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The Truth About Mortgages

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Manage episode 414780514 series 2373926
Content provided by Randy Selzer. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Randy Selzer or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Today we interview Giovanni Barca, a mortgage specialist in the Greater Toronto Area. Gio explains how mortgage approvals happen, with a special focus on investors.

We also talk about mortgage renewals. Should you renew your mortgage loans at a fixed rate or a variable rate? Should you go for a 5 year term, a 3 year term, or even shorter than 3 years?

Where will interest rates be two years from now?

2024 is definitely a time when there are further changes taking place in the real estate market in Canada. Gio gives good insights on where we are headed.

You can reach Giovanni Barca at: giovanni.barca@bmo.com

Randy Selzer - Real Estate Agent

33 Pearl St Mississauga, ON L5M 1X1

416-433-3556

https://www.randyselzer.com

#realestate #mortgage #finance #podcast #mortgageindustry #fixedrates #bankofcanada #mortgagerates #canadanews #canadalife #mortgagerates #ratecuts #canadarealestate

  continue reading

67 episodes

Artwork
iconShare
 
Manage episode 414780514 series 2373926
Content provided by Randy Selzer. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Randy Selzer or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Today we interview Giovanni Barca, a mortgage specialist in the Greater Toronto Area. Gio explains how mortgage approvals happen, with a special focus on investors.

We also talk about mortgage renewals. Should you renew your mortgage loans at a fixed rate or a variable rate? Should you go for a 5 year term, a 3 year term, or even shorter than 3 years?

Where will interest rates be two years from now?

2024 is definitely a time when there are further changes taking place in the real estate market in Canada. Gio gives good insights on where we are headed.

You can reach Giovanni Barca at: giovanni.barca@bmo.com

Randy Selzer - Real Estate Agent

33 Pearl St Mississauga, ON L5M 1X1

416-433-3556

https://www.randyselzer.com

#realestate #mortgage #finance #podcast #mortgageindustry #fixedrates #bankofcanada #mortgagerates #canadanews #canadalife #mortgagerates #ratecuts #canadarealestate

  continue reading

67 episodes

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