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Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews, is a monthly radio show where the guys discuss everything there is to know about getting a mortgage, as well as answering listener phone-in questions. You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca
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Scott Vs. Sarah

Sarah MacLellan and Scott MacLean

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Humans today are desperate to adapt, and also too stubborn to change. On the Scott Vs. Sarah podcast, two comedians who are opposites in many ways talk about a new topic every week, in the hopes to understand one another better, and hopefully remain friends at the end. Scott MacLean is more logical. Sarah MacLellan is more emotional. This oil and water friendship is the perfect team to tackle today's ridiculous and relevant topics. Hosted on Acast. See acast.com/privacy for more information.
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The InTalksicated Podcast is Atlantic Canada’s longest running comedy talk show, hosted by comedian Sarah MacLellan. Each episode dives into the personal lives of comedians, creators & performers with long-form, unapologetic and hilariously honest conversations. InTalksicated will take you backstage and behind the curtain, getting to the heart of those who entertain us: the good, the bad and everything in between. Hosted on Acast. See acast.com/privacy for more information.
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Steve Donovan, a safety expert with fifty years diving experience, is dedicated to improving diver safety and fighting misinformation within the commercial diving industry. Information is your lifeline.
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A discussion with people working in the Service Industry - Bar, Restaurant, Hospitality - Front of House, Back of House, all aspects of what is commonly referred to as The Industry.
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This weeks we are joined by Julianna McIntosh. Julianna started the platform Join Jules as a cocktail blog back in 2020, and has quickly grown into a major brand and platform. Join Jules was created with the idea that everyone ought to be able to enjoy a craft cocktail at home. In a mixology world dominated by male bartenders and almost overly comp…
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July is hot and so is the housing market! With a Bank of Canada interest rate announcement on the horizon, your hosts Clinton and Todd sit down to discuss the current state of the Halifax real estate market, including the impact of interest rate changes and challenges faced by first-time homebuyers.By Clinton Wilkins Mortgage Team
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This is our 200th Episode! For this special episode, we are joined by Jill Sadler, owner and operator of SVUptown and Aaron Hatchell Head Bartender at SVUptown . Both Jill and Aaron have made previous appearances on the podcast in our first year and we are thrilled to have them back to help us celebrate this 200th Episode milestone. Make sure you s…
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This week we are joined by Wyn Vida - a beverage and hospitality consultant who current resides in Austin, Texas. Originally from Southern California, Wyn moved to Portland, Oregon after finishing college before currently settling down in Austin. Wyn got her start in the Industry in her early teenage years working as a barista and this continued th…
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This weeks guest is Jason E. Brooks who joined us from Charlotte, North Carolina. Jason is a speaker, coach, author, and founder of HospiVation, LLC. Jason creates content that helps impact hospitality leaders on their journeys to help others around them fulfill their calling. His first book, Every Leader Needs Followers: 10 Keys to Transform Resta…
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This weeks guests are Cayley Balint and Sarah Sanders who join us from Kingston, Ontario. Cayley is the Head Chef and Sarah is the Head Bartender at The Frontenac Club in Kingston - a cocktail bar and gastropub located inside a historic 180 year old building which also functions as an upscale boutique hotel. Sarah and Cayley are responsible for ser…
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Newly awarded by the Canadian Mortgage industry for Best Media/Marketing Campaign across Canada, Clinton Wilkins, and Todd Veinotte chat about industry misconceptions, the importance of seeking advice from an unbiased mortgage professional, and the benefits of going to a full-service brokerage.By Clinton Wilkins Mortgage Team
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This weeks guest is Ashley Hoar who joins us from Hamilton, Ontario. Ashley is a Personal Holistic Chef and owner of Real Roots Kitchen. Ashely is a Registered Holistic Nutritionist turned Chef with 8+ years in the Personal Chef Business. Ashely I make client’s needs her main focus. Ashley caters to many different families/individuals with differen…
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Grown from a mutual respect over perfectly cooked calamari, The Culinary Studio is a partnership between Red Seal trained Chefs Jody O’Malley and Kirstie Herbstreit. Jody and Kirstie have been in the food industry for over 20 years (although you wouldn't think so!). After both completing University degrees, they set off to culinary school, in Strat…
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How important is your credit score? Clinton and Todd sit down at the Mortgage 101 table to discuss the significance of credit scores and financial health when buying a home. The two chat about the importance of understanding credit scores and repayment history, and the ongoing need for us to pay our taxes, monitor finances, particularly for self-em…
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Jenna Elie, based in Atlanta Georgia jumped into the whisky industry 8 years ago and started Whisky A Go Girl. Since then Jenna has been featured in film, The Water of Life, worked with spirits brands around the globe, and judged cocktail and spirits competitions. Jenna has also held the role of The National Ambassador for the Scotch Malt Whisky So…
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James Dwyer, of Engel & Volkers, joins Clinton Wilkins and Todd Veinotte to discuss the Halifax real estate market and why there may be a notable increase in listings and sale prices compared to last year. James gives an in-depth insight into recent Halifax real estate purchasing habits and suggests that the eventual decrease in interest rates coul…
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What gives Clinton hope for increasing homeownership in Halifax? Todd Veinotte and Clinton Wilkins are back with innovative solutions for overcoming the affordability crisis in the housing market, advocating for creative approaches, and discussing the potential of prefab homes and densification in shaping Halifax's housing landscape.…
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It's springtime in Halifax - birds are singing, flowers are blooming, and the real estate market is booming! Clinton and Todd talk about navigating this busy time, how to find the right lender for you, and what's going on with property taxes across HRM. The two also chat about fixed versus variable rates in today's rate environment.…
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This weeks guest is Tyler MacLellan who joins us from Chicago, Illinois. Tyler is currently one of the managers at 3 Dots And A Dash bar in Chicago - a tropical themed speakeasy. Tyler was originally born in California, but grew up in Appleton, Wisconsin. This is where Tyler got his start in hospitality, starting from the ground up and working in a…
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Atlantic Canada, and Halifax are all working together to keep up with the demand for the growing housing industry! Clinton and Todd dive into the real estate market trends, mortgage lending trends and the observed changes in Nova Scotia, this episode. The two chat about some great locations for buying, and the importance of having a solid pre-appro…
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This weeks guest is Lea Colla who joins us from Paris, France. Lea is currently a Senior Le Syndicat in Paris. Le Syndicat has been voted as one of the 50 best bars in the world. Lea started her barmaid career in Sweden at @pharmarium. Initially, Lea's plan was to only work in a bar for a few months. Lea realized that working behind the bar was her…
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If you've been thinking of where you are on the checklist of qualifying for your first home, Clinton and Todd get into the specifics this episode! From the mortgage rule changes, for first time homebuyers, to the stress test, and qualification requirements, your Mortgage 101 hosts chat about everything you need to consider when taking out your firs…
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This week's guest is Lindsey Johnson who joins us from Louisville, Kentucky. Lindsey is the Founder and Creative Director at Lush Life Productions - the first dedicated Bartender Advocacy Agency. Along with her work at Lush Life, Lindsey has gone on to found and manage Camp Runamok, a Bartender Summer Camp hosted on the Kentucky Bourbon Trail and P…
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What are the implications of the 30-year mortgage? Clinton and Todd sit down this episode and chat a bit more in-depth about what the 30-year mortgage means for first time homebuyers, noting the need for affordable housing options in the region, especially in urban centers like Halifax. Clinton emphasizes the importance of builders offering spec ho…
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This weeks guest is Carolyn Sandler who joins us from Toronto, Ontario, Canada. Carolyn is a born and bred Torontonian with a passion for all things dessert related. Carolyn’s been freelancing in Film and TV with a strong focus on logistics and culinary for the last 15 years. In addition to set work, Carolyn has taught food media, tourism and culin…
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Clinton Wilkins and Todd Veinotte are back this Spring to discuss the latest budget updates, including changes in mortgages and housing incentives. Plus, a debate between Beyonce and Dolly Parton country renditions and how the new housing incentives for new builds may expand the construction industry here in Nova Scotia!…
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This weeks guest is Marcela Hernandez Gonzalez who joins us from Toronto. Known for orchestrating record-breaking "Pop-Up" events, Marcela embodies the essence of a consummate host, curating unique experiences that weave an atmosphere of warmth and conviviality, compelling patrons to return time and again. From immersive celebrations like "Dia de M…
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This weeks guest is Chef James Frangos who joins us for an in person interview. James made his first appearance on Episode number 3 of our podcast and makes his triumphant return for episode 188. In this episode we catch up with James and talk about his experience opening a restaurant two weeks prior to covid being declared a pandemic in March 2020…
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This weeks guest is Phil Morgan who joins us from Brooklyn, NY. Phil is a multidisciplinary design and strategy leader with 25+ years of experience building brands and places where people love to be. A serial entrepreneur opening the first of his many restaurants in 1994 and later founding a notable restaurant design firm in Brooklyn, creating 150+…
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From rising debt levels to the impact of refinances and renewals, hosts Clinton and Todd sit down with guest Sandi Burns to provide insightful analysis and predictions for navigating the ever-changing landscape of homeownership. In this segment of Mortgage 101, we dive into the current trends shaping the mortgage market.…
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In this episode Clinton and Todd are joined by Sandi Burns, AVP Residential and Retail Credit Risk, to talk about Mortgage fraud. Fraud is on the rise. And not just by the those looking for illegal gains. Sandi talks about the complexity of fraud for shelter, fraud for profit and the risks of fraud that affect more than lenders and borrowers. Clint…
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Livio Lauro is a Drink expert and a Cocktail historian. He started his hospitality career 30 years ago in Southern Italy on the Amalfi Coast. Livio is widely recognized as one of the most instrumental figures in the resurgence of the United States Bartenders’ Guild (USBG) and served as National President from 2004 to 2010. Since 2001, Livio has bee…
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Clinton and Todd are excited for Spring! They chat about the Spring Real Estate Market, being one of the biggest, and how it comes with its own set of market prices and trends. Clinton makes some predictions on what will happen once rates start to drop, and the two chat about downsizing and build options for buyers excited to spring into their new …
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This weeks guest is Cassandra Brownrigg who currently resides in Kitchener, Ontario. Cassandra is currently the head chef at The Rich Uncle Tavern. Cassandra was born in Kitchener but while still very young, she moved to Central New York with her family. While in high school Cassandra worked at a grocery store which piqued her interest in cooking. …
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This segment Clinton and Todd bring on contractor and civil engineer, Dan Monk, to chat about home renovation costs and trends in Halifax, some red and green flags to look out for when hiring contractors, and some simple renovations or improvements you can make to help you love your home.By Clinton Wilkins Mortgage Team
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Elissa 'HellQueen' Dunn returns to the show. Joining us from Phoenix, Arizona, Elissa discusses rebranding from The BadassBartender to HellQueen Cocktails. Elissa discusses Arizona Cocktail Weekend, the bar scene in Phoenix and surrounding areas plus a host of other topics. You can find Elissa's on Instagram @hellqueencocktails Links @hellqueencock…
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This segment Clinton and Todd continue their chat about love and home improvement with an emphasis on the factor love plays in buying a home. They chat about planning for relationship breakdowns, spousal buyout options, and financial honesty and transparency in relationships.By Clinton Wilkins Mortgage Team
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This weeks guest is Ray White who joins us from Tel Aviv, Israel. Originally from St. Petersburg, Russia Ray relocated to Tel Aviv over a decade ago. Over the years, Ray has become recognized as one of the top female bartenders in Tel Aviv. Ray's journey began in her late teens in an Irish pub, where she cultivated her bartending skills. Starting w…
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This weeks guest is Melanie Paradin who joins us from New York City. Melanie is the North American brand ambassador for Antique Pelinkovac. With over 10 years of experience in the service industry, Melanie's journey from self-taught bartender to creating her own menus showcases her dedication and passion to the industry. Melanie began her career at…
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This episode we outline some of the financial planning involved with the mortgage renewal process. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://teamclinton.ca/contact-us/ Check us out on social media: Facebook: https://www.facebook.com/teamclintonhalifax Instagram…
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This weeks guest is Anastasia Artamonova who is a creative entrepreneur and public speaker based in Milano, Italy. Also known as Nastia, she is the founder and creative director of Nice and Nasty – a bar without a bar and an edutainment platform that connects mind, body, and spirits. Sharing wisdom from behind and beyond the bar for people to heal,…
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This episode Clinton and Todd are joined by Tina Powell, a licensed insolvency trustee and Senior Vice President with MNP limited. They discuss debt trends in Atlantic Canada, financial hardship and debt solutions. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://team…
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This week we are joined by the returning Ty Miners who joins us for an in person interview. Ty got her start in the industry close to a decade ago when she landed a job at Jack Astors as a server. Ty stayed there for about a year and a half before moving on to Chucks Roadhouse to help open the first location in Kitchener. Ty worked there for about …
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Are you worried about having to refinance your mortgage? This episode we cut through the stigma and dive into the reality of refinancing; the reasons why, the strategy on 'how to' and using it as a retooling to help pay off other debt. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact …
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This weeks guest is Pamela Wiznitzer who joins us from New York City. Since 2006, Pamela has been working throughout NYC and globally to bring cocktail culture to life. Pamela was nominated as one of the top 10 bartenders for the 2014, 2015 and 2016 "American Bartender of the Year" award at Tales of the Cocktail and was named the "2014 Bartender of…
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Happy New Year and Merry Debtmas from Clinton Wilkins and Todd Veinotte! In this episode, the two talk about financial literacy, debt, and mortgage trends for 2024. Clinton and Todd also talk about property valuation services, as well as the advantage of home prices in Nova Scotia today. Welcome back to Mortgage 101! Curious about your mortgage or …
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