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It's time for our community to start leveraging their credit to live the life that they deserve. Welcome to The Credit Refresh Podcast. this is a safe space where you can expect practical tips, tools and solutions to help you unlock the next level in your life. Your host Kiwanis Rucker repaired her own credit in 2015. For the past 8 years she been giving credit tips and solutions to people in the community. Kiwanis mission is to help you go from the back of the room to the stage. Subscribe, ...
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This podcast is intended for business professionals wanting to learn more about soft credit check technology. Listen as we interview soft credit check industry leaders and business owners who have successfully deployed soft pulls in their businesses.
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Triangle Credit Solutions

Triangle Credit Solutions

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I’m going to share tricks of the trade! I am not a credit repair company. I am someone who has read, written, researched and made numerous phones to the credit bureaus, credit card companies and collections agencies. I’ve learned what works quickly for faster score increases. Subscribe and follow me for all of the lessons learned Cover art photo provided by Ales Nesetril on Unsplash: https://unsplash.com/@alesnesetril
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On this show we will be talking about the importance of having good credit, how to raise your score by 100 points, plus how you can get debt collectors to stop calling your home and or cellphone . I have also written a book on this subject entitled "HOW TO REPAIR YOUR CREDIT REPORT LEGALLY" "WHAT THE COLLECTION AGENCIES DON'T WANT YOU TO KNOW" This book can be purchased by emailing me at creditrepair64@gmail.com.
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Become a Paid Subscriber: https://anchor.fm/angelo-mccutchen/subscribe This show will teach you the many methods of improving your credit scores, plus we will teach you how to stop debt collectors from their harassing phone call and the many things you need to know about the credit bureaus that they don't want you to know. Would you like to support my podcast? Click on the link and become a supporter. Sign up for our subscriber only podcast here: https://anchor.fm/angelo-mccutchen/subscribe
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Rondi exposes what the banks, credit bureaus and collection companies don’t want you to know about your credit report, and how important your credit score actually is, on his radio show "Your Credit Matters" - Rondi Lambeth is a Certified FICO Credit Professional, Speaker and Author. He is one of the most sought after speakers because of his depth of experience and knowledge in financial and credit matters. In addition to the daily talk show, Rondi also can be heard on multiple stations acro ...
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Rent Cred analyze the ways to build your credit score. They follow the process where a lender will use your credit score to determine if they will lend you money and how much interest they will charge you to borrow it. Your credit score is a number calculated from the information in your credit report. It shows the risk you represent to a lender compared to other consumers. Knowing your credit score before a major purchase, such as a car or a home, may help you to negotiate lower interest ra ...
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Alpha Kappa Alpha Sorority Incorporated Xi Zeta Omega Chapter presents Money Mommas The Podcast coming to all streaming platforms May 4th, 2021. The purpose of Money Momma The Podcast is to provide the black community with access to free information on money management, business, and finance, with the goal of economic empowerment. Keep up with the Money Mommas on Social Media: https://linktr.ee/moneymomma1908
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This episode of the Credit Refresh Podcast dives into the power imbalance between credit bureaus and consumers. Host Kiwanis Rucker argues that informed consumers threaten the status quo by challenging inaccurate credit reports and demanding transparency. Join Prosperity Prep School https://kiwanisrucker.com/prosperity-prep-school/ Free Resources: …
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This episode of the Credit Refresh Podcast dives into wage garnishment, explaining what it is and different types like child support, student loans, and back taxes. Host Kiwanis Rucker emphasizes the financial impact of wage garnishments. Nashville, TN Workshop: https://miseducationofcredit.com/ Join Prosperity Prep School https://kiwanisrucker.com…
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In this episode of the Credit Refresh Podcast, Kiwanis Rucker explains if the Fair Debt Collection Practices Act (FDCPA) will allow debt collectors to contact you on social media. Nashville, TN Workshop: https://miseducationofcredit.com/ Join Prosperity Prep School https://kiwanisrucker.com/prosperity-prep-school/ Free Resources: Get your free cred…
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This episode of the Credit Refresh Podcast explores the benefits of secured credit cards for building credit history and financial independence. Host Kiwanis Rucker explains how secured cards require a deposit that acts as collateral, making them easier to obtain compared to traditional cards. Nashville, TN Workshop: https://miseducationofcredit.co…
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In this episode of the Credit Refresh Podcast, Kiwanis Rucker discusses the unique challenges of medical debt and its impact on credit scores. Unlike other debts, medical bills often come unexpectedly. Rucker emphasizes the importance of reviewing bills for errors, negotiating with providers, and exploring financial assistance programs. Nashville, …
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In this episode of the Credit Refresh Podcast, Kiwanis Rucker dives into the pros and cons of Credit Karma, a free platform offering credit score access, monitoring, and educational resources. Rucker emphasizes the importance of understanding these limitations and using Credit Karma as a tool within a broader financial strategy, not a one-stop solu…
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In this episode of the Credit Refresh Podcast, Kiwanis Rucker dives into the lesser-known world of alternative credit bureaus: LexisNexis, ARS, and Innovis. These bureaus collect data beyond traditional credit history, including public records, utility and rent payments, and even professional licenses. Rucker emphasizes the importance of accessing …
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About this episode: In season 4 of the Credit Refresh Podcast, host Kiwanis Rucker aims to empower listeners to improve their credit score through education and actionable advice. She emphasizes the importance of obtaining a free credit report, creating a budget, and paying bills on time. She promises transparency and guidance throughout the season…
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Bad credit can feel like a heavy burden, impacting your financial opportunities and undermining trust. But remember, the journey to rebuilding your credit and regaining trust is not only possible but also empowering. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-blueprint/ Get my boo…
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Student loans are a common financial responsibility for many individuals, and their impact on credit can be substantial. Understanding your repayment options and their implications is crucial for your credit health. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-blueprint/ Get my book…
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Credit repair companies are a significant presence in the world of credit improvement. While many are trustworthy and provide valuable services, it's essential to approach them with a critical eye and understanding of their role in your credit journey. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisruc…
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Credit repair can often be full of misinformation, causing confusion and hindering progress. Today, we're tackling some of the most prevalent credit repair myths and setting the record straight. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-blueprint/ Get my book Here: https://kiwani…
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Keeping a watchful eye on your credit health is essential for your financial well-being. With the right tools at your disposal, you can not only monitor changes but also take proactive steps to enhance your credit score. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-blueprint/ Get my…
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About this episode: When it comes to credit repair, one of the most common questions is about the timeline. How quickly can you expect to see improvements in your credit score? The answer, as you might have guessed, isn't straightforward. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit…
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In this episode of "Credit Refresh," host Kiwanis Rucker will be diving into the often-overlooked connection between your financial health and your mental well-being. Subscribe now for more invaluable credit tips and financial wisdom. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-blu…
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In today's episode, we're diving into a topic that often sparks confusion: "Credit Repair vs. Credit Counseling." If you've ever wondered about the differences, benefits, and which path might be right for you, you're in for a treat. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-bluep…
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Those seemingly magical pieces of communication that promise to mend your credit. But what's the real story behind them? Are they a silver bullet, or is there more to the picture? Let's uncover the truth. Free Resources: Need the Blueprint to Credit Repair? Get your free guide here: https://kiwanisrucker.com/credit-blueprint/ Get my book Here: http…
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Navigating the world of credit repair can be daunting, with numerous services vying for your attention. However, it's essential to protect yourself from scams and make informed decisions for your financial well-being. In this episode your host Kiwanis Rucker will guide you through the signs to watch out for and how to safeguard your interests. Free…
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In this episode of "Credit Refresh," host Kiwanis Rucker guides you through the essential strategies for negotiating with creditors, helping you take control of your financial well-being. Discover the power of open communication, effective debt assessment, and the art of proposing repayment plans. Learn how to potentially settle your debts and save…
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Discover essential tips and insights on building credit from scratch in our latest episode of 'Credit Refresh.' Join host Kiwanis Rucker as he shares expert advice to help beginners on their credit journey. From securing a secure credit card to understanding the importance of timely payments and diverse credit mix, this episode has you covered. Sta…
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Join host Kiwanis Rucker on her transformative credit repair journey filled with ups, downs, and valuable lessons. Explore responsible credit use, inspiring stories, and financial wisdom to empower your own credit adventure. Discover how second chances and expert advice can shape a brighter financial future. Tune in to 'Credit Refresh' for credit t…
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Credit repair is legal and the only way you can remove negative accounts from your credit reports that are inaccurate.You can support my channel with any size donation Cashapp-$Credit1964My Email- Creditrepair64@gmail.comTikTok= @creditdoctor64 https://www.facebook.com/amccutchen1https://www.instagram.com/creditrepair64--- Send in a voice message: …
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Here are 10 things about that people say about "Credit Repair" that are totally wrong. You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com TikTok= @creditdoctor64 https://www.facebook.com/amccutchen1 https://www.instagram.com/creditrepair64 --- Send in a voice message: https://podcasters.spotify.…
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If you have defaulted (failed to make payments as agreed) on a debt in the past and you have either reached a compromise with a creditor to settle your debt, or the creditor has deemed the debt to be non-collectable and has stopped its attempts to recover the debt, you may receive a 1099-C form. The IRS definition of a compromise in a collection ca…
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Understanding what role credit plays in your small business can help your business grow and succeed. Pre-Order your copy of Credit Repair Secrets: The Essential Guide to improving your Credit Score and Achieving Financial Success https://bit.ly/3Vs0K2r Free Resources: Not sure how to read your credit report? Get your free guide here: https://bit.ly…
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Your credit mix and diversification play a crucial role in determining your credit score and financial stability. In today’s video, we will be talking about credit mix, what it is, and how you can improve your credit mix. Pre-Order your copy of Credit Repair Secrets: The Essential Guide to improving your Credit Score and Achieving Financial Success…
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A charge-off is a term used by credit card companies and lenders to describe a debt that is unlikely to be collected. In this video I’m talking about the impact a charge-off will have on your credit report. Pre-Order your copy of Credit Repair Secrets: The Essential Guide to improving your Credit Score and Achieving Financial Success https://bit.ly…
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A credit builder loan is a type of loan designed specifically to help people improve their credit score. It works by lending you a small amount of money that you repay over time, just like any other loan. In this video we talk about how you can use a credit builder loan to improve your credit score. Pre-Order your copy of Credit Repair Secrets: The…
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Learn what language you should put in all your settlements letters when trying to payoff old accounts. You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com TikTok= @creditdoctor64 https://www.facebook.com/amccutchen1 https://www.instagram.com/creditrepair64 --- Send in a voice message: https://pod…
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A short sale is a real estate transaction in which the proceeds from selling a property fall short of the mortgage debt owed on the property. This is often done as an alternative to foreclosure. In this episode we talk about how a short sale can impact your credit. Pre-Order your copy of Credit Repair Secrets: The Essential Guide to improving your …
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Credit is an essential part of our financial lives and can impact our financial future in numerous ways. In today’s video we'll explore the basics of credit, how it works, and its importance. Free Resources: Not sure how to read your credit report? Get your free guide here: https://bit.ly/3cydYsa Let’s Connect Instagram Facebook TikTok YouTube…
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Credit reporting agencies, also known as credit bureaus, are companies that collect and store information about a consumer's credit history. This information is used to generate a credit report, which lenders use to assess the risk of lending money to a borrower. Free Resources: Not sure how to read your credit report? Get your free guide here: htt…
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Welcome to season 2, episode 3 of Money Mommas The Podcast, presented by Alpha Kappa Alpha Sorority Incorporated., Xi Zeta Omega Chapter. In this episode, we will be discussing winning strategies for negotiating the salary you deserve. Keep up with the Money Mommas on Social Media! ⁠https://linktr.ee/moneymomma1908 --- Send in a voice message: http…
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I want to show my appreciation to all my followers by offering my credit repair service for this very low price of only $300 for the month of April and May only. You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com TikTok= @creditdoctor64 https://www.facebook.com/amccutchen1 https://www.instagram.…
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Welcome to season 2 episode 2 of Money Mommas The Podcast, presented by Alpha Kappa Alpha Sorority Incorporated., Xi Zeta Omega Chapter. In this episode, we will be discussing tips for creating a realistic budget that will set you up for successful money management. Tune in next week on Tuesday, April 18th to learn about how to negotiate your salar…
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In today’s episode we are discussing the difference between a credit report and a credit score. It's important to understand the difference between these two things because your credit report and credit score both play a significant role in determining your financial stability and ability to secure loans or credit in the future. Free Resources: Rea…
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Welcome to season 2, episode 1 of Money Mommas The Podcast, presented by Alpha Kappa Alpha Sorority Incorporated., Xi Zeta Omega Chapter. In this episode, we will be discussing intergenerationally between Gen X, Y & Z to talk about savings challenges, techniques, and triumphs. Tune in next week on Tuesday, April 11th to learn about budgeting techni…
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A judgement on your credit report can significantly impact your credit score and financial health, making it difficult for you to obtain loans, credit cards, and other financial products. In this episode, I will help guide you through the steps to remove a judgement from your credit report. Free Resources: Ready to start repairing your credit? Join…
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There are certain steps you can take to ensure that your credit is restored as quickly as possible after identity theft or fraud. Free Resources: Ready to start repairing your credit? Join our 5-day credit repair challenge today! https://creditrevolutionchallenge.com/ Let’s Connect Instagram Facebook TikTok YouTube…
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Find out about the 4 responses you can get when you send dispute letters to the credit bureaus You can support my channel with any size donation Cashapp-$Credit1964 You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com TikTok= @creditdoctor64 https://www.facebook.com/amccutchen1 https://www.instagr…
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What you should do before you pay a collection company. You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com Youtube Business Credit Page- https://www.youtube.com/channel/UCwrs5V6-Thfh5ueizrS3HnA TikTok= @creditdoctor64 https://www.facebook.com/groups/creditrepair64 (Credit Repair Group) https://w…
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Never use your EIN number in Place of your SS number You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com Youtube Business Credit Page- https://www.youtube.com/channel/UCwrs5V6-Thfh5ueizrS3HnA TikTok= @creditdoctor64 https://www.facebook.com/groups/creditrepair64 (Credit Repair Group) https://www.…
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While using a debt management company can be a helpful solution for some individuals, it is important to understand the potential impact of these services on your credit score and overall financial well-being. Free Resources: Not sure how to read your credit report? Get your free guide here: https://bit.ly/3cydYsa Let’s Connect Instagram Facebook T…
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About this episode: Bankruptcy is a legal process that provides relief for individuals or companies struggling with debt by allowing them to discharge or restructure their obligations. While it can be a difficult decision, for many, it offers the chance for a fresh start and financial stability. However, filing for bankruptcy will have a negative i…
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We just made signing up for my credit repair service very easy. Just go to my website https://www.faithfulcreditgroup.com/ Click on the PAYPAL button then click on PAYPAY CHECKOUT and then you can setup 4 monthly payments of $200 and after your first payment we will start the process of cleaning up your credit. To all you guys who said you need a e…
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This is a scam that is taking thousands of dollars out of your bank accounts. You can support my channel with any size donation Cashapp-$Credit1964 My Email- Creditrepair64@gmail.com Youtube Business Credit Page- https://www.youtube.com/channel/UCwrs5V6-Thfh5ueizrS3HnA TikTok= @creditdoctor64 https://www.facebook.com/groups/creditrepair64 (Credit R…
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