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84: Beyond Rate of Return: A Strategic Approach to Wealth Building

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Manage episode 387044215 series 2926696
Content provided by John Montoya, John D. Perrings, John Montoya, and John D. Perrings. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by John Montoya, John D. Perrings, John Montoya, and John D. Perrings or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition).

Episode 84 of the Strategic Whole Life podcast, "Beyond the Rate of Return: A Strategic Approach to Wealth Building." John Perrings challenges the conventional obsession with returns in financial planning.

Drawing from his construction and finance experience in the data center industry, John uncovers why savvy institutional investors prioritize control and risk management over mere rate of return.

Go through the financial lifecycle of an average investor, revealing how focusing on expense management and efficient use of resources can lead to more sustainable wealth growth than chasing volatile returns.

EPISODE HIGHLIGHTS:

00:00 Introduction and Podcast Rebranding

00:18 Episode Overview: The Rate of Return Race

01:04 Financial Insights from the Data Center Business

02:10 Understanding Institutional Investors' Priorities

03:52 The Financial Journey of a Typical 35-Year-Old

05:56 The Impact of Taxes and Debt on Personal Finance

08:08 The Illusion of High Rate of Return

08:59 The Importance of Controlling Money Outflow

11:09 The Money Race: Tortoise (Banking) vs. Hare (Investing)

11:39 The Power of Capitalizing Before Investing

14:28 The Infinite Banking Concept: A Platform for Recycling Money

14:42 Conclusion: Moving Away from Rate of Return Focus

15:15 Look Below for Our Online Course

----

LINKS:

Get in touch: SCHEDULE A CONSULTATION

Online Course: IBC MASTERY

----

About Your Hosts:

Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics!

John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

----

Connect with us

Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

----

ONLINE COURSE:

Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

IBC MASTERY

  continue reading

116 episodes

Artwork
iconShare
 
Manage episode 387044215 series 2926696
Content provided by John Montoya, John D. Perrings, John Montoya, and John D. Perrings. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by John Montoya, John D. Perrings, John Montoya, and John D. Perrings or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.

Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition).

Episode 84 of the Strategic Whole Life podcast, "Beyond the Rate of Return: A Strategic Approach to Wealth Building." John Perrings challenges the conventional obsession with returns in financial planning.

Drawing from his construction and finance experience in the data center industry, John uncovers why savvy institutional investors prioritize control and risk management over mere rate of return.

Go through the financial lifecycle of an average investor, revealing how focusing on expense management and efficient use of resources can lead to more sustainable wealth growth than chasing volatile returns.

EPISODE HIGHLIGHTS:

00:00 Introduction and Podcast Rebranding

00:18 Episode Overview: The Rate of Return Race

01:04 Financial Insights from the Data Center Business

02:10 Understanding Institutional Investors' Priorities

03:52 The Financial Journey of a Typical 35-Year-Old

05:56 The Impact of Taxes and Debt on Personal Finance

08:08 The Illusion of High Rate of Return

08:59 The Importance of Controlling Money Outflow

11:09 The Money Race: Tortoise (Banking) vs. Hare (Investing)

11:39 The Power of Capitalizing Before Investing

14:28 The Infinite Banking Concept: A Platform for Recycling Money

14:42 Conclusion: Moving Away from Rate of Return Focus

15:15 Look Below for Our Online Course

----

LINKS:

Get in touch: SCHEDULE A CONSULTATION

Online Course: IBC MASTERY

----

About Your Hosts:

Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics!

John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

----

Connect with us

Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

----

ONLINE COURSE:

Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

IBC MASTERY

  continue reading

116 episodes

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