show episodes
 
Carina Gardner unravels the everyday joys and dilemmas of design, making, and business. This inside scoop into fabric design, paper design, die cut design, and crafting will help bring more creativity and joy in your life. Carina Gardner has a Ph.D. in Design and was the Creative Director of Cartabella Paper Co. and MiniLou. She has designed everything from dishware to bracelets under her brand. She currently designs fabric and die cutting files while teaching other designers how to create m ...
  continue reading
 
Loading …
show series
 
Steve Hameon has great insights on why revenue matters as he runs his multiple businesses. Learn more in today's episode. Want to find out more about Steve's podcast? Go to The Money Mindset Mentoring Podcast anywhere you listen to podcasts. Episode 454 Money and Mindset with Steve Hamoen _________ Have you ever wanted to create your own personaliz…
  continue reading
 
This episode begins with a welcome and an update on the Ontario real estate market. It covers the federal investment and strategy for affordable housing in Toronto. The episode delves into CMHC's Frequent Builder framework and provides an analysis of the short-term rental market. A discussion follows on the potential for converting short-term renta…
  continue reading
 
null(0:00) Introduction to fixed mortgage rates and bond yields(1:00) Analysis of fixed and variable-rate mortgage trends(3:44) Breaking high-rate mortgages: costs and penalties(5:35) Federal budget's effect on first-time homebuyers and amortization periods(6:58) Influence of Canada Mortgage and Housing Corporation (CMHC) on housing market(10:01) D…
  continue reading
 
Steve Hamoen and Jim Manning delve into the lease purchase model in real estate, discussing its challenges, benefits, and ethical considerations. They explore building a successful ecosystem, market synchronization, and the labor crisis's impact on the housing market. The episode covers technological advancements, equity partners, and retirement pl…
  continue reading
 
This episode begins with a welcome and introduction to Episode 33, focusing on mortgage rate cuts and market trends. It explores historical mortgage rate cuts and their impact on real estate market dynamics. An analysis from WOWA Leads on mortgage rate impacts on the housing market is provided. The introduction of 30-year mortgages and government h…
  continue reading
 
Been feeling stuck? Need some new ideas? Carina talks about 10 ways you can "download" creative ideas from James McCrae's book The Art of You. She recently lectured on this class in one of her classes at the University of Arts & Design Business and goes over some things you can do to get inspired. Learn more about the University of Arts & Design Bu…
  continue reading
 
This episode begins with a welcome and introduction. It covers the Bank of Canada's interest rate cuts and their impacts on the housing market. An economic outlook is provided, discussing unemployment, inflation, and interest rate predictions. The episode delves into 'own-use' evictions and their consequences for tenants and landlords. New mortgage…
  continue reading
 
This episode begins with a welcome and introduction. It provides updates on the real estate market, including a drop in GTA sales, appeals for interest rate cuts, and market shifts in Calgary and Vancouver. Montreal's surge in residential sales and national housing affordability reports are discussed. Insights into Toronto's condominium rental mark…
  continue reading
 
This episode begins with a welcome and an overview. It explores the role of family gifts in first-time home purchases and regional disparities. The impact of these gifts on the wealth gap and housing market dynamics is discussed. The episode also delves into the rise of own-use evictions and the response from tenants in Ontario. Challenges faced by…
  continue reading
 
Ann Swanson has written books on the science of yoga and mediation. Her knowledge bring a new perspective to the field. If you want to know more and also join her free meditation class, visit her at https://www.annswansonwellness.com/meditation-for-the-real-world Episode 458 Meditation and Yoga with Ann Swanson _________ Have you ever wondered what…
  continue reading
 
Brandon Elliot discusses strategies for utilizing 0% interest credit cards and managing multiple credit cards effectively. The episode delves into overcoming the stigma of multiple credit cards, distinguishing good debt from bad debt, and using credit cards to acquire assets. Brandon shares insights on mass applying for credit cards, understanding …
  continue reading
 
This episode begins with a welcome and introduction. It covers the Bank of Canada's recent rate cut and its impact on home sales in Ontario. The dynamics of the real estate markets in Toronto, Calgary, and Vancouver are analyzed. Trends and insights into the rental markets in Montreal and Ontario are explored. The discussion includes rental afforda…
  continue reading
 
This episode begins with a welcome and introduction. It covers the Bank of Canada's recent interest rate cut and its impact on mortgages. Tips for first-time homebuyers and those renewing their mortgages are provided. A detailed analysis of the Toronto real estate market follows, focusing on the pause in GTA condo sales and value trends. The episod…
  continue reading
 
This episode begins with a welcome and introduction. It covers the Bank of Canada's recent rate cut and its impact on homeowners and market activity. The episode discusses the implications of lower borrowing costs and market predictions. Insights from industry experts and the Canadian Mortgage Brokers Association are shared. The challenges in the c…
  continue reading
 
Steve Hamoen and Chris Pistorius dive into dental marketing essentials and the competitive landscape of the dental industry. They discuss effective strategies for growing a dental practice, mastering Facebook advertising, and comparing it with Google ads. The episode covers leveraging video cards in personalized marketing, understanding key marketi…
  continue reading
 
Steve Hamoen and Deniero Bartolini discuss how to design and live the lifestyle you want while recognizing and avoiding business ownership traps. They cover strategies for sustainability and self-care, effective time management, and building a meritocracy. The episode emphasizes meditation and mindfulness for focus, the importance of repetition, an…
  continue reading
 
This episode begins with a welcome and introduction. It covers the Bank of Canada's recent rate cut and its immediate effects. Expert perspectives on mortgage rates are discussed, followed by insights into market activity and buyer confidence. Financial strategies and inflation considerations are explored, along with trends in Ontario real estate a…
  continue reading
 
At Live bootcamps people always ask how you can get the inside scoop. Carina always says what no one likes to hear and that is, you have to pay to play. That means you have to go to shows, network, join programs, and anything else that will help you learn the industry and talk to buyers and manufacturers. This is a key component that so many creati…
  continue reading
 
null(0:00) Welcome to episode twenty-five(0:18) Doug Ford's plea and Bank of Canada's expected rate cut(1:25) Impact of interest rates on home construction and inflation trends(2:54) Greenbelt land swap scandal investigation(3:27) Bank of Canada's interest rate relief and inflation warnings(6:00) Predictions for future rate cuts and MNP Consumer De…
  continue reading
 
This episode begins with a welcome and introduction. It covers the latest trends in fixed and variable mortgage rates. The impact of Canada's Housing Plan on market prices is analyzed, followed by market forecasts and consumer confidence insights. The episode discusses real estate market dynamics and inventory levels, offering tips for navigating h…
  continue reading
 
Steven Pope shares his journey to founding "My Amazon Guy" and discusses the key functions of an Amazon agency. The episode explores challenges of selling on Amazon, the platform's logistical dominance, effective strategies for conversion rates and product uniqueness, and the necessity of advertising. About Steven Pope "My Amazon Guy" Linkshttps://…
  continue reading
 
This episode begins with an introduction and overview of the topics. It speculates on the Bank of Canada's interest rate direction and its economic impacts. Updates on the Canadian job market and inflation are provided, followed by a discussion on the effects of a global tech outage and rising shipping costs. Industry perspectives include Suncor's …
  continue reading
 
Carina goes through several of the "Day in a Life's from Erin Austen Abbott's book How to Make It. She looks at the daily activities of people who are doing their creative work for a living and things you can do to mimic their activities. Episode 456 How to MAKE it: Lessons From the Book of 25 Creatives _________ Have you ever wondered what makes a…
  continue reading
 
This episode begins with a welcome and introduction. It discusses the Canada Revenue Agency's audits on real estate, followed by a sponsor segment on Fastkey's mortgage and loan application process. The episode then provides guidance on accessing and securing documents from the Canada Revenue Agency. It also examines trends in Toronto's condo marke…
  continue reading
 
This episode begins with a welcome and introduction. It discusses the Bank of Canada's interest rate trends and their impacts on mortgages. The episode then provides an update on the Toronto condo market, focusing on sales and pricing. The challenges faced by preconstruction buyers regarding appraisals are examined, along with guidelines from the F…
  continue reading
 
This episode begins with a welcome and introduction. It discusses an RBC report on Canada's economy and the impact of high interest rates. The conversation then shifts to the Bank of Canada's interest rate cuts and housing market predictions. The episode explores the decline and surplus in condominium sales in the Greater Toronto and Hamilton Area,…
  continue reading
 
Steve Hamoen and Patrick Jones discuss the influence of environment on addiction, the hidden emotional and mental addictions tied to social media, and differentiate between healthy and unhealthy addictions. They share personal experiences, practical steps to stop negative patterns, and the impact of judgment and shame. Topics also include sex and p…
  continue reading
 
This episode begins with an introduction and an overview of the topics. It provides a comprehensive analysis of Equifax's earnings, stock performance, and financial overview. The discussion then covers analyst ratings and market reactions to Equifax. Detailed insights into Equifax's revenue growth and innovations are explored, followed by an examin…
  continue reading
 
This episode starts with a welcome and introduction. It provides an update on the Ontario real estate market, noting an increase in listings, a shift to a buyer's market, and underbidding trends. The discussion then shifts to Canadian and Wall Street market trends, covering stocks, corporate news, economic data, retail sales, and yields. Commodity …
  continue reading
 
Steve Hamoen and Jay Tullis discuss cryptocurrency tokens, the influence of mentors like Ray Dalio and Warren Buffet, and the differences between day trading and long-term investing. They explore blockchain's evolution, applications in government and medical data, and the importance of asset security. About Jay Tullis Linkshttps://www.linkedin.com/…
  continue reading
 
If you are wanting a "do over" in your creative process, Carina talks about two things you can do that she teaches on from the Artist's Way. She has recently been working on a new course from the University of Arts & Design Business that incorporates the principles from the Artist's Way. Learn how these two things that help you be more creative tha…
  continue reading
 
This episode starts with a welcome and introduction. It then covers FSRA's new auto insurance fraud reporting rule and the importance of stakeholder engagement. The discussion shifts to investment news, focusing on institutional activities and insider trades at Equifax. An analysis of Equifax's market performance, earnings, and analyst ratings foll…
  continue reading
 
Carina Gardner and Steve Hamoen delve into the intersection of education and entrepreneurship. They discuss the evolution of business programs, the balance between university education and practical business skills, and the importance of differentiation. Carina shares insights on solopreneurship, team dynamics, and achieving predictable success.(0:…
  continue reading
 
Justin Groth shares his journey into fitness and bodybuilding, overcoming body issues, and transitioning from personal training to competitions. They discuss the taboo of drug use in bodybuilding, the importance of mindset, discipline, and continuous self-improvement. About Justin Groth Linkswww.youtube.com/@justingroth1https://www.theofficialjusti…
  continue reading
 
This episode begins with a welcome and introduction to the topics. It provides an overview of Steve Jacques' recent appointment, detailing his background and potential impact on the industry. The episode then shifts to Equifax's upcoming earnings report, offering insights into the financial market. It concludes with closing remarks and a thank you.…
  continue reading
 
This episode begins with a welcome and an overview. It then moves into the weekly mortgage digest and current market trends. The episode provides an update on the national mortgage arrears rate and delves into Toronto's condo market analysis, highlighting urban planning challenges. It also covers national and regional rent price trends. A report fr…
  continue reading
 
Steve Hamoen welcomes guest Brody Farber, discussing his preference for no-gi, reflections on his fight record, and anticipation for the Chandler vs. McGregor fight. They explore evolving training methods, managing attention and image rights, seizing opportunities, transitioning careers, and financial freedom. Brody Farber: Links:https://www.instag…
  continue reading
 
Carina recently purchased a lot of books as she is determining some of the books she wants to introduce into the curriculum at the University. She goes over several of the books she is considering. While not every book will make it into the final curriculum, all of these books will help Carina make informed decisions about what she thinks students …
  continue reading
 
This episode delves into the Bank of Canada's interest rate decisions and their economic impact, followed by a comprehensive real estate market analysis and predictions. It examines home sales and price trends in key Canadian markets, along with updates on construction, condominium presales, and rate changes. The discussion extends to Canadian real…
  continue reading
 
This episode explores Canadian mortgage trends and the impacts of interest rates, delves into the challenges pension funds face with real estate investments, and examines home sales trends in major Canadian cities. It also reviews regional real estate board statistics for June and discusses the pros and cons of 30-year mortgages.(0:00) Welcome and …
  continue reading
 
Steve Hamoen and Ky Logue discuss wholesaling, syndicates, and the importance of integrity. They explore virtual wholesaling strategies, AI for market identification, and the future of tech integration. The episode concludes with insights into seller motivations and the concept of the buy box. About Ky Logue https://www.linkedin.com/in/kylogue/http…
  continue reading
 
Carina introduces the University of Art & Design Business which will open up for its first semester in fall 2024. Learn more about Carina's decision to start a university to help creatives create businesses. Learn more about the university at www.uadb.education. Episode 452 Introducing the University of Arts & Design Business _________ Have you eve…
  continue reading
 
This episode provides a Toronto housing market update, focusing on rising sales and economic factors. It discusses a controversial rental listing in Burlington that sparked online backlash and offers mortgage renewal strategies in a shifting rate environment. The episode explores different types of mortgages and analyzes the surge in home prices in…
  continue reading
 
Steve Hamoen and John Chan discuss the value of plateaus in personal growth, the practical applications of martial arts in business, and the mindset needed for high-level competition. They explore John’s career journey, the importance of fundamentals, effective marketing principles, and data misinterpretation pitfalls. About John Chan Links:https:/…
  continue reading
 
This episode covers new RBC financing options, Canada's Secondary Suite Loan Program, AMF's warning on fraudulent mortgage activities, and illegal practices by Daniel Cuzano Clavo. It also discusses fraudulent private loan websites, Toronto home sales trends, interprovincial migration due to housing costs, and housing affordability perspectives.(0:…
  continue reading
 
This episode covers rising condo fees, a shortage of qualified condo managers, and the impact of regulatory changes on condo management. It also discusses significant property losses in the GTA, a report on home sales, a survey about housing costs, Ontario's rent cap, and Toronto's affordable housing investment.(0:00) Welcome and episode introducti…
  continue reading
 
Vincent Valentine explores the marketplace for virtual girlfriends, cognitive AI projects, and digital assets. They discuss AI's benefits in real estate, its future impact on legal systems, and potential risks of AI-run governments. The episode also covers AI's role in mental health and therapy. About Vincent Valentine: Links:https://www.linkedin.c…
  continue reading
 
Have you ever had an experience where a user interface didn't work the way you wanted it to or you had difficulty finding the information on a website page? it is those times that we realize that good design really matters. Bad design sticks out to us because we become frustrated with it while good design is invisible. Learn more in today's episode…
  continue reading
 
This episode covers highlights from the annual mortgage consumer survey, consistent renting periods before buying, and the importance of mortgage professionals. It also discusses real estate agents' value, Desjardins' stance on housing supply, a condo sold at a loss, bond yield rebounds, and new 30-year amortization policies.(0:00) Welcome and epis…
  continue reading
 
This episode delves into the Canadian dollar and interest rate expectations, the impact of rate cuts on Ontario's real estate market, and housing affordability trends. It also covers potential political measures, increasing housing supply, the mortgage and employment landscape, financial assistance for first-time buyers, and upcoming property tax r…
  continue reading
 
Loading …

Quick Reference Guide