburgh? 22:36

8d ago22:36

22:36

In this week's episode Paul & Megan are on the move! They catch the tram down to ESPC's most popular area for property sales - Leith in Edinburgh East. There they chat to local solicitor estate agents, Tzana from Watermans and Becky from Aberdein Considine all about life in Leith from what the local community is like to how it differs from the rest…

1
Ep - 73 - The high cost of children 29:34

15d ago29:34

29:34

Children are very expensive, especially if you work. The government has increased the financial help it gives towards child care costs so that the parents of two-year-olds can now get a contribution towards the costs. But this is still likely to be a lot less than is needed. The official line is that two-year-olds are entitled to 15 hours free chil…

1
Edinburgh rental market update - April 2024 24:40

15d ago24:40

24:40

On this week's episode Paul & Megan are chatting to Nicky & Martyn from our ESPC Lettings team to discuss the latest updates in the Edinburgh rental market including the end of the rent cap and advice to tenants looking to move. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or v…

1
Property market update for Q1 2024 23:55

22d ago23:55

23:55

In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders. They chat with Ivan Ralph (CEO, Ralph Sayer) and Sofia Renshaw (Trainee Solicitor, Davidsons) about property hotspots for buyers, landlords leaving the market and whether or not now is a good time to b…

1
Ep - 72 Loyalty is hard work 25:53

30d ago25:53

25:53

Loyalty is the latest tool that supermarkets use to lure us into their stores. Big signs and advertisements suggest we can save lots of money but in reality you need to take a calculator, check prices carefully on grocery websites and allow extra time if you are not going to be ripped off. Loyalty cards offer cheaper prices to customers who have th…

1
Get your finances in order before tax year end: Pensions & Lifetime ISAs 30:58

30d ago30:58

30:58

This week on the podcast, Paul & Megan are joined by financial advisor, Andy Lewis from John Scott Davidson to discuss how to get your finances in order ahead of the tax year end in April including making the most of your ISA allowance and investing in your pension, as well as some advice for how to make the most of your savings in the lead up to m…

1
Can communities make our homes more energy efficient? with Porty Community Energy 18:01

1M ago18:01

18:01

This week Paul & Megan are chatting to Hazel from Porty Community Energy about how we can harness the power of community to make environmental changes. In the episode, we discuss the quick fixes that individuals can make in their homes to reduce energy usage as well as the larger community projects that you can get involved with to make longer term…

1
Ep - 71 Cut Living Costs Now 34:50

1M ago34:50

34:50

April is the cruellest month when many of our household bills increase. The battle to tame inflation has not yet been won so we have to cut our household bills wherever possible. Even energy bills that are set to be reduced by 12% on April 1 are still more than twice what they were before Ukraine was invaded. So there is no better time to check all…

1
How are properties valued? A guide to pricing your property for market 23:28

1M ago23:28

23:28

This week Megan & Paul are joined by Head of Estate Agency at McDougall McQueen, Lisa Connolly to discuss property pricing strategies and how ESPC solicitor estate agents arrive at a valuation. Short on time? Skip to the most relevant part to you: 0:00-0:47 Intro 0:47-1:37 Meet Lisa 1:37-5:04 How does a solicitor estate agent decide on a valuation?…

1
How to create a homeowners association in Edinburgh tenement buildings 30:54

2M ago30:54

30:54

In this week's episode of the podcast, we're talking about flats and the responsibility you have as the homeowner of a flat in a Scottish tenement building. Paul & Megan chat to Under One Roof's Chief Executive Mike Heffron about how to create a homeowner's association, how to manage communal space/roof repairs and how to enforce payment when some …

1
Ep 70 - Remortgaging 27:56

2M ago27:56

27:56

It is crunch time for millions of homeowners whose fixed rate mortgages expire this year. They face much bigger monthly payments. After 14 interest rate increases over the last two years, and no sign from the Bank of England that there will be a reduction any time soon, many are fearful they could lose their homes, and may be putting off finding ou…

1
Don't be afraid of mortgages! An update on the mortgage market, first-time buyer tips & remortgaging in 2024 33:49

2M ago33:49

33:49

Welcome back to season 3 of the ESPC Property Show - a podcast for property enthusiasts and home hunters across Edinburgh, the Lothians, Fife and the Scottish Borders. In this episode, hosts Paul and Megan are joined by two ESPC Mortgages colleagues Paul Demarco and David Lauder to discuss and debunk the mortgage market including how much cash firs…

1
Ep 69 - Student Living Costs 27:04

3M ago27:04

27:04

Succeeding in your A level exams is vital for the school students wanting to go to university this autumn. But almost as important, as their studies, is working out how they will afford to live whilst they are at university. The government has increased maintenance loans for undergraduates by 2.5% for students going to university this autumn. This …

1
Ep - 68 Time to get some tax back 26:49

3M ago26:49

26:49

Tax returns have been filed so it is now time to find out if there is any money that HMRC owes you, and the quicker you are the more you might get. The current tax year ends on April 5 and if you make a claim before then for an allowance you should have then you may be able to backdate the claim to 2019. And there is lots of money waiting for you t…

1
Ep - 67 Do not let your insurance company make extra money from you 27:58

3M ago27:58

27:58

Insurance companies are competting to charge us more. The average homes' insurance policy already cost 36% more this year than last, before storms Babet, Ciaran and Debi damaged thousands of homes causing half a billion pounds worth of damage. And then came the even more powerful Henk. While the insurance companies will find reasons to increase our…

1
Ep 66 - Time to save starting with a penny 21:54

4M ago21:54

21:54

Banks make billions a year by charging borrowers lots and paying savers little. Now with mortgage rates coming down as banks compete for customers savers have to be nimble if they are not going to lose out. Now is the time to find out whether you can get a better return on any savings you have. Banks are already reducing the interest they pay on de…

1
Relocating to Dubai - learning about the UAE market 23:31

4M ago23:31

23:31

Paul and Megan from the ESPC Property Show podcast are joined by Marie O'Neill, a relocation expert based in Dubai. Marie talks about the process of relocating to countries in the UAE, and the advantages of doing so. She explains that the economy is stable and the low taxation makes Dubai a desirable place to call home. We learn that property is al…

1
Ep 65 - Avoid the sales 20:50

4M ago20:50

20:50

We have been battling inflation all year and now retailers are trying to persuade us to spend whatever we have managed to save. Everywhere we are being offered half price goods and even cheaper. Before you are tempted you have tocheck whether the price cuts are as good as the stores say, and whether you need what is being offered. It has been a tou…

1
Mortgage Brokers In Focus | Overcoming The Mortgage Market | Increase Referrals | Time Management 41:24

4M ago41:24

41:24

Chris Targett of Social 4 Brokers interviewed our Founder Sean Rogers in this mortgage broker special! In this video, we touch on: - Overcoming and handling the mortgage market challenges - Increasing output and improving time management - Increasing referrals - Improving the conveyancing process - Completing cases quicker MORTGAGE BROKERS & ESTATE…

1
Moving home smoothly with Doree Bonner International 21:11

5M ago21:11

21:11

In this week's episode, Paul & Megan speak to Claire Duff from Doree Bonner International. The episode covers everything from the benefits of using a removal service to Doree Bonner's useful declutter service. You can find out more about Doree Bonner here. Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directl…

1
Ep - 64 - New Year Budgeting podcast 32:22

5M ago32:22

32:22

New Year is an opportunity to get our finances under control. There is the quiet period after Christmas to review all our accounts and to work out if there is money to be saved. More people are using cash to give themselves better control of their money. It is much more difficult to overspend when the cash runs out and we notice every overspend. It…

1
November House Price Report - What's happening in the property market 9:39

5M ago9:39

9:39

We're bringing you a slightly different style of episode this week with our November House Price Report. In this episode, Megan is joined by Ashley McInulty, Head of Member Services at ESPC to discuss the latest stats from the ESPC database. The episode includes discussion on: - The average selling price - The median time to sell - The average % of…

1
An update on the Edinburgh rental market 22:14

5M ago22:14

22:14

In this week's episode, Megan is joined by returning guest, Nicky Lloyd from ESPC Lettings. They discuss the rental market in Edinburgh, including rental prices, supply and demand, and current legislation for landlords. Nicky also shares the best postcodes for investment in Edinburgh and the most popular property type in the current market. Watch t…

1
Ep - 63 Saving Money at Christmas 28:10

5M ago28:10

28:10

Christmas is a tremendous financial strain each year, and it is probably worse this year as interest rates, food prices, energy bills all challenge household budgets. We all need to learn how to do more for less. There are lots of ways of giving presents that cost nothing, and even more ways of raising extra cash in the next few weeks . Banks are g…

1
Interior design with John Lewis 30:03

5M ago30:03

30:03

In this episode, Megan and Paul are joined by Mhairi, a Home Design Stylist from John Lewis. Mhairi talks about her background in textile design and how she fell in love with interior design and architecture while growing up in Hong Kong. She explains that John Lewis offers a free interior design service for any room and any budget, from full house…

1
How "Notify" helps mortgage brokers & UK Mortgage Market Debate 45:24

5M ago45:24

45:24

INTERMEDIARIES ONLY It is always a pleasure to interview Nicola Firth of Knowledge Bank. Knowledge Bank states they are the largest database of mortgage criteria in the UK. Nicola was extremely generous with her time and provided tons of value and insights for #mortgagebrokeruk We cover lots of areas but the key takeaways are: - Placing difficult c…

1
Retrofitting & making your home energy efficient with EcoCosi from Changeworks 44:23

6M ago44:23

44:23

In this episode of the ESPC Property Show, Paul and Megan are joined by Ewan and Sam from Changeworks, a Scottish environmental charity that delivers solutions for low carbon living. Changeworks has over 35 years’ experience in delivering high impact solutions for low-carbon living. They work collaboratively with partners, organisations and househo…

1
Social Media Marketing For Mortgage Brokers 54:25

5M ago54:25

54:25

It was a pleasure to have Chris Targett of Social For Brokers as a guest to outline the social media strategies he has deployed successfully with mortgage brokers helping them grow their businesses and increase referrals Chris was extremely generous with his time and provided tons of value This episode is packed with strategies and actionable advic…

1
Remortgaging in Scotland: Key Benefits and Risks 10:09

6M ago10:09

10:09

Considering remortgaging in Scotland? Dive into this comprehensive guide as we break down the top benefits, potential risks, and expert advice for homeowners in the UK. Whether you're looking to secure a better deal, access home equity, or consolidate debts, get all the insights you need to make an informed decision. Don't miss out on these essenti…

1
The housing shortage with Homes for Scotland 23:20

6M ago23:20

23:20

In this week's episode, Paul & Megan speak to Jennifer Kennedy from Homes for Scotland about the lack of suitable homes in Scotland. Jennifer explains what barriers are prohibiting new homes being built, why we are so behind in the development of new build homes and just how bad the housing problem in the UK is. You can find out more about Homes fo…

1
Ep - 62 Beware Black Friday 28:25

6M ago28:25

28:25

Black Friday is a danger zone for anyone trying to live within their budgets. Retailers want us to splurge on things we didn't know existed or that we wanted them. Fraudsters also put in overtime to part us from our money. But if you do your research before the spending-fest there are bargains to be had as retailers battle to persuade us to buy. Re…

1
Understanding Remortgaging: Key Reasons people remortgage 8:16

6M ago8:16

8:16

Welcome back to our series on mortgages and remortgaging. In today's video, we dive deeper into the reasons people choose to remortgage, from securing a new interest rate to consolidating debt. Discover how the standard variable rate affects your decision and the potential risks and rewards of adding additional funds to your mortgage. Whether you'r…

1
First-Time Buyer's Guide to Purchasing Property in Scotland 29:34

6M ago29:34

29:34

In this episode, Paul & Megan are joined by Amy Howard (Neilsons) and Caitlin Keegan (Gillespie Macandrew) to get the best advice for first-time buyers. Amy & Caitlin share invaluable insights and advice for first-time buyers in the Scottish property market. They discuss the crucial steps to take, including appointing a solicitor, finding a mortgag…

1
Understanding Remortgage: A Comprehensive Guide to Debt Consolidation & More 7:09

6M ago7:09

7:09

Dive deep into the world of remortgaging with our detailed guide. Whether you're considering consolidating debts, navigating interest rates, or exploring alternative mortgage deals, this video has you covered. Join us to ensure you make informed decisions about your homeownership journey. Don't forget to drop your questions in the comments, and if …

1
Ep - 61 Money Saving Masterclass 28:55

6M ago28:55

28:55

Mrs Mean has been listening to your questions and says you do not have to wait for the Government to provide a giveaway Autumn Statement or Budget. You can save money on your energy bills straightaway and some two million couples are missing out on tax benefits for being married that could provide more than £1,000 in weeks. Getting savings rates th…

1
Q&A with Paul & Megan on the property market, where to buy and what's in the ONS basket of goods? 26:09

6M ago26:09

26:09

Paul and Megan discuss various topics related to buying property, answering questions from their listeners. They emphasize the importance of seeking professional advice from a solicitor-estate agent, especially for first-time buyers. The conversation also delves into the "basket of goods" used to measure inflation, highlighting the addition of item…

1
Mastering Debt Consolidation Mortgages 4:13

6M ago4:13

4:13

Discover the ins and outs of debt consolidation mortgages in our comprehensive guide. Uncover how consolidating your debts into a mortgage can lead to reduced monthly payments and a simplified financial life. Our detailed walkthrough covers evaluating interest rates, assessing your monthly budget, understanding early repayment charges, exploring al…

1
Employee Ownership Trusts (EOT) | Is An EOT Right For You & Your Business? | Pros & Cons Of EOTs 26:51

6M ago26:51

26:51

Employee Ownership Trusts (EOTs) are becoming increasingly popular. Why are Employee Ownership Trusts (EOTs) growing in popularity? What are Employee Ownership Trusts (EOTs) and how do they work? In this episode of the MLC Show, host Sean Rogers sits down with Andrew Bloom to interview one of the country’s leading experts on Employee Ownership Trus…

1
Economics Revisited 31:09

7M ago31:09

31:09

In this podcast episode, Paul and Megan are joined by Debbie Hair (Investment Manager, Evelyn Partners). They delve into various economic and financial topics, starting with inflation and its implications, touching on both short-term and long-term trends, emphasising the importance of considering environmental, social, and governance factors when e…

1
The Mortgage Misstep: Planning Ahead in Scotland 2:50

7M ago2:50

2:50

In this episode, we delve into a common pitfall many face in Scotland when looking to remortgage for home improvements. Learn from real-life scenarios about the importance of consulting your bank or mortgage broker early in the process. We discuss the challenges one might face if they jump the gun on home renovations without securing the necessary …

1
Ep - 60 Cut electric car costs 24:30

7M ago24:30

24:30

The incentives to buy an electric vehicle are gradually being removed and the cost of running them has risen. It is not therefore surprising that the number of private buyers of electric cars fell by 14% in the year to September, even before the government rolled back the deadline by five years for the end to the sale of new petrol and diesel vehic…

1
Exploring the Scottish Borders & the local property market 26:24

7M ago26:24

26:24

In this week's episode, Megan & Paul head to the Scottish Borders to find out more about the local property market. Our podcast guests for this episode are Suzanne Grey from Hastings Legal and Struan Ferguson from Blackwood Smith. Suzanne discusses the Kelso property market, while Struan chats us through the current property landscape in Peebles. E…

1
Tips on Remortgage and Securing a Mortgage in 2024 | Expert Tips from Michael Lawlor Mortgage Broker 34:46

7M ago34:46

34:46

In this episode of the MLC Show, host Sean Rogers sits down with Michael Lawlor, a seasoned mortgage broker and financial advisor from Integrity Wealth Management part of the Mortgage Advice Bureau, to explore the intricacies of remortgaging and securing a mortgage in the ever-evolving property landscape of 2024. With a keen focus on empowering lis…

1
Should You Buy a New Build Home in the UK? Pros, Cons & Essential Tips! 7:06

7M ago7:06

7:06

🏡 Are you considering buying a new build home in the UK? In this episode, we delve into the advantages such as no chain, a 10-year guarantee for major structural damage, and eco-friendly regulations. We also guide you through the process, similar to buying a normal house, and provide additional insights to make your purchase smoother and more affor…

1
Ep 59 - Winning in the Rental Battle 26:50

7M ago26:50

26:50

Renters are having it tougher than homebuyers to get a home, with more than 20 people asking to view properties as soon as they are advertised, and rents increasing by inflation-busting amounts. Finding the right property, or one that is good enough, is just the start. It probably takes more work than buying a home because you do not have a solicit…

1
Property market update for Q3 2023 40:00

7M ago40:00

40:00

In this week's episode, Megan & Paul chat through the latest stats on the property market in Edinburgh, the Lothians, Fife and the Scottish Borders. Initially, they chat through the ESPC data for the last three months before having a wider discussion with Maurice Allan (Managing Director of Estate Agency at Lindsays) and Lyndsey Beckwith (Head of E…

1
Understanding Insurance Policies: Don't Over Look Income Protection 5:25

7M ago5:25

5:25

In today's brief episode, I delve into the world of insurances, highlighting that income protection should not be forgotton about Learn about the key points and limitations of these insurance policies and understand the scenarios in which they pay out. 📍 Discover the importance of each type of insurance, and why income protection is often overlooke…

1
Ep 58 - Don't Be Ripped Off 23:58

7M ago23:58

23:58

Online companies appear to set out to mislead customers about the prices they will charge when we get to the checkout. Everyone knows that the flight price first offered is likely to be doubled by the time we pay. Unfortunately many other companies are using the same trickery. The government is consulting on whether it needs to ban charging more th…

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Remortgage Podcasts

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