214. What is disability insurance and do I need it?

A Wiser Retirement®

On this episode of A Wiser Retirement™, Casey Smith is joined by Randy Hargett and Kyle Conroy. Randy is a Long Term Care Specialist at Capstone LTC Advisors and Kyle is a Managing Partner at Disability Insurance Services. They discuss what disability insurance is and how to determine if you need it.
Podcast Episodes Referenced:
- Ep 212: Medical Costs During Retirement and Preparing for the Unexpected
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 126: How can insurance protect your wealth?
YouTube Videos Referenced:
- The Medicare Sign-Up Process Explained

Other Links:
- Randy Hargett - Capstone LTC Advisors, [e-mail]
- Kyle Conroy - DI Services, [e-mail]
Learn More about Wiser Wealth Management:
- Our website
- Click here to schedule a complimentary consultation with one of our financial advisors.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
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This podcast was produced by Wiser Wealth Management. Thanks for listening!

Chapters

1. 214. What is disability insurance and do I need it? (00:00:00)

2. Understanding Disability Insurance Needs (00:00:05)

3. Disability Insurance Riders and Annuitites (00:12:57)

4. Individual and Business Disability Insurance (00:18:41)

5. Understanding Disability Insurance Options (00:27:49)

6. Understanding Disability Insurance Policies (00:34:38)