Know YOUR Credit Report Stacked Intent podcast

1y ago 36:42

Content provided by Becca Stackhouse-Morson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Becca Stackhouse-Morson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Brief Summary of objectives (3):
- Credit scores vs. credit report
- Why bother with credit report?
- Building good credit
Credit
- Topic 1: Credit scores vs. credit report
  - Why does it matter how we have paid a credit card on time?
  - Credit score only when you are trying to use it
  - Top thing to effect your credit score is paying on time, how much credit you have and how you have used it, with a varity of credit, your history.
- Topic 2: Why bother with credit report?
  - One of the top reasons is to make sure it is accurate
  - You should get one credit report yearly
- Topic 3: Building good credit
  - Pay your bills on time every time, shows how you can be trusted with money being loaned.
  - Paying it on the due date might not pose on the due date
  - Don’t get to close to your credit limit.
  - Maxing out credit cards aren’t good… using less than 30% of your given credit limit.
  - Do not apply for to much credit in a short amount of time.
- Topic 4: Really Credit Bad credit – how do you rebuild?
- 4 Things that don’t help credit: Prepaid Card, Debit/Cash, Taking Out Payday loan or an autoloan that are own here buy here.
- Call to action: Take a moment today and to go get your credit report.
Resources and where to connect.
- Kcullum@uada.edu
- Facebook – UAEX White County
- IG/Pinterest – katiecullumuaexfcs
- Website: https://www.uaex.uada.edu/life-skills-wellness/personal-finance/
- Credit – Credit Help for Arkansans: Names and Numbers to Know - FSFCS91 (uada.edu)

Thank you for tuning into Stacked Intent to be authentically YOU! Be sure to leave a review and follow us on instagram.

67 episodes

Brief Summary of objectives (3):
- Credit scores vs. credit report
- Why bother with credit report?
- Building good credit
Credit
- Topic 1: Credit scores vs. credit report
  - Why does it matter how we have paid a credit card on time?
  - Credit score only when you are trying to use it
  - Top thing to effect your credit score is paying on time, how much credit you have and how you have used it, with a varity of credit, your history.
- Topic 2: Why bother with credit report?
  - One of the top reasons is to make sure it is accurate
  - You should get one credit report yearly
- Topic 3: Building good credit
  - Pay your bills on time every time, shows how you can be trusted with money being loaned.
  - Paying it on the due date might not pose on the due date
  - Don’t get to close to your credit limit.
  - Maxing out credit cards aren’t good… using less than 30% of your given credit limit.
  - Do not apply for to much credit in a short amount of time.
- Topic 4: Really Credit Bad credit – how do you rebuild?
- 4 Things that don’t help credit: Prepaid Card, Debit/Cash, Taking Out Payday loan or an autoloan that are own here buy here.
- Call to action: Take a moment today and to go get your credit report.
Resources and where to connect.
- Kcullum@uada.edu
- Facebook – UAEX White County
- IG/Pinterest – katiecullumuaexfcs
- Website: https://www.uaex.uada.edu/life-skills-wellness/personal-finance/
- Credit – Credit Help for Arkansans: Names and Numbers to Know - FSFCS91 (uada.edu)

Thank you for tuning into Stacked Intent to be authentically YOU! Be sure to leave a review and follow us on instagram.

Podcasts Worth a Listen

Stacked Intent « »
Know YOUR Credit Report