How to Get Started with Investing When You’re Young with TJ van Gerven - 169

Money Talk with Skyler Fleming

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State Secrets: Inside The Making Of The Electric State

1
Family Secrets: Chris Pratt & Millie Bobby Brown Share Stories From Set 22:08

19 days ago22:08

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Host Francesca Amiker sits down with directors Joe and Anthony Russo, producer Angela Russo-Otstot, stars Millie Bobby Brown and Chris Pratt, and more to uncover how family was the key to building the emotional core of The Electric State . From the Russos’ own experiences growing up in a large Italian family to the film’s central relationship between Michelle and her robot brother Kid Cosmo, family relationships both on and off of the set were the key to bringing The Electric State to life. Listen to more from Netflix Podcasts . State Secrets: Inside the Making of The Electric State is produced by Netflix and Treefort Media.…

27 days ago 38:27

MP3•Episode home

If you’ve been feeling stuck or overwhelmed about where to begin, this episode is packed with actionable steps to help you start building wealth now.

The Money Talking Points for this week are:

What small thing can you do to get started with investing?
How can you invest simply?
What simple financial planning step can help your finances now?

Timestamps & Key Takeaways

[00:01:00] – Meet TJ van Gerven

TJ’s background and why he started Modern Wealth Builders
His mission to help millennials achieve financial flexibility

[00:03:00] – The Biggest Challenges for Young Adults & How to Overcome Them

Why investing feels so hard when you’re just getting started
The importance of tracking your money
How living below your means is the foundation of investing

[00:06:30] – The Power of Tracking Your Spending

How tracking your expenses reveals where to cut back
My high school experience of discovering how much I spent on eating out 🤯
Use tracking as a tool, not a restriction!

[00:09:00] – Investing for the First Time: Where to Start

Why a Roth IRA is an awesome first investing account
The Rule of 72 and how to double your money over time
Understanding tax-free growth vs. traditional investing accounts

[00:12:00] – How to Invest Simply Without Overthinking It

The easiest way to get started: S&P 500 or total world index funds
Why automating your investing makes a huge difference

[00:16:00] – Avoiding Common Investing Mistakes

Don’t fall for meme stocks and crypto scams 🚨
Why timing the market is impossible—just keep investing
Understanding market dips and why they’re normal

[00:19:00] – Should You Consider Bitcoin?

TJ’s take on Bitcoin vs. other cryptocurrencies
The history of Bitcoin and why it’s unique
How Bitcoin compares to gold as a store of value

[00:22:00] – Financial Planning for Young Adults & Couples

Why you and your partner should combine financial goals
How to set up joint accounts while maintaining independence
The importance of tax planning & risk management

[00:27:00] – What Simple Financial Planning Step Can Help You Now?

Emergency funds turn financial stress into minor inconveniences
Budgeting on last month’s income for financial peace of mind
Why a written financial plan makes saving and investing easier

Resources & Mentions

Do More With Your Money – TJ’s Podcast: https://domorewithyourmoney.libsyn.com/
Modern Wealth Builders – TJ’s Financial Planning Firm: https://mementofinancialplanning.com/

Final Thoughts

This episode was packed with insights on how to start investing—even with a small amount of money. The key takeaways? Start today, keep it simple, and automate your investing. Small actions today lead to massive financial growth over time.

I’d love to hear your thoughts—what’s your next step in investing?

Schedule a free Money Talk at https://moneytalkwithskylerfleming.com/chat

Get your free Money Talk resources at https://moneytalkwithskylerfleming.com/resources

Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming

Find even more Money Talk at moneytalkwithskylerfleming.com/quick-links

"Upbeat Forever"Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0http://creativecommons.org/licenses/by/3.0/

177 episodes

#Podcasting Education #Self-Improvement #Skyler Fleming

How to Get Started with Investing When You’re Young with TJ van Gerven - 169

Money Talk with Skyler Fleming

published 27 days ago

MP3•Episode home

If you’ve been feeling stuck or overwhelmed about where to begin, this episode is packed with actionable steps to help you start building wealth now.

The Money Talking Points for this week are:

What small thing can you do to get started with investing?
How can you invest simply?
What simple financial planning step can help your finances now?

Timestamps & Key Takeaways

[00:01:00] – Meet TJ van Gerven

TJ’s background and why he started Modern Wealth Builders
His mission to help millennials achieve financial flexibility

[00:03:00] – The Biggest Challenges for Young Adults & How to Overcome Them

Why investing feels so hard when you’re just getting started
The importance of tracking your money
How living below your means is the foundation of investing

[00:06:30] – The Power of Tracking Your Spending

How tracking your expenses reveals where to cut back
My high school experience of discovering how much I spent on eating out 🤯
Use tracking as a tool, not a restriction!

[00:09:00] – Investing for the First Time: Where to Start

Why a Roth IRA is an awesome first investing account
The Rule of 72 and how to double your money over time
Understanding tax-free growth vs. traditional investing accounts

[00:12:00] – How to Invest Simply Without Overthinking It

The easiest way to get started: S&P 500 or total world index funds
Why automating your investing makes a huge difference

[00:16:00] – Avoiding Common Investing Mistakes

Don’t fall for meme stocks and crypto scams 🚨
Why timing the market is impossible—just keep investing
Understanding market dips and why they’re normal

[00:19:00] – Should You Consider Bitcoin?

TJ’s take on Bitcoin vs. other cryptocurrencies
The history of Bitcoin and why it’s unique
How Bitcoin compares to gold as a store of value

[00:22:00] – Financial Planning for Young Adults & Couples

Why you and your partner should combine financial goals
How to set up joint accounts while maintaining independence
The importance of tax planning & risk management

[00:27:00] – What Simple Financial Planning Step Can Help You Now?

Emergency funds turn financial stress into minor inconveniences
Budgeting on last month’s income for financial peace of mind
Why a written financial plan makes saving and investing easier

Resources & Mentions

Do More With Your Money – TJ’s Podcast: https://domorewithyourmoney.libsyn.com/
Modern Wealth Builders – TJ’s Financial Planning Firm: https://mementofinancialplanning.com/

Final Thoughts

I’d love to hear your thoughts—what’s your next step in investing?

Schedule a free Money Talk at https://moneytalkwithskylerfleming.com/chat

Get your free Money Talk resources at https://moneytalkwithskylerfleming.com/resources

Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming

Find even more Money Talk at moneytalkwithskylerfleming.com/quick-links

"Upbeat Forever"Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0http://creativecommons.org/licenses/by/3.0/

177 episodes

#Podcasting Education #Self-Improvement #Skyler Fleming

All episodes

32 weeks ago36:01

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36:01

In this episode of Money Talk, I delve into the 60/40 principle with Janine Bolan, a biochemist turned financial educator. Janine shares her journey of creating this principle to help her family live on a single income after transitioning from a two-income household. The 60/40 principle is a straightforward approach where 60% of found money (unexpected income like bonuses and gifts) goes into your checking account, while the remaining 40% is divided equally among short-term savings, long-term savings, philanthropy, and charity or spirituality. Janine emphasizes starting with found money to gradually build the habit of saving before applying the principle to your regular income. This method not only aids in habitual saving but also helps in reducing debt. If you're looking to improve your financial situation and develop a strong saving habit, this episode is packed with valuable insights and practical advice. Tune in to learn how you can implement the 60/40 principle in your life and start your journey toward financial stability. The Money Talking points for today’s episode are: How does becoming aware of your financial situation help you make changes? Are rules of thumb good for you to implement or are they just extra noise? Find Janine online at https://the8gates.com/ Check out the website at moneytalkwithskylerfleming.com Check out our free resources at moneytalkwithskylerfleming.com/resources Email me at skyler@moneytalkwithskylerfleming.com Watch the podcast on YouTube at youtube.com/@MoneyTalk.SkylerFleming "Upbeat Forever" Kevin MacLeod ( incompetech.com ) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/…

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