David Blanchett: The Realities of Retirement and More

Open Windows Investing by TPFG

In this episode, Julie tells you what Strategy PLUS is, and then asks David Blanchett about:

• His Personal History in the Industry😎
• Financial Designations and the American College 🔠
• Is Retirement Real? 🏖
• Women in the Workplace and Retirement trends 💃🏽
• The Realities Social Security 😳
• The Value of an Advisor 😎
• MEPs vs PEPs 🤼
• Research on 401k Plan Participants 📖
• Advice for the Profession 🦉

At TPFG, our success depends upon your advisory business flourishing 🌳, by doing what is in the best interest of every customer. Sharing In-Plan advice to those who need it most, no matter your zip code, status, or hairstyle. Our Team is always here for you!

David Blanchett, PhD, CFA, CFP®, is Managing Director and Head of Retirement Research for PGIM DC Solutions
Can't Find Certain Research that David did? He can help you: HERE
David develops research and innovative solutions to help improve retirement outcomes for investors. Prior to joining PGIM he was the Head of Retirement Research for Morningstar Investment Management LLC and before that the Director of Consulting and Investment Research for the Retirement Plan Consulting Group at Unified Trust Company. PGIM is the global investment management business of Prudential Financial, Inc.

Important Disclosure: This podcast recording has been prepared and made available by The Pacific Financial Group, Inc., also known as TPFG, a Registered Investment Adviser (RIA) offering advisory services. Information in this podcast is to be used for informational purposes only. The information contained herein, including any expressions of opinion has been obtained from, or is based on sources believed to be reliable, but its accuracy or completeness is not guaranteed and is subject to change without notice. The information should not be construed or interpreted as an offer or solicitation to purchase or sell a financial instrument or service. Any expressions or opinions reflect the views of the speakers and are not necessarily those of TPFG or its affiliates. TPFG does not provide tax or legal advice. Investors should consult their financial, tax or legal professionals before investing. Past performance is not a guarantee of future results. All investments contain risks to include the total loss of invested principal. Diversification does not protect against the risk of loss.

Chapters

1. Hello Podcast Listeners! (00:00:00)

2. How We Found David (00:00:37)

3. Two Words: Strategy PLUS (00:02:27)

4. David, How Did You Get Here? (00:04:00)

5. What Designations Should I Have? (00:05:08)

6. American College (00:05:47)

7. Why Did David Leave Morningstar? (00:06:43)

8. Is Retirement A Real Thing Still? (00:07:57)

9. The Retirement Smile (00:09:30)

10. Women Retirement Trends (00:12:30)

11. Is Social Security Going to Last? (00:13:33)

12. When to Claim SS Benefits (00:14:43)

13. 401(k) Menus are Not Retirement Ready (00:17:02)

14. TPFG Platform (00:18:35)

15. Do Advisors Improve 401K Plans (00:19:00)

16. MEPs Vs PEPSs (00:21:06)

17. Retirement Plan Participant Research (00:23:00)

18. Advice for the Profession (00:27:00)

19. Last Question (00:28:52)