Farm Finances 101: Working Capital Strategies for 2025

XtremeAg: Cutting The Curve Podcast

#XtremeAg #Kelly Garrett #Science #Business #Podcasting Education #Natural Sciences

1:15:36

In this episode, we welcome back David French, columnist for The New York Times , former constitutional attorney, and author of Divided We Fall . We discuss the current state of American democracy, the challenges of political division, and how we can engage in civil discourse despite deep ideological differences. David also shares a personal update on his family and reflects on the profound trials and growth that come with adversity. 📌 What We Discuss: ✔️ How David and his family navigated the challenges of a serious health crisis. ✔️ The rise of political polarization and the factors driving it. ✔️ Why distinguishing between “unwise, unethical, and unlawful” is crucial in analyzing political actions. ✔️ How consuming different perspectives (even opposing ones) helps in understanding political dynamics. ✔️ The role of Christian values in politics and how they are being redefined. ⏳ Episode Highlights 📍 [00:01:00] – David French’s background and his journey from litigation to journalism. 📍 [00:02:30] – Personal update: David shares his wife Nancy’s battle with cancer and their journey as a family. 📍 [00:06:00] – How to navigate personal trials while maintaining faith and resilience. 📍 [00:10:00] – The danger of political paranoia and the pitfalls of extreme polarization. 📍 [00:18:00] – The "friend-enemy" paradigm in American politics and its influence in Christian fundamentalism. 📍 [00:24:00] – Revisiting Divided We Fall : How America’s divisions have devolved since 2020. 📍 [00:40:00] – The categories and differences of unwise, unethical, and unlawful political actions. 📍 [00:55:00] – The balance between justice, kindness, and humility in political engagement. 📍 [01:00:00] – The After Party initiative: A Christian approach to politics focused on values rather than policy. 💬 Featured Quotes 🔹 "You don't know who you truly are until your values are tested." – David French 🔹 "If we focus on the relational, we can have better conversations even across deep differences." – Corey Nathan 🔹 "Justice, kindness, and humility—if you're missing one, you're doing it wrong." – David French 🔹 "The United States has a history of shifting without repenting. We just move on." – David French 📚 Resources Mentioned David French’s Writing: New York Times David’s Book: Divided We Fall The After Party Initiative – More Info Advisory Opinions Podcast (with Sarah Isgur & David French) – Listen Here 📣 Call to Action If you found this conversation insightful, please: ✅ Subscribe to Talkin' Politics & Religion Without Killin' Each Other on your favorite podcast platform. ✅ Leave a review on Apple Podcasts, Spotify, or wherever you listen: ratethispodcast.com/goodfaithpolitics ✅ Support the show on Patreon: patreon.com/politicsandreligion ✅ Watch the full conversation and subscribe on YouTube: youtube.com/@politicsandreligion 🔗 Connect With Us on Social Media @coreysnathan: Bluesky LinkedIn Instagram Threads Facebook Substack David French: 🔗 Twitter | BlueSky | New York Times Our Sponsors Meza Wealth Management: www.mezawealth.com Prolux Autogroup: www.proluxautogroup.com or www.granadahillsairporttransportation.com Let’s keep talking politics and religion—with gentleness and respect. 🎙️💡…

about a year ago 34:12

MP3•Episode home

Is your farm financially prepared for 2025? Economic pressures are mounting, and staying solvent requires a solid strategy. In this episode of Cutting The Curve, Jeff Janssen joins Kelly Garrett and Damian Mason to tackle critical topics like working capital, cash flow, cost of production, and aligning your financial goals with your banker’s expectations. From calculating current assets to understanding the hidden costs of stored grain, this discussion delivers actionable insights to maximize your farm’s financial position. Don’t overlook the business side of farming—your legacy depends on it!

300 episodes

Farm Finances 101: Working Capital Strategies for 2025

XtremeAg: Cutting The Curve Podcast

published about a year ago

MP3•Episode home

300 episodes

#XtremeAg #Kelly Garrett #Science #Business #Podcasting Education #Natural Sciences

كل الحلقات

1
Milo for the Win: Diversification, Lower Costs & Soil Health with Lee Lubbers 30:37

3 days ago30:37

30:37

Thinking about adding grain sorghum—aka milo—to your operation? Lee Lubbers shares why this crop is a game-changer for his farm. From lower production costs compared to corn to boosting organic matter where soybeans fall short, milo is earning its place in his cropping system. In this episode, Lee talks with Damian about his strategy for maximizing yield and nutrient content to command a premium price. As always, Lee isn’t just experimenting—he’s all in. Tune in to hear how he’s making milo work for his bottom line.…

1
No Flinging! How Temple Is Dialing-In Nutrient Application Strategies in 2025 35:46

10 days ago35:46

35:46

Temple Rhodes did a large scale trial in 2024 eliminating applied dried fertilizer and replacing it with plant-applied nutrients. It worked. So he’s making some big changes to his nutrient application strategy this year to focus on the crop, not just the soil test. A few side benefits include: reduction of salts in the soil, bigger yields, and less cost. Not to mention increased soil biology which is another focus for the new year. Temple takes a break to talk to Damian about exciting changes coming to Chestnut Manor Farms.…

1
Chad’s 2025 Game Plan: More Strip-Till, Smarter Seed Treatment & Better Data 22:57

17 days ago22:57

22:57

Strip-till isn’t just about conservation—it’s a game-changer for nutrient availability and soil health. That’s one of Chad Henderson’s key strategies as he heads into the new season. In this episode of XtremeAg's Cutting the Curve, Chad shares why he’s doubling down on strip-till , upgrading his data collection with cost-effective tech for his equipment, and making a major shift from in-furrow application to seed treatments. His goal? Reduce labor, simplify operations, and cut costs without sacrificing performance. If you're looking for practical ways to improve efficiency and profitability on your farm, don’t miss this insightful discussion with host Damian Mason !…

1
Beware of “Saving” Yourself Into a Loss – Matt Miles on Fertility & Rotation Mistakes 20:07

24 days ago20:07

20:07

Can cutting input costs actually cost you more in the long run? Farmer Matt Miles shares hard lessons from his 2024 season, where saving $50 per acre on potassium ended up costing him $150 per acre in lost yield. He also reveals the hidden costs of skipping crop rotation after a seven-bushel decline in non-rotated soybeans. In this episode of Cutting the Curve , Matt and host Damian Mason break down the true impact of fertility decisions and crop rotation on farm profitability. Tune in for insights to refine your farming and nutritional strategy in 2025!…

1
Cover Crops in Corn: A Radical 2025 Farming Strategy with Kelly Garrett 37:12

4 weeks ago37:12

37:12

In this episode of XtremeAg Cutting the Curve, host Damian Mason sits down with Kelly Garrett and TJ Kartes to discuss a bold move for 2025— interseeding cover crops into growing corn as early as June. Kelly shares the agronomic, economic, and sustainability benefits of this approach, from erosion control to carbon sequestration and livestock forage. TJ Kartes of Saddle Butte Ag breaks down the science behind selecting the right cover crop species and dispels common myths about water retention, nutrient competition, and cold climate challenges. Tune in to hear how this strategy could reshape farming practices and improve soil health while increasing ROI. Don't miss this insightful discussion with real-world takeaways for forward-thinking farmers!…

1
Farm Data Management: Are You Maximizing Farm Management Technology for Bigger ROI 31:03

5 weeks ago31:03

31:03

Most farms today rely on data management software and on-implement hardware—but are you truly maximizing these tools for bigger returns and streamlined operations? In this episode, Layne Miles teams up with Ryan Stien to break down Deere’s Operations Center and how it helps Miles Farms make smarter, more profitable decisions. As Layne puts it, “If you missed the technology train, grab a cab and go catch it because the train isn’t coming back to the station.” Tune in to learn how leveraging farm data can drive efficiency, boost ROI, and future-proof your operation.…

1
Sprayer Savings: Eliminating Sprayer Passes & Optimizing Nutrient Investment 25:03

5 weeks ago25:03

25:03

Johnny Verell is on a mission to trim up to $20 per acre in expenses by strategically adjusting his spraying regimen . By eliminating one sprayer pass and an airplane pass, he’s cutting costs without cutting corners. But instead of simply saving, he’s reinvesting—reallocating his nutrient budget and timing fertility applications based on moisture conditions. In this episode of Cutting the Curve, host Damian Mason sits down with Johnny to discuss smarter spending strategies, maximizing efficiency, and ensuring profitability without sacrificing yield. Tune in to learn how precision adjustments can boost your bottom line!…

1
The Evolution of Autonomy & Farm Machinery Automation 26:48

6 weeks ago26:48

26:48

It started with auto steer on tractors — or maybe even before that — where automation ends up, is still an open discussion. Damian Mason hosts that discussion in this episode with XtremeAg’s John Verell and John Deere’s Michael Porter. The evolution of farm machinery automation rolls forward on America’s farms. Johnny Verell explains how autonomy helps him farm better, make more money, and do more work with fewer people. If you’re already on the path to autonomy, listen to what lies ahead. If you’re considering investing in the next phase of automation, listen to this! More podcast episodes here 👉 https://www.xtremeag.farm/podcasts Farming Videos 👉 https://www.xtremeag.farm The Granary 👉 https://www.xtremeag.farm/the-granary…

1
2025 Changes: Strip Tilling Dry Fertilizer & Better Inventory Management on the Farm 17:41

6 weeks ago17:41

17:41

Kevin Matthews is shaking up his fertility practices in 2025 with a hybrid approach to crop care. While he remains a firm believer in trickling liquid fertilizer “just in time” for crop development, he’s turning to dry fertilizer to tackle problem areas. But there’s a catch—it requires upgrading to strip-till equipment . In this episode, Kevin shares how he’s streamlining his farm operations, including an eye-opening review of his parts and machinery inventory that revealed unexpected waste. Tune in to hear how these changes aim to boost his farm’s economics and efficiency in the new year.…

1
Farm Finances 101: Working Capital Strategies for 2025 34:12

7 weeks ago34:12

34:12

1
Upgrade Your Farm Tech: Precision Ag on a Budget 35:10

8 weeks ago35:10

35:10

New paint is sexy. We get it. We’re farmers too and we like shiny new machinery! But farming is a business and a business faced with reduced revenue must make adjustments. How do you stay on the cutting edge of Agricultural technology with older machinery? With precision equipment upgrades, that’s how. XtremeAg’s Kelly Garrett and John Deere’s Clint Chaffer explain how — for a fraction of the price of new — you can update your existing machinery to improve productivity. Proof: Kelly went to the field this spring using a planter with 20 seasons of “experience” but with technological updates added over the years. When farm economics are stressed, precision upgrades help you reduce crop inputs, save time, and farm more efficiently!…

1
Cut Costs Not Profits with These Farming Strategies 27:15

8 weeks ago27:15

27:15

Are farm finances tighter than usual? Discover how to save money while maintaining yield and revenue in this must-listen episode. Host Damian Mason talks with XtremeAg’s John Verell and Meristem’s Peter Rousonelos about cost-effective farming practices using the “R’s” of crop cost removal: Reduce, Recycle, Re-use, Repurpose, and Re-Think. Learn innovative ways to cut costs per acre, boost farm profitability, and keep your operation financially sustainable. If you’re a farmer looking for proven strategies to improve farm efficiency and save money, this episode is for you. Tune in for actionable tips and real-world advice on smart farming!…

1
324-Bushel Corn with Only 151 Pounds of Nitrogen? Here’s How! 30:48

8 weeks ago30:48

30:48

Award-winning results, less nitrogen. Kelly Garrett , with agronomist Mike Evans, achieved an impressive 324 bushels per acre with just 151 pounds of applied nitrogen—earning him recognition in the National Corn Growers Association’s new Nitrogen Management Class . In this episode, they join Damian Mason to share their game-changing methodology and discuss the future of farming under increased environmental scrutiny. Discover how to optimize nitrogen use, break the over-application cycle, and boost your profitability without compromising yield. If you’re serious about sustainable and profitable farming , don’t miss this episode of Cutting The Curve!…

1
Biological Technology for Bigger Root Mass, More Biomass, and Bigger Yields 33:40

9 weeks ago33:40

33:40

Kelly Garrett and Temple Rhodes were both highly skeptical when they received their small plastic bags of pink powder with instructions to treat their seed corn. The pink powder was New Leaf’s bacterial technology , which is now available in products from four different companies. Kelly and Temple share results and lessons from their trials. Both saw a yield response, more roots , and bigger biomass from using the bio stimulant. Kelly intends to use New Leaf’s biological insecticide technology on every corn acre he plants in 2025. We’re talking about biological technology that works and you’re getting the straight scoop. Give this a listen or a watch and share it with someone who can benefit from it!…

1
Maximizing ROI from Precision Ag Tech in the Off-Season 27:44

9 weeks ago27:44