))
Short-Term and Long-Term Disability: What You Need to Know
Manage episode 420864858 series 3561377
Content provided by Tom Spiggle. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Tom Spiggle or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Attorney Jessica Greer, from The Spiggle Law firm, joins Tom to guide us through the tangled web of short and long-term disability benefits. These benefits are often provided by employers as part of their benefits packages, but navigating them can be quite challenging.
Tom and Jessica explore the differences between short and long-term disability, the legal protections involved, and the potential pitfalls employees may encounter. They provide a detailed overview to help clear up the confusion surrounding these benefits.
Jessica highlights the overlap between short and long-term disability benefits and laws such as the Americans with Disabilities Act (ADA) and the Family and Medical Leave Act (FMLA). While these laws provide certain protections for employees, it's essential to differentiate between the legal framework of disability benefits and the provisions of these laws. Legal nuances can affect eligibility criteria, timelines for requesting benefits, and the process of transitioning from short to long-term disability.
It’s helpful to work closely with healthcare providers and legal counsel when applying for these benefits, especially when transitioning from short to long-term disability. Insurance companies often scrutinize claims and may deny benefits if proper documentation or compliance requirements are not met.
Tom and Jessica explain employees' legal protections while on short-term disability compared to FMLA. They also discuss the potential consequences of working other jobs while on disability and the scrutiny employees may face from insurance companies, especially when seeking long-term disability benefits.
Chapters
(00:00) What is long-term and short-term disability
(06:10) When you need to coordinate with your doctors and attorneys
(07:31) Can you look for a new job or continue to work another job while on disability?
(09:39) Legal protections while on disability and FMLA
Sign up for the Career Rocket newsletter
Read Tom's new book
Connect with Tom Spiggle
https://www.linkedin.com/in/spigglelaw/
https://www.youtube.com/@Spigglelaw/videos
https://www.facebook.com/spigglelaw
Disclaimer: This information is not intended to be legal advice. This is for educational purposes only. If you are seeking legal advice, please talk to a lawyer.
60 episodes
Share
