This episode begins with a welcome and an overview of the topics to be discussed. It examines the surge in mortgage delinquencies and financial stress in Ontario. The impact of high interest rates on mortgage renewals and market strain is analyzed. Updates to Ontario's provincial planning rules are reviewed. The episode discusses the decline in hom…

Russell Wahl shares his journey from technician to business owner, discussing personal adversity and leadership challenges. The conversation emphasizes the importance of leadership in trades and various stages of business growth. They explore balancing technical skills with business acumen and understanding the three stages of business growth, whil…

null(0:00) Welcome and introduction(0:23) Federal government's public lands bank initiative for affordable housing(2:49) Housing plans: Conservative vs. Liberal perspectives(3:35) Updates on Liberal-NDP supply and confidence agreement and cabinet retreat(4:11) Labor disputes' influence on inflation and Canada's housing crisis(6:18) Key issues at th…

This episode begins with a welcome and an introduction to the new partnership between Workday and Equifax. The benefits of this integration are discussed, along with insights from industry experts on how it could impact the mortgage and real estate sectors. The availability and cost implications of this partnership are examined. The episode conclud…

Adina Kroll joins Steve Hamoen to share her background and unique insights into sales. They critique traditional sales training and KPIs, debunking the efficiency myth in sales processes. The discussion explores the role of AI and automation, emphasizing leveraging tools for effective selling and the importance of relationship-building. They delve …

This episode begins with an introduction and an overview of the topics to be covered. It examines the Bank of Canada's recent rate cut and its impact on home sales. Real estate market updates from Calgary, Vancouver, and Montreal are discussed. Insights on housing affordability from the Royal Bank of Canada are shared. The episode explores Ontario'…

This episode begins with an introduction. It delves into mortgage rates, housing affordability, and economic focus. Toronto's condo market challenges and opportunities are discussed. Real estate insolvencies and their impact on consumer confidence are analyzed. The sentiment among homebuilders and housing supply challenges are explored. Homebuying …

null(0:00) Welcome and introduction(0:24) Updates on Ontario's housing policy and planning guidelines(2:00) Government's defense of housing targets and industry reactions(3:26) Sponsor: Equitable Bank's mortgage products(5:14) Discussion on mortgage stress test effectiveness and impact(7:21) Insights from Ratehub's July 2024 Affordability Report(8:…

Steve Hamoen and Shelly Niehaus explore the importance of customer experience, drawing on lessons from diverse career backgrounds. They discuss engaging customer experiences, client motivations, and overcoming expertise fears. The episode delves into leveraging social media, content creation, and effective email marketing strategies. They cover att…

This episode begins with a welcome and introduction. It explores Ontario's new planning rules and housing targets. The impact of the Bank of Canada's recent rate cut on housing markets is analyzed. Housing market trends in Calgary, Greater Vancouver, and Montreal are discussed. Changes in new home prices and the push for transparency in Ontario's h…

Carl Grant III discusses the importance of setting boundaries in life and shares his passions, including his family and the Austin, Texas lifestyle. The conversation delves into thrill-seeking, focusing on priorities, and Carl's book on life beyond business. He emphasizes prioritizing faith, family, health, and business while managing time effectiv…

This episode starts with an introduction and a discussion on inflation trends in Canada. It explores Canada's Consumer Price Index, core inflation measures, and their sectoral impacts. Shelter costs, rent inflation trends, and Bank of Canada's rate cut predictions are analyzed. Upcoming inflation data and Ontario’s new planning rules for housing ar…

null(0:00) Welcome and introduction(0:22) Ontario real estate market update: Value surge and construction impact(1:33) Economic and homeowner perspectives on rising property values(2:23) Preview of upcoming topics(2:38) Canadian housing starts: July's rise and urban development focus(4:44) Housing starts: Regional analysis and market implications(6…

This episode begins with an introduction to Episode 51. A comprehensive overview of real estate sales trends in major cities is provided. The effects of the Bank of Canada's rate cut are analyzed. Shifting dynamics in Greater Vancouver's real estate market are discussed. The surge in Montreal's residential sales is highlighted. Nesto Incorporated's…

Steve Hamoen and Theo Darringer discuss Theo's journey into investing, including his early start and key productivity tips. They delve into Theo's investment strategy, economic analysis, and the role of AI in investment and cloud computing. The episode explores understanding ETFs and mutual funds, using personal knowledge as an investment edge, and…

This episode begins with a welcome and introduction. It delves into July's real estate data and the impact of the Bank of Canada's rate cuts. The discussion covers various property types and regional variations across Ontario. Practical advice for homebuyers and investors is provided. The episode concludes with a call for listener questions.(0:00) …

This episode starts with an introduction and welcome. It provides an overview of the housing market, including starts, sales, and construction activity. An analysis of Ontario's real estate market trends is presented. The impact of interest rate cuts on real estate is examined. The performance and valuation of regional real estate in Ontario are di…

This episode starts with a welcome to Episode 48 of the Ontario Mortgage and Real Estate Insights Podcast. The impact of recent interest rate cuts on the housing market and a broader economic analysis are explored. Trends for first-time buyers and implications of the Bank of Canada's interest rate decisions are discussed. The potential impacts of t…

Zhe L. Scott shares her journey to press release success and addresses common SEO frustrations with a transparent approach. The episode highlights the importance of transparency in SEO, common mistakes, and success stories, including the concept of "messy SEO." It delves into Google's content decay, keyword discovery methodology, and the role of ke…

null(0:00) Welcome to episode 47 of the Ontario Mortgage & Real Estate Insights Podcast(0:23) Canada's latest interest rate cut and future expectations(3:24) Central Bank's cautious outlook and housing market sensitivity(6:38) Impact of interest rates on commercial and residential real estate(10:21) Toronto's real estate slowdown and mortgage delin…

This episode begins with a welcome and introduction. It explores the economic outlook and the impacts of interest rates. Provincial forecasts and their effects on mortgage payments are discussed. The challenges homeowners face at mortgage renewal are examined. A discussion on fixed vs. variable mortgage rates is featured. Real estate market trends …

Ayush Prakash discusses the digital narcissism of Gen Z and contrasts their experiences with Gen X. The episode explores Gen Z as digital natives and the disparity between reality and digital perceptions, with a focus on social media's effect on mental health. They cover navigating technology talks with children and bridging the generational tech g…

This episode starts with a welcome and introduction. It examines the impact of the Bank of Canada's rate cut and TRREB's market outlook. Insights into home sales and inventory in Calgary and Greater Vancouver are discussed. The episode highlights an increase in Montreal's residential sales. Mortgage trends and a new partnership with BMO are explore…

This episode begins with a welcome and introduction. It explores the implications of central bank interest rate cuts on the real estate market. A weekly mortgage digest and consumer behavior trends are discussed. Updates on British Columbia's revised personal-use notice period and the national mortgage arrears rate are provided. Strategies for savi…

Stephen Selengut shares his insights on investment success, starting with a discussion on equity vs debt investments and key financial indicators. They compare real estate to stock market investments and analyze the liquidity of fixed income securities. Stephen delves into investment risks and strategies for risk minimization, the government's impa…

This episode begins with an introduction and overview. It delves into Vernon's Housing Accelerator Fund strategy and application process. A sponsor segment highlights The Great Canadian Mortgage Company's community event in Victoria. The episode wraps up with closing remarks.(0:00) Introduction and episode overview(0:32) Vernon's Housing Accelerato…

null(0:00) Welcome and episode introduction(0:19) Bank of Canada cuts overnight lending rate and its impact(1:19) Governor Tiff Macklem's comments and Luke Simurda’s analysis on future rate cuts(2:14) Phil Soper's insights on homebuyer activity and Conference Board of Canada on housing affordability(4:03) Insights on future market trends and Land a…

This episode begins with an introduction to the episode. It delves into global financial market volatility and its impact on Canadian interest rates. The Bank of Canada's inflation outlook and economic concerns are examined. Consumer spending patterns, mortgage renewals, and perspectives from major banks are discussed. Trends in the Toronto condo m…

This episode begins with an introduction to Ontario Mortgage & Real Estate Insights. It covers Ontario's real estate value surge and insights from MPAC's report. The influence of commercial real estate on property values is discussed. An overview of mortgage rates and market volatility is provided. The episode examines the Bank of Canada's rate cut…

This episode begins with an introduction to the Ontario Mortgage and Real Estate Insights Podcast. It covers market trends in the Greater Toronto Area and the Toronto Regional Real Estate Board's July home sales report. Economic insights on Toronto's market from national experts are provided. The episode delves into inventory and price trends in th…

Ryan Holck joins Steve Hamoen to discuss the importance of clarity in business messaging and how to identify and leverage your business's "golden egg." They analyze current and future revenue streams, effective audience targeting strategies, and crafting clear calls to action. A case study on advertising on high school sports radio highlights the s…

This episode begins with a welcome to the Ontario Mortgage and Real Estate Insights Podcast. It provides an update on the Toronto Regional Real Estate Board's home sales and new listings. The episode discusses interest rate cuts and their implications for the Greater Toronto Area market. It explores market volatility and its effects on mortgage sta…

Danny McBrinn shares his journey in real estate, focusing on mobile home investments and how they differ from mobile home parks. The discussion covers lender requirements and the advantages of mobile homes, ideal locations, and a cost breakdown. They explore financing and renting strategies, emphasizing the importance of an abundance mindset in bus…

This episode begins with a welcome and introduction to Episode 37. It discusses bond market movements and economic instability. An analysis of Government of Canada bond yields is provided. The episode covers new homebuyer regulations and extended amortizations. It delves into the differences between posted and actual mortgage rates. The implication…

This episode begins with a welcome and introduction to Episode 36, focusing on the sale of Wasaga Arena and town development plans. It discusses the council's options and financial shortfalls. Insights on development charges and current market conditions are provided. The episode features councillor perspectives on development priorities. The mayor…

This episode begins with a welcome and an update on the Ontario real estate market. It covers the federal investment and strategy for affordable housing in Toronto. The episode delves into CMHC's Frequent Builder framework and provides an analysis of the short-term rental market. A discussion follows on the potential for converting short-term renta…

null(0:00) Introduction to fixed mortgage rates and bond yields(1:00) Analysis of fixed and variable-rate mortgage trends(3:44) Breaking high-rate mortgages: costs and penalties(5:35) Federal budget's effect on first-time homebuyers and amortization periods(6:58) Influence of Canada Mortgage and Housing Corporation (CMHC) on housing market(10:01) D…

Steve Hamoen and Jim Manning delve into the lease purchase model in real estate, discussing its challenges, benefits, and ethical considerations. They explore building a successful ecosystem, market synchronization, and the labor crisis's impact on the housing market. The episode covers technological advancements, equity partners, and retirement pl…

This episode begins with a welcome and introduction to Episode 33, focusing on mortgage rate cuts and market trends. It explores historical mortgage rate cuts and their impact on real estate market dynamics. An analysis from WOWA Leads on mortgage rate impacts on the housing market is provided. The introduction of 30-year mortgages and government h…

This episode begins with a welcome and introduction. It covers the Bank of Canada's interest rate cuts and their impacts on the housing market. An economic outlook is provided, discussing unemployment, inflation, and interest rate predictions. The episode delves into 'own-use' evictions and their consequences for tenants and landlords. New mortgage…

This episode begins with a welcome and introduction. It provides updates on the real estate market, including a drop in GTA sales, appeals for interest rate cuts, and market shifts in Calgary and Vancouver. Montreal's surge in residential sales and national housing affordability reports are discussed. Insights into Toronto's condominium rental mark…

Brandon Elliot discusses strategies for utilizing 0% interest credit cards and managing multiple credit cards effectively. The episode delves into overcoming the stigma of multiple credit cards, distinguishing good debt from bad debt, and using credit cards to acquire assets. Brandon shares insights on mass applying for credit cards, understanding …

This episode begins with a welcome and an overview. It explores the role of family gifts in first-time home purchases and regional disparities. The impact of these gifts on the wealth gap and housing market dynamics is discussed. The episode also delves into the rise of own-use evictions and the response from tenants in Ontario. Challenges faced by…

This episode begins with a welcome and introduction. It covers the Bank of Canada's recent rate cut and its impact on home sales in Ontario. The dynamics of the real estate markets in Toronto, Calgary, and Vancouver are analyzed. Trends and insights into the rental markets in Montreal and Ontario are explored. The discussion includes rental afforda…

This episode begins with a welcome and introduction. It covers the Bank of Canada's recent interest rate cut and its impact on mortgages. Tips for first-time homebuyers and those renewing their mortgages are provided. A detailed analysis of the Toronto real estate market follows, focusing on the pause in GTA condo sales and value trends. The episod…

Steve Hamoen and Chris Pistorius dive into dental marketing essentials and the competitive landscape of the dental industry. They discuss effective strategies for growing a dental practice, mastering Facebook advertising, and comparing it with Google ads. The episode covers leveraging video cards in personalized marketing, understanding key marketi…

This episode begins with a welcome and introduction. It covers the Bank of Canada's recent rate cut and its impact on homeowners and market activity. The episode discusses the implications of lower borrowing costs and market predictions. Insights from industry experts and the Canadian Mortgage Brokers Association are shared. The challenges in the c…

Steve Hamoen and Deniero Bartolini discuss how to design and live the lifestyle you want while recognizing and avoiding business ownership traps. They cover strategies for sustainability and self-care, effective time management, and building a meritocracy. The episode emphasizes meditation and mindfulness for focus, the importance of repetition, an…

This episode begins with a welcome and introduction. It covers the Bank of Canada's recent rate cut and its immediate effects. Expert perspectives on mortgage rates are discussed, followed by insights into market activity and buyer confidence. Financial strategies and inflation considerations are explored, along with trends in Ontario real estate a…

null(0:00) Welcome to episode twenty-five(0:18) Doug Ford's plea and Bank of Canada's expected rate cut(1:25) Impact of interest rates on home construction and inflation trends(2:54) Greenbelt land swap scandal investigation(3:27) Bank of Canada's interest rate relief and inflation warnings(6:00) Predictions for future rate cuts and MNP Consumer De…