Investor and writer of the popular newsletter The Diff, Byrne Hobart, and co-host Erik Torenberg discuss today’s major inflection points in technology, business, and markets – and help listeners build a diversified portfolio of trends and ideas for the future. Topics covered: Finance, Venture Capital, Tech, AI, Crypto, and Industry Cycles The Riff is a part of the Turpentine podcast network. Learn more: turpentine.co
…
continue reading
The Diff is a newsletter exploring the technologies, companies, and trends that are making the future high-variance. Posts range from in-depth company profiles, applied financial theory, strategy breakdowns and macroeconomics.
…
continue reading
We live in a world where our civilization and daily lives depend upon institutions, infrastructure, and technological substrates that are _complicated_ but not _unknowable_. Join Patrick McKenzie (patio11) as he discusses how decisions, technology, culture, and incentives shape our finance, technology, government, and more, with the people who built (and build) those Complex Systems.
…
continue reading
Patrick Blumenthal (@PatrickJBlum) interviews some of the world's leading economists, political scientists, and philosophers to discuss their ideas and what they mean for society, technology, and the economy.
…
continue reading
A podcast by 1517 Fund exploring subversive intellectuals, entrepreneurs, and thinkers across society.
…
continue reading
1
E42: Navigating Tech Antitrust and the Future of AI
1:03:15
1:03:15
Play later
Play later
Lists
Like
Liked
1:03:15
On this week’s episode of The Riff, Byrne Hobart and Erik Torenberg discuss tricky antitrust decisions, Balaji’s Network State, the dynamics of content moderation, and more. 🔥Apply to join over 400 founders and execs in the Turpentine Network: https://hmplogxqz0y.typeform.com/to/JCkphVqj --- RECOMMENDED PODCASTS: 🎙️1 to 100 | Hypergrowth Companies …
…
continue reading
1
Brian Streem on Building a Startup in Ukraine
27:04
27:04
Play later
Play later
Lists
Like
Liked
27:04
Brian Streem joins Patrick Blumenthal (@PatrickJBlum) to discuss building his startup in Ukraine and his thoughts on the conflict. Some highlights: Brian's company Vermeer and its vision-based navigation system for GPS-denied environments Brian's journey from film production and drone cinematography to defense technology The impact of Russian elect…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Mission and Variance (05:37) - Transitory, After All (07:38) - The Amazon Model (08:46) - Contextual Ads (09:57) - The PE and Sports Transition (11:24) - Credit and Insurance…
…
continue reading
1
Balancing control and chaos: cybernetics, fraud, and modern organizations with Dan Davies
1:23:56
1:23:56
Play later
Play later
Lists
Like
Liked
1:23:56
In this episode, Patrick McKenzie (patio11) is joined by Dan Davies, author of Lying for Money, and The Unaccountability Machine. They discuss how cybernetics–the study of control and communication in complex systems–applies to modern organizations and decision-making. Dan and Patrick discuss how organizations change as they grow, financial fraud a…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Building the Oracles (07:07) - Price Discrimination in Media (07:53) - AI-Generated Propaganda (08:54) - War Economies, Redux (09:40) - Unbundling and Rebundling (10:26) - Attrition…
…
continue reading
1
Energy economics and rocket science with Casey Handmer
1:25:18
1:25:18
Play later
Play later
Lists
Like
Liked
1:25:18
Patrick McKenzie (patio11) is joined by Casey Handmer, rocket scientist turned CEO of Terraform Industries. Casey discusses the rapid advancements in solar power, the bureaucratic challenges of NASA, the incomprehensible success of SpaceX, and the evolving energy landscape. Casey touches on his experiences at JPL revealing how the organization’s fe…
…
continue reading
1
E41: Meta’s Open Source Strategy, Amazon’s Culture Drift, and What’s Going on With Character.AI
54:40
54:40
Play later
Play later
Lists
Like
Liked
54:40
This week, Byrne and Erik discuss Meta’s open source strategy, Google’s hiring of Character.AI’s CEO, the calculus behind the Strategic Petroleum Reserve, and more. 🔥Apply to join over 400 founders and execs in the Turpentine Network: https://hmplogxqz0y.typeform.com/to/JCkphVqj --- RECOMMENDED PODCASTS: 🎙️1 to 100 | Hypergrowth Companies Worth Joi…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Our Surprisingly Capital-Abundant World (05:58) - Audience Capture at Two Levels (06:58) - Does Crypto Add Value to Financial Markets? (09:21) - Continuation Funds, Club Deals, and the New E…
…
continue reading
1
E40: The Age of the AI Organization
1:05:36
1:05:36
Play later
Play later
Lists
Like
Liked
1:05:36
This week, Byrne Hobart and Erik Torenberg are joined by Omar Shams, the founder of Mutable AI, for a deep dive into Omar’s great piece, The AI Organization. In this conversation, they explore the potential of AI to transform organizational productivity, the limitations of financial metrics in GDP, and AI's role in political processes and societal …
…
continue reading
1
Bet on it: Zvi Mowshowitz on professional gambling, trading, and AI futures
1:26:22
1:26:22
Play later
Play later
Lists
Like
Liked
1:26:22
In this episode, Patrick McKenzie (patio11) is joined by Zvi Mowshowitz (TheZvi) to discuss his wide-ranging career as a professional Magic: The Gathering player, sports gambler, equities trader, public intellectual on the covid-19 epidemic, and AI-focused journalist. They go into depth on how trading happens in less formal markets with lessons tha…
…
continue reading
1
P&L Beta: How Much You Keep out of How Much You Make
14:26
14:26
Play later
Play later
Lists
Like
Liked
14:26
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - P&L Beta: How Much You Keep out of How Much You Make (06:51) - A Word From Our Sponsors (07:25) - Narratives and Volatility (08:14) - The New Acqui-hire Model (10:34) - A Good Trade (11:55) …
…
continue reading
1
E39: Mental Models and Financial Infrastructure with Patrick McKenzie
1:03:12
1:03:12
Play later
Play later
Lists
Like
Liked
1:03:12
This week, Byrne Hobart is joined by Patrick McKenzie (patio11), host of the podcast Complex Systems, to discuss the complexity and endless fascination of financial infrastructures, the role of fraud in finance, talent spotting strategies and the importance of building networks. 🔥Apply to join over 400 founders and execs in the Turpentine Network: …
…
continue reading
1
Betting on the future via prediction markets, with Stephen Grugett of Manifold
51:57
51:57
Play later
Play later
Lists
Like
Liked
51:57
In this episode, Patrick McKenzie (patio11) is joined by Stephen Grugett, a co-founder of Manifold, to discuss prediction markets. They cover how prediction markets work, their efficiency in aggregating information, and why they serve as a minority report against prevailing narratives. They cover past controversies, potential risks, and the philoso…
…
continue reading
1
Meta's Open-Source AI Economics, Re-Revisited
14:33
14:33
Play later
Play later
Lists
Like
Liked
14:33
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Meta's Open-Source AI Economics, Re-Revisited (08:26) - A Word From Our Sponsors (08:29) - The Quantum Gambit (09:33) - Monetizing Volatility (10:45) - Banking and Credit (12:03) - How Long …
…
continue reading
1
E38: Resurgence of Prediction Markets, AI Adoption and Complex Financial Systems
1:01:14
1:01:14
Play later
Play later
Lists
Like
Liked
1:01:14
This week, Byrne Hobart and Erik Torenberg discuss the resurgence of prediction markets, the balance of sophisticated vs. 'dumb' money, Biden's nomination odds and the impact of AI on software economics. 🔥Apply to join over 400 founders and execs in the Turpentine Network: https://hmplogxqz0y.typeform.com/to/JCkphVqj --- SPONSORS: BABBEL: 🌐 Ready t…
…
continue reading
1
Reporting on tech with Kelsey Piper
1:06:40
1:06:40
Play later
Play later
Lists
Like
Liked
1:06:40
Patrick McKenzie (patio11) is joined by Kelsey Piper, a journalist for Vox’s Future Perfect. Kelsey recently reported on equity irregularities at OpenAI in May of 2024, leading to an improvement of their policies in this area. We discuss the social function of equity in the technology industry, why the tech industry and reporters have had a frosty …
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Software is the new Hardware (07:18) - Vendor Risk (08:19) - Hardware and Software (09:44) - Compounding (10:41) - AI as an Interface (11:38) - Rotation…
…
continue reading
1
E37: 2024 Election Updates, Partisanship on Wikipedia, and Amazon’s Media Business
59:56
59:56
Play later
Play later
Lists
Like
Liked
59:56
On this week’s episode of The Riff, Byrne Hobart and Erik Torenberg discuss how the 2024 presidential election has changed, why Wikipedia’s partisanship problem is difficult to solve, and the strategy behind Amazon’s media business. 🔥Apply to join over 400 founders and execs in the Turpentine Network: https://hmplogxqz0y.typeform.com/to/JCkphVqj --…
…
continue reading
1
Writing the first draft of financial history with Byrne Hobart
50:45
50:45
Play later
Play later
Lists
Like
Liked
50:45
Patrick McKenzie (patio11) is joined by Byrne Hobart to discuss Byrne’s vantage point as writer of The Diff, a tech and finance newsletter. Byrne explains the toxicity of the 30-year mortgage, the dynamics of the finance newsletter ecosystem, how rationalist epistemics can be applied to hedge funds, and the joy of learning about an industry from sc…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - The Quality Factor (05:21) - Predictions (07:03) - The 4Chan of Crypto (07:54) - Adverse Selection (08:57) - AI and Ads (09:59) - Algorithmic Collusion…
…
continue reading
1
E36: Meritocracy, Modeling Globalization, and The Burden of Knowledge
1:02:25
1:02:25
Play later
Play later
Lists
Like
Liked
1:02:25
This week, Byrne Hobart and Erik Torenberg dive deep into David Graeber's controversial concept of 'Bullshit Jobs,' exploring its validity and impact. They also discuss the future of labor and employment in the era of AI, the intricate dynamics of globalization, and the complexities of corporate governance. 🔥Apply to join over 400 founders and exec…
…
continue reading
1
How the Smart Money teaches trading with Ricki Heicklen
1:40:15
1:40:15
Play later
Play later
Lists
Like
Liked
1:40:15
Patrick McKenzie (patio11) and Ricki Heicklen discuss Ricki’s innovative approaches to teaching trading. Trading is traditionally taught only by practitioners, to practitioners. The curricula that trading firms use are not published externally, to avoid empowering competitors. Ricki explains how she teaches trade mechanics, how markets and traders …
…
continue reading
1
“Bullshit Jobs” is a Terrible, Curiosity-Killing Concept
25:23
25:23
Play later
Play later
Lists
Like
Liked
25:23
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - “Bullshit Jobs” is a Terrible, Curiosity-Killing Concept (17:48) - A Word From Our Sponsors (18:30) - Sanction Economics (20:00) - Exiting (21:19) - Building Complements (22:18) - Shares and…
…
continue reading
1
E35: How to Be President, the Future of AI Celebrities, and Training Larger AI Models
1:00:17
1:00:17
Play later
Play later
Lists
Like
Liked
1:00:17
On this week's episode of The Riff, Erik and Byrne discuss the evolution of monetary systems, the economics of AI investments, and how AI is impacting the job market for junior software developers. 🔥Apply to join over 400 founders and execs in the Turpentine Network: https://hmplogxqz0y.typeform.com/to/JCkphVqj --- SPONSORS: BABBEL: 🌐 Ready to achi…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - The Supply Chain of Talent (07:36) - Getting the Cycle Right (08:55) - Regulatory Arbitrage in E-Commerce (10:04) - Dry Powder and Meta-Stability (11:11) - The Split Market (12:00) - Transmi…
…
continue reading
1
E34: Chamath & Tinder, Threads API, and the Difficulties of Scaling AI Labs
1:04:41
1:04:41
Play later
Play later
Lists
Like
Liked
1:04:41
This week, Byrne Hobart and Erik Torenberg discuss a lesser-known Chamath Palihapitiya story, the index rebalancing trade as a postmodern part of finance, AI labs, crypto, and more. beehiiv: Head to https://beehiiv.com and use code "MOZ" for 20% off your first three months. Byrne Hobart is hiring an associate! Check out the JD here: https://www.the…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Fertilizer and Toxins (07:50) - Margins (08:41) - A Better, Costlier Alexa (09:30) - Elasticity (11:08) - Counterparty Risk, Served Two Ways (12:20) - The Universal Denominator…
…
continue reading
1
E33: AI Therapy, 4chan, and Why Conferences Are Like Cities
1:06:30
1:06:30
Play later
Play later
Lists
Like
Liked
1:06:30
This week, writer Byrne Hobart and investor Erik Torenberg discuss the economics of conferences and cities, rise of meme stocks, future of coding in the age of AI and more. beehiiv: Head to https://beehiiv.com and use code "MOZ" for 20% off your first three months. 🔥 Apply to join over 400 founders and Execs in the Turpentine Network: https://hmplo…
…
continue reading
1
"Nobody Knows Anything": Backtests are Hard
13:42
13:42
Play later
Play later
Lists
Like
Liked
13:42
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - "Nobody Knows Anything": Backtests are Hard (06:59) - The Economics of Hacking (07:43) - Lead Generation (09:30) - Adverse Selection (10:58) - Tip Economics (12:36) - First and Last Resort…
…
continue reading
1
E32: Populism, Elites, and Preparing for AGI
56:43
56:43
Play later
Play later
Lists
Like
Liked
56:43
On this week's episode of The Riff, Erik and Byrne discuss populist cycles, why billionaires buy media companies, how to invest if you think AGI is coming soon, and more. beehiiv: Head to https://beehiiv.com and use code "MOZ" for 20% off your first three months. 🔥 Apply to join over 400 founders and Execs in the Turpentine Network: https://hmplogx…
…
continue reading
1
The Bid/Ask View of Who Gets to Raise and What Gets Traded
12:45
12:45
Play later
Play later
Lists
Like
Liked
12:45
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - The Bid Ask View of Who Gets to Raise and What Gets Traded (06:40) - A Word From Our Sponsors (07:38) - Privacy and Insurance (08:59) - AI Fragmentation (09:40) - Too Central to Fail? (10:45…
…
continue reading
1
E31: Google API Documentation Leak, Apple's Plans for Siri, and Analyzing Texas Instruments
46:28
46:28
Play later
Play later
Lists
Like
Liked
46:28
On this week's episode of The Riff, Erik and Byrne discuss Elon Musk's and Yann Lecun's Tweets, what we can learn from Google's API decumentation leaks, how Apple is planning on improving Siri, and more. beehiiv: Head to https://beehiiv.com and use code "MOZ" for 20% off your first three months. 🔥 Apply to join over 400 founders and Execs in the Tu…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Details! (08:53) - A Word From Our Sponsors (09:48) - The Google Feedback Loop (10:42) - Fees on What? (12:41) - The Micro Meta Turnaround (14:34) - Yes, We're Doing the Meme Stock Thing Aga…
…
continue reading
1
E30: xAI Fundraising, Vivek's BuzzFeed Investment, and Ad-Based AI Monetization
1:03:05
1:03:05
Play later
Play later
Lists
Like
Liked
1:03:05
On this week's episode of The Riff, Erik and Byrne talk about xAI's fundraising round, Vivek Ramaswamy's investment in BuzzFeed, and the dynamics of using ads to monetize AI. beehiiv: Head to https://beehiiv.com and use code "MOZ" for 20% off your first three months. 🔥 Apply to join over 400 founders and Execs in the Turpentine Network: https://hmp…
…
continue reading
1
Get Used to a More Hallucinatory Search Experience
15:57
15:57
Play later
Play later
Lists
Like
Liked
15:57
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Get Used to a More Hallucinatory Search Experience (09:19) - Cap Structure Arbitrage and Elon Musk (10:51) - Active, Passive, and Risk (12:57) - Convergent Evolution (14:09) - Market Timing …
…
continue reading
1
E29: Meme Stocks, Reserve Currencies, and the Case Against Home Ownership
1:07:19
1:07:19
Play later
Play later
Lists
Like
Liked
1:07:19
On this week's episode of The Riff, Erik and Byrne talk about meme stocks, the nature of reserve currencies, and why you should consider not owning a home in America. beehiiv: Head to https://beehiiv.com and use code "MOZ" for 20% off your first three months. 🔥 Apply to join over 400 founders and Execs in the Turpentine Network: https://hmplogxqz0y…
…
continue reading
1
One Edge or Many? Reflections on Renaissance Technologies
15:44
15:44
Play later
Play later
Lists
Like
Liked
15:44
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - One Edge or Many? Reflections on Renaissance Technologies (11:22) - Retention (12:24) - Training Data (13:20) - Social Networking Primitives and Local Maxima (14:33) - Renting (15:02) - Ads…
…
continue reading
1
E28: Amazon’s Potential for an Airline, Hidden Economic Gains, and the Nature of Equities
1:03:04
1:03:04
Play later
Play later
Lists
Like
Liked
1:03:04
On this week's episode of The Riff, Erik and Byrne talk about Amazon’s potential to buy a passenger airline, hidden economic gains, equities, and more. beehiiv: Head to https://Beehiiv.com and use code "MOZ" for 20% off your first three months. 🔥 Apply to join over 400 founders and Execs in the Turpentine Network: https://hmplogxqz0y.typeform.com/t…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Invisible Efficiencies (06:49) - Making a Market (07:53) - Outsourcing (09:35) - Multicloud (10:53) - Can Frackers Collude? (12:37) - Infrastructure (13:25) - Area Man Tweets…
…
continue reading
1
E27: Costco's Business Model, Martingale Strategies, and Usage-Based Lock-in for AI
52:37
52:37
Play later
Play later
Lists
Like
Liked
52:37
On this week's episode of The Riff, Erik and Byrne talk about how to apply Costco's business model in other industries, the risky business of Martingale strategies, usage as a potential barrier to AI model development, and more. Get Harmonic: Head to https://bit.ly/harmonicturpentine and make sure to mention Turpentine during your demo. --- This sh…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Martingale Beliefs (07:18) - Country Equity (08:25) - Costs and Benefits (09:38) - Continuation Funds (10:36) - Deepfaking the Dead and the Last Generation of Celebrities (11:47) - Mature Fi…
…
continue reading
1
E26: Stripe's Unbundling Strategy, What AI Means for Education, and 24-Hour Markets
1:05:20
1:05:20
Play later
Play later
Lists
Like
Liked
1:05:20
On this week's episode of The Riff, Erik and Byrne discuss AI & education, Stripe's shift towards unbundling, and the possibility of 24 hour markets. Get Harmonic: Head to https://bit.ly/harmonicturpentine and make sure to mention Turpentine during your demo. --- This show is produced by Turpentine: a network of podcasts, newsletters, and more, cov…
…
continue reading
1
AI Ruins Education the way Pulleys Ruin Powerlifting
17:35
17:35
Play later
Play later
Lists
Like
Liked
17:35
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - AI Ruins Education the way Pulleys Ruin Powerlifting (12:38) - The Other Kind of Bank Unwind (13:30) - AI Asset Plays (14:15) - Retail Rides Again (14:59) - Single-Family Rentals (16:21) - A…
…
continue reading
1
E25: Lambda School Drama, Meta's Path to AI, and Why Hardware Constraints Protect Your Privacy
1:09:26
1:09:26
Play later
Play later
Lists
Like
Liked
1:09:26
On this week's episode of The Riff, Erik and Byrne discuss income sharing agreements, the privacy/security/usability efficient frontier, and how Meta ended up with all their GPUs. Get Harmonic: Head to https://bit.ly/harmonicturpentine and make sure to mention Turpentine during your demo. --- This show is produced by Turpentine: a network of podcas…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Who's Afraid of Index Funds? (10:25) - The Market for Data (11:52) - Crowded Careers (12:42) - Black Boxes, Everywhere (13:32) - Externalities (14:45) - Intra-Elite Conflict…
…
continue reading
1
E24: Why Acquisitions Fail, How to Write a Great Memo, and The Fate of ChatGPT Wrappers
1:05:55
1:05:55
Play later
Play later
Lists
Like
Liked
1:05:55
On this week's episode of The Riff, Erik and Byrne discuss the acquisition landscape, how to write great business memos, and why it's hard to monetize a successful ChatGPT wrapper. Get Harmonic: Head to https://bit.ly/harmonicturpentine and make sure to mention Turpentine during your demo. --- This show is produced by Turpentine: a network of podca…
…
continue reading
1
Most Market Phenomena are Older than they Look
12:08
12:08
Play later
Play later
Lists
Like
Liked
12:08
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - Most Market Phenomena are Older than they Look (06:58) - Labor Arbitrage (07:40) - Reddit and Search (09:23) - On-Prem (10:21) - Audience of One (11:07) - Ads Everywhere…
…
continue reading
1
E23: Hard Tech Pivots, Potato Investing, and When to Enforce the Law
58:56
58:56
Play later
Play later
Lists
Like
Liked
58:56
On this week's episode of The Riff, Erik and Byrne discuss pivots in hard tech, cybersecurity and privacy, and the considerations in how often to enforce the law. For listeners watching the video, please note that Erik’s video recording dropped out towards the end of the episode. We hope you enjoy the conversation nonetheless. --- This show is prod…
…
continue reading
This is an audio version of the free newsletter. Read the newsletter at thediff.co, and subscribe for an additional 3 posts (and podcasts!) per week. (00:00) - The Data Business, At Three Resolutions (08:45) - The Instagram Numbers (09:57) - Trader Pay (11:08) - The Distribution of Near-Misses (12:54) - Benefits (13:34) - Funding Cycles…
…
continue reading
1
E22: Corporate Espionage, Algorithmic Collusion, and Transitioning through AI
1:00:38
1:00:38
Play later
Play later
Lists
Like
Liked
1:00:38
On this week's episode of The Riff, Erik and Byrne delve into corporate espionage, algorithmic collusion, and the lifecycle of companies amidst technological changes. --- This show is produced by Turpentine: a network of podcasts, newsletters, and more, covering technology, business, and culture — all from the perspective of industry insiders and e…
…
continue reading