A Canadian Personal Finance Podcast, sharing ideas about money and how to build wealth.
…
continue reading
Showcasing and sharing the best of local deep house sounds. Like or follow: t: @DeepConSA f: Deep Consciousness SA IG: @DeepConsciousness P: itiszama.podomatic.com
…
continue reading
Welcome to Half Banked, the go-to podcast for young Canadians trying to navigate the complex world of personal finance. Join Cadeem Lalor and Bethan Moorcraft weekly as they ask the big money questions that matter to you. With fresh insights and relatable stories, we'll empower you to make savvy financial decisions you can bank on.
…
continue reading
Millennials face an unprecedented financial landscape in modern life. We’ve been told all along there are financial markers to being a grown-up: owning a home, having kids, traveling, having some kind of social life. But for many millennials, lots of those things feel well out of reach. We’re fumbling through a brand new version of adulthood, but how do we navigate that without being stressed about finances all the time? Business reporter Ghada Alsharif speaks to fellow millennials about the ...
…
continue reading
My name is Rob, and my goal is to guide Canadians in a proven process to pay off debt, be intentional with their money, and live with outrageous generosity. Are you ready to tell your money where to go, rather than wonder where it all went? YOU CAN DO IT and it's TOTALLY worth it.
…
continue reading
the official business podcast Channel of BizReflections.ca
…
continue reading
Real Talks about Entrepreneurship. Business. Personal Finance. Fitness. and Life.
…
continue reading
Join us on the WTF Am I Even Doing Talk Show, the ultimate resource for real estate investing and everyday life things. Whether you're a seasoned pro or a beginner, this podcast has got you covered. Discover valuable insights, tips, and strategies from our expert guests who will guide you through every aspect of real estate investing, including house flipping, Short Term Rental, and creating passive income streams, dogs. Beginner or Advanced Investor, we got you covered.
…
continue reading
What is Hard Money? What is a hard asset? Do I need them? Maybe I already own them? You have questions, we have the answers. Tune in to a brand new show with brand new ideas built for the average investor. Hard Money Presented by Delta Harbour Assets is a show about owning and investing in physical gold, silver and other precious metals that protect and grow your wealth. Join us weekly or find us online at www.deltaharbour.com
…
continue reading
Two highly experienced wealth advisors sharing practical insights on wealth management with the goal of helping listeners feel more comfortable with their money. Hosted by Christie Matwee MSc, MBA, CFA and Shawna Perron MBA, CIM, FEA. Christie and Shawna are Portfolio Managers each with over a decade of experience helping high net worth investors grow and preserve their wealth. Whether you're new to investing or have been investing for years and need a refresher on some of the fundamentals, ...
…
continue reading
Hem Bhatt provides the basics as well as some advanced thinking over the episodes in this podcast series. And Hem is definitely someone people should to as he has built a career around understanding money, the role it plays in our lives and how to keep more of it to guard and secure our future. He has a bachelor’s in business administration in Accounting and Taxation, a master’s Certificate in Project Management, an LLQP and completed courses in Canadian Investment Funds and Branch Managemen ...
…
continue reading
1
How Money Works - Hem Bhatt - Financial Adviser - RDSP's
28:28
28:28
Play later
Play later
Lists
Like
Liked
28:28
Ann Rohmer sits down with Hem Bahtt on financial literacy in How Money Works with the focus on RDSP’s; Registered Disability Savings Plan. Disclaimer: Primerica is the trade name of Primerica, Inc., an organization that markets financial services through various affiliated companies in Canada, including PFSL Fund Management Ltd., PFSL Investments C…
…
continue reading
1
Should I stay or should I go? The Torontonian’s dilemma
26:18
26:18
Play later
Play later
Lists
Like
Liked
26:18
Moving out of the big city for somewhere more affordable has become a common topic of conversation among Toronto millennials. Is it worth giving up the perks of the city for a lower cost of living and shorter commutes? We speak to a woman named Sydney who’s leaving the city she was born in in search of a lower-stress and less costly lifestyle. Then…
…
continue reading
1
How to get out of debt when it feels unmanageable
33:02
33:02
Play later
Play later
Lists
Like
Liked
33:02
Canadians are more in debt than ever before but we rarely talk about it openly. Shame, embarrassment and despair can make it too scary to look at. On this episode, a millennial opens up about how she’s fallen into a spiral of debt that overwhelms her and makes it difficult for her to map an escape route. Then, Shannon Lee Simmons, author of "Living…
…
continue reading
1
How Money Works - Hem Bhatt - Financial Adviser - RRSP, RRIF, TFSA etc.
29:11
29:11
Play later
Play later
Lists
Like
Liked
29:11
In How Money Works, host Ann Rohmer leads financial advisor Hem Bhatt in a discussion of how to make your money work for you and how you can acquire a stronger financial position. In this episode Hem takes us through the various savings instruments such as RRSP, RRIF, TFSA etc..explaining their advantages and opportunities Disclaimer: Primerica is …
…
continue reading
Yonni and Kayla have been together for 15 years. They’re unmarried but they’ve combined their money and freely share their assets, even though only one of them has the house in their name and one of them has the car in theirs. Is this set up financially smart in the long run? Or does it benefit one over the other? Family lawyer Heather Hansen, part…
…
continue reading
1
Episode 40: Deep Consciousness #028 (Mixed by Zama)
1:35:03
1:35:03
Play later
Play later
Lists
Like
Liked
1:35:03
The 28th Edition of #DeepConsciousness. A Vocal & Instrumental Selection of Soulful, Deep & Afro House Music. Disclaimer: This mix was created for my own , as well as those that choose to listen and download it, experimental & entertainment use (however they choose to use it). I do not own the tracks in it.…
…
continue reading
1
Side hustle to main hustle: The basics of starting a business
19:35
19:35
Play later
Play later
Lists
Like
Liked
19:35
In the last couple of years, Lee’s side hustle has taken off and she thinks she has a real chance of making it her full time gig. Opportunities are starting to appear and that’s exciting but how does she properly capitalize to help make her business grow? Should she get an HST number or become incorporated? What are the pros and cons of both? How d…
…
continue reading
1
How to grow your nest egg when no one taught you how
20:19
20:19
Play later
Play later
Lists
Like
Liked
20:19
Like many of us, Amy learned about trigonometry in school but nothing about the basics of financial literacy of investing. And she didn’t have any financial models growing up; no one she knew really had any money. But recently, Amy got an unexpected chunk of cash. Now, for the first time, she’s trying to learn how to make it grow before she spends …
…
continue reading
1
Fight or flight? Options in the threat of eviction
26:37
26:37
Play later
Play later
Lists
Like
Liked
26:37
jes sachse has been fighting an eviction for about two years. And they’re not alone. As rent and property prices soar, eviction is a threat for many Torontonians. Geordie Dent, Executive Director of the Federation of Metro Tenants Associations, lays out your options when you’re faced with an eviction. We also explore the potential financial implica…
…
continue reading
How much money should you spend on dating when it’s a struggle to keep up with the bills? A 32-year-old fashion designer opens up about the financial pressures women face on the dating scene, and what it’s like looking for love with a tight budget. Financial expert Melissa Leong, author of Happy Go Money, provides some practical advice for keeping …
…
continue reading
1
Hard Money - Delta Harbour Assets - How to own physical Gold and Silver in your RRSP/TFSA
34:56
34:56
Play later
Play later
Lists
Like
Liked
34:56
Unlock the Future of Financial Diversification at Our Exclusive Seminar! Discover the advantages of placing physical gold and silver into your registered accounts, such as TFSAs, RRSPs, LIRAs, RESPs, etc. Learn how your physical precious metals get securely segregated and vaulted in your name, ready to buy or sell with a simple phone call. Explore …
…
continue reading
1
Home ownership or kids: do I have to choose?
24:08
24:08
Play later
Play later
Lists
Like
Liked
24:08
Maria was saving up to freeze her eggs, but some tough financial decisions forced her to change her plans. Competing financial priorities as an adult makes her wonder: travel, own a home or have a kid - does she have to choose just one? Personal finance and travel expert Barry Choi offers practical advice on how to balance the life you want while a…
…
continue reading
1
Millennial Money returns December 6 with a new host and format
1:30
1:30
Play later
Play later
Lists
Like
Liked
1:30
Millennials face an unprecedented financial landscape in modern life. They’ve been told all along there are financial markers to being a grown-up: owning a home, having kids, travelling, having some kind of social life. But for many millennials, lots of those things feel well out of reach. Returning for its third season, the “Millennial Money” podc…
…
continue reading
1
How Money Works - Hem Bhatt - Financial Adviser
28:24
28:24
Play later
Play later
Lists
Like
Liked
28:24
In How Money Works, host Ann Rohmer leads financial advisor Hem Bhatt in a discussion of how to make your money work for you and how you can acquire a stronger financial position. Disclaimer: Primerica is the trade name of Primerica, Inc., an organization that markets financial services through various affiliated companies in Canada, including PFSL…
…
continue reading
1
Episode 39: Deep Consciousness #027 (Mixed by Zama)
1:26:51
1:26:51
Play later
Play later
Lists
Like
Liked
1:26:51
The 27th Edition of #DeepConsciousness. A Vocal Selection of Soulful House Music. Disclaimer: This mix was created for my own use, as well as those that choose to listen and download it, experimental & entertainment use (however they choose to use it). I do not own the tracks in it.
…
continue reading
1
The Question and Costs Of Becoming A Parent
43:10
43:10
Play later
Play later
Lists
Like
Liked
43:10
The decision to become a parent is a big one, and it's important to consider all the factors involved, including the financial ones. Raising a child can be expensive, from education, food, and clothing to surprise costs such as hidden expenses and paying for daycare. There is also social pressure to have children — especially on women — but ultimat…
…
continue reading
1
Do Young Investors Really Have to Risk It for the Biscuit?
32:10
32:10
Play later
Play later
Lists
Like
Liked
32:10
Investing is a powerful tool that can help you grow your wealth and achieve financial goals. It can provide opportunities for your money to work for you. However, it’s not as simple as putting money into the market. It’s important to educate yourself about the world of investments and understand your own financial goals and mindset. As a young inve…
…
continue reading
1
Personal Finance Gets Personal — A Surprise Q&A with Cadeem Lalor and Bethan Moorcraft
27:49
27:49
Play later
Play later
Lists
Like
Liked
27:49
This week on Half Banked, we decided to have a little fun. Or at least the producers did. As we near the end of Season 1, we wanted to take a break from the grind of interviewing experts and dissecting the latest in personal finance news and topics. So we decided to it was our hosts to take a turn in the hot seat. Who are the people behind the voic…
…
continue reading
1
The Real Costs Of A Wedding in Canada — and How to Handle Them
45:23
45:23
Play later
Play later
Lists
Like
Liked
45:23
How much does the average wedding cost? The answer may be higher than you think — and the costs associated with a wedding can be surprising. You might have already budgeted out your wedding, but having the insights of people who’ve been to and planned weddings for several years is invaluable. In this engaging episode we delve deep into the world of…
…
continue reading
1
To Tip Or Not To Tip? A Debate on Tipping Culture in Canada
42:18
42:18
Play later
Play later
Lists
Like
Liked
42:18
Episode Summary Tipping culture is a significant part of the restaurant experience — especially in North America. However, tipping isn’t universal — some places charge service fees while others disallow tips entirely. And really, do customers enjoy tipping? Is it an effective and fair wage structure? Let’s find out. In this intriguing episode of Ha…
…
continue reading
1
Not Your Traditional House: Van Living and Tiny Homes
41:48
41:48
Play later
Play later
Lists
Like
Liked
41:48
The Next Generation of Homebuying Part 3 The dream of homeownership can seem unattainable, especially with the average one-bedroom apartment rental in Canada costing just over $700 a month and 29% of Canadians resigning to renting forever. Fortunately, today's episode focuses on alternative home-buying strategies, which may be the light at the end …
…
continue reading
1
How To Avoid Being House Poor And Other Homebuyer Horror Stories with Dusko Sremac & Leigh Gate
43:20
43:20
Play later
Play later
Lists
Like
Liked
43:20
The Next Generation of Homebuying Part 2 Are you dreaming of buying a home, thinking you finally have enough money to make it happen? Well, hold on a moment! Without proper preparedness and due diligence, you might fall into the trap of becoming “house poor.” It’s all too easy to compromise on essential features or overlook crucial structural issue…
…
continue reading
1
Rewriting Real Estate Rules with Asif Kasim and Steve Saretsky
40:23
40:23
Play later
Play later
Lists
Like
Liked
40:23
The Next Generation of Homebuying - Part 1 For many, buying a home is a big landmark in their adult life. Your parents and grandparents have built and bought their own houses to settle in and start their families. It's a goal the youth pursue whether they can afford it. Unfortunately, today is vastly different from the experiences of older generati…
…
continue reading
Why is it that our savings stay the same even as our salaries go up? Or that once we’ve hit our dream income, it still feels like we’re living paycheck to paycheck? The answer may be a phenomenon called “lifestyle creep.” On this episode of Half Banked, hosts Cadeem and Bethan sit down with Cindy Marques, financial planner and co-founder of MakeCen…
…
continue reading
1
Trauma's Toll On Your Mental Health And Material Wealth
42:12
42:12
Play later
Play later
Lists
Like
Liked
42:12
How does your mental health affect your relationship with money? And how does money affect your mental health? From the pandemic to inflation, financial trauma and anxiety is a reality so many Canadians face every day. In this episode of Half Banked, Cadeem and Bethan talk with Alyssa Davies, founder of Mixed Up Money about the hardships and pressu…
…
continue reading
How do you deal with your money? Do you juggle multiple accounts and keep a close eye on the stock market, or are you the type to stuff your cash in a shoebox under your bed and avoid looking at your balances? Money needs managing, which is why we spoke with financial planner Shay Steacy of InBalance Financial Planning, who helps Canadians map out …
…
continue reading
Avid collector (read: “little goblin”) Hannah Chafe has an impressive hoard of vintage clothing, antique cookbooks and fantasy swords. What she doesn’t have is a kid or a lot of money, so does she really need a will? In this episode, Lauren Bird and Cadeem Lalor find out it’s never too early to start thinking about your end. Only one of the Half Ba…
…
continue reading
To kick off the first season of Half Banked, we explore a touchy subject for young Canadians: Borrowing money from your parents. Cadeem Lalor and Lauren Bird go straight to the source and ask Cadeem’s mom. Leadership expert, Schulich School of Business professor and host of the UpSkill Talks podcast Michel Shah talks about how she handled teaching …
…
continue reading
Welcome to Half Banked, hosted by Bethan Moorcraft and Cadeem Lalor. We ask the big money questions that matter to young Canadians. This is a go-to podcast for young Canadians trying navigate the complex world of personal finance. Join us weekly as we ask the big money questions that are important to you. With fresh insights and relatable stories, …
…
continue reading
Many people believe that a mortgage is exclusively used for buying a home. However, you need to remember that there are four typical purposes that mortgages are used for. This includes purchase, refinance, equity takeout and bridge financing. By Baqar Bhatti LLB, CPA, CMA, CGMA | CEO & Owner of Panacea at Zenith | Mortgage agent with Search Mortgag…
…
continue reading
1
Hard Money - Conditions are ripe for Gold
23:27
23:27
Play later
Play later
Lists
Like
Liked
23:27
Gold is a safe haven for a reason. When things go bad, gold shines. Current market conditions are making it shine bright indeed. Tune in this week as we discuss this and more. Hard Money Presented by Delta Harbour Assets is a show about owning and investing in gold, silver and other hard assets that protect and grow your wealth. Tune in each week a…
…
continue reading
1
Is Your Real Estate Investment Strategy Prepared for the Next Interest Rate Hike?
29:15
29:15
Play later
Play later
Lists
Like
Liked
29:15
Are you a real estate investor looking to stay ahead of the game in the ever-changing landscape of interest rates? Wondering how the f*ck people are buying real estate in this market? Then tune in to this episode of the Real Estate Revelation podcast, where we'll be discussing how to prepare your real estate investment strategy for a potential inte…
…
continue reading
How does #GOLD perform in a recession? Very well, indeed. It was made for times like this. Join us this week on #HardMoney as we discuss this and how to protect your wealth in a downturn in the markets. Hard Money Presented by Delta Harbour Assets is a show about owning and investing in gold, silver and other hard assets that protect and grow your …
…
continue reading
1
Unlock the Secrets of High-Yield Investing: Exploring Long Distance Real Estate Strategies with Expert LD Investor Bava Srinivasan
32:42
32:42
Play later
Play later
Lists
Like
Liked
32:42
WARNING: Strong Language Ahead Hey, what's up friends! Sara here, and today we're talking about getting the fuck out of your comfort zone with long distance real estate investing. Now, I know a lot of people are hesitant to invest in properties outside their local market, but let me tell you, the potential for higher returns and diversification of …
…
continue reading
1
Navigating the Landlord-Tenant Relationship: Tips for Maintaining Harmony and Resolving Disputes
23:58
23:58
Play later
Play later
Lists
Like
Liked
23:58
Welcome to another episode of the "How the F#ck do Average People do it," where we dive into the world of Real Estate, entrepreneurship, marketing, and personal development. Today, we're tackling a topic that's crucial for any landlord or tenant: tenant relations. How do you build and maintain positive relationships with the people you rent to or f…
…
continue reading
A global recession is coming. This means unemployment, a faltering economy, and depreciating real estate and investment portfolios. Join us this week as we discuss this, and how #Gold and #Silver can help you weather the storm and provide you with stability and growth. Hard Money Presented by Delta Harbour Assets is a show about owning and investin…
…
continue reading
1
How the F#ck to get started in Real Estate Investing
12:32
12:32
Play later
Play later
Lists
Like
Liked
12:32
Hey Friends, it's Sara here and I'm excited to bring you the latest episode of the "How the F#ck do average people do it" podcast. In this episode, we're going to be breaking down the basics of real estate investing and giving you all the tools you need to get started. We'll be discussing everything from the benefits of investing in real estate, to…
…
continue reading
1
Episode 38: Deep Consciousness #026 (Mixed by Zama)
1:08:56
1:08:56
Play later
Play later
Lists
Like
Liked
1:08:56
The 26th Edition of #DeepConsciousness. A Vocal Selection of Soulful House Music. Disclaimer: This mix was created for my own use, as well as those that choose to listen and download it, experimental & entertainment use (however they choose to use it). I do not own the tracks in it.
…
continue reading
1
Hard Money - Billions in Crypto Vaporized
39:19
39:19
Play later
Play later
Lists
Like
Liked
39:19
The more you look into it, the more you realize that cryptocurrencies are still the wild west in investing. Your savings are not secure; even if they are, they are tumbling in value. Join us this week as we continue discussing cryptocurrencies, how they fit into your portfolio, and why #gold and #silver have been a secure way of holding your wealth…
…
continue reading
1
Episode 37: Backyard Sessions SA (BSSA Hang-Out - December 2022) (Extended Mix by Zama(DCSA))
1:08:17
1:08:17
Play later
Play later
Lists
Like
Liked
1:08:17
The Afro House extended mix of the set premiered at Backyard Sessions in December 2022.
…
continue reading
1
Episode 37: Backyard Sessions SA (November 2022) (Extended Mix by Zama(DCSA))
1:07:34
1:07:34
Play later
Play later
Lists
Like
Liked
1:07:34
The Afro House extended mix of the set premiered at Backyard Sessions in November 2022.
…
continue reading
1
Hard Money - Oops, your money is all gone!
38:27
38:27
Play later
Play later
Lists
Like
Liked
38:27
When you store crypto on an exchange or money in a bank, there is 3rd party risk. It could all evaporate at a moment's notice. Not with physical #Gold and #Silver. Nobody can take it or freeze it. They would have to pry it out of your cold, dead hands. Hard Money Presented by Delta Harbour Assets is a show about owning and investing in gold, silver…
…
continue reading
A few tweets wiped out billions in crypto value this past week, and the exchanges are playing around with your funds. They have proven to be speculative assets that clearly do not hedge against inflation. Invest at your peril. Tune in this week and find out how #Gold and #Silver can protect your wealth and are backed by something real. Hard Money P…
…
continue reading
1
Hard Money - Canadian Real Estate Prices Just Made The Largest Drop Ever
31:51
31:51
Play later
Play later
Lists
Like
Liked
31:51
Canadian Real Estate prices just made the largest drop in history. The bubble has burst. Where is your money invested? Tune in this week as we discuss this, and how you can protect yourself from what is coming in part by diversifying your wealth strategy using physical gold and silver. Hard Money Presented by Delta Harbour Assets is a show about ow…
…
continue reading
Paper prices of #Gold and #Silver have come down, while demand for Physical bars and coins is at a record high. This means premiums are about to rise across the board, reflecting the true value of the metals. Tune in this week and find out more. Hard Money Presented by Delta Harbour Assets is a show about owning and investing in gold, silver and ot…
…
continue reading
This podcast briefly explains the steps that may be taken by a tax filer and his or her authorized representative to reply to a CRA inquiry letter to make sure that the reply looks professional, and it is supported by the relevant evidence. By Baqar Bhatti LLB, CPA, CMA, CGMA | CEO & Owner of Panacea at Zenith | 289-952-3494 | pazca2017@gmail.com |…
…
continue reading
1
Hard Money - Is the Central Bank killing the Golden Goose?
11:05
11:05
Play later
Play later
Lists
Like
Liked
11:05
The economy was going to crash. Print Money. Inflation Soars (like we couldn't see that coming). Hike interest rates. The economy is crashing. Is your head spinning? Central Banks are screwed, and so are you. It's time to take this into your own hands, so tune into #HardMoney this week, and we'll show you how. Hard Money Presented by Delta Harbour …
…
continue reading
1
Episode 36: Deep Consciousness #025 (Mixed by Zama)
1:01:31
1:01:31
Play later
Play later
Lists
Like
Liked
1:01:31
The 25th Edition of #DeepConsciousness. A Vocal Selection of Soulful House Music. Disclaimer: This mix was created for my own use, as well as those that choose to listen and download it, experimental & entertainment use (however they choose to use it). I do not own the tracks in it.
…
continue reading
1
Episode 35: Amapiano Practice Session #015 (Mixed by Zama)
1:45
1:45
Play later
Play later
Lists
Like
Liked
1:45
Another one of my practice sessions that I'd like to share with you guys. Please feel free to share your thoughts on it. Enjoy.
…
continue reading
1
Hard Money - Interest rates increasing and big bear market in bonds - What's next for Gold and Silver?
40:08
40:08
Play later
Play later
Lists
Like
Liked
40:08
#interestrates are going up. #borrowing is decreasing. And we are entering the first Bear Market in 40 years for #Bonds. Never mind the #recession we are now in. Where is your #money invested? Are you prepared? Tune in this week to #HardMoney to find out more. Hard Money Presented by Delta Harbour Assets is a show about owning and investing in gold…
…
continue reading