BONUS EPISODE: Estate Planning Insights Every Homebuyer MUST Know To Protect Your Legacy W/ Oscar Vasquez

#DIY Homebuyer #Podcasting Education

22:08

Host Francesca Amiker sits down with directors Joe and Anthony Russo, producer Angela Russo-Otstot, stars Millie Bobby Brown and Chris Pratt, and more to uncover how family was the key to building the emotional core of The Electric State . From the Russos’ own experiences growing up in a large Italian family to the film’s central relationship between Michelle and her robot brother Kid Cosmo, family relationships both on and off of the set were the key to bringing The Electric State to life. Listen to more from Netflix Podcasts . State Secrets: Inside the Making of The Electric State is produced by Netflix and Treefort Media.…

The DIY Homebuyer Podcast »
BONUS EPISODE: Estate Planning Insights Every Homebuyer MUST Know to Protect Your Legacy w/ Oscar Vasquez | Ep. 027

4 days ago 37:45

MP3•Episode home

Wondering what to do after buying a home?

Estate planning might not be the "sexiest" topic, but it’s a game-changer for homeowners! In this episode of the DIY Homebuyer Podcast, host Nick Aufenkamp sits down with estate planning expert Oscar Vasquez from EstateDocPrep.com to break down why 68% of homeowners are leaving their families vulnerable—and how YOU can avoid that trap. From living trusts to avoiding probate nightmares, Oscar shares actionable tips to protect your home, your loved ones, and your legacy. What You’ll Learn: • Why estate planning is a MUST for new homeowners (hint: it’s not just about insurance!) • The shocking costs of probate—up to $80,000 gone without a living trust! • How to use a living trust to control your assets (even drug tests for beneficiaries?!) • Special tips for parents, gun owners, and families with special needs kids. Oscar’s exclusive discount: $1,000 OFF a comprehensive living trust with code “BUYERS” (first 10 homebuyers only!). Resources Mentioned: • Download the FREE Comprehensive Living Trust Estate Guide • Call Oscar’s 24/7 AI receptionist: 805-909-4689 • Get your discounted living trust ($1495) at EstateDocPrep.com – Use code: BUYERSTimestamps:0:00 – Intro: Why Estate Planning Matters1:23 – What Happens After You Get the Keys?7:24 – Living Trust 101: Save Taxes, Avoid Probate14:13 – Creative Trust Ideas (Grandkids, Charities, & More)27:14 – Special Needs Trusts & Gun Trusts Explained34:01 – Take Action TODAY: Oscar’s Top Tips Why Watch?Oscar, with 28 years in real estate, reveals how a simple living trust can save your family from a 2-year probate mess, public record headaches, and hefty fees. Whether you’re a first-time homebuyer or a seasoned homeowner, this episode is packed with insights to secure your future. Don’t wait—68% of homeowners don’t have a plan. Will you be different? Subscribe for More Homebuyer Tips!Hit that subscribe button for weekly DIY Homebuyer Podcast episodes. Got questions? Drop them in the comments—we’d love to hear from you! Keywords: estate planning for homeowners, living trust explained, probate costs, protect your home, first-time homebuyer tips, estate planning guide, DIY homebuyer podcast, Oscar Vasquez, EstateDocPrep

27 episodes

The DIY Homebuyer Podcast

BONUS EPISODE: Estate Planning Insights Every Homebuyer MUST Know to Protect Your Legacy w/ Oscar Vasquez | Ep. 027

The DIY Homebuyer Podcast

published 4 days ago

MP3•Episode home

Wondering what to do after buying a home?

27 episodes

#DIY Homebuyer #Podcasting Education

All episodes

The DIY Homebuyer Podcast

1
BONUS EPISODE: Estate Planning Insights Every Homebuyer MUST Know to Protect Your Legacy w/ Oscar Vasquez | Ep. 027 37:45

4 days ago37:45

37:45

Wondering what to do after buying a home? Estate planning might not be the "sexiest" topic, but it’s a game-changer for homeowners! In this episode of the DIY Homebuyer Podcast, host Nick Aufenkamp sits down with estate planning expert Oscar Vasquez from EstateDocPrep.com to break down why 68% of homeowners are leaving their families vulnerable—and how YOU can avoid that trap. From living trusts to avoiding probate nightmares, Oscar shares actionable tips to protect your home, your loved ones, and your legacy. What You’ll Learn: • Why estate planning is a MUST for new homeowners (hint: it’s not just about insurance!) • The shocking costs of probate—up to $80,000 gone without a living trust! • How to use a living trust to control your assets (even drug tests for beneficiaries?!) • Special tips for parents, gun owners, and families with special needs kids. Oscar’s exclusive discount: $1,000 OFF a comprehensive living trust with code “BUYERS” (first 10 homebuyers only!). Resources Mentioned: • Download the FREE Comprehensive Living Trust Estate Guide • Call Oscar’s 24/7 AI receptionist: 805-909-4689 • Get your discounted living trust ($1495) at EstateDocPrep.com – Use code: BUYERSTimestamps:0:00 – Intro: Why Estate Planning Matters1:23 – What Happens After You Get the Keys?7:24 – Living Trust 101: Save Taxes, Avoid Probate14:13 – Creative Trust Ideas (Grandkids, Charities, & More)27:14 – Special Needs Trusts & Gun Trusts Explained34:01 – Take Action TODAY: Oscar’s Top Tips Why Watch?Oscar, with 28 years in real estate, reveals how a simple living trust can save your family from a 2-year probate mess, public record headaches, and hefty fees. Whether you’re a first-time homebuyer or a seasoned homeowner, this episode is packed with insights to secure your future. Don’t wait—68% of homeowners don’t have a plan. Will you be different? Subscribe for More Homebuyer Tips!Hit that subscribe button for weekly DIY Homebuyer Podcast episodes. Got questions? Drop them in the comments—we’d love to hear from you! Keywords: estate planning for homeowners, living trust explained, probate costs, protect your home, first-time homebuyer tips, estate planning guide, DIY homebuyer podcast, Oscar Vasquez, EstateDocPrep…

The DIY Homebuyer Podcast

1
Home Sellers and Buyers Accuse Realtors of Blocking Lower Fees: The DIY Homebuyer Perspective | Ep. 026 48:57

7 days ago48:57

48:57

Non-paywall link to the NYTimes article .Learn how to navigate the real estate market as a DIY homebuyer despite industry pushback in this eye-opening guide. In this video, you'll discover the insider tactics agents use to block self-represented buyers without wasting thousands on unnecessary commissions.🏠 In this episode of DIY Homebuyer Academy, we're diving deep into my recent feature in The New York Times and answering the burning questions DIY homebuyers have about standing up to realtor resistance.What You'll Learn:• The truth about "cooperative compensation" and how it disadvantages self-represented buyers• How to spot and avoid agent steering tactics that could cost you thousands• The one document you should NEVER sign if you want to remain self-represented• Real-world negotiation strategies that saved one client $35,000 on their home purchaseOne year after the NAR settlement, not much has changed in the real estate industry. Many agents are still finding ways to maintain high commissions and steer buyers away from homes that don't offer buyer agent compensation. I break down my experience contributing to Debra Kamin's @NYTimes article "Home Sellers and Buyers Accuse Realtors of Blocking Lower Fees" and share the unfiltered truth about what's happening behind the scenes.The DIY homebuyer movement is gaining momentum, with more consumers questioning whether traditional agent services are worth 3% of their home purchase. I share multiple examples of real agent pushback—from social media comments comparing agents to surgeons and attorneys to listing agents refusing to show homes to unrepresented buyers. Despite this resistance, I explain why self-representation is perfectly viable for most homebuyers with the right education and support.Perfect for:• First-time homebuyers• Real estate investors• Property hunters• Anyone looking to understand agent compensation and save money on their home purchase🎁 Free ResourcesDownload your FREE guide: " 5 Strategies to Save You $5k+ On Your Next Home " Timestamps:0:00 Introduction & NYTimes Feature0:46 Overview of This Episode's Format1:06 Question 1: Viral Real Estate Content Creators1:54 Question 2: Sneaky Commission Tactics3:15 Question 3: DIY Homebuyer Success Stories5:32 Question 4: Commission Rates Post-Settlement7:08 Question 5: "You Need an Agent" Arguments Debunked9:36 Question 6: Building Confidence as a DIY Buyer12:21 Question 7: Spotting Agent Steering15:34 Question 8: Industry Pushback Stories17:22 Question 9: Future of DIY Homebuying20:20 Question 10: Challenging Buyer Situations21:56 Question 11: Agent Discrimination Against DIY Buyers25:27 Question 12: What Will Drive Real Change30:00 Question 13: What Never to Do as a DIY Buyer32:20 Question 14: Legislative Threats to DIY Buyers36:29 Question 15: Agent Value Propositions38:24 Question 16: Saving on Commissions41:06 Question 17: How Agents Disguise Steering43:59 Question 18: Handling Challenging Negotiations45:24 Question 19: Industry Fear of DIY Movement46:55 Question 20: Most Important Industry Change Needed48:29 Conclusion & Community InvitationConnect With DIY Homebuyer AcademyJoin our community of savvy homebuyers:🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media:TikTok: @diyhomebuyerInstagram: @diy_homebuyerFacebook: @diy_homebuyerX: @diyhomebuyerYouTube: @diyhomebuyerLegal DisclaimerThis content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions.…

The DIY Homebuyer Podcast

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Rocket’s $1.75B Redfin Grab: Will Homebuyers Save Money or Lose Control? | Ep. 025 22:18

14 days ago22:18

22:18

Rocket Mortgage just bought Redfin for $1.75 billion — what does it mean for homebuyers? In this episode of the DIY Homebuyer Podcast, I’m breaking down the Rocket-Redfin acquisition. Is it a game-changer or a trap? I dive into Redfin’s history as a disruptor, why Rocket wants its data and traffic, and how this merger could shrink your options as an unrepresesented homebuyer. Will you save money or lose control to a one-stop corporate machine?Expect no-BS insights: why I loved Redfin’s site (still do!), my beef with Rocket’s call-center vibes, and tips to build your own dream team—lender, inspector, and all. Vertical integration sounds slick, but I’ll show you how to stay in charge and keep costs down. Got thoughts on this Redfin-Rocket deal? Drop a comment!👉 Subscribe for more DIY homebuying insights!👉 Free Guide: 5 Strategies to Save $5K+ on Your Next Home: https://diyhomebuyeracademy.kit.com/2694bd687c 👉 Join the Skool Community for DIY Homebuyers: https://www.skool.com/diyhomebuyer…

The DIY Homebuyer Podcast

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Listing Agents HATE This: 3 DIY Tricks to Save Thousands! | Ep. 024 24:32

21 days ago24:32

24:32

💰 Want to slash costs on your next home? Download the FREE guide: "5 Strategies to Save You $5k+ On Your Next Home" _______________________________________________________Want to buy a home without an agent and save BIG? Listing agents are pocketing 6% commissions — but not on your watch! In this episode of the DIY Homebuyer Podcast, I’m spilling 3 insider tricks to slash thousands off your next home purchase. No buyer’s agent, no problem — let’s fight back! What You’ll Learn: • How to call out agents on their commission games upfront• A sneaky way to negotiate a lower purchase price (save 3%+)• The secret to demanding a commission rebate—they won’t see it comingTimestamps:0:00 – Why Listing Agents Are Screwing You Over1:50 – The Truth About Co-Broker Commissions7:08 – Why YOU Hold All the Power (Self-Represented Secrets!)8:24 – Trick #1: Call Their Bluff Early11:15 – Trick #2: Slash Your Purchase Price13:15 – Trick #3: Demand a Rebate (Save Thousands!)18:04 – What If They Say No? Don’t Panic!22:19 – You’ve Got This—Start Saving Now! Join the Fight:Stop overpaying agents and take control of your homebuying journey! Join our FREE DIY Homebuyer Community for live Q&As, deal breakdowns, and more.Got a shady agent story? Drop it in the comments — I read every one! Help Us Grow:If you’re ready to save thousands without an agent, hit that Subscribe button and tap the bell for more DIY home buying tips every week! Let’s get to 1,000 subs! I’m counting on you! More Tools to Own the Process:Website: https://diyhomebuyeracademy.com Newsletter: https://diyhomebuyeracademy.kit.com/ TikTok: @diyhomebuyerInstagram: @diy_homebuyerFacebook: @diy_homebuyerX: @diyhomebuyerYouTube: @diyhomebuyer…

The DIY Homebuyer Podcast

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7 Strategies Unrepresented Buyers MUST Know When Working with Listing Agents | Ep. 023 26:06

28 days ago26:06

26:06

Sick of real estate agents strong-arming you into a system that doesn’t serve buyers? In this DIY Homebuyer Podcast episode, Nick — a real estate agent gone rogue — exposes how many listing agents bully home buyers and shares 7 game-changing strategies to help you buy a home without a buyer’s agent. From a listing agent flat-out refusing an unrepresented buyer to insider tactics for taking charge, this is your guide to saving thousands — whether you’re a first-timer or seasoned pro.💰 Want to slash costs on your next home? Download the FREE guide: "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c 🔑 What’s Inside This Episode: • The 3 types of representation (and why DIY home buying wins) • How to outsmart listing agents who block unrepresented buyers • Real estate tips to keep money in your pocket—no agent neededJoin the DIY Homebuyer movement! Jump into our Skool community (FREE to the first 50 members): https://skool.com/diyhomebuyer 👉 More Tools to Own the Process:Website: https://diyhomebuyeracademy.com Newsletter: https://diyhomebuyeracademy.kit.com/ TikTok: @diyhomebuyerInstagram: @diy_homebuyerFacebook: @diy_homebuyerX: @diyhomebuyerYouTube: @diyhomebuyerReady to ditch the middleman and save big? Subscribe now and leave a review — every comment fuels this fight against real estate gatekeepers! Got questions? Drop them below! I’m here for it.#DIYHomeBuyer #RealEstateTips #UnrepresentedBuyer #SaveMoneyBuyingAHome #HomeBuyingHacks…

The DIY Homebuyer Podcast

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What Homebuyers NEED To Know About Interest Rate Buy-Downs | Ep. 022 11:24

5 weeks ago11:24

11:24

Learn how to evaluate interest rate buy-downs in this essential guide for savvy homebuyers. In this video, you'll discover how to potentially save hundreds on your monthly mortgage payment without getting trapped by misleading builder incentives.🏠 In this episode of DIY Homebuyer Academy, we're diving deep into interest rate buy-downs and revealing the critical questions you need to ask before accepting these offers from builders and sellers.What You'll Learn:• The difference between temporary and permanent buy-downs and how each affects your payments• How to calculate the true cost and savings of a 2-1 buy down using real numbers• The hidden opportunity costs that most buyers overlook when evaluating buy-down offers• A real-world negotiation strategy that saved one buyer over $35,000 on their new construction homeInterest rate buy-downs have become increasingly popular as builders and sellers try to make homes more affordable in today's higher-rate environment. We break down exactly how these programs work, using clear examples with a $500,000 loan to show you the monthly payment differences across different scenarios. Plus, we reveal the one crucial question that could help you transform a standard buy-down offer into significant long-term savings.Whether you're considering new construction or a resale home, understanding how to evaluate and negotiate buy-down offers could save you tens of thousands of dollars over the life of your loan. We'll show you exactly how to run the numbers and make the right decision for your specific situation.Perfect for:• First-time homebuyers• Real estate investors• House hunters• Anyone looking to understand mortgage financing options🎁 Free ResourcesDownload our popular guide: "5 Strategies to Save You $5k+ On Your Next Home" 👉 https://diyhomebuyeracademy.kit.com/2694bd687c Timestamps:0:00 Introduction & The Promise of Buy-Downs0:33 Welcome & Channel Overview0:57 Episode Overview & Client Success Story1:43 Understanding Today's Interest Rate Environment2:42 Types of Buy-Downs Explained3:15 How 2-1 Buy-Downs Work6:07 Pros and Cons Analysis8:11 Key Considerations Before Accepting9:01 Real-World Negotiation Example10:47 Final Tips & ConclusionConnect With DIY Homebuyer AcademyJoin our community of DIY homebuyers:🌐 Website: diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media:• TikTok: @diyhomebuyer• Instagram: @diy_homebuyer• Facebook: @diy_homebuyer• X: @diyhomebuyer• YouTube: @diyhomebuyerLegal DisclaimerThis content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions.#firsttimehomebuyer #realestateeducation #mortgagerates #interestrates #newconstruction #homebuyingtips…

The DIY Homebuyer Podcast

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Am I Dumb to Buy a Home WITHOUT a Buyer's Agent? | Ep. 021 25:10

6 weeks ago25:10

25:10

Are Buyer's Agents Worth It? The Truth About DIY Home Buying 🏠With buyer's agent commissions often reaching $25,000+, I break down exactly why Shaan Puri (and you) may be smart — not dumb — to skip the buyer's agent. Using real examples, I show you why the traditional buyer's agent model may be working against your interests, and how DIY home buying could save you tens of thousands. In this episode of DIY Homebuyer Academy, we're tackling the controversial question: "Am I dumb to buy a home without an agent?"What You'll Learn:– Why the traditional buyer's agent incentive structure works against you– The truth about "the seller pays your agent" (and why that's problematic)– How much money buyer's agents actually save their clients– Why DIY home buying can lead to better negotiations– How removing the buyer's agent can improve couple dynamics in home buyingGoing beyond the standard "you need an agent" mindset, I provide a framework for understanding why representing yourself might actually be the smarter choice - backed by real examples and practical insights.Perfect for:– Home buyers questioning if they need an agent– Couples looking to save money on their purchase– Anyone comfortable doing their own research– Buyers wanting more control over their purchase– Real estate investors seeking to maximize returns🤝 Join Our FREE DIY Homebuyer Community!Want to take your homebuying journey to the next level? Join our FREE Skool community:👉 https://skool.com/diyhomebuyerIn our community, you'll get:– Access to our FREE DIY Home Buying Essentials course– Our complete library of homebuying resources– Direct connection with other DIY homebuyers– Regular Q&As and live sessionsAdditional Resources📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687cConnect With DIY Homebuyer Academy🌐 Website: https://diyhomebuyeracademy.com📧 Newsletter: https://diyhomebuyeracademy.kit.com/📱 Social Media:TikTok: @diyhomebuyerInstagram: @diy_homebuyerFacebook: @diy_homebuyerX: @diyhomebuyerYouTube: @diyhomebuyerLegal DisclaimerThis content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions.#realestate #homebuying #buyersagent #diyhomebuyer #realestateinvesting #unrepresentedhomebuyerMEMORABLE QUOTES:"Nobody is going to look out for your best interests better than you.""Not only is it not dumb to buy a home without a buyer's agent, it is actually the smart move.""The smarter thing, the better way to buy a home, the safer way to buy a home, is actually to learn how to represent yourself."…

The DIY Homebuyer Podcast

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The TRUTH About Buyer's Agent Commission — Where Does the Money Really Go? | Ep. 020 28:30

7 weeks ago28:30

28:30

Think buyer's agents make $30,000 for opening doors? Think again. I break down exactly where that 3% commission really goes, and why the system is still broken - even though agents make less than you think. In this episode of the DIY Homebuyer Podcast, I'm clarifying my earlier videos about buyer's agent commissions with a detailed breakdown of where every dollar goes on a million-dollar home purchase. What You'll Learn: – Real commission breakdown on a $1M home – Why agents only keep about 1/3 of their commission – How brokerages and referral fees eat up profits – Why the system hurts buyers AND agents – The problem with cooperative broker relationships – How to leverage no-agent status in negotiations – Why two agents make transactions inefficient Using real numbers and examples, I explain why even though agents aren't getting rich, the system still needs to change - and how DIY buyers can save $30,000 by avoiding these inefficiencies altogether. Perfect for: – Buyers questioning agent commissions – Anyone considering DIY homebuying – Those interested in industry reform – Value-conscious purchasers – Real estate professionals 🤝 Join Our FREE DIY Homebuyer Community! Want to learn how to save the full 3%? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete library of homebuying resources – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Commission Breakdown on $1M Home: – Total Commission: $30,000 (3%) – Brokerage Split: -$7,500 (25%) – Referral Fee: -$7,500 (25%) – Taxes: -$4,500 (30%) – Business Expenses: Varies – Agent Take-Home: ~$11,500 Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #futureofrealestate #diyhomebuyer #realestate2025 #homebuyingtips #realestaterevolution #homebuyer…

The DIY Homebuyer Podcast

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NEVER Buy These Homes! | Ep. 019 25:44

8 weeks ago25:44

25:44

After years in real estate and more transactions than I can remember, I've identified four types of homes that are absolute deal-breakers — no matter how charming or well-priced they might be. Learn what these homes are before you make a $100,000+ mistake. What You'll Learn: – Why structural issues can cost hundreds of thousands – Location factors most buyers overlook – The hidden dangers of DIY renovations – Legal complications that can ruin your investment – Environmental risks that insurance won't cover – How to spot these issues before it's too late – Why some "charming" features are major red flags Using real examples, including a $90,000 foundation repair and a farm that's closing due to water rights issues, I show you exactly what to watch out for when house hunting. Perfect for: – Active house hunters – First-time homebuyers – Anyone considering historic homes – Buyers attracted to "charming" properties – DIY enthusiasts evaluating fixer-uppers 🤝 Join Our FREE DIY Homebuyer Community! Want more insider tips on avoiding costly mistakes? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete library of homebuying resources – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Red Flags Checklist: Structural/Foundation Issues – Cracks in ceilings – Slanted floors – Doors that don't close properly – Drafty windows Location Problems: – Busy roads – Flight paths – Train tracks – Industrial neighbors Poor Construction/Maintenance: – Unpermitted additions – DIY electrical work – Old plumbing systems – Knob and tube wiring Legal Complications: – Title issues – Property liens – Easement problems – Water rights issues Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #realestate #homebuying #househacking #realestateinvesting #housingcrisis #realestatetips #affordability #housingpolicy #realestatetipsandadvice MEMORABLE QUOTES: "You can change anything about a home except for where it's located." "The romantic notions about enjoying a house disappear real quick when you've got foundation issues." "Trust your gut. If something feels off, it probably is."…

The DIY Homebuyer Podcast

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3 REAL Reasons Houses are So Expensive (It's Not What You Think) | Ep. 018 35:52

9 weeks ago35:52

35:52

Housing affordability is at its lowest point in living memory. Beyond just high interest rates, I break down the three core issues making homes unaffordable - and why giving buyers more money isn't the solution. In this episode of the DIY Homebuyer Podcast, we're diving deep into why the average $75,000 household income can't afford the average $360,000 home, and what needs to change. What You'll Learn: – Why zoning laws are the #1 barrier to affordable housing – How regulatory fees multiply housing costs – The hidden impact of "NIMBYism" on housing – Why Washington state's ADU laws are a model solution – The problem with building codes and big builders – Why down payment assistance makes things worse – Real solutions beyond just waiting for rates to drop Using real examples and numbers, I explain why simply giving buyers more money through assistance programs actually makes the problem worse by driving prices even higher. Perfect for: – Frustrated homebuyers seeking understanding – Policy makers interested in solutions – Anyone concerned about housing costs – Community members wanting meaningful change 🤝 Join Our FREE DIY Homebuyer Community! Want to avoid these issues entirely? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete library of homebuying resources – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #mortgagerates #realestate #homebuying #househacking #realestateinvesting #housingcrisis #realestatetips #affordability #housingpolicy #realestatetipsandadvice…

The DIY Homebuyer Podcast

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Who Is Buying A House with 7% Interest Rates?! | Ep. 017 25:41

10 weeks ago25:41

25:41

With mortgage rates hovering around 7%, I break down exactly who should (and shouldn't) buy a house right now. Using real numbers, I show you why a $400,000 home could cost $500,000 in interest alone - but why that might still be okay for some buyers. 🏠 In this episode of DIY Homebuyer Academy, we're tackling the tough question many buyers face: Is it crazy to buy when rates are this high? What You'll Learn: – Two mindsets: Investment vs. Primary Residence – Why house hacking might be your best option – The truth about building equity at 7% rates – When paying high interest makes sense – How to calculate what you can actually afford – Why some people should keep renting – Long-term perspective on market cycles Moving beyond the "wait for rates to drop" mindset, I provide a framework for making this major decision based on your unique situation, values, and timeline - not just the interest rate. Perfect for: – Buyers questioning current market conditions – Families weighing renting vs. buying – Investors considering house hacking – Anyone unsure about timing their purchase 🤝 Join Our FREE DIY Homebuyer Community! Want to avoid these issues entirely? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete library of homebuying resources – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #MortgageRates #RealEstate #HomeBuying #HouseHacking #RealEstateInvesting MEMORABLE QUOTES: "Debt is a means of buying time - you're paying a premium to have something now rather than waiting years to save for it." "Those losses are unrealized. The only way that the loss of equity is realized is if you go to sell your house." "Don't count on building any rapid equity in those first five years."…

The DIY Homebuyer Podcast

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Listing Agent EXPOSES 15 Issues with DIY Homebuyers — And I Respond! | Ep. 016 41:54

11 weeks ago41:54

41:54

A listing agent's viral Reddit post claims DIY homebuyers are a nightmare to work with. As a former agent who teaches DIY home buying, I break down each of their 15 complaints and separate legitimate concerns from lazy excuses. 🏠 In this episode of the DIY Homebuyer Podcast, we're analyzing a real agent's experience with unrepresented buyers and what it reveals about both sides of the transaction. What You'll Learn: – Common mistakes DIY homebuyers make (and how to avoid them) – Which agent complaints are legitimate vs. lazy excuses – Why agents charging extra for unrepresented buyers is questionable – How to handle deadlines and documentation properly – The truth about working with listing agents – Why communication is key in DIY transactions – Real solutions for common DIY homebuyer challenges Going beyond just defense of DIY buying, I provide practical solutions for every issue raised, showing how educated buyers can navigate these challenges successfully — often without paying the 3% buyer's agent commission. Perfect for: – DIY homebuyers wanting to avoid common pitfalls – Anyone considering self-representation – Buyers wondering how listing agents view them – Those questioning traditional agent relationships 🤝 Join Our FREE DIY Homebuyer Community! Want to avoid these issues entirely? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete library of homebuying resources – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #DIYHomebuying #RealEstate #BuyersAgent #RealEstateAdvice #HomeBuyingTips…

The DIY Homebuyer Podcast

1
How Home Buying Will Change in 2025 (and beyond!) | Ep. 015 23:23

12 weeks ago23:23

23:23

Remember when we couldn't imagine booking travel without an agent? That's exactly where real estate is headed. Learn why 2025 is the perfect time to become a DIY homebuyer and how technology is finally transforming this archaic industry. 🏠 In this episode of DIY Homebuyer Academy, we're diving into the future of home buying and why saving $24,000 on an $800,000 home purchase is just the beginning of the benefits. What You'll Learn: – How technology is revolutionizing home buying – Why 2024's NAR settlement accelerated DIY buying – The real cost of buyer's agent commissions – Why younger buyers are better equipped than older agents – How to access professional support without the 3% fee – What the home buying process will look like by 2025 – Why the "seller pays the commission" argument is a farce Just like the iPhone transformed our lives since 2007, I explain how real estate is finally catching up to other industries and why educated consumers are leading the charge toward self-representation. Perfect for: – Tech-savvy home buyers ready for change – Anyone questioning traditional agent relationships – Value-conscious buyers wanting to save $16,000+ – Those interested in taking control of their purchase 🤝 Join Our FREE DIY Homebuyer Community! Ready to be part of the real estate revolution? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete library of home buying resources – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #FutureOfRealEstate #DIYHomebuyer #RealEstate2025 #HomeBuyingTips #RealEstateRevolution #homebuyer…

The DIY Homebuyer Podcast

1
Six Home Buying Myths BUSTED | Ep. 014 29:35

14 weeks ago29:35

29:35

Think you need a 20% down payment and perfect credit to buy a house? Or that spring is the only time to buy? Today we're busting 6 common home buying myths that could be costing you thousands of dollars and keeping you from your dream home. 🏠 In this episode of DIY Homebuyer Academy, we're tackling the biggest misconceptions about buying a home, including the truth about buyer's agents that most won't tell you. What You'll Learn: – Why you DON'T need 20% down to buy a home – The truth about credit scores and home buying – Best seasons to find great deals on homes – Why new construction isn't worry-free – The mistake of "always offer below asking" – Why buyer's agents aren't necessary in 2025 I share real examples of how these myths can cost you tens of thousands of dollars, including how PMI might actually be cheaper than waiting to save 20% down while home prices keep rising. Perfect for: – First-time homebuyers intimidated by "requirements" – Anyone saving for a down payment – Buyers considering new construction – Smart shoppers wanting to save on agent fees – Those questioning traditional home buying "rules" 🤝 Join Our FREE DIY Homebuyer Community! Want to learn how to buy without an agent? Join our FREE Skool community: 👉 https://skool.com/diyhomebuyer In our community, you'll get: – Access to our FREE DIY Home Buying Essentials course – Our complete resource library, including credit improvement guides – Direct connection with other DIY homebuyers – Regular Q&As and live sessions Additional Resources 📘 Download "5 Strategies to Save You $5k+ On Your Next Home": https://diyhomebuyeracademy.kit.com/2694bd687c Timestamps 0:00 Introduction 2:15 Myth #1: 20% Down Payment Required 6:30 Myth #2: Perfect Credit Needed 10:45 Myth #3: Spring is Best Time to Buy 14:30 Myth #4: New Construction is Worry-Free 18:45 Myth #5: Always Offer Below Asking 23:15 Myth #6: You Need a Buyer's Agent 27:30 Final Thoughts & Action Steps Connect With DIY Homebuyer Academy Join our growing community: 🌐 Website: https://diyhomebuyeracademy.com 📧 Newsletter: https://diyhomebuyeracademy.kit.com/ 📱 Social Media: • TikTok: @diyhomebuyer • Instagram: @diy_homebuyer • Facebook: @diy_homebuyer • X: @diyhomebuyer • YouTube: @diyhomebuyer Legal Disclaimer This content is for educational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals before making any real estate decisions. #HomeBuyingMyths #RealEstateMyths #FirstTimeHomeBuyer #HomeBuyingTips #RealEstateTips #NoAgent…

The DIY Homebuyer Podcast

1
Why Every Real Estate Investor NEEDS To Become a DIY Homebuyer | Ep. 013 38:31

15 weeks ago38:31