The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances. Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
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This podcast is part of the Chaos Group Labs. In this podcast, we talk to our friends, find out what they are doing, talk about what we are doing, and generally look at all things that interest us including CGI, VFX, Design, Rendering, Raytracing, an d any other CG Nerdy stuff.
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YFP 380: Understanding & Improving Your Credit
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Tim Ulbrich and Tim Baker discuss the role of credit in financial planning: why it matters, how it works, what makes up a credit score, common credit misconceptions and more. Summary In this episode, Tim Ulbrich and Tim Baker discuss the role of credit in financial planning. They explore why credit matters, how it works, and how it influences impor…
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Episode 492 - Debbie Kennard & Ron Eli Cohen - Line Producers for Ray Tracing FTW
1:18:08
1:18:08
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Line producers Debbie Kennard and Ron Eli Cohen discuss their work on the short film Ray Tracing FTW and offer an insider’s perspective on the art of film production. Debbie shares her story, from her beginnings as John Carpenter’s PA on The Thing to becoming a trusted line producer in Hollywood, while Ron talks about transitioning from acting to p…
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Rx Money Roundup #10: How should I handle all the market volatility?
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In this episode, YFP Co-Founders Tim Ulbrich and Tim Baker dive into practical strategies for investors to navigate market volatility, especially in light of the turbulence we've experienced over the past year. They explore how to maintain a long-term perspective while acknowledging the real emotions—fear, anxiety, and uncertainty—that can arise du…
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YFP Real Estate Investing 127: Passive Fund Investing with DLP Capital
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50:46
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Rich Delgado, Managing Director at DLP Capital, discusses passive real estate investing, particularly for pharmacists who may want to diversify their financial portfolio. Summary In this episode, Rich Delgado, Managing Director at DLP Capital, joins hosts David Bright and Nate Hedrick to explore passive real estate investing, particularly for pharm…
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YFP 379: Inspiring Bold Ideas: Career and Entrepreneurial Insights with Dr. Brooke Griffin
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47:56
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Dr. Brooke Griffin, founder of Bold Idea Group, shares her career journey in pharmacy academia to launching her own coaching business. This episode is brought to you by First Horizon. Summary In this inspiring episode, Tim Ulbrich introduces Dr. Brooke Griffin, a coach, mentor, and founder of Bold Idea Group. Dr. Griffin shares her career journey i…
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Rx Money Roundup #9: What does financial success look like for you?
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On this week’s episode of the Rx Money Roundup, Tim Ulbrich, PharmD and YFP Co-Founder challenges listeners to think about and define what financial success looks like for them. Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YFP Disclaimer
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Episode 491 - Richard Crudo & Esther Woodworth - Director of Photography & 1st Assistant Camera
1:15:21
1:15:21
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In this episode, Richard Crudo, the cinematographer, and Esther Woodworth, the 1st Assistant Camera for the Ray Tracing FTW short film, share their journey working on the groundbreaking project. We take a deep dive into the dynamics of the camera crew, exploring how different departments like lighting and grip collaborate to bring a director’s visi…
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YFP 378: 10 Questions for Early Retirement
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47:10
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Tim Baker, CFP® tackles 10 questions for those considering early retirement from sources of income, handling market volatility, health insurance options and more. Summary This week, Tim Baker, CFP®, RLP®, RICP® and Tim Ulbrich, PharmD are tackling 10 questions for those considering early retirement. They discuss sources of income in retirement, han…
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Rx Money Roundup #8: How should I prioritize investing if my employer doesn't have a 401(k) match?
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On this week’s episode of the Rx Money Roundup, YFP Co-Founders, Tim Ulbrich and Tim Baker, take a question from Jacob in Cincinnati, OH: "How should I prioritize investing if my employer doesn't have a 401(k) match?" Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YFP Disclaimer…
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Episode 490 - Matthias Christen - Head of CG Design, The Scope
1:14:42
1:14:42
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Matthias Christen, the main 3D artist from The Scope on Ray Tracing FTW, shares his fascinating journey from traditional analog painting to becoming an expert in 3D and virtual production. Starting with a passion for drawing, Matthias entered the advertising industry, where he honed his skills in Photoshop and Illustrator before transitioning into …
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YFP Real Estate Investing 126: Career Flexibility through Real Estate Investing
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50:12
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Kamren Gallon, PharmD shares how he is able to successfully flip and sell houses, the importance of mentors, and how he balances his real estate investments with his pharmacy career. Summary Kamren Gallon, PharmD returns to the show and shares his journey from flipping six to eight houses a year to 20-25 houses a year, emphasizing the importance of…
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YFP 377: 10 Moves to Make to Become Financially Fit
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Gathering wisdom from his own journey and those of many other pharmacists, Tim Ulbrich, YFP CEO, shares ten moves that are key in building a strong financial foundation. Summary YFP CEO and Co-Founder, Tim Ulbrich, distills the lessons learned from his own financial journey and from speaking with thousands of pharmacists about their financial plans…
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Rx Money Roundup #7: When will your savings out earn your six-figure income?
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On this week’s episode of the Rx Money Roundup, YFP Co-Founder and CEO Tim Ulbrich, PharmD, discusses the point at which your savings should outearn your income as a pharmacist. Mentioned on the Show: BLS Pharmacist Data Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YFP Disclaimer…
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Episode 489 - A.J. Wedding - Co-founder and Chief Creative Officer, Orbital Virtual Studios
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1:01:47
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In this episode, Chris sits down with AJ Wedding, founder of Orbital Studios, to discuss how the Chaos Innovation Lab used his studio to film Ray Tracing FTW using Project Arena. AJ shares how his early fascination with virtual production, inspired by his work on The Mandalorian, led him to launch Orbital Studios during the pandemic. He explains th…
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YFP 376: From Student Debt to Financial Freedom: How Brandon Paid Off $160k
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33:42
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Brandon Gerleman, PharmD shares the strategy for how he paid off $160k of debt. This episode is brought to you by APhA. Summary Brandon Gerleman, a 2017 pharmacy graduate from the University of Iowa, shares his journey of paying off $160k of debt through not one, not two, but five refinances along the way. Brandon discusses his repayment strategy, …
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Rx Money Roundup #6: How might a Fed interest rate cut impact me?
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On this week’s episode of the Rx Money Roundup, YFP Co-Founders, Tim Ulbrich and Tim Baker, discuss how potential interest rate cuts this September could impact you and your financial plan. Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YFP Disclaimer…
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Episode 488 - Ed Ulbrich - Chief Content Officer & President of Production, Metaphysic.ai
1:03:26
1:03:26
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It’s been seven years since Ed Ulbrich last appeared on the CG Garage podcast — and a lot has changed. The man who digitally aged Brad Pitt for The Curious Case of Benjamin Button and resurrected late rapper 2Pac as an on-stage hologram is now chief content officer and president of production at metaphysic.ai, which is using AI tools to create phot…
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YFP Real Estate Investing 125: Giving Back with Real Estate Investing
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46:28
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Greg Zinis, PharmD, shares his journey into investing in real estate in and around his town of Norfolk, Virginia. Summary In this episode, Greg Zinis, PharmD shares his journey into investing in real estate in and around his town of Norfolk, Virginia. From buying his first property in 2010, a rental in Virginia Beach, to earning his Realtor’s licen…
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YFP 375: Breaking New Ground: Emmanuel Ayanjoke's Vision for Altev Community Pharmacy
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Tim Ulbrich interviews Emmanuel Ayanjoke, PharmD, on his journey to opening an independent pharmacy in Avondale, tackling challenges with vision, risk-taking, and community care. This episode is brought to you by First Horizon. Summary In this inspiring episode, Tim Ulbrich interviews Emmanuel Ayanjoke, R.Ph, PharmD, MBA, a third-generation pharmac…
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Episode 487 - Kevin Tod Haug - VFX Supervisor
1:09:57
1:09:57
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Kevin Tod Haug has always been destined for a career in VFX. From a young age, he analyzed movies and TV series to work out how they were made. He joined the industry and saw it transform from electro-mechanical to digital via movies and TV series, including Tron and Star Trek: The Next Generation. He then became a full VFX supervisor on movies inc…
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Rx Money Roundup #5: Is the pharmacist’s salary eroding?
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On this week’s episode of the Rx Money Roundup, YFP Co-Founders Tim Ulbrich and Tim Baker discuss what the data has to say about the purchasing power of a pharmacist’s salary and whether or not it’s eroding to inflation and stagnant wages. Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YF…
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YFP 374: Pharmacy Innovators with Aaron Emmel, Founder of Pharmacy Tech Scholar
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In this episode of the Pharmacy Innovators series hosted by Dr. Corrie Sanders, we meet Dr. Aaron Emmel, a pharmacist with a diverse career path. This episode is brought to you by YFP+. Summary In this latest episode of the Pharmacy Innovators series hosted by Dr. Corrie Sanders, we meet Dr. Aaron Emmel, a pharmacist with a diverse career path. Dr.…
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Rx Money Roundup #4: What are the best ways to plan for healthcare costs in retirement?
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This week, Tim Ulbrich, PharmD, and Tim Baker, CFP®, RLP®, RICP®, discuss a question from the YFP community raised during a recent webinar: "What are the best ways to plan for healthcare costs in retirement?" Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup Subscribe to the YFP Newsletter YFP Disclaimer YFP 329: Medicare …
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Episode 486 - Ian Dawson - Founder & Executive Producer, IDGRAFX
1:11:12
1:11:12
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Ian Dawson’s dream of a Jarvis-style computing interface seems to be coming true. This multi-talented CG veteran began his career in graphic design, before moving into producing and creating flying logos throughout the 90s. He then moved into advertising, and title sequences and VFX sequences for movies including the Iron Man trilogy, Star Wars: Ro…
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YFP 373: Pharmacist's Playbook to Buying Your First Home
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Nate Hedrick, the Real Estate RPh, discusses six key steps in the homebuying process for first time buyers. This episode is brought to you by Real Estate RPh. Summary Nate Hedrick, the Real Estate RPh, joins the show to talk about the pharmacist’s playbook to buying your first home. He discusses six key steps in the homebuying process including: Ho…
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Rx Money Roundup #3: Millionaires Think Differently…Are You?
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In the book The Millionaire Next Door, Dr. Tom Stanley writes: “One of the reasons that millionaires are economically successful is that they think differently.” So what is it that makes millionaires think the way they do and how can we learn to share a similar perspective? Tim Ulbrich, YFP Co-Founder and CEO, breaks down the mindset of millionaire…
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Episode 485 - Gary Marshall - Vice President of Virtual Production, NantStudios
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1:05:53
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Get ready to dive into the magical world of virtual production with the one and only Gary Marshall, Vice President of Virtual Production at Nant Studios. In this episode, Chris chats with Gary, a true wizard in the visual effects industry, who’s been behind some of the most jaw-dropping movie moments you’ve ever seen. From running film reels around…
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YFP 372: Rising Stars: Meet the YFP Gives Scholarship Winners
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Tim Ulbrich, YFP CEO, talks with the five recipients of the first YFP Gives scholarships. Summary This episode is filled with inspiration as we share the stories of the five winners of the first YFP Gives scholarship. Let this episode be a ray of sunshine amidst some of the cloudy skies plaguing the pharmacy profession. If the future is in the hand…
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Rx Money Roundup #2: Should I include Social Security benefits in my retirement calculations?
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Tim Ulbrich, PharmD and Tim Baker, CFP®, RLP®, RICP® tackle a question received from a pharmacist on how confident we should or shouldn’t be in planning on social security benefits as a part of our retirement planning. Mentioned on the Show: Submit a Question to Be Featured on Rx Money Roundup YFP Fee-Only Financial Planning Subscribe to the YFP Ne…
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Episode 484 - Alex & Tim Porter - CEO & CTO, Mod Tech Labs
1:07:27
1:07:27
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Alex and Tim Porter have the perfect skillset of a VFX power couple. Alex has a background in interior design, which she leveraged into user experience and virtual spaces. Tim, meanwhile, has worked in games and VFX, beginning as an artist but gravitating towards developing tools and scripts that make it easy to create complicated environments and …
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YFP 371: 5 Wealth-Building Strategies to Become a Seven Figure Pharmacist
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Tim Ulbrich, YFP Co-Founder and CEO shares five wealth-building strategies to include in your own financial plan. Summary In this episode, Tim Ulbrich, YFP Co-Founder and CEO, shares five wealth-building strategies you can incorporate into your own financial plan. Drawing from his own financial journey, these strategies have been tested, refined, a…
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Rx Money Roundup #1: Do you need more than $1M to retire?
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15:55
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Tim Ulbrich, PharmD and Tim Baker, CFP®, RLP®, RICP® discuss a recent USA Today article titled, “Do we really need $1M in retirement savings? Not even close, one top economist says.” Mentioned on the Show: USA Today Article: “Do we really need $1M in retirement savings? Not even close, one top economist says” Survey of Household Economics and Decis…
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Episode 483 - Erick Geisler — CTO, Global Objects
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1:16:52
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Erick Giesler has seen the filmmaking industry change right from the very start. As a child, he acted in TV shows, but found that he was more fascinated with what was happening behind the camera. He learned how to create VFX, beginning on SGIs, then moving to software such as Electric Image, 3ds Max, and V-Ray, and helping to create VFX for movies …
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YFP Real Estate Investing 124: Insurance Updates and Scaling a Business with Bryan Neal
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Bryan Neal, insurance agent, talks about the shifts in the insurance landscape and what real estate investors should consider to make sure their investments are protected. Summary Bryan Neal, insurance agent, returns to the YFP Real Estate Investing Podcast to talk about the shifts in the insurance landscape after COVID and what real estate investo…
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YFP 370: Your Retirement Questions Answered
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Tim Baker, CFP and YFP Director of Planning answers questions from the YFP community on saving and preparing for retirement. This episode is brought to you by First Horizon. Summary Planning and preparing for retirement can feel overwhelming. In this episode, Tim Baker, CFP®, RICP®, RLP®, makes the steps to planning for retirement more manageable. …
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Episode 482 - Todd Terrazas - Founder, AI LA & Co-Founder, FBRC.ai
1:06:23
1:06:23
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Todd Terrazas has been part of the AI revolution since the beginning. He started out developing a system to automatically triage 911 calls and then was part of the development team behind the first wave of AI-powered chatbots. Today, Todd has founded FRBC.ai, which empowers storytellers with AI tools. He’s also the mastermind of the AI LA Community…
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YFP 369: 10 Common Tax Blunders To Avoid (From 2023 Filings)
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Sean Richards, CPA and Director of YFP Tax, talks about the 10 common tax blunders he saw and how to remedy those mistakes to optimize taxes in the year ahead. Summary July might not seem like the time of year to think about your taxes, but for Sean Richards, CPA and Director of YFP Tax, it’s a great time to make projections for the year ahead and …
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Episode 481 - Jeff Kleiser - VFX Supervisor
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1:02:07
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A love of computing, music, and cinema has propelled Jeff Kleiser’s career from the earliest days of VFX on movies including Tron, Flight of the Navigator, Stargate, Judge Dredd, Surrogates, and many more. Along the way, he’s helped the late, great Doug Trumbull create eye-popping film-based projects for Luxor hotels and Radio City’s 3D Christmas m…
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YFP 368: How Much is Enough for Kids College?
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Tim Baker helps parents navigate saving for their child’s college education, from projecting costs and balancing goals to 529 plans. This episode is brought to you by First Horizon. Summary Most parents desire to contribute toward their child’s college tuition; however, knowing how much to save and plan for can be a bit of a moving target. How much…
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YFP Real Estate Investing 123: Deep Dive: Vacant Unit Decisions
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Nate Hedrick and David Bright outline six essential steps for maintaining and preparing properties between tenants to help minimize vacancy and maximize profitability. Summary In this episode, Nate Hedrick and David Bright delve into the intricacies of managing vacant rental properties. They outline essential steps for maintaining and preparing pro…
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YFP 367: Healing Together: Transforming Your Trauma to Triumph with Dr. Helen Sairany
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Dr. Helen Sairany discusses the prevalence of burnout and trauma among pharmacists and the importance of addressing the root cause of trauma to lead to a path of healing. Summary Discussing the intersections of trauma, resilience, and identity, Helen Sairany, a pharmacist and author, explores the impact of childhood trauma on workplace functioning.…
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Episode 480 - Chad Wanstreet - VFX Supervisor
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1:08:18
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Chad Wanstreet and Chris Nichols have experienced similar career trajectories — but this is the first time they’ve sat down together. Like Chris, Chad transitioned from architecture to VFX, and his experience spans working at notable firms including Blur Studio and FuseFX. Along the way, Chad has contributed to projects that pushed the boundaries o…
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YFP 366: Your Medicare and Long-Term Care Questions Answered
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Tim Baker, YFP Director of Financial Planning, breaks down Medicare and long-term care insurance and what to consider when deciding on a policy. Summary Tim Baker, YFP Director of Financial Planning, breaks down the importance of long-term care insurance in retirement planning, highlighting the need to carefully consider the cost of these policies …
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Episode 479 - Nikola Todorovic - Co-Founder & CEO, Wonder Dynamics
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Nikola Todorovic always wanted to make films, but encountered a familiar problem: the sci-fi screenplays he wrote would require $200 million budgets. Aiming to reduce this cost, Nikola co-founded Wonder Dynamics with Ready Player One actor Tye Sheridan to develop Wonder Studio, a platform that simplifies the time-consuming tasks involved in adding …
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YFP 365: Millionaire Theme Hour: From $0 to 7 Figure Pharmacist
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Mike Byers, PharmD shares how he was able to achieve financial freedom and replace his retail pharmacist income through savings and real estate investments. Summary In this episode, Michael Byers, PharmD shares how he was able to achieve financial freedom and step away from his job as a retail pharmacist at age 42. Mike outlines how he went from a …
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Episode 478 - Andy Fowler - Creative Producer & Production Innovation Consultant
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1:02:00
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Andy Fowler’s career has combined his creative eye with his incredible production skills. Beginning in London’s burgeoning VFX scene with titles such as Lost in Space, 300, and The Chronicles of Narnia: Prince Caspian, Andy picked up an Emmy for his work on The Life and Death of Peter Sellers. Then he moved to LA to work on Tron: Legacy, Noah, and …
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YFP Real Estate Investing 122: Deep Dive: 4 Tricks for Finding a Deal
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David Bright and Nate Hedrick share four creative strategies to consider when looking for investment properties in 2024. Summary As the housing market continues to be competitive with low inventory and high home prices, it can be hard to find those good investment deals. Drawing from their own experiences, David Bright and Nate Hedrick share four s…
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YFP 364: Starting a Nonprofit: An Interview with Founder of Pharm to Tables, John Muchka, PharmD, BCPS
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Dr. John Muchka, Founder of Pharm to Tables, talks about how he started the non-profit and its mission of helping end the hunger crisis in local communities. This episode is brought to you by First Horizon. Summary In this episode, Tim talks with Dr. John Muchka, Founder of Pharm To Tables, a charitable organization uniting pharmacy professionals i…
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Episode 477 - Joel Hynek - VFX Supervisor
1:22:17
1:22:17
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Over a 40-year career, Joel Hynek has helped bring some incredible VFX to life, beginning with optical effects for Xanadu, then making the Predator a terrifying opponent for Arnie, and moving onto a range of movies, including xXx, Judge Dredd, Stealth, plus blockbusters from India and China. He picked up a sci-tech Oscar for the design and developm…
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YFP 363: A Conversation with My Dad: Lessons on Entrepreneurs, Fatherhood, & Finance
1:12:34
1:12:34
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YFP CEO Tim Ulbrich talks with his dad, Tom Ulbrich, on entrepreneurship, fatherhood, and finances. Summary In celebration of Father’s Day, Tim Ulbrich talks with his own dad, Tom Ulbrich, to have a conversation on entrepreneurship, fatherhood, and finances. During this wisdom-packed dialogue, Tom shares his career journey starting with running a f…
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