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S4 Ep6: Mobile money markets and financial inclusion

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Content provided by Audioboom. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Audioboom or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Mobile money has created many opportunities for users. But its fees can be expensive. One solution: create competition between mobile money providers in Africa through interoperability. But if we reduce the profitability of providers, might it also reduce network coverage, and therefore financial inclusion too? Nicola Limodio tells Tim Phillips about the upside and downside of competition in Africa’s mobile money market.
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247 episodes

Artwork
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Manage episode 399684817 series 2430021
Content provided by Audioboom. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Audioboom or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Mobile money has created many opportunities for users. But its fees can be expensive. One solution: create competition between mobile money providers in Africa through interoperability. But if we reduce the profitability of providers, might it also reduce network coverage, and therefore financial inclusion too? Nicola Limodio tells Tim Phillips about the upside and downside of competition in Africa’s mobile money market.
  continue reading

247 episodes

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Civil war – the latest in a long series of armed conflicts – broke out in Sudan in April 2023. Today, more than half of the population needs humanitarian aid, and almost 15 million people have been displaced. The war has also devastated the digital infrastructure in Sudan, deepening the crisis. African Renaissance Ventures is a VC firm that backs entrepreneurs who use technology to solve major development challenges. Magdi Amin tells Tim Phillips about how its infrastructure might be restored, and the risks to Sudan’s population if it is not. Read the full show notes on VoxDev: https://voxdev.org/topic/institutions-political-economy/rebuilding-sudans-digital-infrastructure-amidst-conflict…
 
Bangladesh's development story in the 21st century is often regarded as a model of resilience and progress. But on 5 August 2024, student-led protests and public unrest caused Sheikh Hasina, Bangladesh’s prime minister, to resign and flee to India. An interim government, led by Muhammad Yunus, took over. Six months on, Bangladesh’s political and economic future is unclear. Imran Matin, Executive Director, BRAC Institute of Governance and Development (BIGD), is one of the experts in Bangladesh who are attempting to discover and communicate a clearer picture of the country’s present – and its options for the future. He talks to Tim Phillips about how evidence-based policy can give the country a path forward.…
 
With populist politicians taking power around the world, policymakers are relying less on research and expertise, as their political narratives prioritise emotion and identity over facts. This may have long-term consequences for global development: not least in the US, where the Agency for International Development has been dismantled, with thousands of staff laid off. Critical development programs have been halted, and the future of US foreign assistance is in limbo. In the latest episode of the collaboration between Yale’s Economic Growth Center and VoxDev, host Catherine Cheney asks Rory Stewart, former UK Secretary of State for International Development, Stefan Dercon of the University of Oxford and formerly chief economist of the UK Department for International Development, and Trudi Makhaya, former economic advisor to the President of South Africa, how we can ensure that facts and evidence still matter in policymaking. Check out the full show notes here: https://voxdev.org/topic/institutions-political-economy/development-dialogues-future-evidence-based-policymaking-and…
 
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VoxDev Development Economics
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What are the price impacts of cash transfer programs? Do they raise prices as well as incomes? And what is the impact on people in the community who don’t receive the transfer? Eeshani Kandpal of the Center for Global Development is one of the researchers who has investigated this topic. She talks to Tim Phillips about the conclusions of her own research, the insights of other economists, and the implications for policy.…
 
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VoxDev Development Economics
VoxDev Development Economics podcast artwork
 
How does a healthy ecosystem benefit humanity? How does the normal functioning of the economy impact natural habitats and animal populations? And what are the costs and benefits of conservation? Eyal Frank of the University of Chicago works at the intersection of economics and conservation. He speaks to Tim Phillips about how economic growth often has a hidden environmental cost. Read the full show notes on VoxDev: https://voxdev.org/topic/energy-environment/economics-ecosystems-how-nature-and-economies-interact…
 
The Reducing Conflict and Improving Performance in the Economy (ReCIPE) programme, established in April 2024, aims to provide a better understanding of the links between conflict, economic growth, and public policies. One of its many themes is on what happens post-conflict: peacemaking, peacebuilding, and reconstruction. Salma Mousa and Lisa Hultman, theme leaders, talk to Tim Phillips about why peacebuilding must always be both bottom-up and top-down if it is going to work. Read the full show notes on VoxDev: https://voxdev.org/topic/institutions-political-economy/peacemaking-peacebuilding-and-post-war-reconstruction…
 
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VoxDev Development Economics
VoxDev Development Economics podcast artwork
 
Published this week: the latest VoxDevLit covers microfinance. After many decades, microfinance is pervasive and popular in developing countries but is often controversial. What have we learned about what works, how it works, and who it helps – and what is there still to understand? Authors Simon Quinn, Muhammad Meki, and Jing Cai talk to Tim Phillips about the problems of evaluation, the surprising uses to which microfinance has been put, and the lessons that policymakers can learn from the story of microfinance so far. Read the full show notes here: https://voxdev.org/topic/finance/what-have-we-learned-about-microfinance Read and download the VoxDevLit from our new look website here: https://voxdev.org/voxdevlit/microfinance…
 
In 2018, “Unorthodox policies for unorthodox times” was the title of the first in a series of blogs published by the International Growth Centre. The authors argued that the environment for development had changed, and so development policies should change too. Seven years on, as delegates gather in Davos for the 2025 Annual Meeting of the World Economic Forum, how prescient was the analysis in these articles, and what does this mean for future growth policy? Tim Dobermann and Francesco Caselli talk to Tim Phillips about which “unorthodox policies” the delegates to Davos should be discussing this week. Read the full show notes on VoxDev: https://voxdev.org/topic/macroeconomics-growth/how-can-countries-develop-their-economies-changed-world…
 
Many development economists would argue that the most important innovation of the last two decades has been a commitment to use only rigorous evidence for policy, and usually what they mean is evidence generated by RCTs. But are systematic reviews of the results a useful guide to policy? And should development economics continue to be focusing so much on the programmes that flow from RCT- driven research? Lant Pritchett of LSE talks to Tim Phillips about the nature of “rigorous” evidence in development economics, and the future of the discipline itself. Read the full show notes on VoxDev: https://voxdev.org/topic/macroeconomics-growth/rethinking-evidence-and-refocusing-growth-development-economics…
 
For more than 30 years, optimists about technology have been telling us that the internet is transforming our economies. What is the evidence that this has happened, or is happening, in low- or middle-income countries? And if the promise has not been fulfilled, why not? Lin Tian is one of the authors of a new paper that examines the evidence so far. She talks to Tim Phillips about what the research is telling us. Read the full show notes on VoxDev: https://voxdev.org/topic/macroeconomics-growth/how-does-internet-connectivity-impact-developing-economies…
 
Chris Woodruff has pioneered academic research into businesses, large and small, in low-income countries, He is also a non-executive Director of British International Investment (BII), a development finance institution and impact investor that partners with more than 1,500 businesses in emerging economies, with assets of £8.1 billion. Chris talks to Tim Phillips about what he has learned from his association with BII into how research can inform policy and investment – and whether economists worry too much about external validity. Read the full show notes on VoxDev: https://voxdev.org/topic/firms/role-evidence-development-finance-institutions…
 
In the second episode of the collaboration between Yale’s Economic Growth Center and VoxDev, Catherine Cheney speaks to Amit Khandelwal of the Yale Jackson School of Public Affairs, Isabela Manelici of the London School of Economics, and Arvind Subramanian of the Peterson Institute, As globalisation faces new headwinds, they discuss the outlook for those countries that didn’t reap the trade benefits from the spread of globalisation, and the new challenges for LMICs.…
 
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VoxDev Development Economics
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When citizens demand change and feel they are not being heard, they protest on the streets. Thanks to social media and TV coverage, we see protests every night on the news. But has the frequency or the character of protests changed? Who is protesting, and what makes them take to the streets? David Yang and Noam Yuchtman are two of the authors of a new review of the literature on protests. They tell Tim Phillips what they discovered. Read the full show notes on VoxDev: https://voxdev.org/topic/institutions-political-economy/why-do-protests-matter-exploring-their-causes-and-lasting…
 
In our final episode based on this year’s BREAD-IGC virtual PhD-level course on the economics of cities in low and middle-income countries, Matthew Kahn of USC and Siqi Zheng of MIT focus on sustainable urbanisation. They tell Tim Phillips about how cities can adapt in the face of climate change, both its inhabitants and its buildings. Read the full show notes on VoxDev: https://voxdev.org/topic/migration-urbanisation/how-urban-environment-can-adapt-climate-change…
 
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VoxDev Development Economics
VoxDev Development Economics podcast artwork
 
If you’re applying for a job, you want to know what you’re good at, and be able to prove it to the recruiter. If doing the recruiting, you want some evidence about who the best candidates would be. In low- or middle-income countries, this information is often in short supply. How does this affect who gets a job, and the hiring process? In the latest in our collaborations with J-Pal to discuss their policy insights, Marianne Bertrand of Chicago Booth School, also Co-Chair, Labor Markets at J-Pal, and Stefano Caria of the University of Warwick, tell Tim Phillips about the impact of skills signals on employment. Read the full show notes on VoxDev: https://voxdev.org/topic/labour-markets/helping-jobseekers-signal-their-skills-cost-effective-strategy-benefitting…
 
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