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Your Credit Today

Angela Setters Bessard

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Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the fina ...
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Dirty Words

evo hemp & The 40 Acre Co-op

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Dirty Words provides a platform for diverse voices and stories from the frontlines of our food and plant medicine systems. The goal is to show what is possible and what is necessary to create equitable access to food and plant medicine.
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Arcgate is a 2000+ people strong BPO & IT outsourcing leader helping world's most innovative startups with AI data preparation, data enrichment, search relevance, content moderation, application development and quality engineering. Arcgate Labs is our technology innovation hub where we build breakthrough products.
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The team sheds light on how they provide personalized credit management, focusing on building relationships and creating impactful experiences that lead to long-term results. Learn about their commitment to customer service, education, and the meticulous process they follow to ensure every client feels empowered and informed. This episode highlight…
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There are so many moving parts to credit and finances - do you understand AND manage your credit effectively? The Real Credit Queen, Angela Setters-Bessard is joined by team members Samantha Headlee, Operations and Client Experience Manager at CCMI, and her partner in business and life - Chief Financial Officer, Founder, and husband, Ralph Bessard.…
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This week, host Jorden Guth is joined by Pro Audio Technology owner/president L. Paul Hales to discuss his history in audio, how audio research has guided the development of his speakers over the years, what really matters in audio and what doesn’t, and why most consumer speakers fall short in one significant way. Sources: “Theory Audio Design Sys5…
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Ready to level up your business and protect your brand? Attorney Nicole Swartz knows first hand why trademarks are essential for small businesses – she was running a thriving skincare brand. In two years her business went from a side hustle to a full time international company. One day, she woke up to a cease & desist letter, someone trademarked he…
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This week, host Jorden Guth is joined by the SoundStage! Network’s Joseph Taylor, Jason Thorpe, and Dennis Burger to discuss records and turntables, from the perspective of two old pros and one recent convert to the format. Sources: “A Vinyl-Apathist’s Quest for His Perfect First Turntable” by Dennis Burger: https://soundstageaccess.com/index.php/f…
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EEK! Did you get a collections call? Something unexpected on your credit report? We talk to people every day about collections! Collection accounts stem from all sorts of unpaid bills, from medical and utility expenses to credit card debt. They can be managed internally or by third-party agencies, and knowing the difference is key when trying to so…
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Ever wondered what makes or breaks your financial credit score? Your credit to debt ratio is the key, and how you tap into your credit limit. Balancing what you owe and how much you're using is key to keeping your score in check. What about auto model credit scores? These scores zoom in on your car-related credit history. With credit unions in your…
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This week, host Jorden Guth is joined once again by Simaudio product director Dominique Poupart and marketing director Étienne Gautier to discuss how making its products locally affects the quality of the components, their serviceable life, rolling changes to production, and adapting to tough times like global pandemics. Sources: North Collection: …
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What measures can individuals take to protect themselves in the event of a financial crisis or the passing of a spouse or partner? The Real Credit Queen, Angela Setters Bassard explains the basics of property liens, and their impact on your property and your finances. This episode was inspired when a client needed advice - a young widow who was una…
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Is that balance transfer offer a good idea? In this episode of 'Your Credit Today,' your host The Real Credit Queen Angela Setters Bassard breaks down the topic of balance transfers. Angela addresses common concerns about whether balance transfers impact credit scores, including the potential negative and positive effects. Angela stresses the impor…
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This week, host Jorden Guth continues his conversation with Dr. Floyd Toole, exploring the origins of the Athena project at Canada’s NRC, the reasons for and details of his move to Harman International, some of the most misunderstood aspects of his research, the origins of his legendary book Sound Reproduction: The Acoustics and Psychoacoustics of …
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This week's guest, Justin Krane, a certified financial planner professional, is the founder of Krane Financial Solutions. Known for his savvy, holistic approach to financial planning, he advises his clients on how to unite their money with their lives and businesses. Justin shares insights about his personal and professional life, discussing his ca…
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This week, host Jorden Guth is joined by the loudspeaker legend himself, Dr. Floyd Toole, whose research at Canada’s National Research Council (NRC), followed by his tenure at Harman International, resulted in arguably more improvements to the fidelity of audio we hear at home than anything attributable to any one person. In this first of our two-p…
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When you have questions about anything credit related, The Real Credit Queen, Angela Setters Bessard has the answers. This week she's taking the overwhelm out of locking and freezing your credit. This episode is going to answer every question you ever had about the process, why you would do it, and how it helps you. Locking your credit and freezing…
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This week, host Jorden Guth is joined by Dr. Sean Olive, senior fellow at Harman International, to discuss his time at NRC with Dr. Floyd Toole, his move from there to Harman, the development of the Harman target curves for headphones and earphones, and his thoughts on the future of immersive audio and more. Sources: Dr. Sean Olive on 35 Years of “…
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Angela, The Real Credit Queen is with Jhoanna Alba, founder and chief fashion designer of ALBA, brings over 20 years of fashion expertise to creating signature looks for an elite clientele. Her designs interweave bold, colorful custom fabrics that showcase each client's unique personality and style. She shares her journey of decades in the fashion …
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How do you support your children to grow their financial literacy? The Real Credit Queen Angela is joined by her son Justin, an accomplished basketball athlete with a masters in business. They discuss financial literacy for young people and the importance of being business and financially savvy beyond the basics learned in school. As successful as …
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This week, host Jorden Guth is joined by SoundStage’s Doug Schneider, Jason Thorpe, and Matt Bonaccio to discuss the biggest audio show in the world, what’s new, what’s different, and what were their favorite sights and sounds this time around. Sources: Coverage of High End 2024 - Munich, Germany: https://soundstageglobal.com/index.php/shows-events…
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People always ask - I don't really understand why credit is so important. Why do the banks and financial institutions need to know about my history? There are so many reasons! This episode is one of several where Angela is discussing your credit and the reasons consistency and a good ongoing relationship with your credit history and credit score is…
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This week, host Jorden Guth is joined by James Tanner, CEO of Bryston Ltd., to discuss the company’s origins in the medical industry, the design of its original amplifiers, how the company has evolved over time, and how he eventually joined forces with Axiom Audio’s Ian Colquhoun. Sources: “Canadian Hi-Fi Trilogy: Axiom Audio, Bryston, and Magnum D…
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On Your Credit Today, The Real Credit Queen Angela Setters Bessard, is interviewing Matthew Hoffman, the founder of Trusted Advisor - the best platform for advisors with high profile entertainment, music and pro sports clients. Trusted advisor is a platform that unites prominent business managers, artist managers, entertainment attorneys, wealth ma…
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This week, host Jorden Guth is joined by sound engineer, educator, and content developer Marcela Rada to discuss her obsession with sound, her personal history, how she became involved with the recording industry, and what’s different about mixing for immersive formats like Dolby Atmos. Sources: Marcela Rada: https://marcelarada.com/ “Audiophile At…
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This week the Real Credit Queen. Angela Setters Bessard is joined by Paul Viollis - Global Business Leader, Accomplished Author and TV & Radio Personality. For over four decades, Paul Michael Viollis has dedicated his career to the protection of our country, as well as, the shareholder value of the businesses he has navigated to the pinnacle of the…
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In this weeks episode we are discussing a subject that touches millions annually but is rarely discussed with the seriousness it deserves – identity theft. It’s a topic that’s not only prevalent but also evolving, and it impacts personal finance and credit health in disasterous ways. I’m thrilled to have the backbone of our operation at Conquer Cre…
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This week, host Jorden Guth is joined by Ian Colquhoun, founder of Axiom Audio and now also the owner of Bryston and Magnum Dynalab, to discuss the origins of the company, its connection with the National Research Council, his own relationship with Dr. Floyd Toole, and how the company’s speakers evolved after the legendary NRC research wound down. …
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This week on 'Your Credit Today', the Real Credit Queen, Angela Setters Bessard is with guest AnGèle Cade, the CEO of Executive On the Go and a vision architect and business strategist. AnGèle helps passionate entrepreneurs honor their purpose and passion, while increasing their profits and validity all through the power of bulletproof business str…
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This week join Angela as she has a compelling conversation with Robbin Itkin, a Partner at Sklar Kirsh LLP - a business strategist and creative problem solver, financial restructuring specialist in all industries inside and outside of bankruptcy court and a certified mediator. They discuss the importance of understanding and managing one's finances…
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This week, host Jorden Guth continues his conversation with Dr. Peter Schuck, technical director at Paradigm Electronics Inc. The two cover the birth of Anthem Room Correction, the pros and cons of IIR and FIR filters, side quests, diversions, why flat in-room response isn’t actually the goal, and how ARC has evolved in response to market pressures…
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This week, host Jorden Guth is joined by Dr. Peter Schuck, technical director at Paradigm Electronics Inc., to discuss his history in hi-fi, how he ended up at the NRC, how his work with Dr. Floyd Toole evolved into the pioneering Athena project, and exactly what sorts of tests he and others constructed and conducted to determine listener preferenc…
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This week, host Jorden Guth continues his conversation with Paul Barton, founder of PSB Speakers. If you haven’t listened to season 3, episode 1 yet, do check that out first! In this second half of their conversation, the two discuss how the research at NRC contributed to the evolution of PSB speakers. Along the way, Paul gives the most cogent expl…
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Welcome to season 3! This week, host Jorden Guth sits down with Paul Barton, founder of PSB Speakers, to discuss his personal history, his love of music, his passion for violin, and the origin story of PSB Speakers—all as a lead-in to a discussion about his time at the NRC doing research with Dr. Floyd Toole. Sources: PSB Speakers: https://www.psbs…
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For the final episode of season 2 of the SoundStage! Audiophile Podcast, host Jorden Guth is joined by T+A COO Condradin Amft to discuss the company’s history and heritage, its entry into the headphone market, and how hi-fi will evolve into the future. Sources: “44 Years of T+A—Germany's Hi-Fi Giant in Detail”: https://youtu.be/lzW18SuAJW0?si=SUjQk…
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In today's world masculinity is often defined as a spectrum of qualities and behaviours traditionally associated with men, including traits like strength, courage, independence, and assertiveness. But what about their emotions? Do they have emotional intelligence? Are they vulnerable? Empathetic? Why don't they cry?... Adil Hussain, a visionary, li…
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When Sonus faber introduced its massive new flagship loudspeaker system, Suprema, at this year’s CES, most of the press responded by asking about the price and finishes and little else. In this episode of the podcast, host Jorden Guth and SoundStage! founder Doug Schneider ask the real (and really tough) questions about the design and technical spe…
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This week, host Jorden Guth is joined by SoundStage! Access editor and producer of the podcast Dennis Burger to discuss his recent article about how reviewers’ reference systems are often necessarily different from the systems they wish they could own. Dennis also gives Jorden some tips on writing a good review. Sources: “The Needs of the Many vers…
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In this episode, we delve into the complex and often misunderstood journey of women's bodies through perimenopause, premenopause, and menopause. Our guest, Ann Marie McQueen, brings a wealth of knowledge and experience to the table. Her background as a digital journalist and podcaster, along with her foundational role at The National Newspaper and …
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This week, host Jorden Guth is joined by SoundStage! founder Doug Schneider and SoundStage! Australia editor Edgar Kramer to discuss their respective 2023 year-end awards. Sources: “The 2023 SoundStage! Network Awards for Outstanding Achievements and Products of the Year” by Doug Schneider: https://www.soundstagehifi.com/index.php/opinion/1843-the-…
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Becoming an authorized user or actually allowing someone to be an authorized user on your credit card can really help in a pinch. Listen and learn the quick tips that you need to know so that you can make the right decision to either add someone to your credit card or be added to someone's card. You need to know the facts so that you do not make a …
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This week, host Jorden Guth is joined by SoundStage! founder Doug Schneider to tell the origin story of SoundStage! Network’s InSight video series, how they’ve evolved, and the details of their most recent globetrotting trip to Wilson Audio and T+A. Sources: Muraudio's Domain Omni Series Speaker | SoundStage! InSight: https://youtu.be/VkHQC8pz2H8?s…
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Biomedicine today stands as the vanguard of human health, weaving together science and technology to unravel the mysteries of our biological intricacies. It plays a pivotal role in advancing medical knowledge, enabling the development of groundbreaking treatments and therapies. From decoding the secrets of our genetics, to preventing and early-dete…
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This week, host Jorden Guth is joined by Simaudio product director Dominique Poupart and marketing director Étienne Gautier to discuss the company’s new North Collection, how it was developed, what it means for the future of hi-fi, why the remote control is the best in the world, and how the lineup has been embraced by audiophile press and customer…
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Brand building is an integral aspect of personal and business development. It not only increases the voice and consumer awareness of a brand, but it also gives it an identity and worth. That's why I decided to centre this episode around this interesting topic. From discussing about what it takes to build a brand, reach larger audience and stay rele…
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This week, host Jorden Guth is joined by SVS president Gary Yacoubian and VP of marketing Nick Brown to discuss the company’s history, its unique approach to hi-fi and home theater, and how it actively engages with its customers. Sources: SVS: https://www.svsound.com/ “The Only True Currency in This Bankrupt World” by Audio Unleashed: https://audio…
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This week, host Jorden Guth is joined by SoundStage! founder Doug Schneider and SoundStage! Ultra senior editor Jason Thorpe to discuss Warsaw 2023, why it’s such a special show, what it’s like to be there, and what it was like to see it through the eyes of a young audiophile. Sources: SoundStage! coverage of Audio Video Show 2023 - Warsaw, Poland:…
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This week, host Jorden Guth is joined by Emotiva’s Dan Laufman to discuss the origins of his passion for hi-fi, the history of electronics manufacturing in the neoliberal era, how to make an profit in the audio business ethically, the long hard road to revitalizing North American manufacturing capabilities, and the virtues of being inclusive instea…
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This week, host Jorden Guth is joined by Martijn Mensink of Dutch & Dutch to discuss how an old clock radio incubated a love of music that developed into a passion for good sound that evolved into a career in speaker design. During the course of the conversation, they explore Martijn’s history of speaker development, the business ventures that prec…
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In today's world, marketing is a huge word that encompasses so much and is essential in building a brand and not only in promoting your products or services; it shapes and communicates your brand identity, your purpose, your values...and most importantly it is the key connector between your customers and employees allowing you to create loyal long …
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This week, host Jorden Guth is joined by David Mascioni, Global Director of Brand Marketing for McIntosh, to discuss the origins of the original World of McIntosh Townhouse in New York City, how it developed, why it closed, and how the concept evolved into the new House of Sound at a new location, with much more representation for the entire McInto…
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Successful retailers know that in order to stand out, retail businesses must build a strong brand, be trustworthy, and provide excellent customer experiences - and our guest in this episode has built such a brand. Thomas Lundgren, is an awarded Swedish entrepreneur and Founder & CEO (Creative Emotional Originator - as per Thomas' words) of THE One …
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This week, host Jorden Guth is joined by legendary speaker designer Laurence Dickie to discuss his history with Bowers & Wilkins, the design of the iconic Nautilus, how his thinking on speaker design has evolved over to years, whether or not he draws inspiration from nature, and why his speakers are an exercise in engineering, not industrial design…
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