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Ep42 Debt Becomes Us

1:29:48
 
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Archived series ("Inactive feed" status)

When? This feed was archived on December 28, 2019 01:12 (4+ y ago). Last successful fetch was on September 07, 2019 14:18 (5y ago)

Why? Inactive feed status. Our servers were unable to retrieve a valid podcast feed for a sustained period.

What now? You might be able to find a more up-to-date version using the search function. This series will no longer be checked for updates. If you believe this to be in error, please check if the publisher's feed link below is valid and contact support to request the feed be restored or if you have any other concerns about this.

Manage episode 212146064 series 1123827
Content provided by Colleen Lindl. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Colleen Lindl or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Anyone who has ever felt swamped, imprisoned, paralyzed or had panic attacks over their student loan debt this story is for you.

In 2012, Hillary Carroll graduated with an MFA from UCLA. She owed 130k--between her loans, interest accrued, and capitalized interest. This story is about how she paid it off.

In June of 2015, three years post graduation, after applying for IBR twice (Income Based Repayment), faithfully making payments, having panic attacks, and only seeing her loans go up and up Hillary and her husband Chris decided to live frugally off his wage and make it their goal to throw every cent Hillary earned at her student loan debt. In April of 2018, Hillary became debt free.

Contact Hillary

@debtbecomesus or servants.no.more@gmail.com

Hillary’s Equation for Monthly Interest Accrual:

Principal Balance x Interest Percentage Rate (8.25% = .0825) Divided by 365 = Daily Interest Accrual

Daily Interest Accrual x 30 = Monthly Interest Accrual

Social Media

Host Colleen Lindl @colleenlindl

Mostly Minutia Podcast @mostlyminutiapodcast

Music by Chris Zabriskie off the album Divider

Cover Art by Evah Fan

www.colleenlindl.com

www.mostlyminutia.com

  continue reading

43 episodes

Artwork
iconShare
 

Archived series ("Inactive feed" status)

When? This feed was archived on December 28, 2019 01:12 (4+ y ago). Last successful fetch was on September 07, 2019 14:18 (5y ago)

Why? Inactive feed status. Our servers were unable to retrieve a valid podcast feed for a sustained period.

What now? You might be able to find a more up-to-date version using the search function. This series will no longer be checked for updates. If you believe this to be in error, please check if the publisher's feed link below is valid and contact support to request the feed be restored or if you have any other concerns about this.

Manage episode 212146064 series 1123827
Content provided by Colleen Lindl. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Colleen Lindl or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Anyone who has ever felt swamped, imprisoned, paralyzed or had panic attacks over their student loan debt this story is for you.

In 2012, Hillary Carroll graduated with an MFA from UCLA. She owed 130k--between her loans, interest accrued, and capitalized interest. This story is about how she paid it off.

In June of 2015, three years post graduation, after applying for IBR twice (Income Based Repayment), faithfully making payments, having panic attacks, and only seeing her loans go up and up Hillary and her husband Chris decided to live frugally off his wage and make it their goal to throw every cent Hillary earned at her student loan debt. In April of 2018, Hillary became debt free.

Contact Hillary

@debtbecomesus or servants.no.more@gmail.com

Hillary’s Equation for Monthly Interest Accrual:

Principal Balance x Interest Percentage Rate (8.25% = .0825) Divided by 365 = Daily Interest Accrual

Daily Interest Accrual x 30 = Monthly Interest Accrual

Social Media

Host Colleen Lindl @colleenlindl

Mostly Minutia Podcast @mostlyminutiapodcast

Music by Chris Zabriskie off the album Divider

Cover Art by Evah Fan

www.colleenlindl.com

www.mostlyminutia.com

  continue reading

43 episodes

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