Bringing you the top news stories of the day.
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Mortgage 101 with Clinton Wilkins and Todd Veinotte, as heard on CityNews, is a monthly radio show where the guys discuss everything there is to know about getting a mortgage, as well as answering listener phone-in questions. You can find more information about Clinton Wilkins and the Clinton Wilkins Mortgage Team at www.teamclinton.ca
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Let's be honest, after an episode of Real Housewives we all could use a little kiki with friends. That's us! We want to kiki with you as we recap the latest Housewives episodes. We help each other process whatever s***storm these ladies just stirred up. We are dedicated Housewives franchise fans, so we'll be covering ALL of the wives and we're excited to have our listeners join our casual tea time (with or without receipts). I'm Jessica and I'm Robert and we are the REAL HOUSEMATES OF NEW YO ...
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A New York City Auto Accident Lawyer can help you to figure out your next move in court. The best time to hire an attorney is immediately after you're arrested. Time is of the essence as the old saying goes. The quicker you find someone to help you, the more "damage control" he'll be able to provide.
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"All You Do is Talk in Feelings, Why Don't You Talk in Facts" RHOC S18 E12, RHOSLC S05 E02
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Send us a text "All You Do is Talk in Feelings, Why Don't You Talk in Facts" RHOC S18 E12, RHOSLC S05 E02 REAL HOUSEWIVES OF ORANGE COUNTY S18 E12 Eddie is CLEARLY over Tamara. REAL HOUSEWIVES OF SALT LAKE CITY S05 E02 Ropes on ropes on ropes. TIMESTAMPS: INTRO - 00:00:00 - 00:05:58 MENTION IT ALL - 00:05:58 - 00:21:01 RHOC - 00:21:01 - 00:42:43 RH…
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Mortgage 101 - Location, Location, Location
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So the interest rates are down, and I can finally buy a home - now where do I buy? Clinton and Todd discuss the Halifax housing market and deciding on a location in terms of housing types, commuting and fuel costs, natural disasters, insurance, and the potential for lenders to refuse mortgages in high-risk areas.…
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"I Will Be Your Villian, Bitch!" RHOC S18 E11, RHOSLC S05 E01
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Send us a text "I Will Be Your Villian, Bitch!" RHOC S18 E11, RHOSLC S05 E01 MENTION IT ALL: Did someone say RHONY party? Hand me my apple. REAL HOUSEWIVES OF ORANGE COUNTY S18 E08: Alexis needs to shut up and Heather needs a reality check. REAL HOUSEWIVES OF SALT LAKE CITY S05 E01: What a premiere! This gave everything and we need MORE. TIMESTAMPS…
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Mortgage 101 - Bank of Canada Interest Rate Cut
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9:47
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Clinton and Todd discuss the Bank of Canada's recent rate cut of 25 basis points, with predictions of further cuts in October and December, opening up the market for some buyers.By Clinton Wilkins Mortgage Team
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"Forest Therapy is for the Birds" RHOC S18 E10
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Send us a text "Forest Therapy is for the Birds" RHOC S18 E10 Of course we watched Secret Wives of Mormon Wives and the new season of Selling Sunset, and of course we have thoughts. REAL HOUSEWIVES OF ORANGE COUNTY S18 E08 Forest therapy, biscuits, and John Janssen. TIMESTAMPS: INTRO: 00:00:00 - 00:08:52 MENTION IT ALL: 00:08:52 - 00:28:34 RHOC: 00…
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Mortgage 101 - Making Lending Easy for You
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With 20 years in the mortgage industry, Clinton Wilkins and his team are undeniable experts, with quality relationships with lenders. Clinton, alongside his co-host Todd Veinotte, chats through why going through a mortgage broker versus a bank may be beneficial for you!By Clinton Wilkins Mortgage Team
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Mortgage 101 - Housing Starts in Nova Scotia
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Are we building enough new homes in Nova Scotia? Clinton and Todd discuss housing starts, and the Halifax market, focusing on trends in new builds, affordability concerns, and demographic shifts. The two touch on a lack of inventory causing demand crunches and advocate for the need for more housing supply to meet growing demand.…
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"You Need to Hmmmm for your Breathalyzer" RHOC S18 E08
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Send us a text "You Need to Hmmmm for your Breathalyzer" RHOC S18 E08 Real Housewives of Orange County S18 E08: Why does Teddy Gnatencamp always need to show up?! TIMESTAMPS: INTRO - 00:00:00 - 00:07:10 MENTION IT ALL - 00:07:10 - 00:20:54 RHOC - 00:20:54 - 00:42:05 F*MARRYKILL - 00:42:05 - END Buzzsprout Sign up link! https://www.buzzsprout.com/?r…
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Mortgage 101 - What You Should Know About Your Mortgage Purchase
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Danielle MacLean, Clinton Wilkins, and Todd Veinotte are back to chat more on the financial aspects of real estate transactions, emphasizing the importance of proper disclosures, documentation, and transparency to ensure smooth transactions and avoid potential risks. They cover private sales, transfer taxes, joint ownership, and mortgage transfers,…
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"Let Me Sit Here in My Whoreness " RHONJ S14 E14 & RHOC S18 E06
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Send us a text "Let Me Sit Here in My Whoreness " RHONJ S14 E14 & RHOC S18 E06 We are so sorry for the inconsistency with our releases, 2024 has been proving to be a tough year for us. And Jess is so sorry for the OC recap this week. She was not fully caught up so the recap might be a bit all over the place, but Robert finishes it up well! Real Hou…
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Mortgage 101 - Real Estate Law 101 with Danielle MacLean
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9:47
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Expert and Real Estate Lawyer, Danielle MacLean, from DCL Law joins Todd Veinotte, and Clinton Wilkins to share insights on navigating real estate transactions. They emphasized the importance of education, organization, and flexibility in preventing unexpected problems. They discuss the significance of having the right professionals on your team an…
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Yet another Bank of Canada interest rate update means that Clinton Wilkins and Todd Veinotte are at the Mortgage 101 table to discuss what this means for Nova Scotians. They also get into the challenges of managing mortgage debt in a rising interest rate environment, and highlight the risks of negative amortization and the importance of proactively…
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"Milk the Prostate " RHONJ S14 E11 & RHOC S18 E03
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Send us a text "Milk the Prostate " RHONJ S14 E11 & RHOC S18 E03 Real Housewives of New Jersey S14 E11: It is almost over! Real Housewives of Orange County S18 E03: Definitely a single white female situation. Timestamps: INTRO: 00:00:00 - 00:06:21 MENTION IT ALL: 00:06:21 - 00:15:49 RHONJ: 00:15:49 - 00:36:51 RHOC: 00:36:51 - 01:01:59 F*MARRYKILL: …
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Would you bet your house you know exactly what's happening with your credit? In this episode, Clinton and Todd emphasized the importance of monitoring credit reports, correcting errors, and being cautious when sharing credit card information online.By Clinton Wilkins Mortgage Team
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Blair Patterson joins your Mortgage 101 hosts once again to continue the conversation of pride in homeownership for Pride Month in Halifax! The three of them emphasize the need for support and resources to help members of the queer community fulfill their dream of homeownership.By Clinton Wilkins Mortgage Team
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"She Needs a House " RHONJ S14 E10 & RHOC S18 E02
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Send us a text "She Needs a House " RHONJ S14 E10 & RHOC S18 E02 Real Housewives of New Jersey S14 E10: To say we are bored is an understatement. Real Housewives of Orange County S18 E02: Is Jen the new Gina? INTRO: 00:00:00 - 00:12:32 MENTION IT ALL: 00:12:32 - 00:22:00 RHONJ: 00:22:00 - 00:41:46 RHOC: 00:41:46 - 01:09:37 F*MARRYKILL: 01:09:37 - E…
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Clinton Wilkins, and Todd Veinotte invite Blair Patterson of Clinton Wilkins Mortgage Team to discuss some important things to note for the queer community when achieving homeownership, including affordability and safety.By Clinton Wilkins Mortgage Team
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"Out of Room and Out of Time " RHONJ S14 E09 & RHOC S18 E01
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Send us a text "Out of Room and Out of Time " RHONJ S14 E09 & RHOC S18 E01 Real Housewives of New Jersey S14 E09: Why are we still watching this again? Real Housewives of Orange County S18 E01: Shannon's DUI, Alexis is dating John, Heather has a new house, and Jen is getting evicted?! Timestamps: INTRO: 00:00:00 - 00:10:19 MENTION IT ALL: 00:10:19 …
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Mortgage 101 - Look Out For Interest Rates
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July is hot and so is the housing market! With a Bank of Canada interest rate announcement on the horizon, your hosts Clinton and Todd sit down to discuss the current state of the Halifax real estate market, including the impact of interest rate changes and challenges faced by first-time homebuyers.By Clinton Wilkins Mortgage Team
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Do you know of all the different reasons why you should refinance your home? Clinton and Todd explore the reasons why more Canadians have decided to refinance their home. Todd shares his personal experience with refinancing, and Clinton gives some major advice.By Clinton Wilkins Mortgage Team
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"What is Peace Without a Drink Being Thrown? " RHONJ S14 E08
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Send us a text "What is Peace Without a Drink Being Thrown? " RHONJ S14 E08 Real Housewives of New jersey S14 E08: DO NOT step up and shove anyone without expecting a drink being thrown in your face. Timestamps: INTRO: 00:00:00 - 00:09:28 MENTION IT ALL: 00:09:28 - 00:27:36 RHONJ: 00:27:36 - 00:53:02 F*MARRYKILL: 00:53:02 - END Buzzsprout Sign up l…
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Are you relocating this posting season? Clinton Wilkins sits down with Todd Veinotte to chat about working with lenders who have Military Programs, and some of the credit requirements involved in the process of a pre-approval.By Clinton Wilkins Mortgage Team
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Mortgage 101 - Bank of Canada's Interest Rate Cuts
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Clinton and Todd dive deeper into the Bank of Canada's decision to reduce the key overnight rate by 25 basis points. The two discuss how this affects mortgage rates and how it inspires confidence in the real estate market.By Clinton Wilkins Mortgage Team
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"Goodbye to the Mullet" SUMMER HOUSE S08 REUNION PART 2, & RHONJ S14 E06
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Send us a text "Goodbye to the Mullet" SUMMER HOUSE S08 REUNION PART 2, & RHONJ S14 E06 Summer House S08 Reunion Part 2: Between West and Carl... what a part 2. Real Housewives of New jersey S14 E06: So the Gorga's passed the torch over to the Fudas huh? Timestamps: INTRO: 00:00:00 - 00:10:12 MENTION IT ALL: 00:10:12 - 00:24:29 SUMMER HOUSE: 00:24:…
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Mortgage 101 - Award-Winning Mortgage Advice!
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Newly awarded by the Canadian Mortgage industry for Best Media/Marketing Campaign across Canada, Clinton Wilkins, and Todd Veinotte chat about industry misconceptions, the importance of seeking advice from an unbiased mortgage professional, and the benefits of going to a full-service brokerage.By Clinton Wilkins Mortgage Team
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"Jax GO TO THERAPY" THE VALLEY S01 E12, SUMMER HOUSE S08 E16, & RHONJ S14 E05
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Send us a text "Jax GO TO THERAPY" THE VALLEY S01 E12, SUMMER HOUSE S08 E16, & RHONJ S14 E05 The Valley S01 E12: Jax has been saying he is going to go to therapy/work on himself since season 1 of VPR and Janet is a menace. Summer House S08 E16: West....West.. how you have disappointed us. Real Housewives of New jersey S14 E05: Was a Boozy Brunch re…
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"I Don't Know. Choke. I Don't Care" - VPR S11 REUNION PART 3, THE VALLEY S01 E11, SUMMER HOUSE S08 E15, & RHONJ S14 S04
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Send us a text "I Don't know. Choke. I Don't Care" - VPR S11 REUNION PART 3, THE VALLEY S01 E11, SUMMER HOUSE S08 E15, & RHONJ S14 S04 Vanderpump Rules S11 Reunion Part 3: Lala is DELULU. The Valley S01 E11: Jax is an idiot, but we already knew that. Summer House S08 E15: Good try Carl, unfortunately this is not your Scandoval moment. Real Housewiv…
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Mortgage 101 - Pay your Taxes, Monitor your Credit Score
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How important is your credit score? Clinton and Todd sit down at the Mortgage 101 table to discuss the significance of credit scores and financial health when buying a home. The two chat about the importance of understanding credit scores and repayment history, and the ongoing need for us to pay our taxes, monitor finances, particularly for self-em…
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"What Would Jesse Solomon Do?" - VPR S11 REUNION PART 2, THE VALLEY S01 E10, SUMMER HOUSE S08 E14, & RHONJ S14 E03
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Send us a text "What Would Jesse Solomon Do?" - VPR S11 REUNION PART 2, THE VALLEY S01 E10, SUMMER HOUSE S08 E13, & RHONJ S14 E03 Vanderpump Rules S11 Reunion Part 2: This reunion did not have to be 3 parts.. The Valley S01 E10: We both would be Zach and Kristen. Summer House S08 E14: We love you Jesse Solomon! And Lindsay is right. Real Housewives…
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Mortgage 101 - An Uptick in Halifax Real Estate, with James Dwyer
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James Dwyer, of Engel & Volkers, joins Clinton Wilkins and Todd Veinotte to discuss the Halifax real estate market and why there may be a notable increase in listings and sale prices compared to last year. James gives an in-depth insight into recent Halifax real estate purchasing habits and suggests that the eventual decrease in interest rates coul…
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"A Demon and Apple Juice" - VPR S11 REUNION PART 1, THE VALLEY S01 E09, SUMMER HOUSE S08 E13, & RHONJ S14 E02
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Send us a text A Demon and Apple Juice - VPR S11 REUNION PART 1, THE VALLEY S01 E09, SUMMER HOUSE S08 E13, & RHONJ S14 E02 Did we go to the Page Six Reali-Tea Live Show? Did one of us get hit on by Jesse Solomon? Did we have a blast? Yes, Yes, Yes! Vanderpump Rules S11 Reunion Part 1: Lala just shut up! The Valley S01 E09: Janet.. please go away. S…
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What gives Clinton hope for increasing homeownership in Halifax? Todd Veinotte and Clinton Wilkins are back with innovative solutions for overcoming the affordability crisis in the housing market, advocating for creative approaches, and discussing the potential of prefab homes and densification in shaping Halifax's housing landscape.…
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It's springtime in Halifax - birds are singing, flowers are blooming, and the real estate market is booming! Clinton and Todd talk about navigating this busy time, how to find the right lender for you, and what's going on with property taxes across HRM. The two also chat about fixed versus variable rates in today's rate environment.…
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“The Real HouseMATES of NY are BACK!” - VPR S11 E15, SUMMER HOUSE S08 E12 & RHONJ S14 E01
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Send us a text “The Real HouseMATES of NY are BACK!” - VPR S11 E15, SUMMER HOUSE S08 E12 & RHONJ S14 E01 Hey Housemates, it’s been awhile! We are excited to be back and thrilled we made it back to cover the end of VPR - ha! Vanderpump Rules S11 E15: Ariana and Katie are QUEENS, that is all. Oh and there is a bit about the Valley. Summer House S08 E…
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Mortgage 101 - Real Estate Growth in Halifax
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Atlantic Canada, and Halifax are all working together to keep up with the demand for the growing housing industry! Clinton and Todd dive into the real estate market trends, mortgage lending trends and the observed changes in Nova Scotia, this episode. The two chat about some great locations for buying, and the importance of having a solid pre-appro…
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Mortgage 101 - Qualifying for your First Home
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If you've been thinking of where you are on the checklist of qualifying for your first home, Clinton and Todd get into the specifics this episode! From the mortgage rule changes, for first time homebuyers, to the stress test, and qualification requirements, your Mortgage 101 hosts chat about everything you need to consider when taking out your firs…
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What are the implications of the 30-year mortgage? Clinton and Todd sit down this episode and chat a bit more in-depth about what the 30-year mortgage means for first time homebuyers, noting the need for affordable housing options in the region, especially in urban centers like Halifax. Clinton emphasizes the importance of builders offering spec ho…
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Mortgage 101 - New Budget Updates and Mortgage Incentives
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Clinton Wilkins and Todd Veinotte are back this Spring to discuss the latest budget updates, including changes in mortgages and housing incentives. Plus, a debate between Beyonce and Dolly Parton country renditions and how the new housing incentives for new builds may expand the construction industry here in Nova Scotia!…
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Mortgage 101 - Halifax, The Evolving Mortgage Landscape
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Clinton and Todd explore the evolving landscape of homeownership, offering insights and expertise! Join us this episode of Mortgage 101, as we dive into discussions ranging from Halifax's growing reputation, to the nuances of mortgage lending.By Clinton Wilkins Mortgage Team
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Mortgage 101 - Mortgage Trends and Indebtedness with Sandi Burns
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From rising debt levels to the impact of refinances and renewals, hosts Clinton and Todd sit down with guest Sandi Burns to provide insightful analysis and predictions for navigating the ever-changing landscape of homeownership. In this segment of Mortgage 101, we dive into the current trends shaping the mortgage market.…
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Mortgage 101 - Unveiling Mortgage Fraud with Sandi Burns
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In this episode Clinton and Todd are joined by Sandi Burns, AVP Residential and Retail Credit Risk, to talk about Mortgage fraud. Fraud is on the rise. And not just by the those looking for illegal gains. Sandi talks about the complexity of fraud for shelter, fraud for profit and the risks of fraud that affect more than lenders and borrowers. Clint…
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Clinton and Todd are excited for Spring! They chat about the Spring Real Estate Market, being one of the biggest, and how it comes with its own set of market prices and trends. Clinton makes some predictions on what will happen once rates start to drop, and the two chat about downsizing and build options for buyers excited to spring into their new …
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This segment Clinton and Todd dive into the importance of the pre-approval process in home buying. They touch on necessary financial decisions to make before buying a home, the limitations of some home purchases and going with reputable mortgage brokers.By Clinton Wilkins Mortgage Team
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“Bad B*tch Era” - RHOP S08 E13, RHOBH S13 E17, VPR S11 E04 & SUMMER HOUSE S08 E01
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Send us a text “Bad B*tch Era” - RHOP S08 E13, RHOBH S13 E17, VPR S11 E04 & SUMMER HOUSE S08 E01 Mention it all: SPOILERS!! Traitors & Love is Blind Real Housewives of Potomac S08 E13: Make this stop. Real Housewives of Beverly Hills S13 E17: White parties, diamonds and divorce Vanderpump Rules S11 E04: How can we make Tom Sandoval get off of our s…
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Mortgage 101 - Halifax Home Renovations with Dan Monk
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This segment Clinton and Todd bring on contractor and civil engineer, Dan Monk, to chat about home renovation costs and trends in Halifax, some red and green flags to look out for when hiring contractors, and some simple renovations or improvements you can make to help you love your home.By Clinton Wilkins Mortgage Team
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“We are the QUEENS of the Group” - RHOBH S13 E16 & VPR S11 E03
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Send us a text “We are the QUEENS of the Group” - RHOBH S13 E16 & VPR S11 E03 Mention it all: SPOILERS!! Traitors & Love is Blind Real Housewives of Beverly Hills S13 E16: Korbel & diamonds Vanderpump Rules S11 E03: Sober curious isn’t a thing. Timestamps: Intro/Opening : 00:00:00 -> 00:13:18 MENTION IT ALL : 00:13:18 -> 00:29:39 RHOBH: 00:29:39 ->…
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Mortgage 101 - Protecting Financial Interests in a Relationship
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This segment Clinton and Todd continue their chat about love and home improvement with an emphasis on the factor love plays in buying a home. They chat about planning for relationship breakdowns, spousal buyout options, and financial honesty and transparency in relationships.By Clinton Wilkins Mortgage Team
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“Don’t Sign the Pope’s Document 💃” - RHOBH S13 E15, RHOP S08 E012 & VPR S11 E02
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Send us a text “Don’t Sign the Pope’s Document 💃” - RHOBH S13 E15, RHOP S08 E012 & VPR S11 E02 Mention it all: Robert continues to chat about Traitors. Real Housewives of Potomac S08 E12: WTF is GNA and who thought this was a good idea. Real Housewives of Beverly Hills S13 E15: 💃💃💃💃 Vanderpump Rules S11 E02: Ally tell us our birth charts! Timestamp…
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This segment Clinton and Todd get into loving your home and home improvement for February. They chat about the housing market, and interest rates in Halifax. Clinton makes an interesting prediction, and the two wrap up the chat with home renovation and HELOC advice.By Clinton Wilkins Mortgage Team
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Mortgage 101 - Mortgage Renewals and Financial Planning
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This episode we outline some of the financial planning involved with the mortgage renewal process. Curious about your mortgage or homeownership options but are not sure where to start? We're here to help! Contact us here: https://teamclinton.ca/contact-us/ Check us out on social media: Facebook: https://www.facebook.com/teamclintonhalifax Instagram…
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