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Welcome to the QuiverCast, where we embark on a journey through the rich tapestry of surfing history. In a world where surfing magazines are gradually fading away, we seek to preserve the captivating stories they have shared over the years. Join us as we connect with surfing legends, professional surfers, and shapers, delving into their extraordinary surf lives and adventures. Have you ever wondered where your favorite WSL/ASP pro surfers are today? Look no further, as we bring you exclusive ...
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Crack the Customer Code is dedicated to helping business professionals, small business owners, and customer-facing professionals learn the ins and outs of creating great customer experiences. With interviews and insights from a wide range of experts in the field, Crack the Customer Code will explore both timely and timeless topics, from how to increase customer loyalty through social media to why customers are more prone to lose control with companies nowadays. Crack the Customer Code provid ...
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Financial Freedom Podcast

Steven J. Richardson, Esq.

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A semi-monthly podcast that brings you advice and interviews with experts on various important topics to help you make better and smarter financial decisions in order to improve or maintain your financial situation.
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Startups for Good is a podcast exploring high-growth, high-values ventures. Join us to hear how startups can be a force for good. Guests include founders of mission-driven companies, creators of startup nonprofits, and their investors/donors plus other inspiring thinkers and doers. Your host is founder turned investor Miles Lasater.
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Millennials are somewhat the "middle child" generation when it comes to saving for retirement. Although, on average, they began saving 10 years earlier than Baby Boomers, Gen Z started at the age of 19, which is 16 years earlier than the average baby boomer, and 6 years earlier than millennials. As such, they do have an edge over Boomers, they do h…
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Send us a Text Message. In today's episode of Quivercast, we have an inspiring conversation with legendary surfboard shaper Neal Purchase Jr @nealpurchasejnr. Neal takes us back to his teenage years, sharing vivid memories of catching his first killer barrel, with his dad and sister proudly watching from the shore. Though he excelled in the amateur…
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Send us a Text Message. Welcome to another exciting episode of the Quivercast Podcast! Today, we are back to have a conversation with the legendary surfboard shaper Rusty Preisendorfer. Join us as we discuss the surfboard industry, exploring the fascinating world of surfboard design. Rusty shares his insights on the evolution of machine shapes and …
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Although student loans continue to be a hot topic in personal finance news, there are many interesting articles and tips out there that can help you on your path to financial freedom. These include Gen Z investment strategies that seem to be working, the cooling of the housing market competition, whether you should leverage the equity in your home,…
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Send us a Text Message. In today's episode of Quivercast, we are thrilled to sit down with the legendary Jeannie Chesser @jeanniechesser, a surfer and surfboard airbrush artist with an inspiring life story. Jeannie's surfing journey began in Florida, where she and her best friend discovered their passion for the waves. Despite her parents' blue-col…
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Send us a Text Message. In today's episode of the QuiverCast Podcast, we head up to LA South Bay to catch up with legendary pro surfer and filmmaker Greg Browning @gregsworld. Greg's journey began in Hermosa Beach, where he honed his skills and passion for surfing alongside the best surfers like Ted Robinson. Their friendly competition and camarade…
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One of the things that many couples and individuals think about, know they need, and fully intend to get one day, is an estate plan. But what is it? Is it just a will? What can happen if you put it off too long? That's why in this episode of the podcast I talk with estate planning attorney Adam Zuckerman to get a good idea of what an estate plan is…
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Send us a Text Message. BUY THE ENDLESS SUMMER BOX SET HERE! In today's episode, we sit down with West Side Santa Cruz filmmaker Josh Pomer @beyondtheglide. Josh takes us back to his early days of hanging out, skateboarding, and watching Scooby-Do while his friend Flea was out conquering the waves at Steamer Lane. Eventually, he made it down to Cow…
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Send us a Text Message. BUY THE ENDLESS SUMMER BOX SET HERE! In today's episode of The Quivercast Podcast, we sit down with Half Moon Bay's own big wave charger and lifeguard, Zoe Chait @zoechaitsurf. Zoe shares her journey into the world of surfing, starting from the simple joys of riding waves with her brother to developing a deep-seated passion …
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Send us a Text Message. In this episode of Quivercast, we have an engaging conversation with Will Webber @will.webber.surfboard, a prominent figure in the surf industry. Known as a talented surfer and one of the best grom shapers, Will is also recognized for his iconic haircut. He believes that shaping surfboards is a true art, one that requires a …
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One of the more mystifying subjects in personal finance is cryptocurrency (what most people identify as Bitcoin). The concepts behind digital currency are not obvious and can lead to people being hesitant to get involved in it. That's why in this episode of the podcast I talk to former truck driver and cryptocurrency enthusiast Bitcoin Ben to tell …
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Send us a Text Message. With 10,000 miles between us, sometimes the audio is not perfect, and this is one of those occasions. However, the interview is epic, and Greg is super insightful about the past, present, and future of surfing. Today we chat with South African surfer, former pro surfer, and ISA World Master Champ, Greg Emslie @greg_bigfoot_e…
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Send us a Text Message. In this episode of The Quivercast, we sit down with Duran Barr@_duranimal, a professional surfer whose life has been shaped by the waves. Growing up in a family deeply rooted in surfing, with his father David Barr and uncle Paul Barr paving the way, Duran's journey into the world of surfing was almost predestined. From his e…
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For my 100th episode, I did a look back on 9 of those guests and highlighted some of the great information they had for listeners. Now that I have reached the milestone of 200 episodes I wanted to do that again with guests from Episodes 101 forward. I will leave links in the show notes to the full episodes if you haven’t already listened to them an…
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Send us a Text Message. Welcome to The Quivercast! Today, we're at the iconic Hobie @hobiesurfboards surfboard manufacturing facility in San Juan Capistrano, chatting with Kris Carlow and master shaper Adam Davenport. Kris kicks things off by giving us a glimpse into their backgrounds, setting the stage for a fascinating discussion. Kris gets into …
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Send us a Text Message. In today's episode of The Quivercast, we're thrilled to have Jeremy Ryan @jeremyryan__, a Port Hueneme pro surfer and entrepreneur, share his incredible journey with us. Jeremy's path to success wasn't without its challenges, as he faced tough times in the amateur ranks before clinching the National Title at NSSA Nationals. …
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Eliminating debt is one of the first steps on the path to financial freedom. Controlling your living expenses and spending within your means allows you to work towards short and longterm savings goals. But that's not always easy while raising a family. That's why in this episode of the podcast I talk with Brad Nelson, the Debt-Free Dad, to talk abo…
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Send us a Text Message. In this episode of the Quivercast, we sit down with professional surfer Zeke Lau @zekelau at his home in Oahu, Hawaii, for an in-depth conversation about his journey in the world of surfing. Zeke reflects on his upbringing in Hawaii, where his love for the ocean was nurtured from a young age. Despite enjoying a variety of sp…
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Send us a Text Message. In this episode of The Quivercast Surfing Podcast, we have the honor of chatting with the legendary two-time world champion Tom Carroll @thomasvictorcarroll. Tom takes us back to the early days of surfing in Hawaii, reminiscing about the massive waves at Sunset Beach and the thrill of surfing without leashes. His early exper…
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As a bankruptcy attorney, I help lots of people to save their homes from foreclosure by filing a chapter 13 bankruptcy to make catch-up payments on their mortgage. But there are other ways to do it. That's why in this episode of the podcast I talk to DJ Olojo about how he helps people to save their homes without filing bankruptcy. In this episode y…
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Send us a Text Message. In this episode of The Quivercast, we're joined by Matt Grainger @mattgraingersurf, the visionary behind Surfer's Gym and Manly Surf School, as he takes us on a journey through his life in surfing. Growing up on the northern beaches of Sydney, Matt recalls the thrill of surfing the outer reefs with just his friends, a stark …
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Send us a Text Message. On this episode of The Quivercast Surfing Podcast, we sit down with entrepreneur and former pro surfer Bron Heussenstamm @bronhe. Bron's journey in surfing began in Newport Beach, CA, where he lived at River Jetties, and was immersed in the surf culture. Moving to Laguna Beach, another vibrant surf community, further fueled …
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Send us a Text Message. In this episode of The Quivercast Surfing Podcast, we're thrilled to have James Wieland, also known as The Surfin' Weatherman @surfnweatherman here on the show. James is not only a passionate surfer but also a meteorologist at channel 5 WPTV in West Palm Beach, Florida. He shares his journey from a young surf enthusiast to a…
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There are many ways to save and invest for retirement (or just to build wealth) and most are recommended by traditional financial advisers. But sometimes it's a good idea to explore some non-traditional ways to do it that might be better suited to your situation. That's why in this episode of the podcast I talk to Chris Miles, a self-described anti…
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Send us a Text Message. In this episode of the Quivercast, we're joined by Logan Kamen @logan_kamen, an East Coast surfer who now calls the West Coast home. Growing up on the New Jersey shore, Logan developed a deep passion for surfing despite the challenges of cold winter waters. His skills quickly elevated him to one of the best surfers in New Je…
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Send us a Text Message. In this episode of the Quivercast, we sit down with Jeff Bucknum @jeffbucknum, a former pro surfer from Pismo Beach who transitioned into a successful career as a professional car racer. Originally hailing from LA County, Jeff's passion for surfing started when he moved to Pismo Beach, where he surfed daily and eventually tu…
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The student loan crisis has made parents and students more cautious when it comes to taking out student loans. But even then, the average student debt is $30,000, which is a lot to owe fresh out of college with no job. But what if you could graduate debt free and into a job you love? To answer that question I talked with academic strategist Jeannie…
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Send us a Text Message. Join us on Quivercast as we sit down with the multi-talented Davey Miller @thesurfersartist, a true Renaissance man who has excelled in the worlds of art, music, and surfing. Davey reflects on his early days surfing the waves of Ventura, dreaming of the iconic surf spots in Hawaii. His dream became a reality, and he found hi…
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Send us a Text Message. In this episode of QuiverCast, we sit down with Craig Comen @craigcomen @kayakmendocino, a kayak business owner, marine expert, and former pro surfer hailing from Mendocino, California. Craig's journey in the world of surfing began with his earliest memories at Point Dume in Malibu, evolving as he moved to the central coast …
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Achieving financial freedom means getting your personal finances in order, so that you are living within your means and have money at the end of the month. But to have true financial freedom long term, with long term goals like retirement, you have to have a financial plan. That's why in this episode of the podcast I talk with fellow personal finan…
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Send us a Text Message. Yeehaw! Saddle up for an exhilarating ride on the latest episode of The QuiverCast! Today, we're joined by the one and only Creed McTaggart @creedencecandyxx, a true embodiment of the Aussie spirit with a passion for rodeos, Traeger cooking, and catching waves as a professional free surfer. Hailing from the shores of Western…
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Send us a Text Message. Join us in this special episode as we travel to Costa Mesa, Ca to meet up with Lance Collins @wavetoolssurfboards_lance, a legendary self-taught surfboard shaper whose passion for shaping transcends time. In the late 60s and early 70s, Lance discovered his calling - crafting surfboards. What started as a means to earn a livi…
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Stocks are a key part of any retirement savings portfolio. Their potential to grow over the course of your working life with a rate of return, despite ups and downs, that can't be beat by CDs or a savings account. But bonds are also important to a well balanced portfolio. To find out the particulars in this episode of the podcast, I bring back Cert…
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Send us a Text Message. Welcome to Quivercast, the surf podcast that dives deep into the stories and experiences of surfers who have shaped the waves and culture of the sport. In today's episode, we're thrilled to have the eternal grom and legendary New Jersey surfer, Jack "Murph" Murphy @murphsrh. Murph takes us on a nostalgic journey back to the …
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Send us a Text Message. In today's episode, we dive into the world of innovation with none other than the legendary Australian surfer, inventor, and shaper, Greg Webber @gregwebber2. From the age of 10, Greg has been on a relentless journey of shaping and crafting surfboards. Greg shares insights into his life as an ambitious inventor and builder, …
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As I've said in previous episodes, the earlier you start saving and investing for retirement, the better. As soon as you graduate with your degree and get a job, you should start on your path to long term financial freedom. But how do you get started? How do you put together a plan for retirement investment that will work long term? That's why in t…
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Send us a Text Message. Welcome to Quivercast, where we ride the waves of diverse surf experiences! In today's episode, we're joined by the remarkable Geoff Moysa @gmoysa—ISA Junior Longboard gold medalist and former pro longboard & shortboard surfer. Geoff, a staple of South Orange County, shares tales from the iconic T Street when the waves were …
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Send us a Text Message. BUY ENDLESS SUMMER BOX SET HERE! Today we chat with the legendary Rusty Preisendorfer @rustysurfboards in his San Diego factory. In this episode, Rusty takes us on a journey through his surfing roots, from the allure of catching waves as a teenager to shaping boards next door to Skip Frye. Discover the pivotal moment when Ru…
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Financial freedom is a journey, not a destination. Even if you are in good shape now, it takes good habits and discipline to maintain it on into the future. Laws and financial circumstances can change, and you need to be adaptable. That's why in this episode of the podcast I wanted to report on some tips, tricks, and changes in the law that might h…
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Send us a Text Message. Today, we're catching up with the exciting surfer and shaper, Mike Estrada @estrada_surfboard_design, as we listen in on his journey from the early days in Newport Beach to the shaping bay of his Costa Mesa factory. In this episode, Mike takes us back to the roots of his surfing passion, reminiscing about the golden era and …
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Send us a Text Message. In today's episode, we catch up with the trailblazer of aerial surfing and early IPS pro, Davey Smith @davey_smith_bluestone. Growing up amidst the allure of right-point breaks, Davey found himself in a unique position as a goofy foot. Always on the lookout for that elusive left in a land dominated by rights, Davey's journey…
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Send us a Text Message. BUY ENDLESS SUMMER BOX SET HERE! In this episode, we catch up with the legendary former pro surfer, Austin Smith-Ford @austinmeetsworld, as he shares his deep connection with the waves up on the East Side of Santa Cruz, California. Join us as Austin takes us on a journey through his surfing adventures, reminiscing about his …
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Achieving financial freedom is not always easy. Some people have the skills to do it on their own, while others need some expert help and guidance. That's never a bad thing. Having that guidance means hiring a financial advisor. But how do you pick one? How do you know if you have the right one for your needs? Getting you answers to those questions…
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Send us a Text Message. ***BUY THE ENDLESS SUMMER BOX SET HERE!*** Dive into the world of waves with today's podcast episode featuring Jesse Faen @jessefaen, a lifelong surfer deeply entrenched in the surf industry. With a background spanning surf magazines, clothing companies, and the ASP, Jesse has seamlessly turned his personal passion for surfi…
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Send us a Text Message. Welcome to The QuiverCast, where we dive deep into the world of surfing and surf culture. In this episode, we have the pleasure of sitting down with the one and only Shane "Bevo" Bevan @shane.bevo73, a former pro surfer and a lifeguard on the stunning Sunshine Coast. Join us as Bevo takes us on a nostalgic journey back to hi…
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The cost of a college education is getting higher and higher. Students are graduating with crushing debt and are either unable to find a job or can't get one that will earn them enough money to pay the loans. Parents often get into debt by cosigning loans, or sacrifice their retirement. That's why in this episode of the podcast I wanted to talk to …
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Send us a Text Message. Welcome to another exciting episode of The QuiverCast! Today, we have the honor of chatting with the reigning Coldwater Classic Champ, the incredible Michael Dunphy @michaeldunphy. Hailing from Virginia Beach and now calling New Smyrna Beach, Florida, home, Michael takes us on a journey through his surfing roots and his impr…
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Send us a Text Message. Welcome to another exciting episode of The QuiverCast! Today, we have the pleasure of sitting down with the incredible Darshan Gooch @gooch_d, a passionate surfer hailing from the East side of Santa Cruz. Darshan's connection with the waves runs deep, starting from his early days catching waves with his dad. Now, as a family…
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As the holiday season approaches, we're all thinking about the celebrations, gift giving, and general joy that we experience during this time. But as the year comes to a close, we should also be thinking about our finances and the tax bill that may come in the new year. Thant's why in this episode of the podcast, although it isn't as exciting and u…
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Send us a Text Message. Welcome to the QuiverCast where we're hanging out with none other than big-wave world champion Jamie Sterling @jamie.sterling. In today's episode, we catch the wave of Jamie's incredible journey through the world of surfing, from his teenage years to becoming a force to be reckoned with in the big-wave scene. Jamie takes us …
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