Best Debt Consolidation Loans Podcasts (2024)

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Is Consolidating Debt Through Refinancing a Smart Move 40:17

6h ago40:17

40:17

In today's episode, we're diving into whether it's a smart decision to consolidate debt through refinancing, especially considering the recent spike in interest rates. Many homeowners currently enjoy low mortgage rates but face higher rates on other debts. We'll explore your options: What actions can you take, and under what circumstances does refi…

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253 | How to Stay Ahead: Budget Tips for High-Expense & Busy Months 15:58

22m ago15:58

15:58

Snag Our Signature Budget Template! Hey Budget Besties! In this episode, we’re sharing some real-life nuggets from our group coaching sessions. May was a long month for budgets, and we’re here to help you navigate all the challenges it brings. From unexpected grocery bills to handling extra paychecks, we’ve got tips to keep you on track. Plus, hear…

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252 | Stop Wasting Money: How Dreams Turn into Budgeting Goals 16:35

19m ago16:35

16:35

Book A Free Financial Coaching Call! Hey, budget besties! In this episode, we're diving into the essential first step of budgeting: rediscovering your financial dreams and figuring out your "why." We share heartwarming stories, practical steps, and motivational tips to help you envision a future that excites you. Let’s get back to dreaming big and …

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251 | Real-Life Financial Makeovers: Strategies for Paying Off Debt and Saving 18:25

3d ago18:25

18:25

Book A Free Financial Coaching Call! Today, we are talking about the importance of setting financial priorities and sticking to them. Our clients have made incredible progress, from paying off credit card debt to tackling student loans and planning for future expenses. We share their journey, the challenges they've faced, and how they've managed to…

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Guide to the Mortgage Pre-qualification Process in Florida 8:32

2h ago8:32

8:32

Welcome to this week's session on navigating the mortgage pre-qualification process! I'm Melinda Payan, proud owner of The Truth About Lending, and I'm thrilled to have you join us for this crucial discussion. In today's session, we're unraveling the mystery behind getting pre-qualified or pre-approved for a mortgage. What exactly does that entail?…

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250 | Budgeting Tips for Busy Moms: Making Every Penny Count 7:44

15m ago7:44

7:44

Book A Free Financial Coaching Call!Today, we’re diving into the challenges every mom faces when managing family finances. Whether it’s budgeting for unexpected school costs or navigating the expensive world of sports like cheer, we're here to give you the real deal on managing your money effectively. Join us as we respond to your burning questions…

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249 | Money Talks for Moms: Handling Tuition, Teens, Sports, Dance Class, Celebrations and Other Unexpected Expenses 26:03

9h ago26:03

26:03

Book A Free Financial Coaching Call!In today’s episode, we're answering your questions about budgeting and motherhood. We talk through the unique challenges moms face when budgeting for the unexpected—yes, all those "mom-made-of-money" moments when you just wish you had a secret stash just for ice cream after little league wins! 📍 Today’s Highlight…

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248 | Budgeting Breakthrough: Transforming Good Incomes into Great Savings 16:36

3d ago16:36

16:36

Book A Free Financial Coaching Call! Today, we are talking the real-world challenges and practical solutions for turning a good income into great savings. Our guest shares her candid experience of managing finances with a good income but struggling to optimize savings and reduce debt. Discover actionable advice on simplifying your budgeting process…

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Smart Moves for Managing Student Debt When Applying for a Mortgage in Florida 5:40

6h ago5:40

5:40

Understanding how student loan debt affects qualifying for a mortgage and strategies that can be used. Join us for an insightful discussion on the intersection of student loan debt and mortgage applications! When you're gearing up to get prequalified for a mortgage, your total student debt becomes a crucial factor in the equation. Whether you're ac…

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247 | Smart Spending: Helping Women Feel Good About Budgeting Needs and Wants 22:04

6d ago22:04

22:04

Book A Free Financial Coaching Call! Hey Budget Besties! It’s Vanessa and Shayna here, and today we’re tackling a topic we all think about but often stress over – managing our money. We’re here to show you how handling your finances can be both empowering and enjoyable, especially for us women who juggle so much! What We're Diving Into: You know th…

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246 | Are You Sabotaging Your Budget? Signs You're Not Ready 19:09

7d ago19:09

19:09

Book A Free Financial Coaching Call! Today we explore the difference between those who find success in budgeting and those who stumble, discussing the role of mindset and preparation. If you've tried budgeting before and felt it wasn't for you, this discussion might shed some light on why and how you can prepare to succeed. Key Points Discussed: Un…

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245 | Money Talks: How to Conquer Debt and Create Generational Wealth w/ Holly Logan 33:29

10d ago33:29

33:29

Book A Free Financial Coaching Call!Join us for a chat with Holly Logan from the "Lead with Empathy Podcast" as we delve into combining financial management with lasting generational wealth. Holly, a family nurse practitioner turned influential podcaster, shares her personal and professional experiences, focusing on how finance intersects with over…

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Exploring Loan Options for Foreign Nationals in Florida 17:22

7d ago17:22

17:22

Welcome to this week's insightful session on foreign national loans! In today's discussion, we're diving deep into understanding the nuances between permanent resident aliens and non-permanent resident aliens, alongside exploring the diverse landscape of foreign national loans. If you've ever wondered about the distinction between these classificat…

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244 | Crafting Custom Budgets: Insights from Client Sessions to Strengthen Your Financial Plan 23:45

12d ago23:45

23:45

Book A Free Financial Coaching Call! Today, we dive into the nitty-gritty of budgeting with a twist—real client stories and personalized strategies that make all the difference! Ready to tackle your finances with some expert advice? Let's jump in. Here's What You're In For: Demystifying the Budgeting Process: Ever feel like budgeting is just a seri…

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243 | Breaking the Paycheck-to-Paycheck Cycle: 5 Reasons You Make Good Money and Have Nothing to Show for It 18:28

14d ago18:28

18:28

Book A Free Financial Coaching Call! In today’s episode, we’re diving deep into a problem so many of us face: earning a decent income but still struggling to make ends meet. Why does this happen, and what can we do about it? We’re going to explore the hidden reasons behind this frustrating financial cycle and provide you with actionable strategies …

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Credit Scores are Falling for the First Time in 10 years 38:41

10d ago38:41

38:41

Car prices are up - should you buy or lease? We discuss plusses and minuses.By Dan Perkins Media

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242 | Managing Money When Paychecks Fluctuate: A Guide to Achieving Financial Peace and Organization 21:28

17d ago21:28

21:28

Book A Free Financial Coaching Call! Today, we explore the real challenges and strategic solutions that can help individuals and families not just survive, but thrive financially, regardless of how or when the money comes in. Key Highlights: Understanding Unpredictable Income: We start off by discussing the various types of income schedules people …

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Don't Buy the Hype - Florida Real Estate Today vs. 2008 25:59

15d ago25:59

25:59

Welcome to this week's podcast with The Truth About Lending! Join us as we take a deep dive into the complex landscape of the current housing market. We're here to debunk common misconceptions and provide you with the facts you need to make informed decisions. Firstly, let's address the elephant in the room: It is not 2008 and we are not on the ver…

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241 | Make Your May Budget: A Step-by-Step Guide + All The Extra Things To Plan For In May 17:52

19d ago17:52

17:52

Book A Free Financial Coaching Call! Today, we're diving into the essentials of setting up your budget for May. Whether you're a seasoned budgeter or just starting out, we’ve got tips and strategies to help you navigate the often tricky financial landscape of May, with its early paychecks and extra expenses. Plus, we're offering a free, downloadabl…

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240 | Financial Freedom: Confronting Personal Myths and Unpacking Money Baggage 22:43

24d ago22:43

22:43

⁠Snag Our Signature Budget Template!⁠ Ever wonder why you think about money the way you do? Tune in as we dive into the world of "money baggage"—those deep-rooted beliefs and habits about money picked up from childhood that sneakily guide how you handle finances today. Key Highlights: - What is Money Baggage? It’s all those notions and habits about…

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To Buy or Lease 33:38

17d ago33:38

33:38

Gordon discusses the options of buying and leasing and the process of navigating those options.By Dan Perkins Media

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239 | Budget Mastery with Single Mom Veronica 22:22

18d ago22:22

22:22

Snag Our Signature Budget Template! Today, we're thrilled to share the story of Veronica, a single mom and accounting technician from Nevada County who is taking bold steps to master her family budget. In This Episode: Real Challenges, Real Solutions: Veronica opens up about the financial hurdles of managing a household with an inconsistent income.…

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Your Guide to Understanding No Income Verification Loan Choices in Florida 28:57

24d ago28:57

28:57

Welcome to this week's Lunch & Learn with Melinda! Today, we're diving into a comprehensive guide on no income verification loans, exploring the options available to you. What exactly is a no income verification loan or alternative income documentation loan? How does it differ from loans of the past? Who is it for? These are all excellent questions…

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238 | Budgeting Basics: From Bills to Personal Spending 21:21

26d ago21:21

21:21

Join Our Group Coaching Program Now! Today we're thrilled to share some golden nuggets from our group coaching sessions, where we dive into the art of managing personal finances. We're unpacking real-life coaching scenarios that illustrate the power of thoughtful financial planning. Our aim? To give you practical tips and insights that can help you…

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237 | Packing Joy, Not Debt: How to Plan, Budget & Save For Family Vacations and Travel 23:14

1M ago23:14

23:14

Start planning your next adventure with our free travel budget planner available at ⁠budgetbesties.com/travel. ⁠ In this episode, we delve into the art of planning memorable family vacations without the financial stress. Discover the joy of traveling smart, from picking destinations to handling unexpected costs, ensuring a smooth and enjoyable expe…

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236 | Breaking the Cycle: How Darlene, a Single Mom, Plans to Escape Living Paycheck to Paycheck 30:20

24d ago30:20

30:20

⁠Snag Our Signature Budget Template! In this episode we're dive deep into the life changes and financial strategies of Darlene, a resilient single mother from Canada, as she navigates through significant career and personal transformations. With a background in hairstyling and a current position in cleaning, Darlene opens up about her struggles wit…

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Credit Scams 31:06

24d ago31:06

31:06

This week we discuss credit scams and how to protect yourself.By Dan Perkins Media

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Expectations Versus Reality in Multifamily Property Investments in Florida 32:51

1M ago32:51

32:51

Welcome to this week's Lunch and Learn with Melinda! In today's episode, we're delving into the intriguing realm of multifamily properties. Join us as we explore the stark contrasts between expectations and reality when it comes to purchasing and investing in these types of properties. We'll tackle the fundamental question: What exactly constitutes…

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235 | Cash Flow Chronicles: Breaking The Paycheck to Paycheck Cycle By Ditching Debt 14:59

26d ago14:59

14:59

⁠Snag Our Signature Budget Template!⁠ In this episode, we dive deep into the heart of budget success stories and wisdom gleaned from real-life coaching sessions. Whether you're dreaming of a debt-free life, stress-free vacations, or navigating the complexities of loan consolidation, we've got tips that will transform the way you approach your finan…

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234 | 12 Rules to Live Bougie on a Budget: Balancing the Lifestyle You Want With Your Financial Goals 18:31

28d ago18:31

18:31

⁠Snag Our Signature Budget Template!⁠ Ever wondered how to keep your lifestyle while on a budget? Look no further! In this eye-opening episode, we delve into the secrets of living 'bougie on a budget.' We explore how strategic choices, mindful spending, and financial savvy can transform your lifestyle from mundane to magnificent without the financi…

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233 | Finding Peace in 'No': Strategies for Graceful Boundary Setting with Tanya Engesether 31:32

2M ago31:32

31:32

⁠Snag Our Signature Budget Template!⁠ Want to know the secret to setting boundaries that honor your values and commitments, empowering you to lead a more balanced and fulfilling life? In this episode, we had the pleasure of welcoming Tanya Engesether, a healthcare leader by day and a podcaster and Certified Christian life coach by night. With a ric…

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Ep: 8 New Rules for Debt Collection Agencies 4:39

1M ago4:39

4:39

Debt Collection Agencies to work under stricter rules from April 1 Debt collection agencies need to stick to much more stringent rules from April that are meant to ensure that there are fewer debt issues, according to the Inspection of Justice and Safety. For example, a new law will ban debt collection agencies from putting people under pressure. T…

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Adapting to National Association of Realtors (NAR) Evolution: Lenders' Insights 24:56

2M ago24:56

24:56

Welcome to Lunch and Learn with Melinda - your go-to channel for insightful discussions on the world of lending and real estate in Florida. In our second look at the implications of the National Association of Realtors (NAR) $418 Million settlement, we will offer a lender's unique perspective. It's important to note that the situation is still evol…

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232 | Game-Changing Budget Strategies for Families with Kids in Sports & Business Finances For Entrepreneurs 26:04

1M ago26:04

26:04

⁠Snag Our Signature Budget Template!⁠ In today's episode, we dive deep into the world of managing family finances, especially when it comes to the costs associated with kids' activities like sports, and how to efficiently systemize your business finances to better support your personal life. Whether you're struggling with the financial demands of y…

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231 | Simplify Your Budget: The Magic of Multiple Bank Accounts (Savings, Spending, Bills & Debt) 24:27

2M ago24:27

24:27

⁠Snag Our Signature Budget Template!⁠ Hey there, budget besties! Are you ready to take control of your finances with grace and ease?Imagine each account as a beautifully labeled jar on your kitchen shelf, each one holding a different ingredient for the perfect financial recipe. If you’ve ever felt like your finances are a complex maze you can’t see…

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230 | A Toast 🥂 to Transformation: Celebrating 300K Plays And Our Listeners' Successes 14:25

1M ago14:25

14:25

⁠Snag Our Signature Budget Template!⁠ In today’s special episode, we're taking a moment to celebrate a huge milestone in our podcast journey—reaching over 300,000 plays! This achievement is not just ours; it's a testament to the vibrant, supportive community that has grown around our podcast. Join us as we reflect on the journey, the lessons learne…

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Financial Horizons: Mapping Your Financial Future 9:55

2M ago9:55

9:55

Embark on a journey of financial empowerment with our comprehensive guide, "Wealth Horizons." This program is designed to help you articulate, plan, and achieve your financial goals, whether you're saving for a dream home, planning for education, or securing a comfortable retirement. Discover the strategic roadmap to financial success and cultivate…

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A Lender's Perspective on the National Association of Realtors (NAR) Changes 48:29

2M ago48:29

48:29

Welcome to Lunch and Learn with Melinda - your go-to channel for insightful discussions on the world of lending and real estate in Florida. Currently, we're exploring the implications of the National Association of Realtors (NAR) $418 Million settlement and offering a lender's perspective. It's important to note that the situation is still evolving…

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229 | Stumped on How to Budget For Your Beauty Routine? This Glam-Up Savings Bucket Strategy Will Help You Afford Hair, Nails and Other Self-Care 12:21

2M ago12:21

12:21

Grab Our Free Savings Buckets Planner Here Welcome to a sparkling new episode where we dive into the glitzy world of beauty and personal care without breaking the bank. Ever wondered how you can keep looking fabulous while sticking to your budget? We’ve got the secret sauce for you: creating a Glam Up Fund! This episode is all about being bougie on…

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228 | Spring Into Savings: Make Your April Budget With Us (April Specific Budget Step-By-Step) 25:21

2M ago25:21

25:21

⁠Snag Our Signature Budget Template!⁠ Let's get that April budget made before April showers come! Welcome back, budget besties! As March wraps up and April peeks around the corner, it's the perfect time to dive into your budget planning. If you haven't started on your April budget yet, don't worry – you're right on time. This episode is all about s…

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227 | Budget Breakthroughs: Financial Transformations: Stories of Defeating Debt, Savings Success, and the Power of Teamwork In A Marriage 16:44

2M ago16:44

16:44

Sign Up For Group Coaching! Today, we're diving deep with relatable stories from our incredible clients - their challenges, their victories, and the monumental shifts that changed everything. 💥 Here's a sneak peek of what's in store: - 🚀 A jaw-dropping story of wiping out $12,000 in student loans in just ONE month. - ❤️ From money fights to dreamy …

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Credit Chronicles: Personal Statement 6:21

2M ago6:21

6:21

Experian credit reports as well as those from lesser-known credit bureaus may also contain a “Personal Statement” section, which allows you to explain any derogatory information contained in your file. This will likely have little or no impact on your overall credit standing or the decisions made by creditors and lenders, but it can’t hurt to provi…

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Condo Financing in Florida: Embracing the Changes and Challenges 43:30

2M ago43:30

43:30

Today, we're diving deep into the intricacies of condo financing in Florida. Why is condo financing different, and what challenges and changes have occurred over the years? The uniqueness stems from the high concentration of condos in Florida compared to other states, leading to stricter guidelines post the economic crisis of 2008-2010 and further …

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226 | How To Get Debt-Free Faster: What Your Extra Payments Really Tackle 10:01

2M ago10:01

10:01

Join Group Coaching! Today, we're diving deep into the world of debt reduction, specifically focusing on the impact of extra payments. Whether you're dealing with credit card debt, student loans, or a mortgage, understanding how your payments are applied can make a massive difference in your financial journey. In This Episode, You'll Learn: The dif…

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225 | Splurges, Savings, and Starbucks: How To Be Bougie on a Budget 20:02

2M ago20:02

20:02

Sign Up For Group Coaching! In today's episode, we tackle the concept of being "bougie on a budget." We're here to show you how to elevate your lifestyle, enjoying the finer things in life while keeping an eye on your finances. With our unique insights and strategies, you'll learn how to indulge in your desires without compromising your financial w…

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224 | Breaking the Debt Cycle: Celeste's Strategy to Overcome Credit Cards & Consolidation Loans and More 26:10

2M ago26:10

26:10

⁠Snag Our Signature Budget Template!⁠ In this heartfelt episode, we welcome Celeste, a guest from Indianapolis, who shares her relatable journey of facing financial challenges head-on. As a mom and HR professional, Celeste opens up about her struggles with debt accumulation, the allure of credit cards, and her pursuit of financial freedom. Our conv…

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Credit Chronicles: Public Records 7:27

2M ago7:27

7:27

There are three main types of public records that can be included in credit reports. Each has a detrimental impact on your credit standing and may remain for up to 10 years. Bankruptcies: Chapter 7, 11, and 13 bankruptcies can be listed on your credit reports. The length of time they will remain there and the damage done to your credit standing dep…

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The Complete Roadmap to Purchasing a House in Florida 57:06

2M ago57:06

57:06

An in-depth look at the house buying process. In today's Lunch & Learn, Melinda will walk you through the entire process of buying a house in Florida. From pre-approval to the underwriting process to inspections to closing, this video contains a bevy of valuable information for anyone looking to purchase a home. With a lack of clear education about…

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223 | Behind the Curtain: Business Wins, Personal Milestones, Budgeting Myths and Everything In-Between 19:30

2M ago19:30

19:30

Sign Up For Group Coaching! In this special quarterly edition, we share our victories, challenges, and everything in between, coupled with a dash of financial wisdom and life lessons. What’s New? Business Win: We're thrilled about our new group coaching program! Designed to make financial coaching accessible to everyone, this program represents a s…

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222 | What Would Your Life Be Like Without Debt Payments? 3 Reasons You Need To Get Out Of Debt Asap 16:18

2M ago16:18

16:18

⁠Snag Our Signature Budget Template!⁠ In today's episode, we're diving deep into a topic close to many of our hearts: the undeniable power and freedom that come from being debt-free. This isn't just about crunching numbers or making budgets work; it's about the profound life transformation that happens when you break free from the chains of debt. W…

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Debt Consolidation Loans Podcasts

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