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Conversations with founders, operators, and investors shaping the future of financial services. Hosted by the founder of Cambrian Ventures, Rex Salisbury. Rex previously was a Partner at A16Z, where he helped launch the fintech vertical. He has over a decade of experience working in finance & fintech primarily as a software engineer before becoming a venture capitalist. visit cambrianhq.com to learn more.
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Encounter Podcast

Isaac Perkins & Jimmy Salisbury

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Encounter Podcast is a Podcast to help you have a true encounter with the one true and living God. We are here to offer help to those that may would never attend church or who may have been hurt by church in the past. We are not judgmental and here to offer help to all no matter your past or current situation. We want you to know God loves you right where you are and show you that an encounter with God can change your sitution.
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In this episode, I sit down with Avlok Kohli, CEO of AngelList, at their San Francisco headquarters. Avlok shares how AngelList responded to the 2022 market crash, shifting from a heavy reliance on SPVs to diversifying their product offerings, including rolling funds and venture fund management tools. He discusses the strategic decisions that led t…
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In this episode, I sit down with James Dyett, head of platform at OpenAI. James discusses how AI is revolutionizing finance, with insights from clients like Morgan Stanley and Klarna. Learn how Morgan Stanley uses AI to improve wealth management and how Klarna has automated two-thirds of its customer service tasks. We also touch on Oscar Health and…
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In this episode, I sit down with Renaud Laplanche, founder and CEO of Upgrade. Renaud talks about his move from Lending Club to starting Upgrade, focusing on innovation in consumer fintech. He shares insights on the unique features of the Upgrade Card, the strategic partnerships with credit unions, and the future of consumer finance. We dive into h…
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Keith Rabois is back at Khosla after leaving Founders Fund. In this episode, Keith discusses his return, why he focuses on seed investing, his most courageous bet, his biggest mistakes (deciding which meetings to take) and more. He also shares insights on evaluating founders, the intricacies of startup success, and his approach to investing.…
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Join us for a captivating chat with Zach, Plaid's visionary founder and CEO. Plaid stands at the forefront of fintech innovation, linking financial institutions with apps to revolutionize banking and finance. From its early days in San Francisco to becoming a key player in fintech, Plaid's journey reflects the sector's rapid evolution. Zach guides …
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Pete Flint is a prominent figure in the technology and real estate industries, best known for his co-founding role at Trulia and his involvement with NFX, a venture capital firm. As one of the co-founders of Trulia, a real estate platform that gained widespread popularity, Flint played a pivotal role in revolutionizing the way people search for hom…
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Welcome to the 31st Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 30th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am.. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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Welcome to the 29th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am.. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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Welcome to the 28th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 27th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 26th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 25th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 24th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 23rd Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 22nd Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Jimmy Chen founded Propel in 2014 with the ambitious vision of improving America’s safety net. $65 Billion of government benefits go unclaimed because of cumbersome and opaque processes. Even when those benefits are claimed, the user experience is frustrating. Propel started by making one of America's most important social benefit programs, SNAPs, …
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Welcome to the 21st Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Welcome to the 20th Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would like…
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Today, I’m talking to fintech pioneer, Shamir Karkal, the Founder and CEO of Simple. Founded in 2009, Simple was one of the very first neobanks, meaning they offered banking services, but were not themselves a bank. Simple built the user experience and tech, but partnered with a bank to provide the charter. In 2009, it was not at all obvious this w…
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Welcome to the Nineteenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you woul…
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Welcome to the Eighteenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you woul…
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Incredibly excited for this conversation with Immad Akhund, the Founder of Mercury, a business bank for startups. Mercury was founded in 2017 when almost no on had tried to build to a neobank for business. Today, Mercury has over 100,000 business customers and provides a suite of banking products Checking and Savings Credit Cards and expense manage…
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Welcome to the Seventeenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you wou…
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Welcome to the Sixteenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would…
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On this episode, originally recorded in Mar 2022, we dive into the backstory of Chipper Cash, at the time, the most valuable startup in Africa recently valued at just over $2 billion. Chipper provides free and instant cross border money transfers, and has grown to serve over 4 million customers, doing 80,000 transactions. █ Guests Ham Serunjogi, Fo…
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Welcome to the Fifteenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would…
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Welcome to the Fourteenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you woul…
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Today’s guest is Laura Speakman, Co-Founder of Alloy. We cover her journey from interning in microfinance to narrowly avoiding becoming a career lawyer to then becoming a fintech founder building crucial infrastructure. Alloy is a global identity decisioning platform that helps banks and fintechs with onboarding, transaction monitoring and credit d…
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Welcome to the Thirteenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you woul…
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Welcome to the Twelfth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would l…
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In this episode, I talk to Shuo Wang, the founder of Deel. Deel is an all-in-one HR platform for global teams. They help companies of all sizes, anywhere from a two person startup to publicly traded companies, manage contractors and full-time employees in 150 plus companies or countries around the world. I first met the founders of Shuo and Alex in…
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Welcome to the Eleventh Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would …
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Welcome to the Tenth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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In this episode, we are going to talk about how you to stop banks crises forever. That’s right, permanently stop bank crises. I know that seems crazy. How? Narrow Banking. It’s an idea that’s been around since the 1930s. It essentially means that Banks cannot lend out deposits, which is why it’s also known as fully reserved banking. If you know any…
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Welcome to the Ninth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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Welcome to the a Special Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcast every Tuesday at 1:00 am. This is a Special Encounter Podcast Testimony Episode with Brother Zachary Blair. Our Special episodes will come out on different …
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Welcome to the Eighth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would li…
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Welcome to the a Special Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcast every Tuesday at 1:00 am. This is a Special Encounter Podcast Testimony Episode with Brother Bo Collins. Our Special episodes will come out on different dat…
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Welcome to the Seventh Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would l…
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Welcome to the Sixth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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Welcome to the Fifth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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In 2019, William announced he was stepping down for Plaid. For 3 years he and a small team worked in stealth on a new company, Column. Today we’re going to talk about that company. William describes Column as “a nationally chartered bank that has built every facet of the technology from scratch”. We are going to cover what inspired William to start…
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Ramp is one of the fastest businesses ever to go from $0 to $100M in revenue and they did it in less than 3 years and their last raise in 2022 valued them at $8 billion. It’s a great company in large part because it’s a great product. Cambrian runs on Ramp and I never thought I would say this about corporate expense software, but…it’s magical!…
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Building Credit Karma was not easy. Ken raised the company’s first major round in 2009 during the Great Recession and in 2020 navigated the sale of the business during the early days of the covid pandemic, during which Credit Karma saw dramatic declines in revenue and faced the prospect of layoffs. But the company has come through those events and …
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Welcome to the Fourth Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would li…
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Welcome to the Third Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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Welcome to the Second Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would li…
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Welcome to the First Episode of Encounter Podcast! We started releasing weekly episodes Valentine's Day February 14th 2023! We are super excited and hope you are too! We release our Podcasts every Tuesday at 1:00 am. If you have any questions or comments for the show be sure to email us at encounter4real@gmail.com! If you have a topic you would lik…
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