#AskWhitney + Paula Pant: Paying Down Student Loans, Celebrating Goal Completion, Alternatives to VTSAX, and Drastic Changes
Manage episode 226260190 series 2324180
Today, I’m answering questions from you, with previous guest Paula Pant. Here are your questions….
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My husband and I have been relaxed on paying his student loan. He is on the income repayment plan. I have never wanted to look at it as I know it is a lot but didn’t know how much.
This year I told him I wanted to tackle this loan. (It is the only debt we have.) Well I just looked at it.
I am not shocked, just overwhelmed now. It is broken down into 7 different loans all ranging from 5.5%-6.55% interest rates. On the income repayment plan I also just found out none of the payment is going to principle all to the interest. I have no idea how to tackle this or if these interest rates are even any good. Any suggestions on where to start?
Hi! My husband and I have been listening to the podcasts and now following in the group. New Year’s Day we had a money date and made our big goals for the year. What are some rewards you do when you compete a goal? I think it would help us stay more focused for the whole year.
If you can’t access VTSAX through your employer 401K (Which is Vanguard btw) what would be the next best index fund for your retirement investment?
What is the most dramatic or radical change you’ve made that resulted in the greatest positive impact on your finances? Just curious.
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