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Experian's DataTalk is a fun show featuring data science leaders and technologists from around the world. We talk about artificial intelligence, machine learning, deep learning, computer vision, data visualizations, data ethics, data philanthropy, and much more. Hosted by Mike Delgado
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OpenRoom Talks

OpenRoom Events

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A series of short, original podcasts which draws on OpenRoom’s 16 years of experience in connecting global businesses. Informal conversations across a wide range of issues between industry experts, innovative suppliers and their high-powered customers.
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Accredited Income Property Investment Specialist (AIPIS)

Jason Hartman with Scott Sharp & Daniel Miller

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The mission of AIPIS is to properly educate real estate specialists and investors in the proven methods of income property investments as a road to building wealth. AIPIS Education Program Jason Hartman, internationally known investment property guru, had a vision. He wanted to share his 25+ years of real estate experience with a wider audience, so that they could benefit from everything he had learned. The idea for the Accredited Income Property Investment Specialist program grew out of Jas ...
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Couldn't resist another episode about notetaking, highlighting, and Bible translations! Find some fun recommendations below! (No, I don't get kickbacks from the links, they are just there for you to check out what we're talking about!) **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis Marks the S…
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Should Christians read the book of Enoch? What use could it have? Can a book not in our canon of Scripture contain the gospel? A conversation with Anthony Delgado ranging from the exile to the end of time. **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Anthony Delgado's website: https://www.anthonydel…
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Genesis interpretation in the Dead Sea Scrolls: the "Words of the Luminaries": (4Q504) and a "Paraphrase of Genesis and Exodus" (4Q422). The Words of the Luminaries is a set of weekly liturgical prayers and the Paraphrase of Genesis and Exodus is in the genre of "rewritten Bible," perhaps used as or with a homily. These are excellent texts to inves…
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The Dead Sea Scrolls were an amazing find for the study of the Bible and understanding the context of Jesus' time. They can also help shed light on the ways that the biblical text is used through time by different communities. This can help us understand this strange time we are in today, where we have so much information about the context of the B…
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What is the role of the human in inspiration? Are the Scriptures the "inspired word of God" via dictation or "holy download" to the human writer? Is there room for editing and compiling? Discussing the dictation view, the verbal plenary view, and the dynamic view of inspiration. Each view holds God in high regard, but how do they portray humanity? …
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The Passover and the Day of Atonement both have their fulfillment in Jesus, but how do we see this in Genesis? Tracing the twin themes of the "two goats" and the exodus through the book of Genesis leads us right to the epicenter of Christological typology. Check out Caleb's new book, and his podcast, The Bible in Context. **Website: www.genesismark…
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Exodus begins in Genesis 1. Caleb Lewis joins me to discuss the many exoduses of Genesis. I can almost guarantee you'll find something here that you never thought about before that will shed light on the continuity of the Torah and how it points to Jesus and the church. Check out Caleb's new book, and his podcast, The Bible in Context. **Website: w…
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Today Dan Barrett from Adwords Nerds welcomes Jason to his show. Jason shares valuable insights about market cycles, the economy, the real estate market, and predictions for the future. He emphasized the importance of understanding market dynamics and making decisions based on data rather than emotions. They discuss the impact of interest rates on …
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The first and primary parallel flood accounts to Genesis are the flood stories from Mesopotamia. Seeing how close these stories are to the narrative in Genesis will give us plenty to discuss in the future, and this will also help us investigate the question of the "many" flood accounts of the ancient world. Reading the Epic of Gilgamesh and the Atr…
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The more I study the Bible, the more I come back to the same question: Who is God, and what does the Bible tell us about Him? Looking at the flood narrative from the common paradigm and flipping it on its head to include a more expansive view of our relationship to God and what he wants for us. Troy Yurchak brings us a delightful symmetry of the fl…
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Jason and Sean O'Toole of PropertyRadar.com discuss the current state of the real estate market, focusing on inventory trends, the impact of high interest rates, and the value of real estate over price. They also explore the potential for price drops, the influence of technological advancements on prices, and the challenges of rising housing costs.…
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How does the structure of Genesis 1 work as a chiasm, and what does that mean for our view of liturgy--what it is and why we do it? Troy Yurchak joins me for this great discussion that unexpectedly combines literary design with liturgy and discipleship! **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot T…
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Jason welcomes Mike Simonsen of Altos Research. Mike discusses real estate trends, noting increased inventory leading to higher sales. Despite higher mortgage rates, demand persists, with 2.8 to 7.7 million more buyers qualifying as rates drop. This surge could strain inventory, creating a competitive market. Simonsen emphasizes the need for sustai…
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It's time to discuss two important things: the flood, and note-taking. Broad points about the flood are brought up, and then we do a deep dive into my method of note-taking and why you should do it, too. **Blog post with pictures of my notes! https://www.genesismarksthespot.com/blog/note-taking/ My Patreon: https://www.patreon.com/GenesisMarkstheSp…
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Jason and Paul Moore delve into the current state of commercial real estate, focusing on multifamily, office, RV and mobile home markets. They discuss the rise of rescue capital, which assists struggling deals, particularly in multifamily, where many properties are overpriced. They explore how office markets may never fully recover due to remote wo…
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Is Genesis 1 poetry? A look at biblical poetry and elements of metaphor, ending on the question of what it means to be "blotted out." **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis Marks the Spot on Facebook: https://www.facebook.com/genesismarksthespot Genesis Marks the Spot on Instagram: htt…
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Jason and his investment counselor Carrie address a range of investment strategies and market trends, providing insights into the benefits and drawbacks of various options, such as home warranties, short-term and long-term rentals, and cryptocurrencies. They also emphasized the advantages of residential properties over commercial ones and recommend…
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Apologies to Bishop Ussher, but it is impossible to calculate the age of the earth using biblical statistics. I don't care if you are a young earth creationist or an old earth creationist or somewhere in between or nowhere else, but the Bible's genealogies cannot be used in scientific calculations. Hitting also a bit of information of the history o…
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In this #DataTalk episode, Keith Little, MD Analytics, Decisioning and Platforms at Experian Software Solutions, unveils the game-changing enhancements to Experian's Ascend Technology Platform™. Keith discusses how client feedback has shaped a solution that streamlines operations, automates processes, and strengthens fraud detection in today's fast…
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Death before the fall? It began when Eve decided and they both ate...or did it? It might not be that simple. Plus, in studying, you must have learned that man is mortal, but what about animals? If they weren't immortal, then how could creation have been a paradise? Why do we suddenly get "permission" to eat meat after the flood of all places? (Hint…
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BONUS questions this week: is Jesus Yahweh and what is the filioque? Because I had some extra time on my hands after not finishing last week's episode properly, those seemed some fun additions to the conversation. Talking about the divine economy before digging into the pronunciation of the name YHWH, when it stopped being pronounced, what does it …
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Jason and Amanda, a certified public accountant and author, discussed the potential negative impact of the 2024 budget proposal on real estate investors, the benefits of cost segregation for tax reduction, and the advantages of being a real estate professional. They also highlighted the importance of tax planning, the depreciation schedule for brea…
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Jason welcomes real estate analyst Rick Sharga. Rick discusses the housing market and economic trends. Despite concerns of a crash, he suggests a slow period with modest price increases rather than a downturn. He dismisses crash predictions, highlighting historical data showing home prices generally rise during recessions. Sharga addresses factors …
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A survey on the names, titles, and designations of God in the Old Testament. What do they mean? What do they reveal about the character and nature of God? In particular, why is God called The Fear of Isaac? **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis Marks the Spot on Facebook: https://www.…
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Genesis 3, the Passover, the exile, and Jesus. How do these relate to the wilderness, Babylon, Assyria, and why one always goes "down" to Egypt? Each of us can relate to the theme of exile in some way, and yet the prevalence of this concept might escape us when we read our Bibles. Understanding exile can help us understand Jesus and our lives today…
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For today’s 10th episode, Jason welcomes Efren Delgado, a former FBI agent and author of “The Opposite is True,” as he discusses counter-intuitive psychology and his experiences in law enforcement. He shares insights into the motivations of criminals, emphasizing their underlying insecurities. Delgado advises trusting instincts, analyzing situation…
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Part two of the conversation from episode 70, we discuss the theodicies that Job's friends provide, the idea of Job as a member of the divine council, the structure of the book of Job, and a caution about structuring Scripture without a full knowledge of the language originally used. Also, some information about what I'm up to beyond this podcast a…
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If Job is a second Adam, then the satan in Job must be the serpent from the Garden, right? In our previous conversation about Job as a second Adam, we didn't get into nearly enough talk about the satan reflecting or being the serpent from the garden, after all. Is it an I-told-you-so moment?? Exploring that further in this episode, we come to some …
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Comparing translations of passages that touch on the Divine Council Worldview. Why do some Bible translations have "sons of God" in Deut. 32:8 and others have "sons of Israel"? Can humans be elohim? What's with the "so-called gods" in 1 Cor. 8:5? **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis …
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We hear it, and it's true: we are made to be kings on the earth, and then we lost our dominion, exiled from our true home. But there is hope in our Messianic King who sets all to right! But being reconciled to our true home is not all there is to the concept of exile. Reviewing biblical theology books on exile, talking about the Deuteronomistic his…
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A conversation with Dr. Lois Tverberg about reading the Bible in Jesus' Jewish context: haftara, the importance of the prophetic literature, and the theme of kingship in the Bible. **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Links from Dr. Tverberg's blogs: Can We Call Jesus Rabbi?: https://ourrabb…
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In this episode of #DataTalk, we welcome back Kathleen Peters, Chief Innovation Officer at Experian Decision Analytics, as we dive into Experian's annual Future of Fraud forecast. Kathleen gives us an in-depth look into the 2024 forecast, highlighting the role of generative AI in today's fraud landscape. She also walks us through the most prevalent…
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Discover the fascinating history behind the influential Laffer curve with the renowned economist #ArthurLaffer. This curve played a pivotal role in the Reagan revolution, transforming global economics. Dive into the concept that excess taxation can hinder government revenue, unraveling the counterintuitive nature of economics. Join the Empowered In…
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Continuing a conversation about Job with Mike Chu about the message of the book of Job, its application to us, and vindication in speaking to God honestly. **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis Marks the Spot on Facebook: https://www.facebook.com/genesismarksthespot Genesis Marks the …
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Jason welcomes Mike Maloney. He talks about his book "The Great Gold and Silver Rush of the 20th Century," and presents a chart showing the price of a can of Campbell's soup under the gold standard from 1895 to 2025. Jason also introduced the Hartman Comparison Index and the concept of pricing items in commodities. Mike and Jason discuss the unreal…
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Job as a second Adam and other fascinating things like the dating of Job's trials, what's up with "the fear of the Lord," and a new look at the satan in Job; you won't want to miss this conversation with Mike Chu! **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Sermon series on Job: https://granitecity…
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Jason interviews Michael Zuber, author of ‘One Rental at a Time’, about the real estate financial market. They discuss Michael’s philosophy of incremental progress in real estate investing and his recent move from California to Las Vegas. Michael emphasized data-driven decisions and presented a ’53 year spreadsheet’ to track real estate market data…
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What is "the sin offering"? What does it do? Why don't we see it in Genesis? What does it mean for the work of Jesus? Spencer Owen joins me for a discussion about this oft-misunderstood offering. **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis Marks the Spot on Facebook: https://www.facebook.co…
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Jason welcomes Joshua Simon, founder of Simon Commercial Real Estate, as they discuss the state of commercial real estate. Josh highlights the strength of retail, especially in open-air strip centers and grocery-anchored spaces. Simon emphasized the retail renaissance, citing low vacancy rates and increased demand. Industrial properties faced chall…
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Bible translations: why do we have so many of them and how do we vet them for our use? One of the newest translations out there is the LSB, the Legacy Standard Bible. Both John MacArthur and Ken Ham of Answers in Genesis (and the Ark Encounter and Creation Museum) say that the LSB is the "best" translation currently available. How does this transla…
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Jason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on m…
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The main theme and story of the Hebrew Bible, seen in the order of the Tanakh, gives us an even clearer picture than do individual prophecies of who the Messiah is and of his mission. This isn't to discount Messianic prophecy, but themes, patterns, and narrative arcs all point to Jesus, and guess what? It all begins in Genesis and flows through the…
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Jason welcomes Selma Hepp, the Chief Economist of Core Logic. They discuss the challenging state of the real estate market and noted that the market was facing issues due to rising mortgage rates, which led to a decline in transactions and mortgage refinances. Additionally, she highlighted that existing homeowners were benefiting from this situatio…
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The Bible is a book made up of many books. Each individual book of the Bible has its own context and meaning and purpose, but the Bible also has a unified story and meaning. We can't simply tear the text into pieces because that ruins the whole picture. And the way that the books are ordered in the canon affects the way that we read the Bible as a …
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Michael Zuber talks to Jason about the housing market and the potential for a housing crash. Jason provides insights into why a housing crash hasn’t occurred so far, emphasizing the need for millions of distressed sellers as a key ingredient for a crash. He also mentions that people who predict crashes often lack a comprehensive understanding of ec…
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Who causes sickness, Satan or God? And should we expect to be healed if we pray with enough faith? **Website: www.genesismarksthespot.com My Patreon: https://www.patreon.com/GenesisMarkstheSpot Genesis Marks the Spot on Facebook: https://www.facebook.com/genesismarksthespot Genesis Marks the Spot on Instagram: https://www.instagram.com/genesismarks…
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Today Jason welcomes Sara, one of his investment counselors to the show as they cover several financial and real estate topics. They address challenges faced by self-employed individuals in obtaining mortgages due to low reported income and offer insights into strategies like inflation-induced debt destruction. They also touch on interest rates, re…
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The gospel is more than "the Romans Road." It is not a mere story about forgiveness of sin. It is a battle of cosmic proportions. Part of this begins to dismantle the common depiction of atonement as an appeasement of God's wrath, but fear not, this doesn't lead to a state where we are capable of saving ourselves. Far from it, in fact! **Website: w…
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In this episode, Jason features Robert Helms of the Real Estate Guys. He also discussed "generational investing" i.e. the possibility of children investing in real estate and the importance of not trying to time the market. Jason then moves on to discuss the impact of declining interest rates on the housing market, projecting that a drop to 5.5% co…
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Jason welcomes Stephen M.R. Covey as they discuss his book "The Speed of Trust." In business, cultivating trust is key for successful deals and relationships. The principle of "win-win or no deal" emphasizes fair collaboration, where both parties benefit. Trust fosters enduring relationships, enabling faster, more efficient cooperation. Smart trust…
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