The Wallet Gyde W/ Caleb Kioh podcast

1:29:45

In this insightful episode of In The Trenches 2 , host Caleb Kioh, founder of WalletGyde , is joined by Kris and Kyle Colley , the dynamic duo behind Book’um , and Donavan Bennett , co-founder of Mili Llama . Together, they engage in a deep and candid conversation about entrepreneurship, leveraging AI, product innovation, and scaling their businesses in 2024. The discussion explores how each founder is tackling the ever-changing business landscape, from integrating AI into financial coaching to community-driven platforms and strategic partnerships . They reflect on the challenges they’ve faced, the lessons they’ve learned, and the exciting innovations that are shaping their companies' futures. Whether you're a startup founder, tech enthusiast, or someone looking for real-world insights into business growth , this episode is packed with actionable takeaways and valuable perspectives. Updated Podcast Timeline 14:00 – Leveraging AI and Technology for Growth The rise of AI and how businesses are adapting. Walletgyde’s approach to AI integration for financial coaching. Using AI for content creation and automation in business. 59:33 – Product Innovation & Future Roadmaps Key features and innovations launched in 2024. Walletgyde’s AI-powered financial coach initiative. Book’em’s V2 redesign and community-driven features. The role of strategic partnerships in business growth. 1:00:00 – Walletgyde’s AI Integration for Financial Coaching Introduction of AI-powered financial coaching. Using ChatGPT to rewrite the executive summary and implement AI. Long-term vision for AI’s role in Walletgyde. 1:16:17 – The Functionality of Walletgyde’s AI Coach Caleb describes an AI financial coach similar to ChatGPT but tailored for personal finance. How AI will support both financial coaches and clients. 1:16:41 – Kyle’s Response on Business Focus for 2025 Emphasizing building the best product possible. Commitment to serving customers at the highest level. 1:24:39 – AI for Content Creation and Automation Using Zoom AI to generate transcripts and automate meeting deliverables. AI-driven automation for business processes. Tools like Opus AI for turning long-form content into short-form clips. This episode is a must-listen for entrepreneurs, tech innovators, and anyone looking to understand how AI is reshaping industries . Tune in to hear firsthand experiences, strategic insights, and the real struggles and triumphs of startup founders in today’s fast-evolving business world. 🎧 Listen now and get ready to go In The Trenches! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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The Tax Game with Caleb Kioh, Fintech Founder and John Dundon II, President at Taxpayer Advocacy Services, Inc. 58:25

8 weeks ago58:25

58:25

As Artificial Intelligence (AI) transforms industries, Universal Basic Income (UBI) gains attention, and tax laws continue to evolve, how can individuals and businesses navigate these changes? In Part 2 of the Ultimate Guide to Understanding Your Taxes, Caleb Kioh, Fintech Founder of WalletGyde, sits down with John Dundon II, EA, President of Taxpayer Advocacy Services, Inc., to explore the intersection of taxation, AI, and the future of wealth distribution. This episode breaks down the critical tax, AI, and financial trends shaping our future, with expert insights and actionable strategies. 🔹 Podcast Breakdown & Time Stamps: Episode Breakdown & Timestamps: 1. Introduction and Background (0:00 - 3:10) Caleb introduces the episode and guest, John Dundon II . John shares his journey into taxation, from his childhood experience working with tax forms to becoming a tax consultant. 2. Challenges in the Tax Industry (3:10 - 8:11) Why taxes have a negative reputation. Seven key reasons why taxes are so complex, particularly for millennials facing major financial life transitions. 3. Tax Specializations and Compliance (8:11 - 13:35) John explains his role as a tax consultant and enrolled agent licensed by the U.S. Treasury Department. Specialization in tax disputes, audits, and compliance for small businesses. 4. Key Changes in the Tax Landscape (13:35 - 18:27) The Beneficial Ownership Information Reporting Requirement under the Corporate Transparency Act. How business owners must report ownership details to the U.S. Treasury. Legal challenges and implications for compliance. 5. The Role of AI in Taxes (18:27 - 27:17) AI’s evolving role in tax law and compliance. The risks of misinformation from AI-generated tax advice . How John trains his AI tax model for accuracy and case law validation. 6. Universal Basic Income (UBI) and Future Implications (27:17 - 45:50) How AI is impacting jobs and wealth distribution . Feasibility of UBI as a solution for job displacement. Potential funding challenges and tax policies for UBI. The dichotomy of wealth and its effect on the economy. 7. Practical Tax Planning for 2025 (45:50 - 54:46) Key strategies to reduce tax liability: Maximizing retirement contributions . Adjusting tax withholdings properly. Utilizing health savings accounts (HSAs) . Taking advantage of tax credits (student loans, Savers credit, child tax credits). Preparing for the expiration of the Tax Cuts and Jobs Act provisions in 2025. 8. Wealth Transfer and Trusts (54:46 - 56:45) The massive wealth transfer occurring as baby boomers pass down assets. The role of trusts in estate planning and tax efficiency. How to avoid probate and ensure smooth intergenerational wealth transfers . 9. Closing Thoughts (56:45 - 57:37) John emphasizes the importance of finding trustworthy tax advisors . Warning about unregulated tax preparers and the risks of misinformation . Final takeaway: “At the end of the day, it all distills down to trust .” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Money Moves with Caleb Kioh and Prince Dykes: Building Wealth, Trust, and Financial Freedom 56:38

11 weeks ago56:38

56:38

In this insightful episode, Caleb Kioh of WalletGyde sits down with Prince Dykes —investment advisor representative, Investopedia councilman, nonprofit leader, host of The Investor Show , and author—to explore the evolution of finance, personal wealth strategies, and the future of money. From his beginnings in the Navy to becoming a published author and financial educator, Prince shares practical tips, debunks financial myths, and provides a roadmap to building wealth in today's ever-changing economy. Key Topics Covered: Intro (1:05): Caleb introduces Prince Dykes and his multifaceted career in finance, education, and entrepreneurship. Icebreaker (2:40): Prince describes his journey in finance as a movie titled "Trading Places," reflecting his transformation from humble beginnings to success in the financial world. The Evolution of Smart (3:23): A discussion on how the definition of intelligence has shifted from memorization to communication and relationship-building in the digital age. Transition from Military to Finance (12:24): Prince shares how his Navy background and fatherhood inspired him to write "Wesley Learns to Invest" and teach financial literacy. Myths in Finance (15:00): Prince busts common financial myths and stresses the importance of living below your means, investing wisely, and building credit to secure assets. The Importance of Relationships (28:53): Prince explains how choosing the right life partner impacts long-term financial success and stability. Financial Products and Benchmarks (32:46): Breaking down financial products and the importance of understanding the future value of money when making investment decisions. Trust Issues with Financial Institutions (40:00): Addressing historical distrust in minority communities and the need for financial literacy to navigate and build wealth. The Role of the US Military in the Economy (48:25): Prince discusses how the US military supports economic dominance and strengthens the US dollar as the world currency. The Future of Finance and the US Dollar (48:35): Exploring challenges to the US dollar’s dominance as other nations advance in technology and defense. Asset Class and Economic Impact (51:07): Analyzing how the stock market’s performance affects retirement accounts and the overall economy. The Shift in Money’s Role (51:19): Highlighting money’s evolution into a survival tool and the need for financial literacy in today’s world. Conclusion (55:00): Caleb wraps up the episode, thanking Prince and hinting at future conversations about wealth creation and personal finance. Tune in to learn how to navigate the financial landscape, build wealth, and plan for the future with Caleb and Prince! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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In The Trenches Episode 1 1:08:38

16 weeks ago1:08:38

1:08:38

In The Trenches is a deep dive into the entrepreneurial journey with Caleb Kioh of WalletGyde , Donovan Bennett of Mili Llama , and Kris and Kyle Colley of BookUm —innovative BIPOC founders leading the charge in their industries. This conversation uncovers the real startup grind, exploring the pivotal challenges and triumphs of building businesses from the ground up. From navigating accelerator programs, securing fundraising, and mastering startup checklists to scaling operations, hiring the right team, and managing day-to-day operations, these founders share their battle-tested strategies and hard-won lessons. Learn how the power of networking has opened critical doors, how they strive to balance work and life, and where they draw their inspiration to keep pushing forward. More than just short-term wins, Caleb, Donovan, Kris, and Kyle share their long-term vision for their companies and the communities they aim to impact. Whether you’re an aspiring founder, a startup veteran, or someone looking to understand what it takes to build and sustain a business, this episode offers actionable advice, invaluable insights, and a celebration of the resilience and innovation of BIPOC entrepreneurs. Get ready to be inspired, informed, and empowered as we take you into the trenches of entrepreneurship—where visions are tested, lessons are learned, and businesses are born. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep:14 Economic Insights with Amy Sherman VP of Public Affairs at Junior Achievement - Rocky Mountain 1:00:57

16 weeks ago1:00:57

1:00:57

In this episode of Economic Insights , host Caleb Kioh sits down with Amy Sherman, Vice President of Public Affairs at Junior Achievement - Rocky Mountain, to discuss the vital role of economic and financial literacy in shaping future generations. Together, they delve into Junior Achievement’s mission and the impact of their programs on students, educators, and communities. The conversation begins with professional development for educators within JA’s mission (4:23) and transitions to the program's reach in the Rocky Mountain region (5:31). Amy highlights the importance of economic literacy for students (8:54), addressing how it equips them to navigate future challenges and the long-term benefits for individuals and communities (11:04). The discussion also features compelling success stories from JA’s economic literacy initiatives (30:33) and the significance of understanding the free enterprise system (40:18). Amy shares how JA evaluates program impact and testimonials from participants (47:08) while also discussing challenges and successes in Colorado schools (50:11). Looking ahead, Amy outlines future goals and vision for expanding economic literacy programs (52:26) and emphasizes the broad importance of financial literacy for societal growth (53:14). The episode wraps up with Amy offering advice to aspiring leaders in economic and financial education (55:05). Don’t miss this insightful conversation on empowering students with the skills they need for a financially successful future. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep: 13 - Guide to Understanding Your Taxes 1:08:43

5 years ago1:08:43

1:08:43

In this podcast interview Walletgyde’s founder Caleb Kioh, talks to John Dundon ll, an Enrolled Agent (EA) & Federally Authorized Tax Advisor about the FAQs about taxes!Topics Covered:Tax PlanningWitholdings & Tax CreditsFAQs about TaxesConnect with our guest John Dundon II on LinkedIn https://www.linkedin.com/in/john-r-dundon-ii-ea-b265408/https://www.walletgyde.com/ - Save For What's Important!Follow WalletGyde on: Instagram - https://www.instagram.com/walletgyde/?hl=enFacebook - https://www.facebook.com/walletgyde/LinkedIn - https://www.linkedin.com/in/calebkioh/Twitter - https://twitter.com/WalletGyde/status/1184527346470150151Connect with Caleb Kioh on LinkedIn! https://www.linkedin.com/in/calebkioh/Produced and Edited by Julius Hinton aka @Producer_Julius https://www.instagram.com/producer_julius/?hl=en See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…

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Ep: 12 How To Win With Your Personal Finances 1:30:34

6 years ago1:30:34

1:30:34

In this podcast interview Walletgyde talks to Holly Morphew, an award-winning financial coach, author, global speaker, and multi-generational entrepreneur on how to have a financial impact with your personal finances. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…

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Ep: 11 Millennial Lifestyle 49:46

6 years ago49:46

49:46

In this podcast interview Walletgyde talks to Brandi Jaylin, co-founder of the Boujee & Broke podcast, on the lifestyle of the typical millennial. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Ep: 10 - Why Millennial's Should Consider Talking To The Right Financial Planner & Have A Savings 48:36

6 years ago48:36

48:36

In this podcast interview Walletgyde talks to Connor Bosch, a financial advisor at Northwestern Mutual. They covered various tips about saving, including why saving is important, what are the best techniques and how to meet your financial goals! Topics Covered: Financial Education Financial Fitness Financial Planning Importance of Time See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep: 09 Pt2 How To Develop An Effective Spending Plan With Yannek 41:11

6 years ago41:11

41:11

In this podcast interview WalletGyde interviews Yannek Smith, an Accredited Financial Coach at Mpowered, and broke down the importance of having a plan for your spending! Topics Covered: How To Create An Effective Spending Plan What Is The 50/30/20 Rule Effective Ways To Track Your Spending Why Most Struggle With Sticking To A Budget See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep: 09 Pt1 - Identifying Financial Goals With Yannek Smith, An Accredited Financial Coach 26:05

6 years ago26:05

26:05

In this podcast interview, WalletGyde interviews Yannek Smith, an Accredited Financial Coach at Mpowered, and broke down the importance of setting financial goals, and how you can set your own! Topics Covered: How do you set financial goals? Strategies on setting SMART goals Needs vs Wants Examples of financial goals to set The Value Proposition of a Financial Coach See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep: 08 - The Millennials Gyde To Travel Hacking 44:17

6 years ago44:17

44:17

In this podcast interview Walletgyde’s founder Caleb Kioh, talks to Jerad Larkins, a Travel Hacking expert and founder of Travelingreinvented.com. Various tips about travel hacking were covered, including how to travel to your dream vacation for nearly FREE! Go check out walletgyde.com/ - Save For What's Important! Topics Covered: What Is Travel Hacking? Will Travel Hacking Hurt My Credit Score? Why Should Millennials Participate In Travel Hacking? Can Busy People Participate In Travel Hacking? Follow WalletGyde on: Instagram - https://www.instagram.com/walletgyde/?hl=en Facebook - https://www.facebook.com/walletgyde/ LinkedIn - https://www.linkedin.com/in/calebkioh/ Twitter - https://twitter.com/WalletGyde/status/1184527346470150151 Connect with Caleb Kioh on LinkedIn! https://www.linkedin.com/in/calebkioh/ Produced and Edited by Julius Hinton aka @Producer_Julius https://www.instagram.com/producer_julius/?hl=en See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep: 07 - Millennials Guide To Dealing With Money & Relationships 1:06:47

6 years ago1:06:47

1:06:47

In this podcast interview Walletgyde’s founder Caleb Kioh, talks to Jordan Pendleton, a Success Coach and Educator and Katie Broz, a Financial Educator on tips in dealing with money & relationships!Topics Covered:Dating Apps To UseDating EtiquettesWhat A Woman Wants From A ManWho Should Pay The BillWhen Do You Talk About Money GoalsShould You Sign A PrenupShould You Merge Bank Accounts See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…

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Ep: 06 What The Rich Invest In That The Poor & Middle Class Don't 51:18

6 years ago51:18

51:18

In this podcast interview Walletgyde’s founder Caleb Kioh, talks to Tanner Oliver, a successful wealth advisor at Unbridled Wealth on wealth building tips and how to invest in assets that the rich invest in but the poor and middle class don’t. Topics Covered: Infinite Banking Wall St Vs Main St Real Estate Investing Generational Wealth See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .…

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Ep: 05 - House Hacking: The Ultimate Guide To Live For Free 36:41

6 years ago36:41