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On Cloud

Deloitte US

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Reimagine what cloud can do for your business. The On Cloud podcast decodes the state of cloud computing in the enterprise today with leading practices, real-world examples, and candid advice from industry leaders and specialists. The podcast features leading industry innovators who deliver their unique perspectives and insights around the technology, business, and culture of cloud to help you achieve your cloud goals and engineer your possible.
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Consumers are using their dollars to effect the change they want to see in the world. They’re buying into better by choosing brands that align with their values. This podcast features industry leaders with insights to help you gain a deeper understanding of consumers and shape the future of the industry.
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Human Capital is no longer just an HR issue—it’s a critical focus for today’s workforce, C-Suite and boardroom. Join hosts Kyle Forrest and David Mallon for a front-row seat to insights derived from Deloitte’s ongoing research and collaboration with organizations across industries and sectors. Making humans better at work and work better for humans™.
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The Green Room by Deloitte is an award-winning podcast exploring the topics that matter most in business. Each episode we ask one big question about the world around us that’s affecting business. From climate to technology, inclusion to the future of work and much more, we’ll call on experts and great research from our firm and beyond to find the answers that business is debating. We’ll ask questions like: Can AI help us be more human? Is technology our planet’s best hope? Are leaders born o ...
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At Deloitte, we help clients navigate through economic uncertainty while capturing market opportunities. In this podcast series, we hear from industry experts as they share their valuable insights on facing the COVID-19 pandemic and how to emerge stronger on the other side. Have any questions? Reach out to us at seapodcast@deloitte.com #deloittevoices
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How can influencing differently lead to new opportunities? Join Deloitte’s Lou DiLorenzo Jr. in conversation with the C-Suite leaders bringing business and technology together to transform organizations and drive strategic value.
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Want to stay plugged in to the biggest trends in technology, media, and telecom? Our TMT podcast series takes what you need to know and breaks it down into something more User Friendly. From social responsibility to the next emerging technologies, industry leaders join us to dive into the biggest topics shaping your business—and the world around you.
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Conversations with Thailand is a bi-monthly podcast series by Deloitte Thailand. Listeners can expect to hear insights from subject matter experts across the different business domains that will benefit both organisations and individuals navigate through complexities of today's VUCA world.
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In this monthly podcast series, Deloitte Vietnam will talk you through notable matters that are directly making impact on your business by the Covid-19 pandemic. Strategic forecasting, recommendations, and helpful solutions are what Deloitte Vietnam experts will share in every episode of this series. Have any questions? Reach out to us at seapodcast@deloitte.com #deloittevoices
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As part of Deloitte’s WorldClass ambition to impact 50 million people, our partnership with One Young World (OYW) develops young professionals into future leaders who can solve the world’s toughest problems. Have any questions? Reach out to us at seapodcast@deloitte.com #deloittevoices
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BC Confessions is a show that brings Business Chemistry to life by applying it to real-life situations and circumstances our audience can relate to. Each episode will feature a confessions and an overview of how Business Chemistry could be utilized to help.
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Frictionless, automated, personalized travel on demand – we are steadily approaching the emergence of a new ecosystem in mobility; one that is safer, sustainable, and more inclusive for consumers. In our Future of Mobility series, we bring you key insights from top executives from both the public and private sectors – decision-makers, innovators and shapers pushing the envelope on future developments within Mobility and beyond. Have any questions? Reach out to us at seapodcast@deloitte.com # ...
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Insights is a weekly video news podcast program designed to deliver the latest economic, financial and business information to today's mobile executive. Join moderator Sean O'Grady for this week's discussion with industry luminaries and the minds at the Deloitte Touche Tohmatsu member firms.
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CAPITAL H

Deloitte in Poland

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CAPITAL H is a podcast during which John Guziak and his guests discuss the new dimension of leadership in the era of technology transformation and the need to be human-centric. He invites CEOs, CHROs, other board members and thought leaders to share their views.
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Looking for digestible insights on the impact of financial services regulation? Guess what - you found the right place. In this monthly podcast series, hosted by Scott Martin, Deloitte's sharpest thinkers will talk you through key public policy developments that are shaping the financial services industry. We'll keep our episodes short and sweet, you have our word. So, let's have a Regulated chat, shall we? Just a friendly reminder, what you hear from us on Regulated Radio are the personal o ...
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Who we are

Deloitte US

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Deloitte’s people experience our culture and live our core values in different ways. Who We Are podcasts bring their remarkable stories to life and celebrate our culture of courage. Join us as we explore how we support each other, our clients, and our communities.
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Resilient

Lori Lorenzo, Deloitte Risk and Financial Advisory

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Adversity is never the end of the story. Authenticity. Determination. Trust. Grit. No matter how experienced you are or what industry you’re in, the basics of great leadership are universal. In this podcast, we’re bringing you the voices of leaders who put these attributes into action.
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Tales of transformation is a Deloitte podcast series that explores trends transforming life sciences and health care. From emerging technologies to the rise of the empowered health care customer to the shift from volume to value, this series takes you to the intersection of change where tremendous transformation is happening. Tune in to stay a step ahead of the tremendous change happening in the industry.
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Deloitte New Zealand’s State of the State series explore issues which we believe to be of importance to the future of New Zealand. This podcast series follows our recent article series. The Deloitte team and expert guests delve deeper into the topics of delivering wellbeing in abundance (2018), and building a fair future for all (2019), which looks at reducing inequities across New Zealand.574638
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Welcome to the Press Room, from Deloitte Insights, your source for the issues and ideas that matter to your business today. Host Tanya Ott interviews thought leaders and change makers on developments in business strategy, emerging technologies, growth, innovation, performance, risk and security, social impact, sustainability, talent and more. Deloitte Insights publishes original articles, reports, and periodicals that provide insights for businesses, the public sector, and NGOs. Our goal is ...
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A Whole New World, the podcast powered by Deloitte, explores the future-oriented experiences and solutions that can help you unlock new possibilities for your organizations. Every episode features industry experts and leaders from across service lines that take you through professional foresight, industry knowledge, and hands-on experiences. From Unlimited Reality to Generative AI, Sustainability and more, you are in for journey of discovery aimed at shaping a better future for your business.
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Deloitte Digital's Leala Shah Crawford explores important foundations of CX personalization with expert guests. Listen in on these engaging conversations and gain exclusive insights about what Deloitte Digital's recent personalization research reveals, what today's most effective leaders are doing to elevate the human experience with personalized journeys, and where brands looking to improve their CX personalization processes can start. Read more insights in Deloitte Digital's CX personaliza ...
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WorkWell

WorkWell with Jen Fisher

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On the WorkWell Podcast, Jen Fisher — Human Sustainability Leader at Deloitte and Editor-at-Large, Human Sustainability at Thrive Global — sits down with inspiring individuals for wide-ranging conversations about how we can develop a way of living and working built on human sustainability, starting with ourselves.
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It’s impossible to turn on the news these days without hearing about trade wars, market volatility and the global economic slowdown. Naturally, this is concerning for Canadian companies that may be unsure of whether to go forward with their growth plans or hold back until the dust settles. In this five-part podcast, we will explore the causes of the slowdown and share stories, advice and ideas on what Canadian companies can do to stay competitive and get ahead of the pack. While businesses m ...
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This podcast series explores the importance of digital transformation across the manufacturing sector – and its impact on how businesses design, make and service their products. Each episode offers you easily digestible insights into the key topical themes and lessons being learned in today’s business environment as manufacturers respond, recover and prepare to thrive in this ‘new normal’. You’ll hear from opinion leaders, business leaders, academics and researchers on key developments and t ...
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This podcast series brings to life articles on M&A topics in the financial services industry (FSI). It addresses how operating environments for insurers, banks, and other financial services firms are undergoing dramatic change—from shifting regulations to new entrants that disrupt traditional service models and everything in between. Each episode focuses on changes in the industry and what your company should do in response.
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The 10 Rules of Modern Work podcast series is a deep-dive into the Modern Work guide that we have put together to guide you to achieve success, happiness and fulfilment in a new world of work. Work as we know it today is vastly different from how it was just a few years ago. We are constantly facing disruptions by unpredictable and uncontrollable external forces such as technology, economy and societal changes. Our experts explore the big questions around the impact of technology and the dem ...
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Product Management podcast where 20 year PM veteran Tom Leung interviews VP's, CPO's, and CEO's who rose up from product to talk about their careers, the art and science of product management, and advice for other PM's. Watch video on YouTube. firesidepm.co Learn more about host Tom Leung at http://tomleungcoaching.com
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M&A Views

Adam Reilly

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Is there any part of the business world that moves faster than mergers and acquisitions (M&A)? It’s hard to imagine—and that’s what makes it so exciting. The M&A Views podcast series is a chance to hear Deloitte’s experienced M&A leaders answer questions on the latest M&A trends, from culture to technology and beyond. Listen in on conversations about topics likely to directly impact your work today.
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Problems. Trials. Tribulations. They can push us to our limits. It’s what we make of them and how we handle them that define us as individuals. In the best problem I ever had, host Deb Golden celebrates people who transformed adversity into advantage. Faced with unimaginable obstacles, Deb’s guests reveal the reservoirs of inner strength that sit inside all of us, guide us through life’s toughest lessons, and define the determination of the human spirit. Listen to the best problem I ever had ...
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ServiceNow Podcasts

ServiceNow Community Podcasts

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ServiceNow Podcast Program is a collection of podcast shows hosted by various ServiceNow experts and professionals covering different focus areas and a broad variety of topics. Come listen to our experts talk about what's going on at ServiceNow. Join the conversation! Visit the Now Community forums
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Marketing Trends is your #1 podcast for all things marketing. Every week, you’ll hear interviews with industry-leading marketers, including CMOs, CEOs, and thought leaders in the field. Tune in to hear the war stories and best practices from marketers who helped build the fastest-growing startups and are leading the enterprises of the future. Stay on top of the need-to-know marketing trends... Subscribe now.
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Actuarial Journey with Nemo Ashong

Actuarial Exam and Career Guidance for Aspiring Actuaries | Hosted by Nemo Ashong | Presented by ProSocial Learning | Actuarial Science

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Actuarial Journey podcast connects and empowers YOU and other aspiring actuaries to pass each of your exams the first time by sharing insights, lessons learned, and step-by-step tutorials from others who have been in your shoes. Come join us Journeyers as we go beyond the technical aspects of the profession and explore the best ways to maximize your studying, and ultimately achieve success on your actuarial exams and career, so that you have more TIME for the things that are important to you ...
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Often we get the question from our clients; “We need to do something with Psychological Safety in our organization, but how do we approach this sensitive topic?” One of the key elements of psychological safety is having an open dialogue and feeling free to speak up. That is why we do not shy away from this topic but start to have conversations about it. Join us when we talk with a variety of people in senior leadership positions with a different perspective. We will hear the impact of time p ...
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The public sector is often seen as slow-moving and behind the times. But around the world, governments are creating innovative responses to seemingly intractable challenges. Join us as we dive into the exciting new developments in the future of government, and speak with leaders from government agencies, think tanks, academia, and the rest of the world. Insight In Depth takes a deep dive into the forces that shape our lives with the people who are building the future today. Each miniseries g ...
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What do most Fortune 500 executives have in common? They learned important lessons on the fields and courts of their high school and collegiate sports teams. This is true for both men and women. Ernst & Young found that a whopping 94% of women holding a C-suite position, played sports. Join 11-time New York Times Best-Selling Author Don Yaeger on his journey to sit with some of the brightest executives in the world as we discuss how sports shaped their professional trajectory in life.
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Dive into the world of artificial intelligence with 'Leveraging AI,' a podcast tailored for forward-thinking business professionals. Each episode brings insightful discussions on how AI can ethically transform business practices, offering practical solutions to day-to-day business challenges. Join our host Isar Meitis (4 time CEO), and expert guests as they turn AI's complexities into actionable insights, and explore its ethical implications in the business world. Whether you are an AI novic ...
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Welcome to the Diversity Deep Dive Podcast. In this podcast, you will hear insights and uplifting stories of resilience and perseverance against the odds. We will share meaningful dialogue to positively impact diversity and inclusion by dispelling stereotypes, tackling biases, and providing best practices to achieve greater cultural competence. Join us as we break some glass and disrupt the way we think about diversity and inclusion.
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In this episode of the Innovation Today Podcast, host Spencer Beemiller chats with Stefan Klang, Partner at Deloitte, about the evolving landscape of supply chain management. Stefan shares his journey from manufacturing logistics to digital transformation, discussing how companies can manage disruptions, enhance efficiency, and prioritize sustainab…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters; let’s learn something together! Our guest today literally wrote the book on lease accounting, but he didn’t always want to be an accountant. Fi…
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Is AI more of a threat or an opportunity for your business? In this AI news episode of Leveraging AI, dive into the latest data from industry-leading surveys, uncover the common pitfalls in AI implementation, and discuss practical strategies for mitigating risks while maximizing ROI. From Deloitte's quarterly insights to the rising concerns highlig…
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Health IT – is it about healthcare or security or is it IT? Is it about Clinicians, Nurses or Patients? What about the technologies and the core systems? Who’s minding the store on PII and PHI? AI and GenAI are here, can we start on that journey? YES! None of these are less important than the other and compete for an organization’s attention. But h…
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Ep. 198: Growing up in small town South Dakota, this CEO learned to play golf on some of the roughest terrain: sand. While he cheerfully concedes he isn't the world's best golfer, Steve, who played on his high school’s team, took what he learned about persistence and applied it to his career at Great Clips. Our BONUS RESOURCE for this episode inclu…
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On this episode, Udi Ledergor, Chief Evangelist at Gong, discusses the use of AI in marketing and sales and highlights the utility of AI in the C-suite, particularly in analyzing sales pitches and measuring their impact on business metrics. Udii also emphasizes the importance of shifting from ownership to stewardship in marketing, and he discusses …
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Join us for an insightful and practical webinar designed for everyone who wants to delve deep into customer profiling using AI tools. Joanna Lambadjieva, a leading expert in AI and e-commerce with years of experience in digital marketing and strategy, will guide you through a step-by-step process to analyze customer data using cutting-edge AI tools…
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All day, every day, we can access masses of information at the touch of a button. Or the sound of a voice command. However, we can access a lot of misinformation too. We’ve all seen examples of deepfakes, online scams and misinformation shape the headlines – and then become the headlines. The most common conclusion? It’s AI’s fault. Would it surpri…
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Has your approach to leadership and organizational culture evolved? Navigating these areas can be challenging—especially with the rapid changes in today’s workforce and work environments. In this episode, I sit down with Wonzie Gardner to explore the complexities of modern leadership and organizational dynamics. Together, we dive into critical area…
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Are we on the verge of AI outsmarting us all? In a bombshell week for AI, OpenAI launched its groundbreaking O1 model, leaving experts and executives alike wondering just how far AI can go. In this episode of Leveraging AI, I also share my key takeaways from the MAICON AI Conference, where industry leaders debated the ethical and practical future o…
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Raquel Hirsch is a seasoned marketing executive and demand-generation expert who helps B2B and B2C clients achieve measurable revenue growth through data-driven strategies and solutions. She is the Founder and Lead Consultant at GoDemandGeneration Inc., a boutique consultancy that offers outsourced VP-level expertise and growth-acceleration service…
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Consumers have become more willing to give up traditional car ownership as they continue to feel the pinch of expensive monthly car payments. What else is driving investment in this area? And what do we expect the future of car subscriptions to look like? Matt Murphy, COO of Avva, and Rodolfo Dominguez, Deloitte’s auto tech practice leader, join us…
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To respond and adapt at speed to evolving mission requirements, the government must modernize delivery by using a digital-first approach, incorporating automated workflow technologies to deliver standout workforce experiences, and achieve objectives quickly and securely. Tune in to this session to hear real-world perspectives on modernizing mission…
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In this episode of the ServiceNow Executive Circle podcast, Gina Gill, Chief Strategy Officer at The Cabinet Office, discusses how technology transformation offers organisations a unique opportunity to reevaluate and realign their strategic vision, values, and employee skill sets. Gill highlights the need for a unified digital vision across departm…
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Ep. 197: New York firefighter Stephen Siller never showed up to his tee time with his brothers on September 11th, 2001. When he received news of the attack, Stephen turned around and drove his truck to the entrance of the Brooklyn Battery Tunnel, but it had already been closed. Determined to carry out his duty, he strapped 60 lbs. of gear to his ba…
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On this episode, Jim Jackson, the CMO of HPE, discusses the importance of teamwork and collaboration in marketing and sales and he details how to use data to target and engage customers. Jim also highlights the value of traditional media in the marketing landscape, even with the growing importance of digital marketing. Plus, he touches on the role …
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In today’s fast-paced business environment, spending hours sifting through data and creating reports is a luxury no one can afford. This live webinar is your fast track to mastering the art of turning raw data into powerful, decision-driving dashboards—using the cutting-edge AI tools. I will walk you through, step by step, how to harness your exist…
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In this episode, we chat with one of our service portfolio managers to learn about the service offerings available to help you get the most value from the ServiceNow platform. Have a question or comment about the Accelerate Podcast series? Email us at accelerate-podcast@servicenow.com. See omnystudio.com/listener for privacy information.…
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Is OpenAI About to Unleash GPT-5? The Billion-Dollar Race for Superintelligence What happens when one of AI’s most powerful minds leaves to form his own company with a billion-dollar seed round? And why is the next version of GPT poised to be 100 times more powerful than its predecessor? In this episode of Leveraging AI, we dive into the game-chang…
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Federal agencies are deploying innovative solutions to manage human capital and administrative goals such as recruitment, developing employees, and keeping a skilled and motivated workforce. Listen to this session to hear how ServiceNow is helping to connect systems of record and modernize the business of human capital management. Featured Speakers…
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In this episode of Innovation Today, Julia Martensen, Innovation Officer at ServiceNow, interviews Will Loving, CEO and Founder of Servos. Will shares his journey from starting a consulting firm during the early 2000s to becoming a key player in digital transformation within the public sector. He discusses the impact of ServiceNow in modernizing st…
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In this episode of the Innovation Today Podcast, Spencer Beemiller from ServiceNow talks with Stephanie Otto, the Global Director of Strategy and Innovation at Cask, about the transformative power of AI in business. They discuss the importance of having a clear strategy, the potential of Gen AI to revolutionize industries, and the necessity of upsk…
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In this episode of the InnovationToday Podcast, host Spencer Beemiller welcomes Jinu Koshy, Vice President and Global Head of Domain Consulting, Communications, Media, and Technology at Infosys. They discuss innovation in the telecom industry, focusing on the transformation in customer service. Jinu shares his insights on the impact of AI and GenAI…
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In this episode, Deloitte’s Jason Flynn sits down with Orgvue’s Mike Bobek and M&T Bank’s Calder Flynn to discuss how organizations can successfully use transparency to build trust, rather than hinder it, followed by a Deloitte roundtable discussion featuring David Mallon, Jason Flynn, and Nic Scoble-Williams.…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters. Let’s learn something together! Our guest today entered the accounting profession at a younger age than anyone I have ever met and never looked…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters; let’s learn something together! Lisa Krizek is an esteemed executive, having led real estate, leasing, and accounting teams for brands that are…
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Watch Indico Data CEO Tom Wilde step in as co-host alongside Michelle Gouveia, VP at Sandbox Insurtech Ventures, in season 2 episode 9 of Unstructured Unlocked with Parul Kaul-Green, Strategic C-Suite Leader and Former Chief Digital Strategy Officer at Liberty Specialty MarketsBy Indico Data
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Ep. 196: Baseball and tennis influenced the life of the author Oprah calls “The Ultimate Comeback Coach.” Tim Storey has impacted millions of people in 75 countries through his keynote speeches and books. Whether he's working one-on-one with celebrities like Robert Downey Jr. and Kanye West or sharing his wisdom on interviews like this one, Tim alw…
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While learning the technical ins and outs of ServiceNow are important for your career, there's more to being a great ServiceNow dev than knowing how to hack XML files or all the JavaScript APIs. In this episode, Lauren and I have a chat about some key moments in our lives that changed our careers. Topics 00:00 Welcome 03:50 Lauren's #5 08:26 Chuck'…
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On this episode, Jeremy Flynn, Senior Vice President of Data Products and Strategy at Clear Channel Outdoors, discusses the measurement and targeting capabilities of out-of-home advertising and emphasizes that out-of-home is a communal and unskippable medium that offers a unique ad experience. Plus, he explains how advances in geo-location technolo…
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Join Fred Champlain and James Ramsay as they explore how strategic portfolio management (SPM) and enterprise architecture (EA) are crucial in successfully implementing AI across an organization. By prioritizing AI use cases that deliver the most business value and understanding their impact on the technology landscape, companies can mitigate risks …
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In today’s fast-paced digital world, the combination of AI-driven image and video generation is no longer a futuristic concept—it's a competitive necessity. But how can your business effectively integrate these powerful tools to stand out? Join us for an exclusive, step-by-step walkthrough designed for everyone who wants to dive into the latest use…
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Hello, and welcome to The Lease Alert, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters; let’s learn something together! In this bonus episode, Tim Kolber, CPA, describes some of the more complex areas of lease accounting and what’s next fo…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters. Let’s learn something together! Today’s guest is the founder of an AI company. Ndonga Sagnia is a CPA with Big 4 accounting firm experience; sh…
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Hello, and welcome to the Lease Alert, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters. Let’s learn something together! Do you know what nuclear submarines have in common with the real estate industry? Find out now! Today, we talk with Nei…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host Matt Waters, let’s learn something together! On this episode of the Lease Alert, real estate broker Alec Wynne tells how he used accounting knowledge to clos…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters; let’s learn something together! Kelly Anerud has worked for two global accounting firms, the Auditor General of Norway and the International Fe…
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Hello, and welcome to the Lease Alert Podcast, where we have conversations with the smartest, most interesting people at the intersection of real estate, leasing, and accounting. I’m your host, Matt Waters. Let’s learn something together! Al Stabile started in accounting but pivoted to lease auditing. He has saved companies millions. On today’s epi…
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“In a world where you can be anything, be kind.” It’s a famous saying. And it sounds simple enough. But is it? And is there room for it at work if we want to achieve our career goals? Being kind to others may come easy, but what about being kind towards ourselves while chasing our dreams? But this isn’t just a nice to have. In the UK alone, mental …
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Is OpenAI’s latest project about to change the AI landscape forever? This week, AI news has been nothing short of groundbreaking—from billion-dollar funding rounds to secret projects and unexpected celebrity endorsements. The race to dominate the AI frontier is heating up, with OpenAI leading the charge. But what does it all mean for the future of …
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Join Fred Champlain and James Ramsay as they dive into how enterprise architecture (EA) is essential for driving successful AI transformations. By actively integrating EA with strategic portfolio management (SPM), organizations can align AI initiatives with business objectives, moving from experimentation to impactful implementation. This discussio…
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Tune in as we explore opportunities to modernize IT and deliver exceptional citizen services with low-code tools. A Federal agency customer will share best practices and examples of how ServiceNow’s low-code platform enables rapid application development – streamlining workflows, reducing costs, improving collaboration, and more. Featured Speakers:…
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A recent study by the Boston Consulting Group reveals that nearly 48% of the global workforce is grappling with unprecedented levels of burnout. The study uncovers a powerful connection between workplace inclusion and employee well-being, showing that a higher sense of inclusion significantly reduces burnout and attrition. The report identifies fou…
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Ep. 195: Basketball was Josh’s primary sport and he was good enough at it that in his senior year of high school he was invited to play in the Tri-Valley League All-Stars game in Massachusetts! He recounts how he initially felt somewhat out of place, but the game had an incredible ending! Our BONUS RESOURCE for this episode includes Don’s favorite …
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Writing engaging LinkedIn posts isn’t just about stringing together words; it’s about crafting a strategic narrative that resonates with your audience and aligns with your business goals. This webinar is designed specifically for C-Suite leaders and entrepreneurs who want to leverage AI to elevate their LinkedIn presence. We’ll start by diving into…
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