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The Innovators & Investors Podcast


1 Empowering Innovation: The Intersection of Corporate Venture Capital and AI-Driven Startups 1:00:22
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Join us for an engaging episode of The Innovators and Investors Podcast, hosted by Kristian Marquez, where we explore the vibrant intersection of technology, investment, and entrepreneurship. This week, Kristian welcomes two dynamic guests: Kevin Weber, Managing Director at Amex Ventures, and Ayal Karmi, Co-founder and CEO of Nakuda. In this episode, Kevin shares his fascinating career journey, including his transition from corporate finance and M&A to venture capital at Amex Ventures, where he focuses on early-stage investments in sectors like fintech, AI, and cybersecurity. As Kevin describes his investment thesis, he emphasizes the importance of strategic partnerships and the alignment of their investments with American Express’s core business objectives. Our conversation then shifts to Ayal Karmi, who delves into the innovative solutions Nakuda is bringing to the market. As the company pioneers a system for AI agents to make seamless payments online, Ayal discusses the challenges and opportunities in automating the checkout process and enhancing transaction authenticity. Listeners can expect to gain valuable insights into the investment landscape, the evolving field of AI agents, and best practices for founders seeking to navigate the venture capital space. Furthermore, Kevin and Ayal offer advice on how to approach corporate venture capital, the significance of understanding investor expectations, and the future of agentic payments. Don’t miss this enlightening discussion that highlights the transformative power of technology and the shared mission of fostering innovation in today’s rapidly evolving market. Subscribe now to stay updated on the latest insights and trends in the world of innovation and finance! For more details, visit our website and read Ayal’s insightful blogs on Substack, https://substack.com/@nekuda? about autonomous payments to stay informed about the latest in AI technologies. Enjoy the episode! Learn more about Kevin's work https://www.americanexpress.com/us/business/american-express-ventures/ Connect with Kevin on LinkedIn https://www.linkedin.com/in/kevin-weber-b77b8028/ Think you'd be a great guest on the show? Apply https://finstratmgmt.com/innovators-investors-podcast/ Want to learn more about Kristian Marquez's work? Check out his website at https://finstratmgmt.com/…
The Dangerous Decade Part 1
Manage episode 372911367 series 1303192
Content provided by David Lukas. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by David Lukas or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
It's called the dangerous decade of retirement planning and it could have significant long term consequences for your nest egg. Don't miss this important episode of The David Lucas Show.
320 episodes
Manage episode 372911367 series 1303192
Content provided by David Lukas. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by David Lukas or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
It's called the dangerous decade of retirement planning and it could have significant long term consequences for your nest egg. Don't miss this important episode of The David Lucas Show.
320 episodes
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×Taxes. Social Security. Risk. Income. Medicare. There are several critical decisions you need to make before you can think about retiring. And since this is something you’ve never done before, you want to be sure you don’t overlook or underestimate anything.

1 What America’s Retirement Downgrade Means to You 48:51
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Tax increases, stubborn inflation, skyrocketing healthcare costs… And Social Security’s running out of money. It’s no wonder America’s retirement system just got downgraded. How will it impact your retirement? And importantly, what can you do about it?
It’s called the dangerous decade of retirement planning. It’s the five years leading up to retirement… and the first five years of retirement. This is when you’ll be faced with critical decisions that could have long-term financial consequences for your nest egg. Don’t miss a special edition of The David Lukas Show…

1 5 Critical RMD Mistakes That Could Decimate Your IRA and 401K! 48:52
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Uncle Sam can’t wait for you to turn 73! Why? Because this is when the government forces you to start withdrawing money from your IRA and 401K. These are called required minimum distributions. And they could trigger a domino effect of stiff penalties, higher taxes and double your Medicare premiums. Learn how you could avoid 5 critical RMD mistakes … on a special episode of The David Lukas Show.…

1 The next generation of retirees face a new set of challenges that could threaten their financial security 48:50
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The next generation of retirees face a new set of challenges that could threaten their financial security. Find out what they are on this episode of the David Lucas show.

1 How much do you really know about filing for your Social Security benefits? 48:47
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How much do you really know about filing for your Social Security benefits? Test your knowledge on a special edition of the David Lukas Show.
It's called the dangerous decade and it could have significant long term consequences for your nest egg. Don't miss part two of The Dangerous Decade on this episode of the David Lukas Show.
It's called the dangerous decade of retirement planning and it could have significant long term consequences for your nest egg. Don't miss this important episode of The David Lucas Show.

1 The number one threat to your retirement savings today that nobody's talking about 48:50
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It's the number one threat to your retirement savings today, and nobody's talking about it. Find out what it is on a special edition of the David Lucas Show
Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that only 33% of Americans got a passing grade in a recent study. You can just put your knowledge to the test. Take the Ultimate Retirement Planning Quiz on The David Lukas Show

1 Take advantage of some simple tax planning strategies now 48:49
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Did you know you have more control over how much you pay in taxes in retirement … than at any other time of your life? It’s true! And if you take advantage of some simple tax planning strategies now … you could save hundreds of thousands of dollars. Don’t miss a special edition of The David Lukas Show…

1 Discover 5 often-overlooked expenses that could blind side you in retirement 48:50
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How much will your expenses be in retirement? With soaring inflation... Increasing longevity rates... The potential of higher future taxes... And the skyrocketing cost of healthcare and long-term care... Your expenses could be a lot higher than you realize! Discover 5 often-overlooked expenses that could blind side you in retirement...…

1 Learn five specific ways you could protect and grow your retirement savings 48:50
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Between stubborn inflation, a falling stock market and a looming recession… There’s no shortage of headwinds to grow your nest egg in the New Year! Learn five specific ways you could protect and grow your retirement savings in 20-23.

1 Withdrawing money in retirement is far more complicated than most people understand - Revisited 48:50
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What is your strategy for withdrawing money from your nest egg in retirement? Which account should you tap first? And how much can you safely withdraw every year without running through your entire life savings too soon? Withdrawing money in retirement is far more complicated than most people understand. We covered this topic in the past, but there's more you need to new with a recently released study. Tune in, Listen and Learn...…

1 Learn how to avoid seven retirement blind spots that could cost you a fortune 48:50
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The last thing you need when you're retired is to get blindsided by some big financial surprise. And unfortunately, it happens all the time. Learn how to avoid seven retirement blind spots that could cost you a fortune. Don's Miss the David Lukas Show
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The David Lukas Show

1 Why are Americans rushing to take advantage of tax planning today? 47:50
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Why are Americans rushing to take advantage of tax planning today? Because they know higher taxes could be just around the corner. Don’t miss The David Lukas Show!
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The David Lukas Show

1 What is your strategy to withdraw money from your nest egg in retirement? 48:51
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What is your strategy to withdraw money from your nest egg in retirement? Which account should you tap first? And how much can you safely withdraw every year without running through your entire life savings too soon? Withdrawing money in retirement is far more complicated than most people understand. Don't miss the David Lukas show.…
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The David Lukas Show

1 Learn 5 boxes you must check before you can even begin to think about retirement 48:51
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If you hope to retire in the next five years… There’s an important question you need to ask yourself... What should you do with your money and investments today… That could help ensure you retire successfully tomorrow? Learn 5 boxes you must check before you can even begin to think about retirement… Tune into The David Lukas Show…
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The David Lukas Show

1 Learn 5 ways you could squeeze more money out of your IRA and 401K 48:49
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How much money have you saved in your IRA or 401K? Making contributions to one of these tax-deferred retirement accounts … is the easy part. But withdrawing this money in retirement gets complicated. This is where you can make critical mistakes … that could cost you a fortune. Learn 5 ways you could squeeze more money out of your IRA and 401K… On The David Lukas Show…
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The David Lukas Show

According to a recent story in the Wall Street Journal … “Teenage babysitters are getting $30 an hour now … because they can!” But inflation isn’t just driving up the hourly cost of babysitters. It’s driving up the cost of everything. How could sustained inflation impact your retirement? Tune into The David Lukas Show…
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The David Lukas Show

1 You don’t have control over what’s next for the stock market. 48:51
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How much lower will the market go? And how long could it last? You don’t have control over what’s next for the stock market. But you DO have control over how you position and protect your savings and investments. Don’t miss a special edition of The Davis Lukas Show
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The David Lukas Show

1 Learn how your retirement savings could get taxed 48:51
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You may know how much money you’ve saved for retirement ... But do you know how this money will get taxed when you retire? Not all retirement income is treated equally … Because different sources of income could be taxed more than others. Learn how your retirement savings could get taxed... On a special edition of The David Lukas Show…
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The David Lukas Show

1 5-Simple and actionable ways to reboot your retirement game plan 48:50
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Our Country has just surpassed $30 Trillion in debt, Higher taxes could be just around the corner. Inflation is sky-high. The Fed is about to raise interest rates and tighten its monetary policy. And stock market volatility is back. Learn 5-Simple and actionable ways to reboot your retirement game plan in 2022 On The David Lukas Show.…
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The David Lukas Show

1 How could you avoid the costly mistakes … that others have made? 48:51
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What are the investing lessons from previous stock market corrections? How could you avoid the costly mistakes … that others have made? And what are the investing opportunities in the turbulence? Get the answers to these questions and more … that could help you avoid making a critical financial mistake! Don’t miss a special edition of The David Lukas Show…
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The David Lukas Show

1 Are you concerned that recent government spending could trigger higher taxes? 48:48
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Are you retired or nearing retirement? Are you concerned that recent government spending could trigger higher taxes for you and your retirement accounts. Unfortunately you're not alone. The good news is there are some things you can do now... That could protect your hard-earned savings. Learn what these strategies are on a special edition of The David Lukas Show...…
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The David Lukas Show

1 Filing for your social security benefits is more complicated than most people realize 48:46
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Filing for your social security benefits is more complicated than most people realize. And if you don’t get it exactly right, it could cost you hundreds of thousands of dollars in lifetime income. This week on The David Lukas Show, we answer the seven most frequently asked questions about getting the most income from social security.…
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The David Lukas Show

1 You’ve worked hard and saved for retirement 48:50
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You’ve worked hard and saved for retirement. But what’s your plan to reduce your taxes with your IRA and 401K? When will you file for social security to get the most from your benefits? And how will you turn your savings and investments into income? Don’t overlook or underestimate a critical pillar of retirement planning … Get the 12-Point Retirement Planning Checklist on The David Lukas Show…
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The David Lukas Show

1 Learn four tax traps that could rob you of your hard-earned savings 48:51
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Do you know how much money you’ve saved in your IRA or 401K? Do you know how much you’ll pay in taxes when you withdraw this money in retirement? Most people under-estimate the taxes on these tax-deferred retirement accounts, leaving them with far less money in retirement! Learn four tax traps that could rob you of your hard-earned savings … On a special edition of The David Lukas Show…
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The David Lukas Show

1 Learn what you can do NOW to prepare for the unexpected! 48:51
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Did you know … 60% of Americans retire unexpectedly? It’s true. But the pandemic has made this situation even worse ... Forcing three million more people to retire in the past year. Could you be next? Learn what you can do NOW to prepare for the unexpected! Don’t miss a special edition of The David Lukas Show...…
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The David Lukas Show

1 The government has proposed sweeping changes with taxes 48:47
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The government has proposed sweeping changes with taxes, capital gains, and estate planning rules. And many of these changes could have significant consequences for your nest egg as of the New Year - if not sooner. So what can you do before the end of the year … that could protect and grow your retirement savings? Find out on The David Lukas Show..…
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The David Lukas Show

1 how you could protect your hard-earned savings 49:12
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There’s a perfect storm of events ahead for retirees… And this storm could prove to be a huge challenge… even for the people who are totally prepared for retirement. Learn what this perfect storm is all about … And how you could protect your hard-earned savings on a special edition of The David Lukas Show.…
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The David Lukas Show

1 4-tax planning mistakes that could wreck your retirement 48:50
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What do your IRA, 401(k), Social Security benefits, and investment income have in common? They could all get clobbered by taxes when you retire... But it doesn't have to be this way! There are 4-tax planning mistakes that could wreck your retirement.. Find out what they are, and what you can do to protect yourself on the David Lukas show.…
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The David Lukas Show

1 5 common mistakes that could leave you with a fraction of your retirement savings 48:47
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Do you have an IRA or 401K? Contributing money to one of these retirement accounts is one thing. But when you want to withdraw this money in retirement … There’s an endless list of government rules that are seemingly designed … to trip you up. Learn the 5 common mistakes that could leave you with a fraction of your retirement savings Tune in to the David Lukas Show...…
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The David Lukas Show

Our world has been turned upside down over the past 18 months. And with all the turmoil ... Fortunes have been won, and fortunes have been lost. So what will the second half of 20-21 bring? And what can you do now that could exponentially grow your retirement savings? Don’t miss The David Lukas Show...…
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The David Lukas Show

If you’ve noticed things are getting more expensive lately … it’s not an illusion. Old man inflation is back. And it poses a very real threat to everyone . And the timing couldn’t be worse … if you’re in or nearing retirement. Find out what this new threat of inflation means for you and your retirement ... On a special edition of The David Lukas Show…
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The David Lukas Show

1 Learn how you could replace your paycheck in retirement 48:49
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If you retired tomorrow … Could you afford to go without a paycheck for 30, 35, or even 40 years? That’s why it’s critical you have a plan to replace your paycheck in retirement. Otherwise you could run through your entire life savings far too soon! Learn how you could replace your paycheck in retirement … on The David Lukas Show…
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The David Lukas Show

1 Learn how you could avoid 7 common retirement planning mistakes 48:49
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Do you hope to retire soon? According to Warren Buffett … It’s important to learn from your mistakes. But it’s even better … to learn from other people’s mistakes ! Learn how you could avoid 7 common retirement planning mistakes you can’t afford to make. Don’t miss a special edition of The David Lukas Show…
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The David Lukas Show

In a study featured in USA TODAY … 60% of Americans … 60% … said they retired unexpectedly . If you were forced to retire today … would you be ready? Learn four things you can do now … that could help you prepare for anything that comes your way! Don’t miss a special edition of The David Lukas Show
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The David Lukas Show

1 Learn 5 of the most common retirement planning myths 48:49
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If you Google “planning for retirement” … There are 289 million different articles, blogs, and videos about planning for retirement. Unfortunately, most of this advice is dated , misleading , or just flat out wrong . And it wouldn’t stand a chance against the challenges you’ll face in retirement today! Learn 5 of the most common retirement planning myths … On a special edition of The David Lukas Show…
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The David Lukas Show

Turning 72 may not be a big deal for you. But it will be for the IRS. This is the year when Required Minimum Distributions kick in … And you’ll be forced to start withdrawing money from your IRA and 401K ... To ensure Uncle Sam finally gets his cut. And the financial consequences … could be more than you know! Don’t miss The David Lukas Show…
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The David Lukas Show

1 Did you know you get taxed on as much as 85% of your social security benefits? 48:50
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Did you know you get taxed ... On as much as 85% of your social security benefits? It's true. But this is just one of many social security surprises ... That could leave you with a fraction of your benefits. If you're within 5 years of filing for social security ... Don't miss a special edition of The David Lukas Financial…
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The David Lukas Show

1 Learn how your retirement savings could get taxed in retirement 48:48
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You may know how much money you’ve saved for retirement ... But do you know how this money will get taxed … when you retire? Not all retirement income is treated equally … Because different sources of income could get taxed higher than others. Learn how your retirement savings could get taxed in retirement ... On a special edition of The David Lukas Show…
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The David Lukas Show

1 80 years old. Full of life. And flat broke. 48:49
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80 years old. Full of life. And flat broke. That’s the unfortunate predicament so many baby boomers could find themselves in … Because they simply failed to have a plan … to generate income in retirement. Learn how you could successfully turn your savings and investments into an income workhorse. Tune is this week to The David Lukas show...…
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The David Lukas Show

1 Discover your options to generate income in retirement today 57:54
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Warren Buffett - the most successful investor of our time ... Recently said that retirees who count on fixed income … “face a bleak future.” It’s because the returns on CD’s, savings accounts and bonds … are pathetically low. And it doesn’t look like it’s going to improve anytime soon. Discover your options to generate income in retirement today on The David Lukas Show…
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The David Lukas Show

Did you know ... You could pay as much as $187,945 in TAXES on your social security benefits? Unfortunately, it’s true! And this is just one of the many trap doors with filing for your benefits! Don’t miss the ultimate guide to filing for social security ...
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