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State Road 49

Aaron Freyenberger, Garrett Schultz, Matt Willingham, Heartland Christian Center

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In this audio program we hear stories from people who have been through difficulties in life,their struggle, and how they made it. An inspirational story to encourage you in the journey we call life.
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The Wheel of Time Show About The Wheel of Time Show is a reaction / appreciation show for The Wheel of Time book series and television show. Hosts Adam Diaz and Garrett Schultz react weekly to each episode while also sharing their hopes and dreams for the series. They have a focus on appreciation instead of critiquing, which may or may not cause copious amounts of drinking.
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Operation: Veteran Finance

Garrett Sorensen, MBA, CFPⓇ

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Operation: Veteran Finance is an education-based podcast to help you accomplish your money mission. OVF is hosted by Army Veteran and CERTIFIED FINANCIAL PLANNING™ professional Garrett N. Sorensen. For questions or if you would like to be a guest on the show, be sure to check out our website www.OperationVeteranFinance.org. Thanks for listening!
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Garrett and Adam settle in for the final episode in Season Two of Wheel of Time! Our hosts break down the full episode and identify what pieces of the story worked and which parts could have been done better. Some character arcs have big payoffs this episode while others feel lost in the weeds. Finally, Fei returns briefly this week briefly for Who…
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Garrett and Adam dive into the penultimate episode of season two! Rand is confronted by Siaun Sanche while everyone else prepares for the coming storm. Lanfear does some busy work and then decides to absolutely wreck Cairhien. Ishamael makes his pitch to Mat to join the dark side and we try and figure out just how much they will change in the seaso…
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Garrett, Adam, and Fei break down the sixth episode of season two and have fun doing it. Egwene serves as the backbone of the story but that doesn't stop Rand from picking up some steam. Lan finally does something and Nynaeve begins to see reason but the happiness is short lived. We enjoy the threads developing and discuss where we think this all m…
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Garrett, Adam, and Fei let the fifth episode of season two enter their eyeholes and thoughts on it come out of their mouths. Verin makes moves, Rand and Moiraine are on the run, and Perrin is on his journey to become Wolf Daddy. This episode gives us some much needed name drops and exposition to align the show to the books, and we appreciate it.…
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Garrett, Adam, and Fei settle in for the fourth episode of season two! We're halfway through the season and some of our characters are facing major challenges; discovering new powers, facing the forsaken, peeing on trees while talking. We break down the episode and how it fits into this season.By Garrett Schultz, Adam Diaz, & Fei Cai
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Garrett, Adam, and Fei step through the arches of the third episode of Season Two! Nynaeve faces her most difficult challenge yet and the show succeeds at its highest levels and we're here to sing the praises. Pacing continues to be a problem outside of the White Tower and exposition continues to miss the mark for a few of our many storylines.…
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Garrett, Adam, and Fei dive into the first episode of the new season of The Wheel of Time! Our characters were all left in precarious spots at the end of last season. We address the time jump, the new faces to the cast, and some of the welcome (and unwelcome) changes to the material.By Garrett Schultz, Adam Diaz, & Fei Cai
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There are four options you have when it comes to your TSP after you leave the military. Not all these options are equal, and some are just outright bad! In this episode, Garrett discusses what these options are and when you should consider them. Please be sure to head over to our website at www.OperationVeteranFinance.org to listen to all the other…
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In this episode, Garrett answers 7 of the top money questions that he receives from Veterans. From veteran benefits, maximizing military retirement pay, and protecting yourself financially, Garrett dives into these questions and offers his advice to Veterans. Please be sure to head over to our website at www.OperationVeteranFinance.org to listen to…
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We often talk a lot about doing your own research when it comes to investing and finances. But, that is often easier said than done. I get a lot of questions from people asking where there should start when it comes to doing research for investments, planning, estate, and many other planning aspects. In this episode, we invited Jim Butler, Partner …
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In the wake of the Silicon Valley Bank and First Republic Bank collapses, we are diving deep into what occurs when these institutions fail. In this special episode, Garrett discusses the risk involved in the types of investments these banks were holding and the inherent risk that Bank operations can have when dealing with your money. If you have qu…
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Garrett has a motto; Legacy is greater than currency. Is this episode, Garrett breaks down what legacy planning is, how to prepare for this major transition for your loved ones and even yourself, and some of the options you should consider for your legacy plan. Please do not hesitate to reach out to Garrett directly by email at garrett.sorensen@mar…
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Retirement is both exciting and scary for a lot of people. For far too many people, it is something that they have not planned on early enough or do not really know what it means to retire. In this episode, Garrett discusses the process for planning for retirement, some of the different types of retirement, and how to help you ensure you are buildi…
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We are back! After a long break, Garrett is back with a very exciting episode, Investing 101. This is the 4th the episode to the Financial Planning 101 series. We hope you have enjoyed the other episode and will enjoy this one. We are nearing the end of our 101 series and will be back with more interviews, relevant topics, and advice for the Vetera…
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What is protection planning? It's Garrett's cool way of making insurance seem cooler! In this episode, Garrett discusses some of the differences between certain insurances, when and why you should get insurance, and hopefully some things you haven't thought of to protect yourself. Please be sure to head over to our website at www.OperationVeteranFi…
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Garrett is back with episode 2 of the financial planning 101 series. Budgeting and saving is the next block in creating your financial plan. Without these two essential pieces, most of the technical analysis in the plan will not be accurate. In this episode, Garrett discusses what type of budget you should use and how you should be saving. Please b…
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Financial planning is an often overlooked aspect of someones financial life. However, the benefits the of having a financial plan should not be ignored. In this series, Garrett will discuss all the parts of creating a financial plan in depth to help you build your own. This is episode one of the financial planning 101 series; Financial Planning 101…
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How and where would Garrett start his savings and investing journey if he had to start over today? In this episode, we take a look at the starting process and how to maximize the saving and investing journey to help ensure your financial future. Please be sure to head over to our website at www.OperationVeteranFinance.org to listen to all the other…
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What is an asset? The term, the technical definition, the IRS’s definition, and more all seem to have a different classification of how to look at assets in a financial sense. In this episode, Garrett breaks down the best way to classify and view assets for your planning needs. He discusses using asset location and asset allocation to help with you…
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With the volatility in the market and inflation breaking 40 year highs, there is more and more talk of a pending recession. In this episode, Garrett breaks down how we define a recession, what it might mean for you, and what you can do when a recession comes. Please be sure to check out our website at www.OperationVeteranFinance.org to listen to al…
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Garrett, Adam, and Fei bring you the eleventh and final episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! Redd and L must face off against one of the most feared Dreadlords of any age in an attempt to recover the most powerful artifact ever discovered. Enjoy!…
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Veterans who transition can often struggle to get a foothold in the civilian sector. This week, Garrett sat down to do Operation: Veteran Finance’s first in-person interview with Army Veteran and local Nashville Realtor, Chris Christian to discuss how he uses the VA and many other military benefits to his advantage to help find success. Please be s…
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Garrett, Adam, and Fei bring you the tenth episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! This week, Redd and L pull themselves together to launch a rescue mission. A visit to the mysterious island proves to be the most dangerous journey they've gone on yet. Enjoy!…
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What separates the average investor from those that seem to be succeeding year after year with their finances? With talks of bear markets and a looming recession, how do some investors stay calm and ready to make the right moves during these times? For Garrett, it comes down to these four words; Psychology, Philosophy, Principal, and Planning. In t…
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Garrett, Adam, and Fei bring you the ninth episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! This week, a cataclysm has occurred and our two heroes are standing at the heart of it. Mistress' true identity has been revealed and her new title has been claimed. Redd and L attempt to understand …
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FIRE, or Financial Independence, Retire Early is a new topic more people are talking about. With headline titles discussing the great resignation, and more people realizing that they do not want the traditional retirement plan that their parents might have taken, we sat down with Army Veteran and CEO of OnTrajectory.com Tyson Kosak, to discuss more…
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Garrett, Adam, and Fei bring you the eighth episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! In this episode, our dynamic duo return to Paaran Disen and blow off some steam. Arrangements are made for Redd while L finds out trouble awaits her back in the Hall of Servants. Enjoy!…
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With the recently announced changes to the Thrift Savings Plan website, Garrett wanted to dive into the 5 Things all service members must know about the TSP. Regardless if you have been investing in the TSP for years, or just started contributing, these are some of the most important aspects of the Thrift Savings Plan. As always, please be sure to …
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Garrett, Adam, and Fei bring you the seventh episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! In this episode, L and Redd manage to pick themselves up and make their way out of the Research Center after their battle. The ever-present watcher is felt upon their departure, and the duo must ta…
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Garrett, Adam, and Fei bring you the fifth episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! In this episode, L awakens from her nightmare, but finds solace in the company of the common room. Redd is introduced to new friends and greets them with skepticism. The group attempts to gain access…
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Garrett, Adam, and Fei bring you the fourth episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! In this episode, Redd and L find their way through M'Jinn while the unseen watcher has them in their sights. The party finds a place to lay low, but tensions have never been higher. Enjoy!…
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Garrett, Adam, and Fei bring you the third episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! In this episode, our heroes reveal what took place at the river to Hannah. Darren reveals a hidden foe that seems to be hunting "special" people before tensions come to a head in a big way. Enjoy!…
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Garrett, Adam, and Fei bring you the second episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! This episode, our heroes journey has an inauspicious start when they encounter a bizarre scene that forces them to choose between staying out of sight and helping a stranger. Enjoy!…
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Garrett, Adam, and Fei return for some off-season content. The group is proud to bring you the first episode of Age of Legends: Downfall, an actual play D&D 5E adventure set in the world of The Wheel of Time! In this episode, the group introduces the campaign and its characters then dives straight into the adventure. The Actual Play begins at 00:07…
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Garrett, Adam, and Fei discuss the first season of The Wheel of Time show while going through the emails and messages sent by our wonderful listeners. After the credits, the gang has it's first ever Spoiler Corner where we break down our hopes for next season, the big changes from the books, and the potential impact on the future of the show.…
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Garrett, Adam, and Fei break down the eight and final installment of the first season of The Wheel of Time. This episode had momentum and goodwill going in, we discuss whether it was able to capitalize on it. Who's Hot on Twot finally honors one of the shows antagonists while WTF Rafe speaks bluntly regarding the changes made to a beloved character…
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Garrett, Adam, and Fei discuss the seventh episode The Wheel of Time. This episode has some big twists and turns along with a few slower moments that had us yelling at the screen. Who's Hot on Twot was foretold ages ago when casting happened and WTF Rafe offers some praise (finally) for a change that improved on the book. I know... we're all stunne…
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Garrett, Adam, and Fei break down the beginning of the back-half of season one of The Wheel of Time. All parties are converging on Tar Valon, but the journey isn't so easy on everyone. Who's Hot on TWOT digs into the furry fury that is Wolf Daddy while WTF Rafe asks that we stop repurposing things from the books into less impactful but "original" s…
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Garrett, Adam, and Fei dive in head first to break down the fourth and controversial episode of The Wheel of Time. The three groups of adventurers have split and a few huge events take place and we have thoughts. WTF Rafe points out the repeated mistake of trying to add sex into the show and Who's Hot on TWOT talks about Lan's softer side.…
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Garrett, Adam, and Fei finally combine the full force of their efforts to break down the third episode of this young series. The party has been split and the gang has thoughts on how this succeeds and possible pitfalls in the storytelling. We finally get introduced to another mainstay of the series and it's smiles all around. WTF Rafe offers some e…
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Garrett and Adam celebrate the first ever episode of the new live action Wheel of Time! The excitement is only matched by the controversy as much has changed and not always for the better. Listen to hear the breakdown of the episode and the first ever installments of the WTF Rafe segment. Special Guest Fei Cai pops in to deliver her Who's Hot on TW…
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Garrett and Adam move past the first episode which brought much discussion and debate. The sadness that infected Adam due to the substantial changes that kicked off the show is met full force with the optimism brought on by a much stronger episode. WTF Rafe has a much different message this week while Fei again pops in to deliver Who's Hot on TWOT …
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In the second episode of TWOTSaTWOTS, Adam and Garrett give their impressions on the trailers and promotional materials released for the show. They also discuss the recent casting news that Barney Harris, the actor playing Mat Cauthon, would not be returning for Season 2.By Garrett Schultz & Adam Diaz
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