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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.
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Content provided by Phil Anderson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Phil Anderson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
This podcast is designed to help people make money matters more understandable and straightforward. Financial planning and wealth management can be daunting at times and each week we take you through a series of topics designed to give the listener guidance on a range of financial matters. The podcast features Phil Anderson who owns and runs a financial advisory firm in the north and north-east of Scotland. Phil previously worked as a financial adviser and he loves helping people. Phil shares plenty of hints and tips to help you get the most out of your money.
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175 episodes
Mark all (un)played …
Manage series 2910867
Content provided by Phil Anderson. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Phil Anderson or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
This podcast is designed to help people make money matters more understandable and straightforward. Financial planning and wealth management can be daunting at times and each week we take you through a series of topics designed to give the listener guidance on a range of financial matters. The podcast features Phil Anderson who owns and runs a financial advisory firm in the north and north-east of Scotland. Phil previously worked as a financial adviser and he loves helping people. Phil shares plenty of hints and tips to help you get the most out of your money.
…
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175 episodes
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

After over four incredible years and 175 episodes, we’ve reached the final chapter of The UK Personal Finance Show with Phil Anderson . In this special episode, Phil and John take a look back at some of the most memorable moments, insightful conversations, and valuable lessons shared along the way. We reflect on the impact the show has had, share some personal highlights, and offer final thoughts on the future of personal finance in the UK. While this may be our last broadcast, the advice and inspiration we've shared will continue to help you make informed financial decisions for years to come. Thank you for being part of our community – it’s been a pleasure and a privilege. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

In this episode, we dive into the essential steps and strategies for selling your business. From preparing your company and determining its value to understanding tax implications and structuring the sale, we cover it all. Discover how to minimise your tax burden, set clear financial goals, and invest the proceeds wisely. Whether you’re contemplating a sale or are in the midst of negotiations, this episode offers valuable insights to help you achieve a successful and profitable business transition. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 173 - Driving Savings: Exploring Salary Sacrifice Schemes for Electric Vehicles 33:03
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We delve into salary exchange schemes for electric vehicles, highlighting how these enable employees to drive electric cars while saving on taxes and reducing their carbon footprint. We explore the financial benefits for both employees and employers, the positive environmental impact, and share insights from industry experts Darren Woodall and Michael Hook from GoFor. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 172 - Property Opportunities with David Liddell 48:10
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On the podcast this week we delve into the world of property opportunities. Our guest expert, David Liddell from Liddell Property Investments, joins us to explore the lucrative realm of converting properties into AirBNBs and guest houses. Discover insider tips, valuable insights, and expert advice on maximising your property investments. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 171 - Money And Mental Health: Breaking The Taboo 33:30
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We delve into the often-overlooked intersection of money and mental health. We explore the taboo surrounding discussions about mental wellbeing in relation to personal finance. From the impact of financial stressors on mental health to debunking common myths, Phil looks to shine a light on the importance of addressing these issues openly and honestly. Discover practical strategies for managing financial stress, prioritising mental wellbeing, and rebuilding resilience in the face of adversity. Tune in to gain valuable insights and inspiration for navigating the complex relationship between money and mental health. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at the recent Spring Budget to see how it impacts from a financial planning perspective. Areas covered include cost-of-living measures, personal tax, savings, pensions and property tax. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep169 - Financial planning for the tax year end 28:42
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We look at the various tax allowances and reliefs available for the tax year and Phil shares some financial planning tips to help reduce your tax bill. Some of the areas covered on this podcast include ISA’s, pensions/retirement planning, capital gains tax and inheritance tax. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Phil goes through some of the things that he has learned over the years from various coaches, speakers and books. He discusses techniques to help you improve your wealth and mindset to succeed with your finances. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 167 - An introduction to retirement planning 49:18
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On this podcast we look at helping you prepare for the lifestyle you want in retirement. We discuss areas such as how much money will you realistically need to live on, at what age do you want to retire and retirement bucket lists. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Financial Adviser, Andrew Scouller, joins John this week to look at the recent Autumn Statement. We look at how this impacts people from a financial planning viewpoint and Andrew covers the key changes that are coming. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 165 - Plan for happy: A step-by-step guide to growing your money 40:38
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We are joined on this podcast episode by Adam Walkom who discusses his new book which is out this week. The book takes the reader through the financial planning process and in this episode we also touch on how financial planning can help you reach your short, medium and longer term goals. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Annual management fees, platform fees, initial financial adviser fees, ongoing financial adviser fees, exit fees, performance fees and bid-offer spreads…just some of the costs and charges that we touch on during the podcast this week. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at how you can make small improvements to your finances. We also look at how you can incorporate “marginal gains” when it comes to financial learning, your retirement plans and savings. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we are joined by Sam Rayner and Max Nordigan from Chrono Hunter. They set their business up with the goal of providing a safe place for watch lovers to buy and sell watches whilst ensuring the best possible price by comparing multiple offers from a trusted network of the finest luxury retailers across the country. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we chat Claims Management Companies. We look at what they do along with the pros and cons of using them should you have an issue with a financial product or service. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We are joined this week by Clare Humphreys from Will to Win. Clare helps people realise their true potential and achieve more. On this podcast we discuss limiting beliefs, habitual behaviours and changing the paradigm. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 159 - Attitude to Risk and Portfolio Structure 33:08
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Financial adviser, Andrew Scouller, joins John this week to discuss the various degrees of risk people can take with their investments. Andrew also discusses the various portfolio structures for different risk categories. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 158 - 10 tips to improve your credit score 22:37
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Having a good credit score can help you get credit and it can also help you get credit on better terms. This week Phil shares ten tips to improve your credit score. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we are joined by Fiona Macintosh who provides coaching and training in the areas of wellbeing, motivation and leadership. Fiona talks about resilience, thinking and motivation factors. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Guest expert Kathryn Knowles from Cura joins us this week to look at life insurance for the over 60s. We look at the reasons why someone would need cover, look at the options available and discuss the options for applying for cover. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

According to a study last year by LV, 56% of working adults would feel more financially resilient if they had insurance that pays an income if they couldn’t work due to illness or injury. The same study also found that 1 in 4 workers don't have Income Protection but would like to have it. This week we look at income protection insurance and the features and benefits of this sort of plan. Ep 155 - Income Protection Awareness Week It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 154 - How much will financial advice cost? 28:57
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In this episode we look at the ways that you can pay for financial advice, how much it will cost and some of the benefits of taking regulated financial advice. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Pound cost averaging is effectively drip feeding an investment rather than investing everything in one go. It can take away some of the worry around long-term investing. On this podcast we look at the advantages and disadvantages of this approach. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Phil and John discuss the options if you are thinking about accessing your pension pot. They also look at the options for your pension when you want to take the benefits from it and cover annuities and drawdown. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at what is meant by the term cash is king. We also discuss what inflation means for your savings and cover the pros and cons of having your money in cash. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 150 - Ask the Fund Manager with Tom Stokes from Aviva Investors 46:01
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Tom Stokes is an Investment Director with Aviva Investors and he joins us this week on the podcast where we discuss investment markets, inflation, artificial intelligence and China. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 149 - Serviced Accommodation with guest expert Lisa Schoneville 45:32
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Lisa Schoneville from Blok Property Management joins us this week to look at serviced accommodation. If you are considering investing in property or looking at different ways to boost your investment returns this podcast is for you. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Andrew Scouller is standing in for Phil this week as he is on holiday. John and Andrew look at with-profits investments and they discuss the advantages and disadvantages of this type of fund. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 147 - Joint Borrower Sole Proprietor Mortgages 25:42
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This type of mortgage can be useful for parents or family members who want to help someone else buy a home without taking ownership of the property. Mortgage adviser, Laura Stephen, joins John this week to look at Joint Borrower Sole Proprietor Mortgages. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep - 146 - Where is the best place for your money? 37:34
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We look at the difference between savings and investments. We discuss risk versus reward and also at the various asset classes where people can invest. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Leaving an inheritance can be a complicated and sensitive area of financial planning. It’s an emotive topic which requires careful navigation and planning, but it’s a conversation worth starting sooner rather than later. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 144 - Asset protection and estate planning 41:11
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Ross Anderson from Jones Whyte Solicitors joins us to go through some options for protecting your estate. In this episode we look at probate costs, sideways disinheritance, care costs and options to protect your assets. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Laura Stephen from Phil Anderson Financial Services joins us this week to look at women in financial services. We discuss the opportunities for women in financial planning, the gender pay gap and explore the challenges faced by women when it comes to balancing career ambitions with family responsibilities. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at what life insurance is, the different types of cover available and factors that influence the costs. We look at where you can get quotes for life cover, reasons you should consider taking out cover and the benefits of doing your plan in trust. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 141 - Is now a good time to buy a property? 24:07
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Tony Lister from estate agent Hamish joins us to look at whether now is a good time to buy a home. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 140 - Side Hustles and Additional Income Streams 34:56
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On this podcast Phil shares lots of tips and ideas for generating extra money. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at the options for those with no deposit to put down. We discuss the Skipton Building Society Track Record Mortgage and the criteria to qualify for this option. We also look at other ways to buy a property when you have no deposit to put down. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

David Liddell from Liddell Property Investments joins us this week to look at investing in residential property. We look at the benefits of investing in property and also discuss property sourcing, portfolio building, joint ventures and adding value to property. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 137 - A beginners guide to managing your money 30:42
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This week we discuss budgeting, financial protection, emergency funds, savings and building assets. We look at where to get started and cover the basics for managing your money. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 136 - Investing in Art with guest expert Mark Gask Episode 136 35:20
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We are joined this week by Mark Gask who has galleries in Scotland and Estonia. We look at the popularity of investing in art and look at the do’s and don’ts. Mark also shares his knowledge of how to get started in investing in art. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 135 - National Savings & Investments (NS&I) 25:17
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John is again joined by Andrew Scouller and this week they look at National Savings and Investments. In this episode we look at premium bonds, Green Savings Bonds, Income Bonds and the other options available through NS&I. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Phil is on holiday this week so John is joined by his colleague Andrew Scouller to look at Capital Investment Bonds. Andrew explains what they are, who they can benefit, and the reasons to consider this type of investment. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Guest expert Paul Cherry from Chersun joins us this week to look at buying property overseas. Paul is based in Spain and shares some great tips if you are looking to purchase a property overseas. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

What is an NFT? How do NFT’s work? What sort of NFT’s do you get? Is investing in a NFT a good idea? Are NFT’s expensive and is it easy to get scammed? These are some of the questions asked on this week's podcast where we look at non-fungible tokens (NFT’s). It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Chancellor of the Exchequer, Jeremy Hunt, delivered his first Spring Budget on 15 March declaring it was “A Budget for Growth.” We look at the key points from a financial planning perspective and look at the changes to pensions which were announced. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

It is estimated that almost 1 in 3 people have been impacted by gazumping and gazundering when buying and selling property in the last 10 years. This week we look at what each is and ways you can try not to be gazumped or gazundered when moving home. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

ChatGPT is a natural language processing tool driven by AI technology that allows you to have human-like conversations and much more with a chatbot. The language model can answer questions, and assist you with tasks such as composing emails, social media posts and Phil even had it write him a press release. We look to see if it can help you with financial advice. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We are joined this week by Dr Reuben Wilcock from Blackfinch Group to look at Venture Capital Trusts and Enterprise Investment Schemes. We discuss how these investments work and also look at the tax advantages with this type of investment. We cover the various benefits and also the risks involved. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

In this episode we look at why trusts are not just for the rich and famous. We look at some of the benefits of trusts including tax mitigation, speed of settling, flexibility and privacy benefits. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at what happens to your pension when you die. We look at tax implications, nomination of beneficiary forms and why it is important to keep things updated. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 125 - Learn to earn with business coach Stuart Mason 39:53
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Business coach, Stuart Mason, joins us this week to look at why learning is so important when you are looking to earn more. On this podcast we cover vision boards, goals and Stuart gives us a run down of his favourite books. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

As the end of the tax year approaches, now is the perfect time to ensure you have your financial affairs in order and to double check you’ve taken advantage of all the tax-efficient allowances available to you. Some areas we look at this week include pensions, ISA’s, gifting for IHT purposes, CGT allowance and dividend allowance. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 123 - Credit impaired mortgages with guest expert Kym Laxy 38:42
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Kym Laxy from Mortgage Advice Bureau Elgin joins us to look at mortgage options for those with blips in their credit history. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at the different types of credit cards available and how they work. We cover cards for purchases, balance transfers, repairing your credit rating, reward cards and cashback cards. We cover the benefits of credit cards and also look at potential pitfalls. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Phil and John look at the differences between active and passive investing. During this podcast they look at the differences between the two and the pros and cons of each approach. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

What could be the best investment for you? This week Andrew Scouller steps in for Phil and he looks at property and pensions. Areas covered include taxation, tax reliefs, costs and past performance. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at whole of life insurance and the differences between this and term cover. We look at reasons why you would consider this type of plan and discuss inheritance tax planning and paying for your funeral. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

John and Phil look back at some of the podcasts that they recorded in 2022. They look at the most popular topics covered including Buy to Let and Financial Planning for Beginners. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Government figures showed 500,000 people withdrew £3.6billion from their pension pots between March and xMay 2022. Is it a good idea to draw money from your pension pots? What are the tax implications? What are the pros and cons of doing this? - Just some of the questions we look at on this week’s podcast. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

As the New Year approaches we look at getting your finances ready for 2023. We discuss goal setting, budgeting, New Year resolutions, wills, using your allowances and key dates for the year ahead. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at some of the best bits from the first 100 episodes of the UK Personal Finance Show podcast with Phil Anderson. We discuss our most popular shows and look ahead to some of the future topics that we plan to look at. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at the latest scams that are doing the rounds. We cover WhatsApp scams, email scams, identity theft, and Covid vaccination scams. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at the benefits of diversifying your investments and spreading risk. Andrew Scouller joins us to look at different asset classes and what he does to help people diversify their portfolios. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Phil and John look at how the mortgage market has changed this year due to rising interest rates, high inflation and the cost of living crisis. If you are looking to review a mortgage soon or move home in the near future then this podcast will interest you. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at how much life insurance people need. We consider covering debts, protecting dependents and cover to pay funeral/burial costs. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Recording and storing your financial details is such an important thing. We take a look at our “what I own and where it’s kept” document. We cover what is in this and the benefits of good financial record keeping. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We look at what inflation is, how it impacts on you and what you can do to make your money work harder to beat or keep pace with inflation. We look at how it impacts your pension, investments and what it means if you have a mortgage. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at what the stock market is and why people invest in it. We discuss stock brokers, fund managers and the pros and cons of stock market investing. We look at where you can find a stock broker and the routes you can go down if you use one. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 92 - Financial help for miscarriage, stillbirth and neonatal death 29:16
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In a time that will be filled with shock and sadness, it may also be a time of unexpected financial strain. This week we look at benefits and entitlements if you suffer a miscarriage, stillbirth or neonatal death. We also look at where you can turn for emotional support. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We are once again joined this week by Clare Moffat from Royal London where we look at financial planning for women. We discuss pension gaps due to taking time off to have children and we also cover the menopause and its impact on a woman’s financial situation. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We are joined this week by guest expert Clare Moffat from Royal London. We look at how much you can pay into a pension and discuss the benefits of good financial planning when it comes to pensions for higher rate taxpayers. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week we look at investing for children. We look at ways to fund private education, university fees, wedding costs and property deposits. On this podcast we cover Junior ISA's, child trust funds, personal pensions, premium bonds and trusts. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Alex Drummond from Drummond Finance joins us this week to look at commercial lending. We look at various areas including commercial mortgages, asset finance and invoice financing. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 87 - Responsible investing with Brewin Dolphin 34:55
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Guest expert Tom Buffham from Brewin Dolphin joins us on the podcast this week as we look at responsible investing. Some of the things we look at include sustainable investing, environmental issues and we also discuss “greenwashing.” Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

We are joined this week by guest expert Cameron McLean to look at new build mortgages. We look at the advantages of buying a new property and also discuss some of the things to watch out for. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 115 - What does the Autumn Budget mean for You? 23:01
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Phil and John look at the recent budget and go through the various changes to income tax, capital gains tax and pensions. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 114 - Food for thought…Eat well, spend less 30:16
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Healthy eating is important and doesn’t need to be expensive. On this podcast we look at ideas to help you eat well and keep costs down. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 113 - In conversation with Neil Kadagathur of Creditspring 42:50
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Independent Financial Advisor, Cheryl Horne, covers for Phil this week as John & Cheryl sit down with Neil from Creditspring to discuss how using credit can help you manage your personal finances. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 112 - Investing in Whisky with guest expert Alistair Moncrieff 26:23
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This week we look at investing in whisky. Alistair Moncrieff from Whisky Partners joins us and explains how to invest in casks of whisky. Alistair also speaks about the risks, tax situation, the angels' share, what to look for in a reputable dealer and some of his plans to disrupt the market going forward. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Dead cat bounce, pound cost averaging, bull markets, bear markets, bed & ISA, gearing and liquid assets - just some of the terms that we look at in this week's podcast. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Geoff Woodger from The Utility Warehouse joins us this week to look at how he can save you money on your energy bills. Geoff also discusses telecoms and broadband. During this episode Phil shares some tips to help you conserve energy and keep your bills down. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

This week John and Phi look at the options for “porting” an existing mortgage when you move home. We look at what happens if you borrow more or borrow less and we also look at the advantages that can be found in transferring a mortgage from one property to another. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Interest rates are on the rise and the cost of living has increased. Mortgage lenders have tightened their criteria and a lot of mortgage deals have been withdrawn from the market. We look at recent changes to stamp duty, the state of the property market and also look at the importance people's goals and aspirations are in deciding if now is a good time to buy a home. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Independent Financial adviser Andrew Scouller joins John on the podcast this week to look at the recent mini-budget. The podcast covers income tax changes, dividend tax, stamp duty changes and how these changes can impact on your financial plans. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Phil is off on holiday this week so John is joined by financial adviser Andrew Scouller in his absence to look at pensions for the self-employed. Andrew looks at why having a pension is so important if you are self-employed, how much you should be paying in and explains how the tax relief works on your contributions. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 105 - In conversation with Charlotte Ransom from Netwealth 46:01
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Charlotte is the CEO and founder of Netwealth. She joins us on the podcast this week to speak about her passion for disrupting the status quo in wealth management. We also look at financial wellness, charges in wealth management and the areas Netwealth specialise in. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Many of us dream of receiving a windfall. On this podcast we look at inheritances, receiving a bonus at work and winning the lottery. We look at capital gains tax, inheritance tax and Phil shares his top 5 tips upon receiving a windfall. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

Colin Pennycook from Pension Income Planning Ltd joins us this week to look at Defined Benefit Pensions. We look at the certainty these give people along with protection from inflation. Colin also takes us through some of the reasons why someone would consider transferring out of a DB pension. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 102 - Reviewing your finances when you change job 24:00
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A change in circumstances can have a huge impact on your finances. On this podcast we look at the importance of reviewing employer benefits, your pensions/retirement plans, and your mortgage when you change job. It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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The UK Personal Finance Show ~ Pensions, Investment, Savings and Insurance.

1 Ep 101 - Reviewing your policies when outgoings soar 30:22
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On this podcast we look at reviewing your finances during a cost of living crisis. Areas that we cover include pensions, life insurance, mortgages and budgeting. Disclaimer It is important to take professional advice before making any decision relating to your personal finances. Information within this podcast is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for information only. We cannot assume legal liability for any errors or omissions it might contain. No part of this podcast may be reproduced in any manner without prior permission.…
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