63: Recent Policy Loan Rate Increases

Strategic Whole Life by Infinite Banking Authorized Practitioners

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With current rising interest rates, many carriers have similarly raised the interest rates on policy loans. Many whole life policy owners are wondering how this will affect their practice of The Infinite Banking Concept ®.

In this episode we talk about policy loan rates and what to expect with whole life insurance dividends as interest rates rise.

As John Montoya tells us, “interest rates are relative”.

Episode Highlights

0:00 - Introduction

0:12 - Episode beginning

2:19 - Interest rates

5:23 - Interest rates are relative

10:00 - What it means to take the control of the banking function in your life

13:01 - Taking loans

19:01 - Make sure that you’re calculating life properly

23:28 - Episode wrap-up

About Your Hosts:

Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit with a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family... even the skeptics!

John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

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