Talking to small to mid-sized businesses and discussing insurance and business related topics. For more information about Butch Zemar and Elite Benefits of America, please visit EliteBenefits.net
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From the Deep End: Rethinking Employee Benefits with a Data-Driven Approach
25:47
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There are parallels between the importance of proper planning and managing an employee benefit program effectively for your company. Scuba divers prioritize safety and must be equipped with the right tools. Employers should reassess their benefit packages, leveraging data-driven approaches to understand cost structures and explore innovative soluti…
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Reinventing Employee Benefits: Strategies for Cost Savings
14:47
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This episode explores the challenges of entrepreneurship and business ownership, emphasizing the critical traits of adaptability, resilience, and taking calculated risks. The discussion is enriched with personal anecdotes, shedding light on the problem-solving and adaptability required in various situations, such as maintaining complex systems. The…
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Mastering Healthcare Costs: Strategies for CFOs
22:42
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In this episode, we explore the complexities of managing healthcare costs and expectations within the US, focusing on strategies CFOs can implement to gain better control over expenses. Our guest highlights the importance of having a proactive approach, including regularly checking cost trends and working closely with benefits advisors to analyze c…
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Hidden Costs and Conflicts | A Deep Dive into the Healthcare System with Butch Zemar
15:42
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In this episode, Butch Zemar dives into the complexities of the healthcare system, highlighting the lack of transparency and the misalignment between brokers and insurance companies. He underscores the significance of patient advocacy programs, urging employers to invest in these initiatives to help employees navigate the healthcare system more eff…
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Scuba and Business Resilience | Sunken Ships to Boardrooms
30:15
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Butch Zemar dives into his scuba diving adventures, sharing valuable insights on pushing beyond basic skills and dealing with unexpected equipment malfunctions. Emphasizing the importance of proper training, safety protocols, and teamwork, recounting several challenging dives, including a leaking mask in 38-degree water on a sunken car ferry and a …
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Strategic Troubleshooting and Benefits Management
29:11
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In this episode, Butch Zemar delves into his expertise in electronics troubleshooting, problem-solving, and benefits program management. He underscores the significance of intuition, experience, and creative thinking in identifying and resolving issues. Entrepreneurs often encounter the same hurdles in decision-making and problem-solving when offer…
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In this episode, Butch Zemar shares his unpredictable and challenging experiences in the Navy, including his service on the USS Constellation. He discusses the pros and cons of partnering with a Professional Employer Organization (PEO) for HR outsourcing, highlighting benefits like cost savings, streamlined processes, and access to a larger employe…
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Fatherhood Fitness: Navigating Wellness Journeys for Busy Dads
34:18
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The recent podcast episode explored various topics centered around fatherhood, fitness, and personal wellness. Jason Priest opened up about his own journey, discussing how overcoming addiction and depression led him to a newfound purpose in helping others—a lifestyle program tailored specifically for men, focusing on fat loss and sleep improvement.…
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Data Decisions: Navigating Complexity in Business
18:03
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In this episode, Butch Zemar delves into the crucial role of data in decision-making processes across various industries, drawing from his diverse experiences in the military and the tech industry. He underscores the importance of leveraging data to inform strategic decisions while acknowledging the potential pitfalls of relying solely on data, suc…
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Navigating Employee Benefits: A Dive into Risk Management
27:12
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Butch Zemar and special guest Alex Toler take listeners on a deep dive into the often-overlooked realm of risk management within the employee benefits industry. Drawing from Alex's extensive property and casualty insurance background, the conversation illuminates the critical need for effective risk management practices in safeguarding employees' h…
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Unlocking Healthcare: Navigating Challenges and Solutions in the American System
24:45
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In this episode, the discussion revolves around the challenges inherent in the American healthcare system, as Butch Zemar critiques its structure and operations. The conversation touches upon various issues, including rising costs, affordability, and fraudulent billing practices, shedding light on the systemic flaws perpetuating these problems. The…
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Navigating the New Horizons of HR: Challenges and Opportunities for Small and Mid-sized Companies
25:02
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In the latest podcast, Butch Zemar tackles the ever-evolving landscape of Human Resources (HR) in small and mid-sized companies, shedding light on the intricacies of adapting to external factors like the Affordable Care Act while navigating shifting client demands and ethical considerations. The episode begins with Butch delving into the transforma…
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Streamlining Benefits Enrollment Process and Containing Healthcare Costs
22:32
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In this episode, Butch Zemar explores the importance of leveraging technology and implementing cost-containment strategies in the healthcare industry, particularly for middle-market companies. He emphasizes the need to embrace automation in benefits enrollment, ensure accuracy, and prioritize HR and benefits compliance. Here's a breakdown of the di…
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Military Support Roles and Structured Workplace
22:32
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In this episode, Butch Zemar reflects on the significance of support roles in the military and the challenges military veterans encounter during their transition to the civilian workforce. He emphasizes the importance of discipline, teamwork, and support in both military and civilian contexts. Here are the key points discussed: Introduction: Butch …
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Navigating the Broker-Employer Relationship in Employee Benefits Management
20:12
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In this episode, Butch Zemar delves into the intricate dynamics of the broker-employer relationship in managing employee benefits. He addresses common misconceptions among employers regarding the role of brokers and emphasizes the significance of clear communication and understanding of responsibilities throughout the year. Here are the key insight…
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Managing Healthcare Costs and Benefits for Midsize Companies
21:38
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In this episode, Butch Zemar dives into the pressing challenges faced by midsize companies in managing healthcare costs and benefits. He sheds light on crucial strategies and proactive approaches that can help mitigate these challenges and drive cost-effective solutions. Here are the key takeaways: Introduction: Exploring the complexities of managi…
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Muting The Megaphone with Kate Dileo | The Brand Trifecta
26:14
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Kate Dileo is no stranger to us on the podcast and marketing of your company's brand. Success is achieved by adopting methodologies that are the least resistant to revenue. Listen in to Kate as she shares more on the Brand Trifecta, your playbook, and how you can gain access to her program at your own pace. For more information about the Brand Trif…
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Managing Healthcare Costs for Employers: Strategies for Savings
24:08
24:08
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In this episode of the Zemar Podcast, Butch Zemar discusses strategies for saving employers money on health insurance. Ken Wosczyna joins him, and they delve into various topics related to healthcare costs, renewals, self-funding, and employee incentives. Connect with Ken Wosczyna on LinkedIn. For more information, please contact us at EliteBenefit…
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Executive Disability Insurance: Bridging the Coverage Gap
22:20
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In this episode, host Butch Zemar is joined by Grayson Owen to delve into executive disability insurance (DI) topics. Grayson, a specialist in individual disability insurance, shares insights on bridging the gap in coverage for executives and business owners. With extensive experience in the insurance industry, Grayson emphasizes the importance of …
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Uncovering Healthcare Rip-offs: Saving Money and Seeking Transparency
32:42
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Key Points: Affordable Healthcare: Many seek cheaper healthcare options but overlook opportunities to save money. Generic Drugs: Despite their potential affordability, generic drugs aren't always priced as such. Provider Discounts: Providers may resist offering PPO discounts for cash payments, impacting affordability. Financial Accountability: Heal…
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Do Not Be Lazy, Just Do Your Job | Hospital Revenue By Source
24:57
24:57
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Nobody cares... Just do your job. The world we work in has become mediocre at best. We become lazy and complacent in our craft. We need to do better. Ignorance is bliss. But don't use it as an excuse. The odds are not in our favor in this fight. Even the insurance companies and providers are gaming the system. Start taking responsibility for things…
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Be the outlier. Most outliers in history only stepped up when they felt they had to take action. They would have said no if you asked them before that situation happened. Leaders are stepping up every day to make positive changes. This occurs in war, sports, and business. We took a trip down history when outliers in the health insurance world stepp…
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You Shoot With Your Bad Eye | Employer Responsibilities Coming | Tips for 2024
24:38
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Most employers and CFOs are shooting with a bad eye. They keep missing their targets. Change your tools to work with your good eye. Healthcare customer service is rated the worst. Big names don't change anything. Why? Check this out. There is no return on their investment, but they will still make money—a lot of it. No accountability up and down th…
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Profit First with Rachel Siegel | Building with Purpose and Profit
18:05
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Running a business can be challenging, especially to turn a profit. Think for a moment that you pay back all your debt, have cash in the bank, and can take profits and do whatever you want with the money. Rachel Siegel from Go Figure Accounting joins us with ideas about building higher profits than you imagined possible. Listen in as Rachel shares …
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Get Paid For Time Invested Your Benefits Renewal
12:54
12:54
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Most owners, CFOs, and HROs don’t want to invest the time in a benefits renewal to save money. They demand it; they think they control it, but they have no leverage. What if you were paid $16,000 per hour to invest time in your benefits renewal? That’s more than anyone is paid, especially those responsible for the company benefits program and the c…
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Hospitals Depend On Employer Sponsored Health Plans | Cost Analysis
28:28
28:28
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Hospitals do not depend on government-funded health plans. Employers are the driving force due to health plans overpaying for healthcare. Nearly double! At the same time, employees pay 20% more for healthcare out of the paycheck, meaning they take less home. Listen in as we dive into cost analysis, which shows that only 26% of CFOs look for new way…
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Where Is Advertising Today? | The Mistakes Businesses Make Today with Advertising
29:54
29:54
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Businesses make mistakes when it comes to advertising. They miss the opportunity to connect with their potential buyers. Join Butch with an interview with Donny Byrant Jr., Financial Copywriter and Copy Consultant, where we talk about taking your business to the next level in gaining attention from potential prospects. You can find Donnie Bryant Jr…
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The Transparency Movement: Interview with Lester J. Morales
24:46
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Are you willing to go through the much-needed work to have better outcomes? Lester J. Morales from Next Impact joined us to discuss the Transparency Movement. Employers all over the country have been viewing the benefits the same since the beginning of time. It is time advisors need to do a better job. The current model doesn't allow for transparen…
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Have Purpose | The Network You Keep | Get Funky Socks
51:52
51:52
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Dan Edison joins us on the mic to share his hockey journey, the connections, and his purpose for funky socks! Hockey is a unique sport. You have instant connections that make friends for life. Dan shares more than just hockey; he shares passion with purpose. The passion for the sport, the kids of the youth hockey community, and the Chicago Diabetes…
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You Have A Bad Compass 🧭 | Do Something Different To Get Ahead with Benefits Programs
20:09
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Are employees leaving your company? Benefits programs are tough to tangle. You might be on the wrong path. You may need a new compass. You can see if you are off your target with the right updated tools. In this podcast, you will learn not only how to use a real compass, but to see if you are off on your own target or goal for your benefits program…
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Many of us are overwhelmed with happiness when we are around Justin Schmick. He is known to buy a beer and give a high five or two. His daily viral dad joke videos have created an outreach beyond any small-town insurance agent's imagination. Justin shares with us the day he went viral on the internet and how he started an insurance agency. Justin's…
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Knowing The Reality of Your Benefits Program
19:59
19:59
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Perception is usually our reality. But is it? For years we are given a false reality of our Benefits Program based on how we are taught to perceive it. CFOs who have skin in the game knows they cannot control what they don’t see. Others just avoid it. Benefits costs are going to double in the next seven years. Are you ready? Ask your CFO if they fo…
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Hockey Is Life With Ken Wosczyna and Predictable Renewals
20:06
20:06
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Hockey players are cut from a different cloth. In this podcast, @Ken Wosczyna shares with us about goals, risks and rewards, teamwork, and being disciplined. Join us and learn how being a hockey player has helped businesses have more predictable renewals. To reach out to Ken Wosczyna, reach out on LinkedIn: https://www.linkedin.com/in/ken-wosczyna …
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Companies Will Be Sued For Lack of Fiduciary Responsibility
20:21
20:21
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The game has changed again. Employers and C-suite executives, roll up your sleeves. You now have more financial skin in the game. You could be sued or penalized for taking the status quo benefits renewal. What is your plan to take responsibility to avoid setbacks, make costs reasonable, and provide better benefits for your employees? In this episod…
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Fire Your CFO | Benefits Renewal Data | Broker Compensation
39:01
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Fire your CFO! If your CFO is not sitting at the table with the benefits broker/consultant and HR, then they should be fired. Why? They are letting the health carrier, or even the broker/consultant, charge too much for a benefits package. The proof is in the data. Where is your data? Listen to this podcast and discover how deep the data can go for …
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Path to Major League Baseball with Troy Viola
25:50
25:50
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Ever wonder what it takes to make the professional leagues in baseball? Meet Troy Viola. Despite the setbacks from Covid and an injury in his first professional league game, Troy is disciplined to come back and be a leader on his team. Troy knows something about discipline and hard work, which shows on the baseball field. Whether it’s focusing on y…
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Build a Better Strategy With Your Company’s Benefits Renewal
30:56
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Strategy is everything, and at the same time, it could be nothing. Sometimes, you have to change your strategy to change your outcomes. Employers often keep handling the benefits renewal the same way, Every. Single. Year. At the same time, they expect different results. Insanity. Listen in to hear about changing your strategy. Nothing happens overn…
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Role of Employee Benefits on Attracting Employees to the Workplace with Chris Wolpert
13:09
13:09
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The biggest reason employees leave their jobs is due to culture and benefits package. Employers are tasked with being creative when getting their employees to become loyal to their company. If you determine ways to engage your employees more, they will enroll in more benefits offerings. Ultimately, they become more productive in the workplace as a …
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Get More Control of Outcomes with Ken Wosczyna and Butch Zemar
25:53
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Middle-market renewals are underway, and activity is increasing here in the agency for our clients. Ken and Butch discuss ways employers can control their benefits spending; even small changes can make a big difference. If your benefits spending is one of your top three line items on the profit and loss statement, you need to listen to this segment…
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Investor Funded Start-ups with Jason Treadwell
3:33
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Jason Treadwell has been a long-time friend of Butch Zemar. Jason took time to share some thoughts on Venture Capital or Investor funded start-ups. A lot goes into these start-ups. Having the right advice from someone experienced goes a long way. How to scale with no revenue Expanding a company with revenue Market behavior changes to look for Reach…
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2023 Renewals | Modern Health Plans for Middle Market Employers
15:57
15:57
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Chris Wolpert joins in to talk about Modernizing health plans in the workplace. The industry has had it wrong for years, teaching CFOs, HROs, and owners how to buy their benefits program. Now it's time to modernize your renewal. CFOs need to start challenging the renewal, not accepting it. Many decision-makers, including Human Resources, accept the…
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Employee Shopping Spree | Meet The Employees Where They Are At
14:58
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Chris Wolpert joins me in talking about boosting employee engagement and increasing enrollment numbers. It all starts with meeting the employees where they are at. Reach out to Chris Wolpert on LinkedIn. Visit Group Benefits Solutions at https://gbsbenefitsgroup.com/. For more information on Elite Benefits of America, contact Butch at 708-535-3006 …
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Extraordinary Growth with Tyler Williams | The Zemar Podcast
25:53
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Life and business can be fearful to achieve greatness. According to Tyler Williams, embracing fear is the key to unlocking your potential. Tyler uses a 5-minute formula to work through your fears to create a better you. Listen to the interview with Tyler Williams as he shares his experience as a country singer and race car driver and how he faced h…
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Middle Market Benefits Renewals | Elite Benefits Playbook
14:16
14:16
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Keeping things where they are to save your job when you have money savings at stake should be criminal. CFOs who have never seen a benefits expense report to analyze data for benefits trends of the company's benefits spend should also be criminal. Middle-market companies are renewing their health plans right now, and most don't look outside of a sq…
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The Evolvement of Benefits Administration Systems
16:12
16:12
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Where is technology taking benefits administration systems (BenAdmin)? What kind of capabilities does it have for your business? Simply the process. Listen in as we discuss how the BenAdmin systems have evolved. Group Benefit Solutions eliminates out-of-pocket costs while guiding employees to the highest quality healthcare. For more information on …
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Leveraging Technology For Open Enrollments
22:19
22:19
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Let your open enrollment be more effective by leveraging technology. Meet better timelines, increase enrollment rates, and engage your employees more. Listen in as Chris and Butch discuss ways technology works. Group Benefit Solutions eliminates out-of-pocket costs while guiding employees to the highest quality healthcare. For more information on G…
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CFOs Need To Be Accountable | Comfort Food Does Not Help Win The Game
24:59
24:59
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Inflation is hurting businesses more than ever. CFOs are looking at strategies to grow the company and control overall costs. Yet they delegate the third highest expense to middle management. Human Resources does not have a financial incentive for the company’s bottomline. It could be costing you hundreds of thousands of dollars just so your CFO ca…
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Setting Expectations Right | Too Much Money In Healthcare
27:23
27:23
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We have our expectations set too high, especially when it comes to healthcare. Insurance is about spreading risk for sudden expensive claims, not predictable ones. Healthcare isn't the only place where expectations are not met. Try Scuba or even putting up a pool in the backyard. Check out this podcast so you don't get caught in the blame game For …
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Feel Great With Kait | Pillars of Health with Kaitlin Borncamp
23:58
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Everyone is so busy these days to keep up with our health. This is why we asked Kaitlin to join us on the podcast to discuss how we can achieve better health. Having a process that starts where you at today will only make you more successful in your journey. Listen in to Kaitlin as she shares about the process to better health. This three-step proc…
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Southside Name Game | Trends With Dave Wills
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Payroll and HR isn’t what it used to be. The last 3-5 years has change a lot for employers. Dave Wills from BBSI brings us up to speed on what employers should know when evaluating payroll and HR. Throw insurance in the mix and how do you grow your company? Listen in as we discuss employer solutions. Reach out to Dave Wills on Linked in, or call 70…
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