Wall Street Wants You Scared

Talking Real Money - Investing Talk

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The Head Start: Embracing the Journey

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Sweat and Resilience: Balancing Chronic Migraine with Fitness Goals 35:02

4 days ago35:02

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The healing power of fitness goes far beyond physical benefits—for today’s guest, it’s a form of self-expression and a celebration of what the body can do. In this episode, host Nora McInerny sits down with fitness personality Ivylis Rivera, who shares her deeply personal journey of navigating life with Chronic Migraine while holding onto her passion for movement. Ivylis opens up about the struggle of staying active while facing the fear of triggering a headache or migraine attack and the resilience it takes to keep pushing forward—a resilience that carried her through the challenging journey of finding a Chronic Migraine treatment plan that worked for her. Join Nora and Ivylis as they explore the concept of “soft living,” a philosophy Ivylis embraces—staying active, listening to your body, and building trust in oneself. Click here for Product Information, including Boxed Warning and Medication Guide, or visit https://abbv.ie/prescribing_info See omnystudio.com/listener for privacy information.…

about a year ago 26:05

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In this episode of Talking Real Money, Don McDonald and Tom Cock discuss practical strategies for navigating recessions without panic or unnecessary market timing. They critique the constant, fear-driven speculation around economic downturns and emphasize maintaining a disciplined, long-term approach. Highlighting actual investor behavior from Dalbar studies, they explain why market timing almost always results in poorer returns. Tom humorously criticizes aggressive pickup truck drivers and touches on avoiding common recession-investing mistakes, advocating instead for careful asset allocation, understanding emotional risk tolerance, and maintaining a sensible emergency fund. Listener questions prompt discussions on treasury ladders versus bond funds, the impact of expense ratios, and effective short-term cash management.

0:10 Surviving and thriving during recessions
0:26 Probability of recession discussions
1:04 Don criticizes recession scare tactics
1:46 Humorous digression about pickup trucks
2:49 Audience wants solutions, not problems
3:48 Avoiding common recession investing mistakes
4:39 Wall Street Journal example of market timing errors
5:29 Importance of emergency cash for retirees
6:04 Risk versus loss in investing
6:28 Understanding emotional risk tolerance
8:01 Critique of Wall Street's short-term focus
8:36 Long-term investing approach regardless of recession
9:01 Dalbar study reveals poor market-timing results
10:51 Long-term Dalbar investor returns vs. market returns
13:09 Humorous tangent on global population
13:44 Listener questions segment begins
14:33 Discussing asset allocation and bond fund concerns
16:18 Bond ladder vs. bond fund debate
17:20 Examining long-term bond fund returns
18:09 Benefits and drawbacks of bond funds
19:28 Comparing money market fund options (DTAXX)
21:06 Expense ratios significantly impact returns

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