Live freely! Prashant Sabapathi and the team bring everything you need to know about retirement and income planning in a fast paced format. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings. We are focused on helping investors preserve and grow their assets, increase their inc ...
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Sweet Retirement Ideas for You to Chew On
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On this edition of "Retire Smart Maryland Radio" it's all about the "sweet" life. Talking favorite Halloween candy and give you some retirement planning advice as well. It will be a yummy discussion. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visit our website. Retire, Retiring, Retirement, Plan, Save, 401K, …
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End of Year Checklist: Preparing for Your Retirement
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It's going to be a big year for those who are planning to retire in 2025. If that's you, we've got some things that you need to do before saying goodbye to 2024. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visit our website. Retire, Retiring, Retirement, Plan, Save, 401K, Roth, Pension, See omnystudio.com/list…
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The Changing Seasons of Retirement and How to Prepare
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Coming up on today's show, we're going to celebrate the changing of the seasons and make sure that you don't get left out in the cold. Don't miss our special seasonal tips that you need to know for maximum financial success from the sunny start of spring to the freezing chill of winter. If you have any questions call Elite Income Advisors 800-653-8…
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Feelings That Shape Your Financial Future
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Today on Retire Smart Maryland Radio, it's time to get in touch with your feelings. We all have six main emotions and we're going to talk about making each and every one of them work for you so that your financial future feels comfortable. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visit our website. Retire, …
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On this edition of Retire Smart Maryland Radio: While we all understand the importance of saving for retirement, the multitude of choices and financial advice can often leave us feeling overwhelmed. To simplify the process, we'll explore some crucial retirement guidelines that can help you navigate your retirement strategy. All that and more today …
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Most of the financial articles you read are about the importance of saving for your retirement. Now saving is important, but saving alone isn't always enough to retire successfully. Retirement has a lot of moving parts and we'll break it all down today. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visit our web…
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Prescription for Financial health in Retirement
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Coming up today on Retire Smart Maryland Radio, we're going to write you a prescription for financial health and talk about seven financial diseases that retirees should avoid. Stay with us if you want to stay healthy, wealthy, and happy through your retirement. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visi…
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In this episode of Retire Smart Maryland Radio, host Prashant Sabapathi discusses valuable financial lessons drawn from historical monarchs, emphasizing the importance of long-term planning, proactive management, and learning from past mistakes. The conversation covers various themes including the dangers of short-term gains, procrastination, emoti…
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Navigating the Dark Side of Finance: Avoiding Retirement Mistakes
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Coming up...a hot and perhaps divisive topic, one that's been on everyone's mind as we approach the 2024 election. The intersection of the presidential race and economic policy is a big concern. We will discuss how they could affect your financial future, especially if you're nearing or already enjoying retirement. Next on Retire Smart Maryland Rad…
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Retirement Planning: The Ultimate Puzzle You Must Solve
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Planning for retirement can be challenging, but knowing the pitfalls can make all the difference. From delaying your planning to underestimating your future expenses, these missteps can significantly impact your retirement. We'll show you some proactive strategies to avoid these common errors and secure a comfortable and stress -free retirement. If…
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Retirement Savings Check Up: Are You on Track?
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Coming up on this edition of "Retire Smart Maryland",you're five or maybe 10 years away from retirement. Are you prepared both financially and emotionally for that transition? We'll make sure that you have your bases covered and give you a few important actions to take to help make sure that you are staying retirement ready. If you have any questio…
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Reasons to Roth and Reasons not to Roth in Retirement
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Coming up on Retire Smart Maryland Radio, to do or not to do a Roth conversion. As you might expect, the answer depends upon your circumstances. We're going to highlight some reasons why you might want to take a look at those and how they fit into your overall financial plan. If you have any questions concerning your retirement call Elite Income Ad…
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Wealth & Wellness: Comprehensive Retirement Planning
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When it comes to retirement planning, there are five basic steps to help get you to where you want to be. From there, we can craft a plan around those pillars to get you to retirement. We'll talk about those and more today on Retire Smart Maryland Radio. If you have any questions about your own retirement call Elite Income Advisors 800-653-8404 or …
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Top Retirement Related News Stories this Week, Including Some Retirement Regrets
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On this week's show we will discuss some of the top stories out there that pertain to retirement and retirement planning. We will also take a look in the rearview mirror when it comes to planning regrets. If you have any questions or concerns regarding your own retirement call Elite Income Advisors 800-653-8404 or click here to visit our website. R…
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Finding the Right Financial Advisor: Your Perfect Match
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Coming up on this edition of Retire Smart Maryland, How can you find a financial advisor? And not just any financial advisor, but find the right financial advisor who's a good fit for you. We're going to walk you through the steps to make sure you're doing just that. If you have any questions about your retirement scenario call Elite Income Advisor…
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Future Proof Your Retirement: The Power of Investing
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On today's show, we'll answer the question, should I continue to invest once I retire? That's coming up right now on Retire Smart Maryland Radio. If you have any questions about your retirement situation call Elite Income Advisors 800-653-8404 or click here to visit our website. Retirement, Planning, Saving, 401K, IRA, TSP, Healthcare, See omnystud…
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Unprecedented Times Calls for Dialed in Retirement Planning
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On this week’s show we look at the landscape we are currently in and how important being ready financially is for retirees and pre-retirees. Artificial Intelligence(AI) is here to stay and we will discuss what that means for financial planning. We will also give you important questions to ask when considering working with a financial advisor. If yo…
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Planning for What Could Impact you in Retirement
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Baby Boomers are retiring at 10,000 per day on average and this will impact those already in retirement. On this week’s show we dig into those areas that could change for you. 5 years away from retirement where should your focus be? We have a few keys to dial in on. Retirement “curve” balls that you are not expecting, but you need to be aware of th…
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Retirement Planning Has Changed Over the Last 20 years
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On this week’s show we discuss the big changes in retirement planning over the last 2 decades. Diving into how to create a retirement paycheck using annuities. Plus the latest on the Fed and interest rate changes. If you have questions concerning your own retirement call Elite Income Advisors 800-653-8404 or click here to visit our website. Or clic…
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Are you prepared for retirement? Great question to be asking if you’re 50 and older. The number 1 fear for retirees is running out of money in retirement. Could an Annuity be a good fit for the portfolio and your plan is a question we will try and answer. Retirement age numbers you can use as a barometer to see if you’re on track. If you have any q…
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On this week’s show we discuss the current state of the economy and what it could mean for retirement. What are we most afraid of as we head toward retirement? Great question and we will discuss some answers. Every retirement journey will encounter rough patches so it’s important to recognize them and maneuver. If you have any questions contact Eli…
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On this week’s show Retirement misconceptions that can be detrimental to planning. We will also discuss the little things that can make a big difference in planning for your golden years. If you have questions about your own planning call Elite Income Advisors 800-653-8404 or click here to visit the website. Retirement, Saving, Planning, IRA, Roth,…
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Retirement Planning Regrets and How to Avoid Them
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On this week’s show we talk regret. Coulda, shoulda, or woulda is not what you want to be saying about your retirement. We go over some big ones and how you to avoid them. How can you achieve a carefree retirement? We dive in on planning for your retirement success. If you have any questions concerning your retirement call Elite Income Advisors 800…
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If You’re 50 or Older Tips for Your Retirement Savings
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On this week’s show we discuss what you can do with retirement savings if you are age 50 and older. Risk is a concern as we near retirement and today will discuss moves you can make that are lower risk. You want to have a retirement worth celebrating and we focus on ways that you can get it done. If you have any questions about your retirement situ…
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Inflation can Deflate Your Retirement, Plan to Avoid it.
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On this week’s show we jump on the dangers of inflation and what it could mean to retirees. We have questions you need to be asking your advisor if you haven’t already. Everybody could make some mistakes when it comes to retirement so we thought we would point out some big boo-boos so you can avoid them. Don’t be misled when it comes to the noise t…
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No Mulligans/Do-overs in Retirement Planning
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On this week’s show we discuss the parallels between the game of golf and retirement planning. We get into life lessons we can learn from planning for our retirement years. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visit our website. Retirement, Saving, Planning, Roth, IRA, 401K, Healthcare, Legacy See omnys…
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On this week’s show how the higher cost of living we are experiencing will impact you in retirement. We discuss the big three hurdles you will need to clear. The 4% rule that many follow when withdrawing funds in retirement is dated and we will explain why. We will also throw questions out that you need to have the answers for while planning. We wi…
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Are You Ready to Retire Early? Do You Even Know if You Can?
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On this week’s show we discuss retiring early and what it will take before you pull the trigger. Making your money last through your retirement is the goal, and having a customized retirement plan can guide you. We will also tackle some real tough questions that many don’t want to tackle. If you have any questions about your own retirement call Eli…
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Avoid the Madness in Retirement, Have a Plan
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On this edition we dive into hoops, analogies, and tie it to retirement planning. Sound fun? Buckle up and learn something. Knowing and mastering fundamentals in basketball is a key to success and the same can be said for planning for retirement. Learning from the legends of coaching can help in the game of retirement. If you have any questions con…
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Avoid the Madness in Retirement, Have a Plan
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On this edition we dive into hoops, analogies, and tie it to retirement planning. Sound fun? Buckle up and learn something. Knowing and mastering fundamentals in basketball is a key to success and the same can be said for planning for retirement. Learning from the legends of coaching can help in the game of retirement. If you have any questions con…
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Taxes in Retirement, What’s Taxable, What’s Not, Important Things to Know.
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On this week’s show we discuss navigating taxes in retirement. The Roth is one tool that has been around since the late 90’s and we will discuss the benefits. We talk bucket list and the importance of incorporating that list into your overall plan. If you have any questions call Elite Income Advisors 800-653-8404 or click here to visit our website.…
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An Estate Plan is Essential to Your Retirement Plan
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Coming up on this week’s show we will go over an important piece of your retirement planning puzzle, the estate plan. What goes into a complete estate plan? We will discuss the ingredients to a solid estate plan. We will also cover the worst retirement advice and what to do if you are following it. If you have any questions concerning your retireme…
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On today’s show, we are all headed toward retirement so make sure you are going in the right direction. We have a checklist that will help. Retiring as a couple has its challenges and we have suggestions to handle potential difficulties. If you have any questions about your own retirement call Elite Income Advisors 800-653-8404 or click here to vis…
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The Parallels Between Retirement Planning and Football
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On this week’s show we have some fun discussing the similarities between game planning for football and mapping out your retirement. We will give you some memorable quotes from the game of football and how we can apply that to retirement. Retire like a champ in 4 easy steps. If you have any questions call 800-653-8404 or click here to visit the web…
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Retirement is all About Change, are you Ready?
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On this week’s show we will discuss changes that will be coming when you enter retirement. How you choose to deal with the changes is vital. Having a plan will help navigate. Retirement and retirement planning has evolved over the last 50 years, we will discuss the Modern Retirement compared to what we all know as traditional retirement. Exchanging…
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You've Heard of The Bucket List for Retirement, But Have You heard of the Un-bucket List?
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On this week’s show we will discuss the “Un-bucket” list and why you may want to avoid this list if you can. Retirement with a partner can be seamless, but it will take a plan and teamwork. We will discuss getting on the same page for retirement as a couple. How do you know if you’re ready for retirement? We will reverse engineer it by highlighting…
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On this week’s show new year financial resolutions. What steps should you be taking to strengthen your finances in the new year? Women and retirement, have some differences that need to be factored in and we will discuss. Achieving financial happiness in retirement is possible, but will a different path for each of us. If you have any questions cal…
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Annuity Questions Answered and Retirement Planning using the Easy Button.
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On this week’s show we dive deep on Annuities and the most frequently asked questions. Ten years from retirement is the “Red-zone” and how you handle de-accumulation is vital. Wouldn’t you like to hit the easy button when it comes to planning? We can help you with that stay tuned. If you have questions about your own retirement plan or lack there o…
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Don’t be Your Own Worst Enemy When it Comes to Your Retirement.
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On this week’s show will discuss mistakes you could make in retirement planning and how to avoid them. Is your portfolio stressed? If so how do you relieve the pressure? We will dive in. We have steps to take to make sure you are ready to retire. If you have any questions about your retirement call Elite Income Advisors 800-653-8404. Retirement, Sa…
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Getting Ready a New Year When it Comes to Your Retirement Plan
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On this week’s show we give you simple steps to prepare for the new year in regards to your retirement. We get into the most important questions you need to be asking about retirement and answer them. Nest egg protection during a volatile market requires portfolio analysis and action. If you have any questions about your retirement scenario call El…
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Financial Planning lessons with Help from Hollywood.
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The importance of financial planning for retirement is a subject we focus on each week. Our friends in Hollywood have long used the subject as a source for comedy. We will provide a few examples, but also stress how serious this is for you as you move toward your own retirement. If you have any questions about retirement planning call Elite Income …
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Cold Hard Truths About Retirement Planning.
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Coming up on this week’s edition of our show cold hard truths concerning retirement planning. It’s time to be the CEO of your retirement! What exactly does being CEO mean when it comes to planning for your after-work life? We will chat about ROI in and around retirement. If you have any questions concerning your retirement call Elite Income Advisor…
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Year end is Near, Make Sure your Retirement Plan is Ready
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On this week’s show we discuss things you should be doing as the year comes to end when it comes to retirement planning. Also this week changes in social security you need to be aware of moving forward. We want retirement to be the best that it can be, so we have some planning pitfalls to avoid. If you have any questions concerning your retirement …
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What’s in store for 2024 if You are nearing the Financial Red Zone
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On this edition we dive in on Secure Act 2.0 provisions already in play, plus what is coming in 2024. We will also focus on often overlooked questions that can have a big impact on your retirement. If you have any questions concerning your own retirement scenario call Elite Income Advisors 800-653-8404. Retiring, Planning, Saving, 401K, Roth, IRA, …
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On today’s show you’re 10 years out from retirement and planning for retirement is vital. We have financial red zone tips on today’s show. When do you withdraw from your retirement accounts and in what order? We will discuss some winning moves as well as moves to avoid. Also Retirement questions a comprehensive plan will answer. If you have any que…
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The United States Retirement system receives a C+ Grade Why?
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On this week’s episode The US Retirement income system received a C+ grade achieving just a score of 63 or should we say underachieving. We will discuss and give you ways to get an A+ retirement plan. If you have any questions about your own retirement call Elite Income Advisors 800-653-8404. Retirement, Pension, Healthcare, Planning, Taxes, Roth, …
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Why are People not Working with a Financial professional?
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On this week’s show we discuss why some people are not meeting with and planning with a financial professional. We will also explain why you should be meeting and planning with a financial professional. Several case studies on today’s show lets see how our host will handle it. If you have any questions about your retirement call Elite Income Adviso…
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On this week’s show we get into the “Do’s and Don’ts” of retirement planning. Facing your financial fears heading into retirement is very important. First step is identifying those fears and then work on how to overcome those fears. If you have any questions or concerns about your retirement call Elite Income Advisors 800-653-8404. Retirement, Plan…
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On this week’s show we dive into a recent Northwestern Mutual Study on Financial instability. We will offer up a few tips so you can retire with confidence. Scams are seemingly every where and they tend to target our older age groups that are already in retirement. We will identify the latest 3 layer scam today that has been causing headaches for m…
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On this week’s show we will discuss retirement planning assumptions to avoid. There are six and you will want to make sure you are not following these assumptions. We will also dive in on ‘little” things that can make a big difference in your retirement. If you have any questions call Elite Income Advisors 800-653-8404. Planning, Plan, Savings, Sav…
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