SA914 | Utilizing Loan Options and Strategies Conservatively for Commercial Deals with Brandi Shotwell

How Did They Do It? Real Estate

In a real estate environment where things are uncertain and challenging, we’re bringing Brandi Shotwell to the show to share her expertise in guiding commercial investors seeking suitable financing options and loan strategies.

Brandi will definitely provide value in this episode as she discusses why she transitioned to the commercial side of real estate lending, things you must know when acquiring commercial loans, and her high-level tips for preserving investors’ capital. There’s more to this conversation than you think, so tune in to discover!

Key Points & Relevant Topics

• Brandi’s background in mortgage, real estate financing, and her transition from single-family to commercial financing
• Advantages of financing commercial properties over single-family from a mortgage broker’s perspective
• The limitation in financing single-family properties or deals
• “Bad boy” clauses in commercial lending and their effect on loan agreement
• Typical DSCR (Debt Service Coverage Ratio) and LTV (Loan-to-Value) lenders are looking for
• The role of government loan programs in commercial real estate
• Brandi’s advice for investors doing floating-rate debt or loans and her loan recommendations for commercial and retail investors
• The importance of relationship and communication with the lender in avoiding default loan, foreclosure, and losing investors’ capital
• The biggest challenge lenders are facing in commercial or multifamily financing in today’s market
• Brandi’s point of view on 2024’s interest rate, financing, and real estate

Resources & Links
Apartment Syndication Due Diligence Checklist for Passive Investor

About Brandi Shotwell

Brandi Shotwell is a Principal at Reno Capital Management in Dallas, Texas concentrating on debt and equity. With over 20 years of experience in finance and real estate, Brandi has had leadership involvement in over $1.5 billion in real estate projects ranging from commercial acquisitions to commercial development.

She has organized funding acquisitions and development opportunities for multifamily investors, high-net-worth individuals, municipal growth areas, and manufacturing clients.

Prior to joining RCM, Brandi was Vice President at Edge Capital Markets in Dallas, Texas. Preceding Edge, she was Vice President of Coronado Bay Capital where she was a top-producing originator of the company. Previously, she was a founding partner of Global Mortgage USA. Brandi attended Purdue University Northwest where she studied business and marketing.

Get in Touch with Brandi

• Website: https://www.renocm.com/
• Facebook: Reno Capital Management
• LinkedIn: BRANDI SHOTWELL
• Instagram: @iammrsshotwell

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