Bringing you the top news stories of the day.
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Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews, is a monthly radio show where the guys discuss everything there is to know about getting a mortgage, as well as answering listener phone-in questions. You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca
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Let's be honest, after an episode of Real Housewives we all could use a little kiki with friends. That's us! We want to kiki with you as we recap the latest Housewives episodes. We help each other process whatever s***storm these ladies just stirred up. We are dedicated Housewives franchise fans, so we'll be covering ALL of the wives and we're excited to have our listeners join our casual tea time (with or without receipts). I'm Jessica and I'm Robert and we are the REAL HOUSEMATES OF NEW YO ...
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A New York City Auto Accident Lawyer can help you to figure out your next move in court. The best time to hire an attorney is immediately after you're arrested. Time is of the essence as the old saying goes. The quicker you find someone to help you, the more "damage control" he'll be able to provide.
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Mortgage 101 - New Budget Updates and Mortgage Incentives
9:31
9:31
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Clinton Wilkins and Todd Veinotte are back this Spring to discuss the latest budget updates, including changes in mortgages and housing incentives. Plus, a debate between Beyonce and Dolly Parton country renditions and how the new housing incentives for new builds may expand the construction industry here in Nova Scotia!…
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Mortgage 101 - Halifax, The Evolving Mortgage Landscape
9:40
9:40
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Clinton and Todd explore the evolving landscape of homeownership, offering insights and expertise! Join us this episode of Mortgage 101, as we dive into discussions ranging from Halifax's growing reputation, to the nuances of mortgage lending.By Clinton Wilkins Mortgage Team
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Mortgage 101 - Mortgage Trends and Indebtedness with Sandi Burns
13:44
13:44
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From rising debt levels to the impact of refinances and renewals, hosts Clinton and Todd sit down with guest Sandi Burns to provide insightful analysis and predictions for navigating the ever-changing landscape of homeownership. In this segment of Mortgage 101, we dive into the current trends shaping the mortgage market.…
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Mortgage 101 - Unveiling Mortgage Fraud with Sandi Burns
9:53
9:53
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In this episode Clinton and Todd are joined by Sandi Burns, AVP Residential and Retail Credit Risk, to talk about Mortgage fraud. Fraud is on the rise. And not just by the those looking for illegal gains. Sandi talks about the complexity of fraud for shelter, fraud for profit and the risks of fraud that affect more than lenders and borrowers. Clint…
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Clinton and Todd are excited for Spring! They chat about the Spring Real Estate Market, being one of the biggest, and how it comes with its own set of market prices and trends. Clinton makes some predictions on what will happen once rates start to drop, and the two chat about downsizing and build options for buyers excited to spring into their new …
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This segment Clinton and Todd dive into the importance of the pre-approval process in home buying. They touch on necessary financial decisions to make before buying a home, the limitations of some home purchases and going with reputable mortgage brokers.By Clinton Wilkins Mortgage Team
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“Bad B*tch Era” - RHOP S08 E13, RHOBH S13 E17, VPR S11 E04 & SUMMER HOUSE S08 E01
1:04:59
1:04:59
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“Bad B*tch Era” - RHOP S08 E13, RHOBH S13 E17, VPR S11 E04 & SUMMER HOUSE S08 E01 Mention it all: SPOILERS!! Traitors & Love is Blind Real Housewives of Potomac S08 E13: Make this stop. Real Housewives of Beverly Hills S13 E17: White parties, diamonds and divorce Vanderpump Rules S11 E04: How can we make Tom Sandoval get off of our screen? Summer H…
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Mortgage 101 - Halifax Home Renovations with Dan Monk
13:31
13:31
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This segment Clinton and Todd bring on contractor and civil engineer, Dan Monk, to chat about home renovation costs and trends in Halifax, some red and green flags to look out for when hiring contractors, and some simple renovations or improvements you can make to help you love your home.By Clinton Wilkins Mortgage Team
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“We are the QUEENS of the Group” - RHOBH S13 E16 & VPR S11 E03
1:13:26
1:13:26
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“We are the QUEENS of the Group” - RHOBH S13 E16 & VPR S11 E03 Mention it all: SPOILERS!! Traitors & Love is Blind Real Housewives of Beverly Hills S13 E16: Korbel & diamonds Vanderpump Rules S11 E03: Sober curious isn’t a thing. Timestamps: Intro/Opening : 00:00:00 -> 00:13:18 MENTION IT ALL : 00:13:18 -> 00:29:39 RHOBH: 00:29:39 -> 00:48:19 VPR: …
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Mortgage 101 - Protecting Financial Interests in a Relationship
9:27
9:27
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This segment Clinton and Todd continue their chat about love and home improvement with an emphasis on the factor love plays in buying a home. They chat about planning for relationship breakdowns, spousal buyout options, and financial honesty and transparency in relationships.By Clinton Wilkins Mortgage Team
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“Don’t Sign the Pope’s Document 💃” - RHOBH S13 E15, RHOP S08 E012 & VPR S11 E02
1:15:25
1:15:25
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“Don’t Sign the Pope’s Document 💃” - RHOBH S13 E15, RHOP S08 E012 & VPR S11 E02 Mention it all: Robert continues to chat about Traitors. Real Housewives of Potomac S08 E12: WTF is GNA and who thought this was a good idea. Real Housewives of Beverly Hills S13 E15: 💃💃💃💃 Vanderpump Rules S11 E02: Ally tell us our birth charts! Timestamps: Intro/Openin…
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This segment Clinton and Todd get into loving your home and home improvement for February. They chat about the housing market, and interest rates in Halifax. Clinton makes an interesting prediction, and the two wrap up the chat with home renovation and HELOC advice.By Clinton Wilkins Mortgage Team
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Mortgage 101 - Mortgage Renewals and Financial Planning
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8:17
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This episode we outline some of the financial planning involved with the mortgage renewal process. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://teamclinton.ca/contact-us/ Check us out on social media: Facebook: https://www.facebook.com/teamclintonhalifax Instagram…
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Mortgage 101 - Financial Hardship and Debt Solutions with MNP
13:15
13:15
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This episode Clinton and Todd are joined by Tina Powell, a licensed insolvency trustee and Senior Vice President with MNP limited. They discuss debt trends in Atlantic Canada, financial hardship and debt solutions. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://team…
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Bank of Canada – No Movement on Interest Rates | January 24th 2024
7:32
7:32
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Clinton Wilkins joins CityNews with Rob Snow to talk about the latest Bank Of Canada Update for January 2024. Clinton provides some insight on what no movement of interest rates means for mortgage lenders.By Clinton Wilkins Mortgage Team
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“Powerful Moment with Powerful Women” - RHOSLC S04 Reunion Part 2, RHOBH S13 E12, & RHOP S08 E09
1:38:35
1:38:35
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“Powerful Moment with Powerful Women” - RHOSLC S04 Reunion Part 2, RHOBH S13 E12, & RHOP S08 E09 *Trigger warning* Sensitive topics relating to SA (sexual assault) are mentioned in this episode. Please skip our RHOP recap if this is something you cannot listen to - we understand. <3 If you or someone you know has been sexually assaulted, help is av…
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Mortgage 101 - Refinancing and New Beginnings
9:42
9:42
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Are you worried about having to refinance your mortgage? This episode we cut through the stigma and dive into the reality of refinancing; the reasons why, the strategy on 'how to' and using it as a retooling to help pay off other debt. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact …
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“The Return of the Gnat” - RHOSLC S04 Reunion Part 1, RHOBH S13 E11, & RHOP S08 E08
1:44:30
1:44:30
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“The Return of the Gnat” - RHOSLC S04 Reunion Part 1, RHOBH S13 E11, & RHOP S08 E08 Mention it all: Robert is watching Traitors and has some thoughts .. **WARNING THERE ARE SPOILERS** Real Housewives of Salt Lake City S04 Reunion Part 1: Wow, we both forgot half of this even happened. Real Housewives of Beverly Hills S13 E11: Mo is a piece of shit.…
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Mortgage 101 - Merry Debtmas and Mortgage Trends for 2024
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10:20
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Happy New Year and Merry Debtmas from Clinton Wilkins and Todd Veinotte! In this episode, the two talk about financial literacy, debt, and mortgage trends for 2024. Clinton and Todd also talk about property valuation services, as well as the advantage of home prices in Nova Scotia today. Welcome back to Mortgage 101! Curious about your mortgage or …
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“Belly Button to Backside” - RHOSLC S04 E16, RHOBH S13 E10. & RHOP S08 E07
1:35:14
1:35:14
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“Belly Button to Backside” - RHOSLC S04 E16, RHOBH S13 E10. & RHOP S08 E07 HAPPY NEW YEAR HOUSEMATES! Mention it all: Ultimate Girls Trip & the Tres Amigas are over?! Real Housewives of Salt Lake City S04 E16: WHAT A FINALE.. Reality Von (Tea)se Real Housewives of Beverly Hills S13 E10: Dorit is back to Dorito Real Housewives of Potomac S08 E07: Ch…
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“I’m Bored” - RHOSLC S04 E14, RHOBH S13 E08, Winter House S03 E08 & RHOP S08 E06
1:24:27
1:24:27
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“I’m Bored” - RHOSLC S04 E14, RHOBH S13 E08, Winter House S03 E08 & RHOP S08 E06 Mention it all: We watched Real Housewives Ultimate Girls Trip RHONY Legacy and we are in love! Real Housewives of Salt Lake City S04 E14: Don’t come for Meredith. Real Housewives of Beverly Hills S13 E08: Awkward kisses and store parties! Winter House S03 E08: Daniell…
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Mortgage 101 - Empowering Informed Mortgage Decisions
9:23
9:23
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In our last segment of Mortgage 101 for the year, Clinton Wilkins and Chris Turcotte, President of CENTUM Financial, chat with Todd Veinotte and answer listener questions regarding extending rates, how mortgages impact your credit score, down payment assistance in Nova Scotia, title insurance and why Unbiased mortgage professionals empower informed…
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Mortgage 101 - Canada's Mortgage Landscape
10:39
10:39
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10:39
In our next segment of Mortgage 101 live from City News, Clinton and Todd are joined by Chris Turcotte, President of CENTUM Financial Group to answer listener questions. They discuss mobile homes, where the Canadian market is standing currently, supply and demand challenges, mortgage renewals and rate extensions.…
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“I’m Sorry, You’re Welcome” - RHOSLC S04 E13, RHOBH S13 E07, Winter House S03 E07 & RHOP S08 E05
1:18:50
1:18:50
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“I’m Sorry, You’re Welcome” - RHOSLC S04 E13, RHOBH S13 E07, Winter House S03 E07 & RHOP S08 E05 Mention it all: Ariana placed 3rd on DWTS and Paris in Love is good? Real Housewives of Salt Lake City S04 E13: Someone give Meredith a bathtub! Real Housewives of Beverly Hills S13 E07: Between Denise and Sutton smoking a joint at the table, this was :…
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Mortgage 101 - Streamlining Mortgage Transfers
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9:11
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How can working with First Canadian Title help you in the mortgage transfer process? In this segment of Mortgage 101, live from City News, Clinton and Todd dive deeper into the mortgage transfer process and talk about how to prepare for a transfer and why FCT can streamline the process and eliminate costs for homeowners. Curious about your mortgage…
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Bank Of Canada - The Road To Softer Rates (December 6th, 2023)
9:09
9:09
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Clinton Wilkins joins Todd Veinotte on CityNews to talk about the last Bank Of Canada Update for 2023 and what it means for the rates next year. They talk about how the job market impacts the rate environment, the benefits of a maintained rate, predictions for softer rates in the new year and the importance of financial health going into 2024. Curi…
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Mortgage 101 - Lender Transitions with FCT
12:05
12:05
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In a brand new edition of Mortgage 101 live from CityNews, Clinton Wilkins and Todd Veinotte welcome special guest Brenna Charles, Vice President - Sales, Broker Channel with FCT. They discuss the mechanics and benefits of changing mortgage lenders, and what to expect when you work with FCT. They also discuss the Canadian Mortgage Charter and the b…
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“In Denial” - RHOSLC S04 E12, RHOBH S13 E06, Winter House S03 E06 & RHOP S08 E04
1:23:46
1:23:46
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“In Denial” - RHOSLC S04 E12, RHOBH S13 E06, Winter House S03 E06 & RHOP S08 E04 We are so sorry for the delay, we are back!! Real Housewives of Salt Lake City S04 E12: We are so sorry for your loss Whiteny. Real Housewives of Beverly Hills S13 E06: Can we join this weed dinner? Winter House S03 E06: No more Schwartz.. PLEASE. Real Housewives of Po…
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On our last segment from our Mortgage 101 live radio show, Clinton Wilkins and Todd Veinotte take more calls and answer their burning questions. They break down how to protect yourself against title fraud, the risks associated with clearing your mortgage and the specific stipulations for financing a tiny home. Curious about your mortgage or homeown…
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Mortgage 101 - Land Titles, Reverse Mortgages, and More
11:50
11:50
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Live from CityNews, Clinton Wilkins and Todd Veinotte answer listener’s mortgage-related questions. They discuss the land title migration system in Nova Scotia, reverse mortgages for retirees, how seniors can leverage home equity lines of credit, and mortgage options for first time home buyers. Curious about your mortgage or homeownership options b…
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On this special live edition of Mortgage 101, Clinton and Todd dive even deeper into insurance with financial advisor Dan Lomas. They discuss why Canadians need more insurance than they usually have, the application process, the value of the home in net worth and why it’s so important to get an unbiased second opinion. Curious about your mortgage o…
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Mortgage 101 - Insurance Insights From Experts
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10:30
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Insurance can be intimidating and complex. That’s why it’s so important to seek out advice from unbiased professionals. In this edition of Mortgage 101, we are live at CityNews with Clinton Wilkins and Todd Veinotte, and joined by special guest Dan Lomas, financial advisor at Desjardins Financial Security Independent Network. Clinton, Todd and Dan …
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Why is owning a home so crucial to building your net worth? In the last pre-recorded segment of the year, Clinton and Todd are talking about assets and building net worth through real estate. They discuss the various kinds of assets a person can have, the value of real estate in net worth, current challenges in the Halifax housing market, and creat…
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There’s so much to learn when it comes to C-word: Credit. Clinton Wilkins and Todd Vienotte are letting you know how to conquer your credit challenges in this latest edition of Mortgage 101. They discuss how free apps can help you monitor your credit, how to build and repair your credit and how to make use of credit reporting agencies. PLUS: What a…
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How does your income impact your mortgage options? In this instalment of Mortgage 101, Clinton Wilkins and Todd Veinotte dive into the intricate relationship between different income types and their impact on securing a mortgage. They also talk about the various kinds of self-employment and make some predictions for interest rates in 2024. Curious …
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How can Canadians get more financially fit? In this edition of Mortgage 101, Clinton and Todd are kicking off Financial Literacy month by discussing the crucial aspects of financial literacy and preparedness. They chat about why being organized and having your documents in one place is crucial, and why you should never procrastinate on your renewal…
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“Someone’s Going to Backhand You” - RHONY S14 Reunion Part 2, RHOSLC S04 E08, RHOBH S13 E02, & Winter House S03 E02
1:45:33
1:45:33
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“Someone’s Going to Backhand You” - RHONY S14 Reunion Part 2, RHOSLC S04 E08, RHOBH S13 E02, & Winter House S03 E02 Mention it all: We are having some BravoCon Fomo. Real Housewives of New York Reunion S14 Part 1: Thank god this is over. Real Housewives of Salt Lake City S04 E08: Monica’s mom is something else… Real Housewives of Beverly Hills S13 …
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In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte discuss the value of financial literacy and reviewing your rate options, especially in a time of financial hardship. Plus, learn what is in store for Financial Literacy Month in November. Curious about your mortgage or homeownership options but are not sure where to start? We're her…
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Bank Of Canada – A Breath of Relief for Homeowners | October 25th
11:44
11:44
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Clinton Wilkins joins Sam Laprade on CityNews to talk about the latest update from the Bank of Canada. They discuss why homeowners can start to breathe more easy, the slow burn to softer rates, why it’s important to talk about your finances, and what homeowners can do to prepare for renewals. Curious about your mortgage or homeownership options but…
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Mortgage 101 - The Halifax Real Estate Landscape
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12:35
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Join Clinton Wilkins and Todd Veinotte as they chat with real estate agent James Dwyer about the ever-evolving real estate landscape in Halifax. They talk about the latest market trends, the increasing competition and savviness amongst buyers, the status of entry-level homes, sought-after neighbourhoods, and the hidden gems often overlooked by buye…
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“Slapped by a Thousand Dicks” - RHONY S14 E14 & RHOSLC S04 E07
1:05:55
1:05:55
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“Slapped by a Thousand Dicks” - RHONY S14 E14 & RHOSLC S04 E07 Mention it all: House of Villains .. Oh Jax Real Housewives of New York S12 E14: Well Jenna you are still our number one, and Sai .. well just, sigh. Real Housewives of Salt Lake City S04 E07: That bunny was terrifying. Timestamps: Intro/Opening : 00:00:00 -> 00:12:13 MENTION IT ALL: 00…
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Mortgage 101 - Mastering Mortgages In A Housing Crisis
9:53
9:53
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How can homeowners pay down their mortgages effectively during a housing crisis? Clinton Wilkins and Todd Veinotte discuss the impact of variable rates, the risk of negative amortization, static payments, potential variable rate increases, and the advantages of adjustable payments. Also, explore the pressing need for diverse housing in Halifax. Cur…
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Many Canadians are in a crisis because of rising interest rates. How is inflation affected by our increasing rate market? In this edition of Mortgage 101, Clinton Wilkins and Todd Veinotte discuss the complex impact of high rates on inflation, how payments are affected and challenges in rural areas. Plus, why should fixed-rate borrowers up for rene…
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“No Dirty Here” - RHOC S17 Reunion Part 2, RHONY S14 E13 & RHOSLC S04 E06
1:27:14
1:27:14
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“No Dirty Here” - RHOC S17 Reunion Part 2, RHONY S14 E13 & RHOSLC S04 E06 Mention it all: House of Villains and Southern Charm. Real Housewives of The OC S17 Reunion Part 2: This actually ended nicely. Real Housewives of New York S12 E13: Sigh and Erin are just mean girls. Real Housewives of Salt Lake City S04 E06: Nevermind, Mary Cosby is not, and…
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“Zara and Steve Madden” - RHOC S17 Reunion Part 1, RHONY S14 E12 & RHOSLC S04 E05
1:35:53
1:35:53
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“Zara and Steve Madden” - RHOC S17 Reunion Part 1, RHONY S14 E12 & RHOSLC S04 E05 Mention it all: We need to talk about the RHOBH and RHOP trailers! Real Housewives of The OC S17 Reunion Part 1: Yes, bring it Jen and Gina! Real Housewives of New York S12 E12: Officially over this reboot. Real Housewives of Salt Lake City S04 E05: Mary Cosby is now …
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In this edition of Mortgage 101 Clinton Wilkins and Todd Veinotte discuss the intricacies of mortgage rates, offering insights on what NOT to settle for and why the lowest rate might not be your best choice. They also discuss variable rates and Clinton sheds light on who should consider this option. Plus, as the demand for mortgage wisdom continues…
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CityNews Update - New Guidelines For The Mortgage Market | October 5, 2023
11:12
11:12
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Clinton joins Todd Vienotte on CityNews to discuss a recent news story about new mortgage guidelines for amortizations. Todd and Clintonn talk about variable and static payments, the concern around renewals, and the impact of rising mortgage rates on homeowners. Curious about your mortgage or homeownership options but are not sure where to start? W…
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Mortgage 101 - Fall for Real Estate: Down Payments & Amortizations
10:24
10:24
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In this edition of Mortgage 101, Clinton and Todd are talking rates, down payments and amortizations. The guys discuss why fall is a great real estate season, where the rates are at now, how things have changed over the years, borrowing down payments and amortization options. Curious about your mortgage or homeownership options but are not sure whe…
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Mortgage 101- Slow and Steady Wins The Supply Race
9:41
9:41
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In his edition of Mortgage 101, Clinton Wilkins and Todd Veinotte talk about how the pandemic has impacted inflation and the housing supply. The guys talk about inflation trends, predictions for the rates going forward, the affordable model and rising rental demand. Curious about your mortgage or homeownership options but are not sure where to star…
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“Stack ‘Em & Wrack ‘Em” - RHOC S17 E15, RHONY S14 E10 & RHOSLC S04 E03
1:27:55
1:27:55
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“Stack ‘Em & Wrack ‘Em” - RHOC S17 E15, RHONY S14 E10 & RHOSLC S04 E03 Mention it all: Shannon’s DUI and.. Wait did we hear this correctly.. Danielle Cabral and Jennifer Aydin are fighting?! Real Housewives of Orange County S17 Ep15: Last day in Mexico and everyone is coming for Heather. Real Housewives of New York S12 E10: Stealing a phone is not …
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