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Budget Nerds

You Need a Budget

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Personal finance experts Ben Barlowe and Ernie Reppe get nerdy with numbers as they share budgeting tips, strategies for categorizing transactions, and lessons learned from using the revolutionary budgeting system known as You Need a Budget.
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Fat Thor Podcast is an extension of the Fat Thor Lockdown Challenge. It's a weekly podcast created by comedian Andy Gunnin. Hosted by Andy and Jody Cietutat of Midget Mafia. Jody has gone viral on Tik Tok. Andy and Jody grew up in the same town and they talk comedy, daily events, interviews with Hollywood directors, actors, producers, comedians and rock stars. Such as Jay Gionnone (Gone Baby Gone, The Patriot) Keith Coogan (Don’t Tell Mom the Babysitters Dead, Fox & the Hound) Ernie O’Donnel ...
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This podcast was established to maximize your Section IV Football experience, regardless of your role, past or present. The goal, with your help, is to maintain a family-friendly, informative, entertaining and educational weekly podcast, throughout the season. This podcast will take you beyond the microphone and bring all resources to together for your benefit. With cutbacks and limited media staff, this podcast will complement all those who cover, report, support and enjoy Section IV Footba ...
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Locked On Blue Jays podcast is your daily ticket to stay ahead of the game and the first to know the latest news, analysis, and insider info for the Toronto Blue Jays and Major League Baseball. Hosted by Brayden Ewasko and Carter Fuerst, the Locked On Blue Jays podcast provides your daily Blue Jays fix with expert, local analysis, and coverage of all aspects of the Blue Jays franchise. Locked On Blue Jays takes you beyond the scoreboard for the inside scoops on the biggest stories from withi ...
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John Schneider has officially reached 200 wins as a Manager in Major League Baseball. We decided to take this opportunity to take a closer look at Schneider’s tenure with the Toronto Blue Jays, as he has now been here for just over two seasons. We discuss John Schneider’s decision-making, his relationship with the players and his responsibilities w…
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The Toronto Blue Jays lost to the Boston Red Sox, losing back-to-back games in this series by three runs. Not including this previous game., the Blue Jays offense has been on fire, hitting 29 home runs in their last 16 games, and scoring runs at a premium over the last month of baseball. We discuss how this has occurred, which players have contribu…
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Vladimir Guererro Jr has been on fire since the all-star break, hitting for power, getting on base and coming up with hits in clutch situations. But has he been the best in the AL? We break down an analyst quote regarding Vladdy, covering where we think Guererro ranks in the AL, giving our top three players in the American league in order. Post-tra…
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The Toronto Blue Jays have won six baseball games in a row, their longest winning streak of the season. As many of you heard, Danny Jansen made history in today's game, becoming the first player to play on both teams in the same game. Unfortunately for him, the Blue Jays won this game 4-1 a long grind over two months to finally pull out the win. Ge…
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On today's episode of Locked On Blue Jays, we talk about Taylor Ward's comments on Bowden Francis and the response he got from Chris Bassitt and the Toronto Blue Jays. We also go over some big moments from the weekend, like the back-to-back home runs to walk off Friday's game. There has been a decent amount of news about the Blue Jays that has come…
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The Toronto Blue Jays beat the Los Angeles Angels once again, and this game ended 5-3 in favor of the Blue Jays. This was an interesting win as Ryan Yarbrough pitched 5 innings of scoreless baseball, allowing the starting pitching to get a rest while keeping the offense invested in their at-bats. Ernie Clement continues to put together crazy at-bat…
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Joey Votto has officially retired from major league baseball, per an Instagram video he filmed in the Buffalo Bisons parking lot on Wednesday morning. This was out of the blue, but Joey Votto has not performed up to his expectations this season, struggling through injuries, setbacks, and lackluster performances during his tenure with the Toronto Bl…
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The Toronto Blue Jays beat up the Cincinnati Reds, outscoring them 10-3 in game two of the series. It was a launchpad at the Rogers Center as the Blue Jays hit five home runs in the game, the first time they have accomplished that feat in over two months. Jose Berrios had a dominant day, eating seven innings and carving through a disgruntled Reds l…
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On today's episide Ben and Ernie welcome another Ben to the show -- Ben Markley, host of YNAB's Sketchy Advice series on YouTube. Ben has a reputation for striking metaphors and thought provoking ideas about money and putting YNAB's principles into daily practice, and today he shares some of his favorite ideas, including: Why you should go ahead an…
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"Send me a text message and let me know what you think of the Cover IV Podcast." This past June, the Section IV Football community lost one of its loyalist fans and largest contributors, Mike Connell. Mike passed away on June 19, one day after his 69th birthday. Mike graduated from Chenango Forks High School, where he was proud to have worn the Red…
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Chris Bassitt had some interesting comments about the current state of the Toronto Blue Jays. He was unhappy with how things have gone this season, as the expectations have fallen short of what all Blue Jays wanted. In an interview with Talking Baseball, he talked about the future of the Blue Jays, and problems with the organization, and ways this …
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Some MASSIVE news from Bob Nightengale came out over the weekend, stating that the Blue Jays will entertain trade offers for shortstop, Bo Bichette. While this does not guarantee Bo will be traded at the end of the season, it is a huge discussion piece that all Blue Jays fans must account for as we approach the end of the 2024 season. Will Bo Biche…
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Since the early weeks of June, Davis Schneider has been in a slump. He is striking out at an alarming rate and unfortunately has taken on a bench role over the last few weeks of baseball. We discuss what went wrong for the young slugger, how pitchers are exploiting his one weakness, and how he can overcome these issues to allow himself to compete f…
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The Toronto Blue Jays swept the Los Angeles Angels and won the third game of the series 9-2 thanks to strong efforts from Vladimir Guerrero Jr, Daulton Varsho and Ernie Clement. With Bo Bichette’s injury, Ernie Clement has had a massive impact on the Toronto Blue Jays for a great portion of this season, especially since Bo Bichette went down with a…
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Will Wagner has had an unbelievable start to his Toronto Blue Jays career. He has |||| hits in his first two games as a Blue Jay, keeping his bat hot from the moment he joined the Blue Jays organization. It is still unbelievably early in his career, but another Blue Jay who is currently rostered and had an insane start to his major league career, t…
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Ross Atkins is on the hot seat as the Toronto Blue Jays have had one of the most underwhelming seasons out of all teams in baseball. The Toronto Blue Jays have not won a playoff game since 2016, and have been swept in their last three playoff series in the Ross Atkins era. With this lackluster offseason, the Ross Atkins slander has picked up immens…
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The Toronto Blue Jays lose a series to one of the worst teams in baseball over the weekend, taking the first game of the series and then dropping the next two with pitiful performances. On Saturday they only had two hits in the entire game, and on Sunday the Blue Jays were down 6-0 before they even knew what hit them. In more positive news, Will Wa…
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The Toronto Blue Jays won a series against one of the best teams in baseball, barely hanging onto their 7-2 lead going into the ninth inning. Vladimir Guererro Jr. is unbelievable at baseball. He extended his hit streak to 20 games in a row and is hitting over .500 during this span. He is making his case once again, as being one of the best hitters…
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The Toronto Blue Jays did not have a good season in 2024, that is no secret. With this information, a lot of fans are looking forward to 2025 clinging to the hope that the Toronto Blue Jays can fix their shortcomings and be a better baseball team. The most effective way to become a better baseball team is to develop talent from within and work with…
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The Toronto Blue Jays win the first game of the series against the Baltimore Orioles 5-2. This was a Blue Jays game that we expected to see a lot more consistently in the year 2024. Chris Bassitt had a very good day, pitching into the eighth inning, having no hitter through over four innings, and only giving up two hits and two runs. Daulton Varsho…
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Ben and Ernie get a handful of recurring questions that aren't quite big enough topics to make into their own episode, but nevertheless deserve to be answered! In today's show, they tackle some of those questions, including: What does Ben mean when he talks about the "matchy matchy game?" Helping kids learn to budget Should you have separate catego…
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The Toronto Blue Jays had an off day once again on Monday, which gave us another opportunity to do a deep dive into a promising prospect the Blue Jays acquired at the trade deadline. This player is advertised as a power bat, and is expected to either play third base or a corner outfield position at the big league level. Charles McAdoo was acquired …
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Ben Nicholson-Smith came out with a bombshell earlier this week, stating that Bo Bichette and the Blue Jays are very far off in contract talks and that he sees it as a likely scenario that he will be traded in the offseason. Our comments gave us a ton of different perspectives on how the fanbase views Bo Bichette and what they believe the next cour…
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Ben Nicholson-Smith came out with a bombshell earlier this week, stating that Bo Bichette and the Blue Jays are very far off in contract talks and that he sees it as a likely scenario that he will be traded in the offseason. This would be a huge blow for the Toronto Blue Jays, as Bo Bichette has been a key piece to the Blue Jays offense over the pa…
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The Toronto Blue Jays made eight trades at the trade deadline, and we decided to break down our favorite trade: The Yusei Kikuchi trade. Joey Loperfido has already played a game for the Toronto Blue Jays, and it is rumored that Jake Bloss and Will Wagner could see some playing time at the Rogers Centre before the season comes to a close. In this ep…
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The MLB Trade Deadline has officially come to an end. The Toronto Blue Jays traded EIGHT players at this year's trade deadline, receiving 13 prospects and Ryan Yarborough back in return for four wild days of trades. This was a huge trade deadline for the Blue Jays, as the goal was to replenish the farm system by selling players on expiring contract…
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The Toronto Blue Jays have had their wildest four-day stretch of the entire season, sweeping the Texas Rangers, Vladdy launching baseballs, non-stop trades and so much more. The highlight of the season occurred Monday afternoon when Yusei Kikuchi was traded to the Houston Astros in exchange for Jake Bloss (#2 prospect), Joey Loperfido (#3 prospect)…
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