Terry Martine answers your retirement planning questions. There are other "financial" podcasts, but only one that focuses on teaching you how to manage your own finances. It's one thing to hear about a lot of theory, but we discuss specific strategies people are using today. Are you curious about what your retirement will look like? Do you have enough money saved to retire at 65? Maybe you want to retire before 65? Even if you have a financial planner, we will give you the tools to build you ...
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A (mostly) weekly podcast about the Internet, by way of Reddit: the front page of the Internet. Each episode, u/ItsYerDad, u/MyFreeday, and u/DogBoobes discuss a different Subreddit, and the subcultures that this subreddit is about…kindof.
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RE-AIR: Random Roulette #1, muscle girl drawings, Jessica Rabbit, and the joy of pet rats
1:27:40
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RE-AIR: We spend the entire episode smashing that random button and testing our fate with whatever our sweet Reddit lord decides to give us. Plus, a nice discussion about building PCs and F*ck, Marry, Kill with cartoon babes.By Doot LeDoot
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201: The DYR 2021 Holiday Recap Episode
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It's Santa time baby, so we're all putting a little bit more DYR in your end-of-year holiday large socks. Since we've missed a few months now, we're spending the episode going over a bit of what we've missed, including heaven's very own pizza magnate Herman Cain, the Anti-Work movement, abortion, and similar lighthearted Internet moments. Plus, u/m…
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200 (!): Dead Internet Theory and the Great DYR Siesta
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Well ladies and germs, the day hath cometh. We are officially at our 200th episode, and like any great time-based achievement, we relish in our past while reflecting on our increasingly deflating future. So to celebrate, we go full Ranch Dressing Studios energy and discuss a bunch of semi-related Internet things, eventually landing on a concept we'…
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199: r/sims4, and u/myfreeday returns from the land of lasagna
1:16:07
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Finally, u/dogboobes gives us a much-needed introduction to the world of the Sims, by way of r/sims4. Plus, Free Day returns from Italy, so obviously, we racially profile him to mark his return. ---Join us, and DYR podsquad all-stars such as yelletwin and Dr.Spacheman on https://www.twitch.tv/didyoureddit to hear (and see) us live. It's a romp.--- …
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Interest rates are incredibly low... Although I'm sure you already aware of this, the challenge financial advisors face is where to invest cash. Leaving cash in a bank seems like a good choice, it's safe, but that's not going to keep pace with inflation. Some estimates put inflation at 5%-6%, which means for every $100,000 earning 0% interest will …
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198: r/throawaylien - So Tom Delonge was right all along huh?
1:04:55
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This week, we discuss a bit of famous Reddit lore - u/throawaylien - who claimed in 2013 that they had a history of credible alien abductions and that July 2021 would be when aliens finally made themselves known. Well, July 2021 came and went, but we did have a lot of alien chatter around that time. So what's the deal? Was this person just doing so…
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197: r/blaseball, how sports fandoms work, and why something this confusing is so fun
1:20:17
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Listen, we love splorts on this pod, as you may have noticed by now, and there's no better splort than the galaxy's interdimensional pastime, Blaseball. You may have heard us briefly talk about Blaseball on a recent FPR, totally ignorant to the profound nature of this sport, but after spending a few days fully invested, we decided to spend the full…
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196: The Bystanders, featuring the creators, and FPR Olympics Edition
1:50:13
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In today's special episode, we have a lovely conversation with the three women behind the scripted podcast 'The Bystanders', a murder mystery comedy from BLEAV network. Before we talk to Jaclyn Hales, Ash Lendzion, and Heather Morris however we do hit an FPR featuring some of the hits from this year's Olympic Memes on Reddit. ---Check out 'The Byst…
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What are the important HR requirements for small business?
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This episode is a masterclass and dedicated to answering the questions regarding HR for small businesses. It's typical for a small business owner to overlook this key area as they grow, which can lead to some very costly mistakes. We not only cover the 8 HR issues a business needs to tackle, but include stories to bring these issues to life. Terry …
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195: Front Page Review - Jeff's Wein Rocket, Reddit Statistics, and improving the rules of baseball
1:16:37
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It's time to get back to a nice little Front Page Review. With week 2, back in Ranch Dressing Studios, we decided to take a look back at some of the goods from this past week's front page, starring our sweet baby boy Jeff Bezos, some quite frankly expected NSFW subs, and guest starring Blaseball, some sort of dramatic improvement on the sport of ba…
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194: r/howtonotgiveafuck and the return to Ranch Dressing Studios
1:24:56
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It's a big day ladies and germs and theys - we are BACK in Ranch Dressing Studios for the first time in about 2 years, and the show is definitely better, way more candid, and u/itsyerdad did way less editing out of our dumb stuff. Why? Because today we're covering r/howtonotgiveafuck, something we actively try to do on a daily basis, but at least o…
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193: r/freebritney, dad's corporate communist takeover dream, there's a fire in the ocean
1:30:00
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Today we discuss the full timeline of Britney's bizarre pop-cultural fall from grace, conservatorship struggles, and quest to be a just be a good mom. Plus, the r/freebritney subreddit is a great resource for broadly understanding the complex discussions around mental health, volition, and the problems with caring too much about celebrities. ---Joi…
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192: r/structuralengineering, using Reddit to make sense of catastrophe, and The Cosby show is back (ugh)
1:41:12
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There's been a lot of wild news over the last week or so. John McAfee, the Internet's favorite weirdo, died in a Spanish prison. Bill Cosby was released from prison on a legal technicality it seems. However, the biggest news is the collapse of an expensive high-rise apartment on Miami Beach that will go down as one of the first great tragedies of o…
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191: r/royalsgossip goes PRIVATE, snark subs, and why do we even care about these people anyway?
1:32:43
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Well we WERE going to talk about r/royalsgossip, but in a hilarious twist of fate, the sub went private in short time period between when we decided to talk about it, and when we actually recorded. So in this episode, we speculate on why the sub might have gone private, why snark corners of the internet (and the grocery store isle) are so captivati…
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190: r/zillowgonewild, Joe Francis Mob Mouth Stretches, and carpeted bathrooms with carpeted ceilings
1:32:33
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Everyone's talking about how bad the housing market is right now, but no one's talking about how good it actually is if you're looking for a mixed-theme Disney princess mansion in Ohio or a hand-carved wooden BDSM basement in Pennsylvania. And because of this, we're discussing r/zillowgonewild, one of Reddit's greatest resources for interior decora…
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What is income Planning? In this weeks episode Terry talks about the simple trick he shares with his retirement income planning clients. It's amazing how simple income planning can be.... it all comes down to a simple number which is 300. Knowing this simple trick can help you tremendously in this short little 10 minute podcast. If you have questio…
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189: Front Page Review, AMTRAK's YOLO spirit, Meteors, and everyone's cancelled
1:32:14
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Back by popular demand, and also because u/itsyerdad was eating bad airline food on an Amtrak all last week, this episode we decided to do a full-length Front Page Review. We know you guys love it when we talk about Reddit's up-to-the-minute (or two days later) news stories, like meteorites, John Cuck Cena's mastery of mandarin, and cancel culture …
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As a certified long-term care planning specialist, Terry gets to the basics with Alecia Barnett. We get calls for long-term care when someone in the family gets ill. Did you know that the newer policies allow you to leave any money you don't use to your beneficiaries? Also there is a company that allows you get a policy even if you have a chronic i…
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188: r/investing (kind of) with teen author and investor Jack Rosenthal
1:41:39
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So a guy named Jack emailed us last week and said that he was 19 and wrote books about investing. We're suckers for a good pitch, and as is well documented, we think (know) teens are smarter than us, so we took the bait and invited young Jack to join us and discuss a few of his tactics for convincing fellow teens to get into investing. We kind of t…
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187: r/creepypasta classics - the tip of the iceberg
1:48:14
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Today, we decide to start what will surely be a long ongoing series of r/creepypasta readings. r/creepypasta is less the beginning of the Internet's own urban legend continuum, and more a celebration of the characters and stories at its core. It's hard to say if creepypastas will ever really see another Slenderman or Jeff the Killer-level superstar…
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186: r/nobodyasked, badly predicting the future of roadside food, and 4 years stranded on a boat...
1:36:15
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r/nobodyasked is the very popular repository of basic social interactions online where someone just shared a little much information. Maybe they're a little too eager to talk about how much SEX they just had. Or maybe they're quick to remind you, unprovoked, that they're just not that into you. Either way, there wasn't a clearly appropriate time fo…
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185: r/decidingtobebetter with Monica Livingston, and online Danish shopping addiction with u/dogboobes
1:42:15
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In this episode, we speak with CHARISMA queen, Hall of Fame running back, and life coach Monica Livingston about some of her tips and tricks for how to make your life better. We loosely focus the conversation on the very popular subreddit r/decidingtobebetter, which is where people share their stories of triumphs over their own distractions. This o…
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Opportunity Zones explained by Rick Martens of Inland Capital
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In this episode Terry Martine sits down with Rick Martens of Inland Capital and discuss what an opportunity zone is and how it is used for investors. According to the IRS, "A Qualified Opportunity Zone (QOZ) is an economically distressed community where new investments, under certain conditions, may be eligible for preferential tax treatment. Local…
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184: r/stopdrinking w/ Travis Morningstar, producer of Last Podcast (and Stream) on the Left
1:48:02
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Travis Morningstar joins DYR to discuss his experience using r/stopdrinking to get over his personal challenges with alcohol. Aside from discussing the very real value of the group-help communities on Reddit, we also relive the moment Travis decided to quit booze, and the reason he refuses to go fishing with strangers. Quite frankly, it's a pretty …
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183: r/InternetIsBeautiful and meat libertarianism with Steak-umm and Meatball Hoagies
1:34:53
1:34:53
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The Internet is a beautiful, horrible, traumatizing, loling place, and r/internetisbeautiful is a great resource for finding all the best that the Internet has to offer without the rotten dot com-ness of the other parts. Plus, we discuss the Neil Degrasse Tyson vs. Steak-umm Twitter "beef" (ugh) at depth, in conjunction with a lengthy chat about th…
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182: r/SimpsonsDidIt w/ Mike Reiss, Simpsons Writer and Executive Producer
1:29:33
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The Simpsons is undeniably one of the most important influential TV shows and entertainment properties...ever. On this episode we're joined by Mike Reiss, one of the shows original creators, writers, and executive producers, to discuss r/SimpsonsDidIt, a document of the prophetic Simpsons writing. But honestly, we just kind of talk about the Simpso…
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1031 Exchanges and DST's with Rick Martens of Inland Capital
40:28
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We talk with Rick Martens, Sr VP of Inland Capital to discuss answer a few questions. What is a 1031 exchange? Why do people use them and why are they becoming more popular? And finally we look at a few of the qualifications and why using a Delaware Statutory Trust (DST) meets the needs of many investors. Here's a brief history of the 1031 exchange…
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Life Insurance Evaluator (Interview with Dave Henry)
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As we get older, the reason we have or still need life insurance changes. If you own a life insurance policy, the amount of coverage may have changed from when you first purchased the policy. We commonly get asked the question, "do I have to much, or do I still need the policy I bought years ago?" Do you still need the Buy-Sell life insurance polic…
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181: April Fools 2021 on Reddit and Beyond
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April Fools is basically the unofficially holiday of Reddit, both because of the jokes and gaffs on many of the biggest subreddits, but also because every year Reddit does a sort of social experiment to engage the entire community in a massive game. So because we recorded this episode at 7:30 in the morning on 4/1, we briefly discuss the first wave…
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180: r/outoftheloop on the Cinnamon Toast Shrimp Event, and Reddit's Recent Hiring Controversy
1:27:14
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This past week has been peak Internet, so we wanted to talk a bit about two of the biggest stories to dominate the underground fiber-optic cable network (I couldn't think of another word for INTERNET). First, we discuss the recent controversy surrounding the hire of a mod from UKPolitics, which caused a bunch of subreddits to go private in protest.…
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179: r/askredditafterdark, an unexpectedly sex positive mecca of Reddit
1:15:54
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r/askredditafterdark is a truly, undeniably NSFW subreddit. However while we thought we were going to be dancing with the narcs over at Twitch throughout the course of our livestream, we quickly discovered that r/askredditafterdark is actually an extremely positive and honest force of open dialogue about sexual health. We still talk about butt stuf…
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Medicare 101 for individuals about to turn 65
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In this episode Terry Martine sits down with John Clark, a Medicare expert in West Palm Beach Florida. Medicare is available for most individuals that are 65 years of age or older. This podcast will answer your basic questions. We discuss Medicare and answer the difference between a Medicare advantage plan and a Medigap policy. Whether you need a d…
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178: Random Roulette #1, muscle girl drawings, Jessica Rabbit, and the joy of pet rats
1:26:28
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In the first of what will probably be many editions, we spend the entire episode smashing that random button and testing our fate with whatever our sweet Reddit lord decides to give us. Plus, a nice discussion about building PCs and F*ck, Marry, Kill with cartoon babes. ---Catch us on https://www.twitch.tv/didyoureddit to hear (and see) us live.---…
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Estate Planning 101 Why you need an estate plan in todays CRAZY world.
49:46
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We interview one the best estate planning Attorneys in West Palm Beach (Charlie Weiss). One word of caution, Charlie is in Florida, we specifically talk about Florida Estate Plans. If you are outside Florida, the concepts are the same but the documents might be slightly different. We answer the difference between a will and a Trust. Who needs a Tru…
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How to Evaluate an Advisor (4 basic questions)
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Have you ever wondered how to objectively compare Financial Advisors? This episode gives you 4 basic questions you can ask any advisor and compare the results. You'll be amazed how simple this for is and how easy it is to use. The form is available as a PDF on our website under the forms tab. This form will help you discover basic information like:…
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177: r/wowthissubexists, Chadwick Boseman High School, and weird fetish subs we can't open on Twitch
1:24:01
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There is hundreds of thousands, if not millions, of subreddits and r/wowthissubexists is there to document the weirdest ones. In this episode, we casually explore some of our recent favorites, some of which we can't technically open without getting kicked off our stream. Buncha corporate prudes. ---Catch us on https://www.twitch.tv/didyoureddit to …
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176: r/letstalkmusic with Kevin Weisman, actor and host of the 'Did We Do It?' podcast
1:19:26
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As has been well documented on the podcast, u/myfreeday and u/dogboobes don't listen to music. We think it's music anhedonia, but maybe they just need a famous actor to tell them otherwise right? That usually solves the problem, so we attacked it headfirst with our new friend Kevin Weisman of Alias and a bunch of other great things, including the '…
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175: r/heck, wake & bake u/dogboobes energy, and a trip down r/cocofleshlight memory lane
1:13:27
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There's heaven, there's hell, and then there's this place somewhere a few floors up from hell called HECK, where all your worst annoyances are constant, and golf has goalies. In this episode, we look at the r/heck subreddit, where users post their own examples of what r/heck would be like. Plus, u/dogboobes expresses elite morning energy, we casual…
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401k Rollovers and 403b Rollovers (5 options)
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In this episode we explore your options to a 401k rollover or 403b rollover. There are 5 pro's and cons to a Rollover IRA. The main deciding factor is if you think there might be a circumstance that you need to take a loan on your 401k. Maybe your looking for a more diversified funds or stocks than your 401k provider offers. We'll cover the 5 optio…
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174: r/starterpacks with @campgoodboy, fine purveyors of the starter pack craft
1:14:19
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Starter packs are one of the cornerstones formats of the meme universe because of their simplicity and ability to pack a brutal characterization in a small space. This week, we are joined by @campgoodboy, hosts of the Camp Goodboy podcast and prolific creators of both action films and starter packs, to break down some of our favorite starter packs,…
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173: r/the10thdentist, cereal with orange juice, and a brief WSB update
1:23:18
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After covering what can only be described as the most Kathy and Hoda moment in Reddit history, DYR gets back to its roots to discuss extremely gross anomalies of the human condition by way of r/the10thdentist, a sub that asks the question - Who exactly is the 10th dentist that disagrees about the toothpaste, and what other weird stuff does that 10t…
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172: r/wallstreetbets, GME Diamond Hands, and Reddit's Greatest Hour
1:22:27
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Brothers...sisters...HOLLLLLLLLDDDDD. By now, you've probably been asked by your aunt what a "Reddit" is and why it destroyed the stock market. Last week was probably the most important moment in Reddit history, if not Internet history, though only time will tell, and it's all thanks to a bunch of market nihilists and a company whose whole model is…
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171: r/LeopardsAteMyFace and the great Bernie Meme of 2021
1:09:31
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The Internet doesn't forget guys, and neither do the vindictive lurkers who document it. r/leopardsatemyface is all about basking in the schadenfreude of people whose vocal opinions backfired in catastrophic ways. It's mean-spirited, but typically mean-spirited towards mean-spirited people, so that that kind of cancels it out right? Plus, u/dogboob…
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170: r/conspiracy #3, Armie Hammer, And the Insurrection Aftermath
1:26:55
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To absolutely nobody's surprise, r/conspiracy has been ablaze over the past few weeks of American turmoil. So, we revisit our collective favorite sub to dig into a bit of where all the free-thinking ant-globalists predict all this weirdness is going. Needless to say, straight to the reptilian fascists. Catch us on https://www.twitch.tv/didyoureddit…
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169: r/antiwork Pt. 2, the 2021 Taft portrait theft insurrection, and memes about Vikings
1:14:57
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In Pt. 2 of our look into the r/antiwork community, we further our discussion by getting a little deeper on the texts that the sub considers its core curriculum. But since it's the first week of 2021, we also get completely enthralled by the week's bizarro insurrection, some of the memed aftermath, and most importantly, where the two topics come to…
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168: r/antiwork Pt. 1, work in a world where we can't stop working
1:27:51
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This pandemic has done a lot of strange things to our relationship with most parts of everyday life, but it's our relationship with "work" that could end up being one of the most detrimental. In the first of our two-part series on the philosophical subreddit r/antiwork, we look into a centuries-old conversation about why exactly we work in the firs…
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167: r/scamthescalpers, Will Smith's Crying Meme Explained, and Erotic Santa Fan Fiction
1:18:38
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With the PS5's outrageous demand, and such little supply, we're entering a whole new era of scalping. Thankfully a whole new era of scalper retribution is coming with it, by way of Reddit. In this episode, we discuss the new(ish) subreddit r/scamthescalpers, which profiles new and fun ways to scam new console scalpers, which also introduces some in…
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166: r/respectthreads and the birds & the bees with R-rated Sims expansion packs from u/dogboobes
1:15:11
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We've all spent countless hours debating who would win in a fight between two entities that probably will never actually fight each other despite our collective attempt to will it into existence. It's fun, silly, and if you're lucky, will generate a real fight between two people who were apparently just one argument about the Easter Bunny and Capta…
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165: r/malelivingspace, the great whale explosion of 1970, and the Patrick Bateman lifestyle
1:18:16
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Are you even a young male professional if you don't have an Eames chair, artisan cocktail bar, and uncomfortable Ikea sectional? r/malelivingspace thinks not. Less cynically, it's a sub dedicated to men making the steps they need to start feeling organized, independent, and enthusiastic about their solo (often) living quarters. It's a great resourc…
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164: r/AskDocs Pt. 2 - The one where we read the sad story about dying
1:24:41
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In pt.2 of our two part series on r/AskDocs, we read the story that brought us to the sub in the first place, a truly beautiful but painful story of death, redemption, and hospice care. This is an emotional episode, but it's an important one, and truly one of the most beautiful and profound things we've ever seen on Reddit. Catch us on https://www.…
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