Best 403b Podcasts (2025)

1
Smart Spending in Retirement: Overcoming Emotional Barriers 47:37

1h ago47:37

47:37

In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the importance of smart spending in retirement, addressing emotional blocks that high net worth individuals face when transitioning from saving to spending. He emphasizes the need for a solid financial plan that includes guardrails for spending, modernizing retirement strategies, a…

1
Red-Zone Money Moves: Year-End Plays the Pros Don’t Want You to Miss 34:45

6d ago34:45

34:45

Coach Pete and Russ Hackmann (The Wall Street Sweeper) blitz through must-do year-end strategies—smart rebalancing, tax-savvy tweaks, and the right call on wills vs. trusts—so your money hits the end zone, not the sidelines. They decode how AI is shaking markets (and how to use it, not fear it) while mapping the financial red zone game plan that pr…

1
Overcoming the Fear of Financial Insecurity 47:18

10h ago47:18

47:18

In Episode 222 of Money Matters USA, Fred Saide discusses the complexities of retirement planning, emphasizing the importance of having a structured plan to alleviate fears of financial insecurity. He explores the shift from pensions to personal responsibility, the role of Social Security, and the necessity of considering longevity in retirement st…

1
“Retirement Myths, Mistakes, and Money Moves: Joe Murphy Answers Your Questions” 52:06

6d ago52:06

52:06

Joe Murphy discusses the critical aspects of retirement planning, emphasizing the importance of having a tailored plan that considers longevity, healthcare costs, and social security. He highlights common misconceptions about social security and Medicare, the impact of inflation on retirement spending, and the significance of required minimum distr…

1
Kevin Brucher discusses the evolution of retirement strategies, emphasizing the need to adapt to modern investment opportunities. 34:20

2h ago34:20

34:20

Kevin Brucher discusses the evolution of retirement strategies, emphasizing the need to adapt to modern investment opportunities. He critiques outdated advice, particularly the traditional 60-40 stock split, and highlights the importance of private investments and gold as a hedge against inflation and currency devaluation. Brooker also warns about …

1
TPA Pushes Back on Single Vendor Plan (#399) 31:29

4d ago31:29

31:29

Baltimore City Public Schools is going single vendor. Third-party administrator Omni-TSACG who oversees the current plan that features numerous red-rated vendors is sad. Current Baltimore City Public Schools vendor list Omni-TSACG letter Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Noth…

1
Mastering Retirement: The Five Pillars You Need 47:59

5d ago47:59

47:59

In this episode of Retire Smart Maryland Radio, Jon DeFeo and Prashant Sabapathi discuss the five essential pillars of retirement planning: income, taxes, investments, healthcare, and estate planning. They emphasize the importance of having a comprehensive strategy that addresses each of these areas to ensure a secure and fulfilling retirement. The…

1
Bitcoin, Bad Advisors & Paychecks for Life: KD’s Lesson Your Retirement Needs 33:55

13d ago33:55

33:55

Coach Pete and the crew turn headlines into hard-won wisdom—using Kevin Durant’s Bitcoin saga to unpack what crypto means (and doesn’t) for your nest egg. They show how a rock-solid income strategy and dynamic spending plan keep you living your lifestyle goals no matter what markets throw at you. Plus, hear red-flag stories of “advisors behaving ba…

1
The 90 Plus Rule: Embracing Longevity 38:48

7d ago38:48

38:48

In Episode 221 of Money Matters USA, Fred Saide discusses the importance of planning for longevity in retirement, emphasizing the 90 Plus Rule, which highlights the likelihood of living into one's 90s. He explores financial strategies to ensure that assets last throughout a potentially extended retirement, including the significance of working long…

1
Joe Murphy discusses the importance of planning for a long retirement, addressing longevity risk, inflation, and the emotional aspects of retirement planning. 51:50

8d ago51:50

51:50

Joe Murphy discusses the importance of planning for a long retirement, addressing longevity risk, inflation, and the emotional aspects of retirement planning. He emphasizes the need for multiple income streams, the significance of social security timing, and the necessity of having uncomfortable conversations about health and legacy planning. The e…

1
Kevin Brucher discusses the common emotional barriers retirees face when it comes to spending their hard-earned savings. 34:33

6d ago34:33

34:33

Kevin Brucher discusses the common emotional barriers retirees face when it comes to spending their hard-earned savings. He emphasizes the importance of creating separate funds for different purposes, including a 'fun bucket' for discretionary spending. The conversation also covers the benefits of annuities as a source of guaranteed income, the sig…

1
4 Ghoulishly Good Stories (#398) 32:47

6d ago32:47

32:47

Tricks and Treats: Vanguard in a little hot water; Florida doing the right thing; NEA Member Benefits targeted; Equitable doing Equitable things. Vanguard Conflicted Florida Putting State 457(b) Out to Bid Congress Investigating NEA Member Benefits Equitable Doing Equitable Things Joey Running Tribute Learned by Being Burned (short pod series about…

1
Beyond Dollars: The True Meaning of Legacy 47:02

13d ago47:02

47:02

In this episode of Retire Smart Maryland Radio, Jon DeFeo discusses the multifaceted nature of legacy planning, emphasizing that it extends beyond financial assets to include ethical wills and life lessons. The conversation covers essential topics such as estate planning, retirement income strategies, Social Security, and the importance of preparin…

1
Wall Street Whiplash: The Retirement Rewrite That Beats 60/40 34:15

13d ago34:15

34:15

Tired of market drama and media hype? Coach Pete and his crew rip up the old 60/40 playbook and show you how tax-smart planning, real risk management, and lifetime income can turn volatility into a non-event. You’ll learn how to see through Wall Street’s noise, lock in paychecks you can’t outlive, and build a comprehensive plan that actually holds …

1
Changes Coming in the Retirement Universe in 2026 41:10

20d ago41:10

41:10

Fred covers changes coming in 2026 that need to be considered in retirement planning. Changes include the extension of the 2017 tax rates, Medicare Part B projected cost hike, a higher estate tax exemption, the mandatory Roth catch-up rule, and a new, higher SALT deduction cap. Reach Fred at 800-593-8188. Money Matters USA www.moneymattersusa.net w…

1
Decumulation: The Retirement Phase No One Warned You About 52:34

20d ago52:34

52:34

After decades of building your wealth, are you ready to actually enjoy it? On this week’s Wealth Health Radio, Joe Murphy and Steve Sedahl dig into one of the most overlooked parts of retirement — decumulation — the art and science of spending what you’ve saved. From withdrawal strategies to managing risk in volatile markets, Joe breaks down how re…

1
Kevin Brucher discusses the essential elements of retirement planning, focusing on the five pillars that ensure a successful and stress-free retirement. 34:59

19d ago34:59

34:59

Kevin Brucher discusses the essential elements of retirement planning, focusing on the five pillars that ensure a successful and stress-free retirement. He emphasizes the importance of understanding social security timing, the implications of national debt on retirement income, and the bucket strategy for managing retirement funds. Additionally, he…

1
Her 401(k) Contributions Vanished—and Her Company Had No Answers (#397) 33:13

13d ago33:13

33:13

Dan's wife, Amanda, had more than $50,000 withheld from her 401(k) plan. This wasn't money that was a match. It was her money. She was recently featured in a Wall Street Journal story on 401(k) theft. Scott and Dan discuss the story. Her 401(k) Contributions Vanished—and Her Company Had No Answers (WSJ) Search 401(k) Form 5500 Filing Learned by Bei…

1
Episode 81: Portability Services Network Update with Neal Ringquist 28:05

16d ago28:05

28:05

In this episode of Revamping Retirement, hosts Audrey Wheat and Peter Ruffel welcome back Neal Ringquist, executive vice president and chief revenue officer of Retirement Clearinghouse, for a deep dive into auto portability and the Portability Services Network (PSN). Neal explains how auto portability enables seamless retirement balance transfers b…

1
Retire Smart: Setting the Tone for a New Life Chapter 47:37

25d ago47:37

47:37

On this edition of Retire Smart Maryland, host Jon Defeo dives into a conversation that explores the complexities of transitioning into retirement, focusing on the emotional, mental, and financial aspects of the first year. It highlights the overwhelming nature of this life reset and offers insights on how to navigate the changes effectively. If yo…

1
From Windfall to Paycheck: The Retirement Strategy Wall Street Won’t Tell You 35:08

27d ago35:08

35:08

Coach Pete and the team decode today’s market trends and show you how to turn sudden wealth into a lifelong income plan—without gambling your future on hot-stock hype. You’ll learn why a true fiduciary matters, how to dodge the potholes of poorly managed investments, and the simple strategy that can make your money work when you don’t. Plus, get th…

1
Navigating Retirement: Preparing for the Unexpected 36:29

22d ago36:29

36:29

In episode 219 of Money Matters USA, Fred Saide discusses the importance of preparing for unexpected life events in retirement, the rising costs of healthcare, and the looming crisis of long-term care. He emphasizes the need for contingency funds and realistic planning for healthcare expenses, particularly as longevity increases. The conversation a…

1
Joe Murphy delves into various aspects of Social Security, including taxation, benefits, and strategies for maximizing retirement income. 52:02

22d ago52:02

52:02

Joe Murphy delves into various aspects of Social Security, including taxation, benefits, and strategies for maximizing retirement income. The hosts discuss the implications of the trust fund's status, spousal strategies, and the importance of understanding healthcare coverage before Medicare. They also explore reverse mortgages as a financial tool …

1
Kevin Brucher discusses the intricacies of retirement income planning. 30:39

21d ago30:39

30:39

Kevin Brucher discusses the intricacies of retirement income planning, emphasizing the importance of understanding income streams, the impact of inflation, and the role of annuities. He highlights the need for a comprehensive financial strategy to ensure long-term financial security, especially in the face of rising costs and economic uncertainty. …

1
Flipping the Switch From 403(b) Saver to Post-Career Spender (#396) 55:41

20d ago55:41

55:41

Barb O'Neill, CFP®, AFC®, walks us through 403(b) withdrawal strategies in retirement. Transitioning From 403(b) Saver to Post-Career Spender (blog post w/resources) Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advic…

1
Maximizing Your Retirement Income 47:36

26d ago47:36

47:36

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the importance of proactive retirement planning. They emphasize the significance of understanding the income replacement ratio over merely focusing on a savings target. The conversation covers how to build a comprehensive retirement plan that addresses in…

1
Guaranteed Paychecks, Not Guesswork: The Retirement Remix You Need Now 34:19

1M ago34:19

34:19

Coach Pete and his crew show why income beats net worth in the red zone—and how to turn your savings into paychecks you can’t outlive. They bust diversification myths, demystify RMD timing, and share savvy tactics for federal employees to keep more after taxes. Plus, a rapid-fire Q&A on downsizing and tax-smart withdrawals gives you a simple sequen…

1
The Flip Side of the Retirement Record 37:17

1M ago37:17

37:17

In Episode 218 of Money Matters USA, Fred Saide continues his comparisons of the phases of retirement to the classic vinyl 45 record. Fred flips the record over which covers the second half of retirement and explains how planning changes some during this period. He talks about the need to prepare and plan for healthcare costs and adjusting your ris…

1
Joe Murphy explores the multifaceted aspects of retirement, emphasizing that it is not solely about financial security but also about finding purpose. 53:14

1M ago53:14

53:14

Joe Murphy explores the multifaceted aspects of retirement, emphasizing that it is not solely about financial security but also about finding purpose, balance, and fulfillment. The speakers discuss the importance of aligning visions for couples, the role of faith and spirituality, and the necessity of creating a life plan alongside financial planni…

1
Best of Kevin Brucher discusses the significance of Social Security, the flaws in current retirement planning, and the economic implications of immigration and inflation. 34:32

1M ago34:32

34:32

Kevin Brucher discusses the significance of Social Security, the flaws in current retirement planning, and the economic implications of immigration and inflation. He emphasizes the need for reform in Social Security and taxation, while also exploring investment strategies and the potential of cryptocurrency as a hedge against economic instability. …

1
He Makes His Young Kids Listen to Our Pod (#395) 48:38

27d ago48:38

48:38

We had a blast speaking with North Carolina educator/retirement plan advocate, Daniel Noles. Not only is he helping colleagues get wise to saving for retirement, he makes his own kids listen to our pod. But don't hold that against him! As he closes in on retirement he's considering a second act as a financial advisor. Gaston County Schools - D plan…

1
Windfall or Wipeout? The Panic-Proof Retirement Plan 9:50

1M ago9:50

9:50

By Rock on Retirement

1
The A and B Sides of Retirement 36:32

1M ago36:32

36:32

In Episode 217 of Money Matters USA, Fred discusses the early years of retirement, likening it to the 'A side' of a vinyl record. He emphasizes the importance of budgeting and planning for expenses during this phase, as many retirees tend to overspend on travel, hobbies, and home renovations. The conversation also highlights the necessity of tax st…

1
Joe Murphy discusses the essential aspects of retirement planning, emphasizing the importance of preparation for the emotional and financial transitions that come with retirement. 53:06

1M ago53:06

53:06

Joe Murphy discusses the essential aspects of retirement planning, emphasizing the importance of preparation for the emotional and financial transitions that come with retirement. He explores the current market trends, particularly the AI bubble, and how they may affect retirees' investments. The conversation also covers the significance of healthc…

1
Kevin Brucher discusses the various aspects of retirement planning, emphasizing the importance of intentional planning . 35:13

1M ago35:13

35:13

Kevin Brucher discusses the various aspects of retirement planning, emphasizing the importance of intentional planning for the first decade of retirement, maintaining physical health, understanding financial implications such as inflation and taxes, and the significance of choosing the right retirement facility. He also highlights the need for cont…

1
Stocks and Music Unscripted (#394) 1:02:57

1M ago1:02:57

1:02:57

Jeff Santoro is an educator from New Jersey and Jason Hall is a financial writer and analyst. Together they host the Investing Unscripted podcast. We talk about getting wise to saving, music, and even engage in a little stock picking. Investing Unscripted West Windsor-Plainsboro Regional School District Learned by Being Burned (short pod series abo…

1
Episode 80: DC Plan Trends with T. Rowe Price 37:16

1M ago37:16

37:16

In this episode of Revamping Retirement, CAPTRUST's Matt Patrick and Audrey Wheat are joined by Jessica Sclafani, senior defined contribution strategist at T. Rowe Price, to unpack key findings from the 2025 DC Consult Study. Sclafani highlights the slow but steady shift toward actionable retirement income solutions and the increased attention to i…

1
Financial Flexibility in Retirement 28:53

2M ago28:53

28:53

In Episode 216 of Money Matters USA, Fred Saide discusses the complexities of retirement planning, emphasizing the need for flexibility and contingency plans. He highlights the importance of having multiple financial strategies to adapt to life's unexpected challenges, such as market downturns and personal life events like caregiving. The conversat…

51
Remembering Jonathan Clements (#393) 19:36

1M ago19:36

19:36

We share our recollections of, and interactions with, the former Wall Street Journal columnist, founder of HumbleDollar.com, and friend of 403bwise. No Regrets Farewell Friends Thank You, Jonathan Podcast with Jonathan Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or di…

1
Wall Street Myths, Tax Traps & The Death of the 60-40 Portfolio! 34:15

2M ago34:15

34:15

Coach Pete and his crew cut through the noise of financial media to expose the real risks of market volatility and Wall Street spin. They reveal why outdated strategies like the 60/40 portfolio could sink your retirement—and how lifetime income and smart tax planning can keep you afloat. This episode is your ultimate playbook for weathering financi…

1
The New Landscape of Estate Planning 33:03

2M ago33:03

33:03

In Episode 215 of Money Matters USA, Fred Saide discusses the evolution of estate planning, emphasizing its shift from merely addressing estate taxes to focusing on financial strategy and legacy planning. He highlights common mistakes people make, such as procrastination and outdated beneficiary designations, and explains the importance of trusts a…

1
Joe Murphy discusses the critical aspects of retirement planning, focusing on the often-overlooked tax implications that retirees face. 52:08

2M ago52:08

52:08

Joe Murphy discusses the critical aspects of retirement planning, focusing on the often-overlooked tax implications that retirees face. From Social Security taxation to Required Minimum Distributions (RMDs), Joe emphasizes the importance of strategic planning to minimize tax burdens and maximize retirement income. He also covers the impact of the S…

1
Best of Kevin Brucher discusses the importance of mindset in making better financial decisions. 34:57

2M ago34:57

34:57

Kevin Brucher discusses the importance of mindset in making better financial decisions. He emphasizes how stress can negatively impact financial choices and suggests strategies for managing stress. The conversation also covers the significance of long-term thinking in financial planning and the current concerns regarding national debt and its impli…

1
Teacher-Author Focused on Improving Educator Financial Outcomes (#392) 35:08

2M ago35:08

35:08

Our guest, Danny Kofke, is a jack-of-many-trades: elementary school teacher for 18 years, author of 6 books including Where to Spend. Where to Save. A Teachers Guide to Managing Your Finances, and Director of Training and Outreach for the Southern Education Retirement Consortium. Danny Kofke Where to Spend, Where to Save: A Teacher's Guide to Manag…

1
Gray Divorce! 47:48

2M ago47:48

47:48

In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the complexities of navigating love and finances later in life, particularly in the context of gray divorce and second marriages. They explore the financial implications of these relationships, including asset management and the importance of having a sol…

1
Retirement Pitfalls, Broker Secrets, and the Income Plan You’ll Wish You Had Sooner 35:07

2M ago35:07

35:07

Coach Pete and his team take this episode to expose the hidden dangers of sudden wealth, bad broker behavior, and outdated investment strategies. They cut through the noise of today’s market with simple, smart ways to protect your future. Plus, discover the “financial fill-up” plan designed to keep your retirement income steady for life! See omnyst…

1
Rethinking Retirement Income Strategies 36:27

2M ago36:27

36:27

In Episode 214, Fred discusses the importance of guaranteed income in retirement, challenging the traditional mindset of focusing solely on asset growth. He emphasizes the need for a strategic approach to retirement planning that includes understanding withdrawal rates, income replacement ratios, and the impact of longevity on financial needs. The …

1
Joe Murphy discusses the complexities of financial planning for late-life marriages, the impact of divorce on finances, and the importance of estate planning. 53:05

2M ago53:05

53:05

Joe Murphy discusses the complexities of financial planning for late-life marriages, the impact of divorce on finances, and the importance of estate planning. He emphasizes the need for clear communication and planning to avoid financial pitfalls, especially regarding required minimum distributions (RMDs) and tax implications. The conversation also…

1
Best of Kevin Brucher discusses common financial mistakes that baby boomers make, particularly regarding Social Security, healthcare costs, and retirement planning. 35:03

2M ago35:03

35:03

Kevin Brucher discusses common financial mistakes that baby boomers make, particularly regarding Social Security, healthcare costs, and retirement planning. He emphasizes the importance of understanding Social Security benefits, the timing of claims, and the need for adequate healthcare coverage in retirement. Additionally, he addresses the impact …

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