Phoebe Blamey, the best-selling author of The Happy Money Journey is here with a podcast that deals with all things money. In her straight-talking yet kind style, Phoebe talks you through mindset, debt, money shame, dealing with new partners and your children...it’s all part of your own happy money journey. So take 20 minutes out of your week to listen to some great money ideas, from someone that has been on the journey. #money #WomenAndMoney #financialfreedom #women
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S3E4 (Part 2) Jules Brooke: How To Be A Woman Of Influence.
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Oh how I love chatting with Jules Brooke….after the formality of part one of this interview - where Jules tells us how to be a woman of influence, we are chatting about changing the world. How is it that women, and in particular women who feel invisible and devalued can step into our power. Lets deep into the patriarchy, the empowerment of women in…
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S3E5 Breaking Free from Debt: Overcoming Shame and Taking Control
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About 12 years ago I was broke and broken up with. Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep you from moving forward. So here I am - diving deep and giving you some of the strategies that got me from there to here…not without a few wrong turns of course. What I found was its not just one thing…
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S3E4 (Part 1) Jules Brooke: How To Be A Woman Of Influence.
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Hey Honeys In this exciting first part of a two-part interview, I had the immense pleasure of sitting down with the remarkable Jules, a true powerhouse in the realm of public relations and women's empowerment. Our conversation centered around the vital topic of how women can take up more space and become influential figures in their respective fiel…
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S3E3 Manifesting VS Magical Thinking : Designing Your Dream Life.
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In this episode, I dive deep into the intersection of money mindset and practical financial knowledge, emphasizing the importance of both in achieving financial success. As I embark on this solo journey, I share my thoughts on the prevalent discussions around money mindset and the often-overlooked practical aspects of managing finances. I begin by …
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In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating life after divorce. We reflect on the emotional toll that separation can take, particularly when it comes to the loss of friendships and the support systems that often fracture during this challengin…
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Hey Honeys! I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relationships and breakups with the amazing Sallyanne Hartnell. This is part 2 of our 3-part interview, and trust me you don't want to miss it. In this part, Sallyanne shares some truly eye-opening insight…
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S3E2 Clarity During Separation: Building your support network.
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Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whether you're contemplating separation or have already taken that step, this episode is packed with valuable insights. Here are my top three takeaways that I believe everyone should consider: Financial Vi…
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S3E1 Own Your Future : Three Steps To Financial Security
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We are back - Welcome you to Season 3, with award winning finance guru and best selling author Phoebe Blamey! Time to get back on your The Happy Money Journey, folks!!! This week is a big welcome to season 3 – and time to tell the truth to ourselves BEFORE ITS TOO LATE! My question to you is – what do you owe your 80 year old self?If you are near m…
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Hey Honeys. What Does Wealth Mean to You? We often think of wealth as just money, but it's so much more than that! True wealth is about financial security, yes but it's also about health, happiness, and living a life filled with joy and meaningful connections. In the final episode of our season, we dive deep into what it means to be wealthy. From p…
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Hey honeys Ready to dive into the world of investing? This week, we’re breaking down three accessible investment tools: Micro-Investments, ETFs, and even Crypto! Whether you’re just starting out or looking to diversify, this episode is packed with insights to help you grow your money wisely. Tune in to get the lowdown on how to start small, learn a…
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Hey Honeys! In the latest episode of the Happy Money Journey we dive into the fascinating world of change. how we manage it, the challenges we face, and how small, consistent steps can lead to lasting transformation. In this episode, I open up about my own experiences, from my Happy Money journey to a recent, life-changing adventure at a wellness r…
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S2E29 Circular Fashion: How To Consciously Consume
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Hey Honeys. Do you ever feel like you can be doing more? This week we talk about turning your trash into someone else’s treasure! The idea of sustainable living is not new –focusing on recycling and reusing rather than constant manufacturing means we can make a small difference. By making small contributions like selling or donating items you no lo…
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S2E28 From Wardrobe to Landfill: Shopping Smarter
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Hey Honeys. Can you avoid overspending and prevent your shopping guilt? In the latest episode of the Happy Money Journey podcast we delve into some fantastic tips and tricks to help you shop smarter and more consciously. Did you know, for instance, most of us are guilty of neglecting 60% of our clothes!!! Remember, it's all about being in control o…
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Hey Honeys The joy we get from our furry little friend is hard to measure in money but oftentimes we are faced with the hard decision around vet bills and end of life care. For most Australians a large vet bill is an unexpected cost that can be an emotional rollercoaster. Join us this week as we talk about the cost of pet ownership, we have some aw…
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S2E26 Talking Tax Time: What's new this year?
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Hey Honeys, What a week!!! This week we dive into all the changes to your income from July 1. From minimum wage to new income brackets, rebates and the changes to super. Whether you are an employee wanting to know what your entitlements are, or you're a small business owner and you want to know how these changes affect your employees and your incom…
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S2E25 Are You Caught In A Money Drama Triangle?
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Hey HoneysWe are very excited to share this new episode of the Happy Money Journey podcast with you all. In this episode we're diving into Cartman's Drama Triangle and how it relates to our financial behaviours. Ever felt like you're stuck? Join us on a journey towards empowerment and financial well-being as we explore the steps to break free and r…
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S2E24 5 Ways To Avoid Financial Disaster for woman over 40
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Hey honeys on this week's podcast we sit down and talk about the scary side of retirement We understand the importance of avoiding common money mistakes to secure a stable financial future. In this episode, we delve into key pitfalls that women over 40 should steer clear of. Firstly, neglecting retirement planning is a major mistake. It's crucial t…
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5 Elements to Elevate Your Business with our business creative, Hannah! Hannah and I have operated various businesses from fashion, to hospitality to of course finance and education. Collectively we have experienced many highs and lows in business. Now working together at The Happy Money Journey, Hannah is our expert on up-leveling businesses. She …
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Hey there, it's Phoebe Blamey, and I'm thrilled to have you join me on this week's episode of "Your Happy Money Journey." Today, we're diving into beginning with the end in mind. In this episode, do you have a clear strategy for exiting your current role or business? When we begin with the end in mind we can make more informed decisions, stay accou…
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S2E21 Taking The Boring Out Of Budget: How it Affects You
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More Federal Budget talk incoming! While it isn't thrilling, we must stay informed to understand how it shapes your financial future and to make the most out of it for ourselves and our community. On this weeks podcast we dive into the details from tax cuts to energy bill relief, HECS debts, and support for small businesses, we break down the key h…
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S2E20 Pivoting Your Life: How To Finance A Life Change
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I am so sorry I’m a wee bit late releasing our podcast! We have had a super busy mortgage broking week over here at @clover_financial So here we are…and this podcast is worth the wait, trust me! We all know change is inevitable. Often, we can see it coming but find it daunting as we lose control and stability. This podcast on The Happy Money Journe…
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Happy Mother's Day! We hope you're having an amazing and relaxing day full of appreciation and joy. After all the running around, eating and gift exchanging I have settled down on the couch and reflected on how lucky I am with the family and community that surrounds me. It's days like these that make you thankful for friends and family and the time…
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Hey honeys, This week we get ready to show our appreciations to the Mothers and Special People in our life. Lets take a moment to reflect on the valuable lessons you've learned from your mother or mother figures. Consider how these lessons have shaped your financial mindset and influenced your money habits. We explore these valuable money lessons w…
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S2E18 Reprograming Your Subconscious PT2, with Eloise Tomkins.
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Are you ready for Part 2 with Eloise Tomkins?!! Eloise Tomkins breaks down EMDR for us – it’s is a psychotherapy treatment that is designed to alleviate the distress associated with traumatic memories, Eloise has taken it a step further and applied it to her coaching to help business women get out of their own way!! We talk about how small traumas …
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S2E17 Reprograming Your Subconscious PT1, with Eloise Tomkins.
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Hey Honeys, This week we are chatting with Eloise Tomkins. Eloise is a trained psychologist turned coach, specialising in EMDR. EMDR is a psychotherapy treatment that is designed to alleviate the distress associated with traumatic memories, but Eloise is using it in her coaching to help business women get out of their own way!! We talk about how sm…
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S2E16 From Coffee Runs To Cash Saving: Changing Morning Habits For Good
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Hey you! Welcome to this weeks episode of the Happy Money Journey. In this episode we are going to show you how to own your habits! There are so many things we repeat every day that don't align with our values...Come with us as we deep dive into some common habits that we learnt on our own happy money journey and now we want to share them with you!…
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S2E15 Overcoming Procrastination:Transforming fear into action!
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In this episode of the Happy Money Journey podcast, we delve into the topic of procrastination and why we often get in our own way when it comes to pursuing our goals and dreams. Phoebe discusses the various reasons behind procrastination and offers seven practical ways to overcome it. Break Tasks Down into Manageable Chunks: Divide your tasks into…
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S2E14 From Fitting in to Belonging: The impact on your spending
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In this week's podcast episode, we dive into the impact loneliness has on our spending behaviours. We talk about the difference between fitting in and belonging, the concept of the "third place" and how finding our tribe can help us navigate these overwhelming feelings of disconnection and loneliness. Watch this episode for more valuable insights a…
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S2E13 Cleaning up: Your wardrobe & wallet
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Feeling overwhelmed by your wardrobe and wallet? Phoebe shares her top tips for a wardrobe cleanse, helping you find joy in what you wear and simplify your choices and it doesn't stop there! Phoebe also discusses the importance of decluttering your finances. From cancelling unused subscriptions to organizing your paperwork, she guides you through t…
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As the host of this podcast episode, I discussed the importance of taking action when dealing with debt, rather than focusing solely on mindset. I highlighted three key ways to get out of debt and regain control of finances. Firstly, it's crucial to know oneself and set boundaries around debt to avoid falling into the same patterns. Secondly, takin…
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Hey there, welcome to the latest episode of the Happy Money Journey podcast with Phoebe Blamey! In this episode, Phoebe dives into the topic of time management tips and shares her personal experiences of dealing with overwhelm and stress. From dealing with unexpected interruptions to finding ways to prioritize tasks, Phoebe shares valuable insights…
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Hey amazing people I am thrilled to announce the release of part two of this amazing interview on the Happy Money Journey podcast featuring the incredible Kirsty Allen from Candle Business Coach. In this second part, Kirsty continues to share her inspiring journey from starting a candle business to pivoting into a successful candle business coach. …
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S2 E9: International Women's Day - where are we?
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In this special episode, I delved into various important topics surrounding women's empowerment and gender equality. I began by acknowledging and celebrating the incredible women around the world, while also highlighting the need for discussions on pressing issues such as the gender pay gap and domestic violence. I want us to be having more convers…
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Hey there, Happy Honeys! I am thrilled to announce the release of our latest two part podcast, featuring the incredible Kirsty Allen. In part one, Kirsty shares her inspiring journey from candle maker to candle business coach, offering valuable insights and tips along the way. Here are three key takeaways from this enlightening conversation: Follow…
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Welcome to the Happy Money Journey podcast with Phoebe Blamey! In this episode, Phoebe dives into the trends facing small businesses in 2024. From the impact of technology and AI to the importance of environmental consciousness, Phoebe shares valuable insights and tips for navigating the ever-changing business landscape. Tune in to gain valuable kn…
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Fear, lack, and scarcity can trap you in a cycle of negativity, hindering your ability to see the beauty and opportunities around you. So many of us are consumed by thoughts of financial limitations and this mindset perpetuates a cycle of lack. Embracing a mindset of abundance, generosity, and gratitude attracts positivity and success. There are pr…
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Hey there! Welcome to another episode of the Happy Money Journey podcast. I'm your host, Phoebe Blamey, and I'm thrilled to have you here with me today. In this episode, we're going to dive deep into the concept of financial freedom and explore how we can take control of our money to achieve it. Financial freedom means different things to different…
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S2 E4: Jules Brooke part 2 on being a woman of influence
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In this second part of our two part episode we are back with special guest, Jules Brooke. Jules talks about how to be a women of influence. She discusses the importance of visibility, networking, podcasting, and other key pillars for women to become influential leaders. Join us as we delve into the challenges faced by women in business and discover…
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S2 E4: Jules Brooke part 1 on creating communities
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In this first part of our two part episode. we have a special guest, Jules Brooke. Jules shares her journey of starting the She's the Boss group during COVID and how it has become a platform for empowering women in business. She discusses the importance of visibility, networking, podcasting, and other key pillars for women to become influential lea…
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S2 E3: The strategy to make your business THRIVE!
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In this week's episode, we dive into the world of business strategy and how it can shape the success of your business. Many entrepreneurs start their ventures based on instinct, without putting much thought into a formal strategy. While traditional business plans can be lengthy and inflexible, a well-defined strategy provides direction, helps set g…
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S2 E2: How to have tough (money) conversations
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How do we then communicate that with our partners when it comes to money? These wonderful people are part of our lives and can be part of our beautiful vision for our future and ourselves, unless of course we don't have conversations where we express our needs!! So I thought that this week we might talk about putting our vision into action with a p…
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The New Year absolutely crept up on us so you might be feeling a little unprepared, but there is no time like the present to create a vision for your year ahead! Starting your year with resolutions and intentions helps us to make good decisions about our future, and more importantly, ensures our journey aligns with our dreams. But how do we make su…
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Episode 32 How to connect at Christmas without going broke
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By Phoebe Blamey
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Episode 31 How to really get on top of your spending
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Starting is the hardest part. Know that the sooner you build these foundations the closer you are to financial freedom. So grab your latest paycheck, write down your priorities, and make a plan. Take time out and write down what matters to you. Then put these values in order of most importance. Be honest with yourself and asses for spending your mo…
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Episode 30 How to really get the best out of sales
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So I was thinking about sales…as my swag is getting delivered from Black Friday and Cyber Monday You may notice Black Friday sales have already ‘started’. In some cases, they have. But in other cases (most) these are just ways to get you to panic buy! (guilty) – a lot of retailers will further markdown their ‘Black Friday’ items to get rid of any s…
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Episode 29 Are you ready for a sea change
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Is anyone else old enough to remember SeaChange – where ultra stressed workaholic Laura Gibson moves from high living corporate life to the tiny town of Pearl Bay – where the bridge is down and the town is beautifully cut off from the world? It was my dream to leave the rat race behind and move to a fun little town like Pearl Bay…and you know what …
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So, what is Micro investing you ask? It’s super small amounts of money invested over time. It makes the barrier to entering the investment industry extremely low with the idea that anyone should be able to invest, you don’t have to be a millionaire. You don’t have to have $1000s or even $100s, a few dollars can accumulate and give you a great taste…
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Episode 27 How to get the right people in your business
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As a small business owner, all we want is to make our dreams come true! Having the right people around us is key to that. If we have the right people our business flourishes...this is a four-step approach to what you need to look at to get the right people in the right place at the right time for your business. Get the Happy Business Journey workbo…
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We experience difficulties where we are not in control of the changes. It can happen quickly, almost overnight, you can split up from a relationship, your business can go bad, or you can lose your job. There are a hundred things that can happen that force you to pivot your life. Often, we see it as a negative, getting hung up in the past where it a…
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Episode 25 - How to make a big career leap
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Talking career shifts, leaps, you name it. We all come to these crossroads in our lives and we often feel unmotivated, scared or even pressured to make changes. As I was researching the topic of career change, I spoke to a few women who made change. It was profoundly noted that this change is stressful and difficult in many ways. They’ve shifted fr…
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