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Xai, how are you?

Michael Sokolovsky and Xava De Cordova

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Queer Jews Michael Sokolovsky and Rabbi Xava De Cordova play with the multi-millennial dialectic that is the Talmud. Join them as they throw drash, seek prophetic insight and uncover the rabbinic smuttiness inherent in the system.
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If you’re a leader tasked with generating business and org. value through ML/AI and analytics, you’ve probably struggled with low user adoption. Making the tech gets easier, but getting users to use, and buyers to buy, remains difficult—but you’ve heard a ”data product” approach can help. Can it? My name is Brian T. O’Neill, and on Experiencing Data—one of the top 2% of podcasts in the world—I offer you a consulting designer’s perspective on why creating ML and analytics outputs isn’t enough ...
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InvestTalk

Hosts Justin Klein & Luke Guerrero | Wealth Managers and Investment Advisors

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Navigating today's global economy and deciphering investment choices can be an intricate endeavor. The influx of opinions and ever-shifting financial data adds to the challenge. For those committed to success, staying informed through market education and unbiased guidance is paramount. This realization has led an increasing number of individuals to integrate KPP Financial's 'InvestTalk' radio program and podcast into their investment strategies. InvestTalk, a daily program, delves into a ra ...
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Xava brings a series of property law sugyes that tell us about how, why, and how much we should protest, halakhically speaking. Sign up for Shel Maala's Alef Bet class here: https://bit.ly/decodingalefbet, Sign up for Sand into Pearls here: https://bit.ly/sandintopearlsTo ask us questions, text or leaves us a voicemail at the Talmud Hotline at 401-…
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The "September Effect" is a well-known phenomenon in the stock market, characterized by historically poor performance during the month of September. This trend can be attributed to various factors, including seasonal patterns, economic conditions, and the influence of upcoming presidential elections on market behavior. This raises an important ques…
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Why Gold Prices Are Soaring As gold prices soar, the demand for fallback money is becoming increasingly evident. With economic uncertainties on the rise, investors are flocking to gold as a safe haven asset. This trend highlights the shifting landscape of finance and what it could mean for the future of investment strategies. Today's Stocks & Topic…
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Green fintech is revolutionizing the financial industry, with the market expected to reach $540 billion by 2029, growing at a CAGR of 22.4%. This growth is driven by the increasing demand for sustainable finance solutions, the integration of blockchain technology, and supportive government regulations. Major financial institutions such as BlackRock…
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Value investing strategies are making a comeback, positioning themselves to outperform growth-oriented approaches that have dominated in recent years. Several key factors are contributing to the potential narrowing of the valuation gap between value and growth stocks, including changing market conditions and shifting investor sentiment. As a result…
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Due to a technical glitch that ended up unpublishing this episode right after it originally was released, Episode 151 is a replay of my conversation with Zalak Trivdei from this past March . Please enjoy our chat if you missed it the first time around! Thanks, Brian Links Original Episode: https://designingforanalytics.com/resources/episodes/139-mo…
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In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Finance Books, ADRs vs. Buying Foreign Stocks, Buying in Credit Card Companies, KPP Management of ETFs, Asset Allocation, Annuities, Investing in Other M…
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The yuan carry trade is emerging as a viable strategy for investors, particularly as the yen carry trade faces challenges due to Japan's monetary policy. With China's dovish approach and stable interest rates, traders are finding attractive opportunities in the yuan market. This shift highlights the yuan's potential as a more resilient option in th…
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The recent rally in utility stocks is challenging traditional market indicators, as artificial intelligence and electrification trends drive unprecedented growth in electricity demand. This shift is transforming utilities from defensive plays to potential growth opportunities, with companies like NextEra Energy and WEC Energy Group positioned to be…
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This week is set to be crucial for Bitcoin and the cryptocurrency market, following a notable price surge influenced by the Federal Reserve's recent decisions. The anticipated earnings report from Nvidia may further impact market trends, underscoring the relationship between technology stocks and digital currencies. Today's Stocks & Topics: ALRM - …
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The upcoming presidential election may significantly influence personal finances and investment strategies, particularly in areas such as taxes, healthcare, and retirement savings. Proposed policy changes could affect tax rates, insurance costs, and retirement account regulations, leading to potential shifts in financial planning. It's important fo…
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Trusts serve as powerful tools in estate planning, offering a secure way to protect assets and facilitate smooth wealth transfer to beneficiaries. They provide numerous advantages, including the ability to bypass probate, potentially reduce tax liabilities, and maintain greater control over asset distribution. Understanding the fundamentals of trus…
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The financial industry grapples with the question of who should bear the cost of scam-induced fraud losses: consumers or banks. Authorized push payment (APP) fraud presents unique challenges for fraud detection systems, as victims unwittingly authorize transactions. Financial institutions are implementing advanced technologies and strategies to com…
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As the Federal Reserve hints at potential rate cuts, now is the time to optimize your mortgage strategy. Learn how to assess your current mortgage rate, determine if refinancing is right for you, and plan for future expenses with cash-out refinancing. Today's Stocks & Topics: IP - International Paper Co, Market Wrap, CF - CF Industries Holdings Inc…
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A recent report reveals that 91 US lenders, including major banks like JPMorgan Chase, BNY Mellon, and State Street, are at serious risk of bank runs. Discover the factors contributing to this potential crisis and what it means for the financial industry. Today's Stocks & Topics: CLH - Clean Harbors Inc., Market Wrap, 401 and 427 Plans, Bank Run Al…
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In a shocking data breach, hackers have allegedly stolen 2.9 billion records, including Social Security numbers, from National Public Data. This breach could affect millions across the U.S., U.K., and Canada. Learn how to protect your personal information and what steps you should take immediately to safeguard your identity. Today's Stocks & Topics…
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In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Savings Account, Financial Data on Companies, TSP Investments and Percentages, Options & Capital Gains, 401k, A-I in the Finance Industry, Rollover the 4…
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President Biden's proposal aims to cap rent increases at 5% for corporate landlords or risk losing federal tax breaks, impacting over 20 million rental units. The plan addresses concerns about excessive profits by large property owners while balancing tenant protection and housing development incentives. How could these changes reshape the rental m…
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In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Energy Sector, Bonds vs. Money Market, Stock Valuation, Index-Linked Variable Annuities, Union Business Cycle, Conversion Roth 401k to Roth I-R-A, 401k R…
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Fractional real estate investing allows multiple investors to own shares of a property, making it accessible without the need to purchase an entire property. This investment method provides opportunities for rental income and property appreciation, with legal agreements outlining investor rights and responsibilities. Could fractional real estate be…
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With the Federal Reserve likely to lower rates starting in September, understanding the impact on financial markets is crucial. Fed rate cuts can influence stocks, bonds, and cash investments, with the reasons behind these cuts often being more significant than the cuts themselves. These changes can affect yields on T-bills, savings accounts, and t…
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Michael brings us all a text about ascending and descending holiness rules, relocation, divorce, parental abandonment and taking other people's opinions too seriously. Sign up for Decoding the Alef Bet here: bit.ly/decodingalefbetTo ask us questions, text or leaves us a voicemail at the Talmud Hotline at 401-484-1619 or email us at xaihowareyou@gma…
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The sunk cost fallacy is a cognitive bias where individuals or businesses continue investing in a project due to past investments, despite current costs outweighing the benefits. This bias often leads to irrational decision-making, influenced by factors such as loss aversion and emotional attachment. Understanding and recognizing the sunk cost fall…
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In July, China's export growth slowed to its lowest level in three months, raising concerns about the country's economic momentum. Meanwhile, imports showed solid gains, indicating a potential shift in demand dynamics. What does this mean for the global market and China's economic outlook? Today's Stocks & Topics: STAA - Staar Surgical Co., Finance…
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The cybersecurity landscape is evolving rapidly, with companies like CrowdStrike at the forefront. This analysis explores 7 insurance stocks poised to benefit from increased demand in the cyber insurance market, projected to double by 2027. How will these companies, including CrowdStrike, shape the future of cybersecurity and potentially boost your…
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The Great Wealth Transfer is unfolding in surprising ways, significantly affecting millennials and Gen Z. Key trends include delayed inheritances and shifting expectations around wealth distribution. How will these changes impact on your financial planning and future wealth opportunities? Today's Stocks & Topics: IOSP - Innospec Inc., Market Wrap, …
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The global economy is showing unexpected resilience in 2024, challenging predictions of rate cuts by major central banks. This shift raises questions about the future of inflation, growth forecasts, and central bank policies. What does this mean for investors and policymakers? Today's Stocks & Topics: SYF - Synchrony Financial, Market Wrap, FXY - I…
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Guess what? Data science and AI initiatives are still failing here in 2024—despite widespread awareness. Is that news? Candidly, you’ll hear me share with Evan Shellshear—author of the new book Why Data Science Projects Fail: The Harsh Realities of Implementing AI and Analytics—about how much I actually didn’t want to talk about this story original…
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Understanding how your retirement savings compare to others can provide valuable insights into your financial planning. According to Vanguard's latest data, the average 401(k) balance varies significantly by age, reflecting different stages of career and savings habits. Today's Stocks & Topics: CDW - CDW Corp., Market Wrap, ADX - Adams Diversified …
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The July jobs report reveals a surprising jump in unemployment to 4.3%, with only 114,000 jobs added, signaling a potential labor market slowdown. This unexpected shift could impact Federal Reserve policy, interest rates, and the overall economic outlook. How might these developments affect your personal finances and investment strategies? Today's …
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Understanding how to secure the best home equity line of credit (HELOC) rates is essential for homeowners looking to leverage their equity. Key factors include maintaining a strong credit score, reducing your debt-to-income ratio, and shopping around among lenders. By comparing offers, understanding the terms, and following these tips, borrowers ca…
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Retirees face significant healthcare expenses, with average annual costs reaching $6,883 per person, driven by Medicare premiums, out-of-pocket expenses, and potential long-term care needs. These costs are influenced by factors such as inflation in healthcare services, increased longevity, and advancements in medical treatments. Understanding these…
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Elon Musk proposes a massive $5 billion investment from Tesla into his AI startup xAI, subject to shareholder approval. This bold move could reshape the AI landscape and Tesla's future, as xAI aims to compete with tech giants like Google and OpenAI. Discover the potential implications for Tesla, the AI industry, and Musk's growing tech empire. Toda…
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High-yield savings accounts and certificates of deposit (CDs) offer different advantages for savers, with varying interest rates, accessibility, and terms. High-yield savings accounts typically provide more flexibility and easier access to funds, while CDs often offer higher interest rates for fixed terms. Understanding these differences can help i…
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Warren Buffett recently sold approximately $1.48 billion worth of Bank of America shares, marking his first sale since 2019. Buffett's decision may reflect cash management for succession planning, concerns over rising corporate taxes, and potential dissatisfaction with Bank of America's recent performance amidst significant unrealized losses. What …
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Major AI companies are facing a critical shortage of training data as websites restrict access and high-quality sources become scarce. This emerging crisis is impacting industry leaders like OpenAI and Google, who are exploring solutions such as million-dollar deals with publishers and the generation of synthetic data. The shortage of training data…
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The IRS has issued new guidance on early distributions from retirement plans, providing clarity on exceptions to the 10% additional tax for unforeseeable or emergency personal or family expenses and for survivors of domestic abuse. Understanding the key points of this updated guidance is crucial to ensure it aligns with your retirement goals and mi…
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Ready for more ideas about UX for AI and LLM applications in enterprise environments? In part 2 of my topic on UX considerations for LLMs, I explore how an LLM might be used for a fictitious use case at an insurance company—specifically, to help internal tools teams to get rapid access to primary qualitative user research. (Yes, it’s a little “meta…
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CrowdStrike shares tumbled 13% following a global cyber outage caused by a glitchy software update. The incident affected 8.5 million Windows devices worldwide, disrupting various industries and raising concerns about the company's reputation and future contracts. As CrowdStrike faces potential challenges, rival Sentinel One sees a surge in stock v…
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In times of economic uncertainty, it's easy to fall into a scarcity mindset, where fear and worry about money can negatively impact your financial well-being. However, by shifting your mindset and adopting practical strategies, you can build financial resilience and weather any economic storm. Today's Stocks & Topics: FAST - Fastenal Co., DPZ - Dom…
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A major shift in the stock market is unfolding as small-cap stocks surge while the "Magnificent Seven" tech giants face a significant selloff. How will the recent market shakeup, triggered by cooler inflation data, affect your investment strategy? Today's Stocks & Topics: ULS - UL Solutions Inc., Market Wrap, AGPPF - Anglo American Platinum Ltd., N…
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A new Goldman Sachs report questions the massive AI spending with little to show for it, suggesting the AI bubble may be deflating. Tech giants are backing away from AI investments, while companies struggle to find practical applications. Is this the beginning of the end for the AI hype, or just a temporary setback in the industry's evolution? ALSO…
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Diversifying your retirement savings across pre-tax, post-tax Roth, and taxable accounts can provide flexibility to manage your tax liability in retirement. Understanding the unique benefits and drawbacks of each account type is key to optimizing your adjusted gross income and navigating evolving tax laws. ALSO in this podcast: MOH - Molina Healthc…
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The Federal Reserve is considering a rule change that could save the biggest US banks billions in capital requirements by adjusting the Global Systemically Important Bank (GSIB) surcharge. ALSO in this podcast: MDT - Medtronic PLC (NYS), LW - Lamb Weston Holdings Inc. (NYS), MEDP - Medpace Holdings Inc. (NAS), URI - United Rentals Inc. (NYS), RSG -…
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Rabbi Miriam Terlinchamp of Judaism Unbound joins us to talk about incarcerated Jews, the problems with the way we handle conversion, what's next for Judaism and how the Rabbi's themselves responded to potential converts. Check out Tales of the Unbound here: http://www.judaismunbound.com/tales, sign up for Shel Maala at Sadeh here: bit.ly/shelmaala…
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There are several effective high interest earning strategies - including high-yield checking accounts, money market funds, CDs, and bonds - for investors to explore. Understanding the benefits and drawbacks of each option can help you make informed decisions to optimize your returns and grow your wealth in the coming year. ALSO in this podcast: BLX…
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As we navigate the current economic landscape, it's crucial to understand the stark differences in cost of living between states. Factors like housing, groceries, healthcare, and utilities can vary significantly, impacting your overall financial well-being and disposable income. Identifying High Cost of Living (HCOL) versus Lower Cost of Living (LC…
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Nike brought back retired executive Tom Peddie to mend strained relationships with key retailers. This move aims to revitalize wholesale partnerships and distribution channels. Will this strategic decision impact Nike's stock performance and strengthen its position in the competitive athletic wear market? Today's Stocks & Topics: MO - Altria Group …
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