Best Fintechpodcast Podcasts (2024)

1
Inside a Reg Split on Basel and the Battle for FDIC Control 28:19

9d ago28:19

28:19

Pete Schroeder, who covers financial regulation and policy for Reuters, breaks down why federal banking agencies are split on how to finalize new capital rules and explains how policymakers are reacting to a nominee for FDIC chair.By IntraFi

1
Catch Check Fraud If You Can: The Growing Issue for Banks, Consumers 40:22

23d ago40:22

40:22

Frank Abagnale Jr., an expert on check forgery and the subject and inspiration for Steven Spielberg’s film “Catch Me If You Can,” talks about why check fraud is so much worse in recent years despite the overall decline of use of checks. He talks about why banks are struggling to detect forgeries, how policymakers should address the issue, and why t…

1
The Coming Battle Over Zelle Fraud 31:10

30d ago31:10

31:10

Penny Crosman, executive editor of technology at American Banker, goes behind the scenes on a case of Zelle fraud that cost a consumer thousands of dollars—and what it means for a coming policy fight between the big banks and Washington over the real-time payment system.By IntraFi

1
The Massive Impacts of a Whirlwind Week for Banking Policy 30:17

1M ago30:17

30:17

Andrew Ackerman, a financial services reporter for the Wall Street Journal, discusses what happens next after FDIC Chair Martin Gruenberg’s surprise announcement that he will resign upon confirmation of a successor. Ackerman also details how regulators plan to dial back the Basel III Endgame proposal, and talks about the CFPB’s future after the Sup…

1
"A Political Thunderdome": The High Stakes for FDIC at Two Hill Hearings 43:18

2M ago43:18

43:18

Brendan Pedersen, the financial services reporter for Punchbowl News, discusses the critical importance of upcoming hearings to the future of the FDIC and disturbing revelations from a recent report looking into the agency’s culture. He also discusses an upcoming House vote on a crypto bill and the latest on financial privacy and stablecoin legisla…

1
Rep. Lucas on HFSC Chair Bid, Bank Consolidation, Fed Independence 42:49

2M ago42:49

42:49

Rep. Frank Lucas, the longest serving Republican on the House Financial Services Committee, makes his case for why he should be the next chair, offering his views on community bank consolidation, whether the Fed should be independent, the dangers of quantum computing and how history informs his view of government agencies and programs.…

1
Could a Stablecoin Bill “Shatter” the Wall Between Banking and Commerce? 43:11

2M ago43:11

43:11

Hilary Allen, a law professor at American University Washington College of Law, warns that a stablecoin regulation bill could open the door to mixing banking and commerce, allowing WalMart, Amazon or Google to effectively set up their own bank without facing bank-like regulations. She also details issues with the legislation introduced to date, inc…

1
The Populist Threat to Banks 38:28

2M ago38:28

38:28

John Heltman and Claire Williams, two journalists with American Banker, discuss the outlet’s recent series on populism and how it impacts banks. They tackle why the banking industry is so often the target of populist politicians from both the left and the right, how populism is changing the debate on various bank policy debates now, and what comes …

1
Klein vs. Calabria Round 2: How to Solve the Housing Crisis 36:44

3M ago36:44

36:44

Aaron Klein, senior fellow at the Brookings Institution, and Mark Calabria, former director of the Federal Housing Finance Agency, debate the best way to address the housing crisis, as well as the dangers of politicizing banking regulation, whether the Fed is too worried about consensus, if the central bank is secretly working on a central bank dig…

1
Calabria vs. Klein Round 1: Bank Rescues, Fed Playing Politics, Liquidity Fixes 40:07

3M ago40:07

40:07

Mark Calabria, former director of the Federal Housing Finance Agency, and Aaron Klein, senior fellow at the Brookings Institution, discuss how politics factors into the Fed’s monetary policy decisions, decry the rescue of uninsured depositors last year, debate how to fix liquidity rules and weigh in on revamping the FHLBs.…

1
Steele on What’s Needed After SVB, Biggest Threat to Banks, M&A Policy 47:31

3M ago47:31

47:31

Graham Steele, the former Treasury assistant secretary for financial institutions, offers a behind-the-scenes perspective on regulators’ decision to rescue uninsured depositors at Silicon Valley Bank and two other regional banks. He also discusses what policy changes are still needed as a result, the greatest challenge facing the banking industry, …

1
How SVB’s Collapse Changed Bank Policy for Good 32:06

4M ago32:06

32:06

One year after the fall of Silicon Valley Bank, the reverberations into banking policy continue. Brian Gardner, Chief Washington Policy Strategist at investment bank Stifel, discusses how the failure impacted bank supervision and the debate over new capital and liquidity rules—and how it will remain a part of the calculus moving forward.…

1
Whip Emmer on CBDCs, “Junk” Fees, Crypto and Community Banks 38:16

4M ago38:16

38:16

House Majority Whip Tom Emmer talks about his fears for the future of small banks—and how to reverse course—and why his movement to ban the Fed from creating a CBDC has gained steam. He also tackles his predictions for the House elections this year, the CFPB’s push against so-called “junk” fees and how he became one of the leading advocates for cry…

1
“The Most Contentious Fight in Washington Right Now” 35:45

4M ago35:45

35:45

Richard Hunt, executive chair of the Electronic Payments Coalition, talks about the battle over Capital One buying Discover, how it connects to the Durbin amendment’s restrictions on debit interchange fees, and why the fight over another Durbin legislative proposal on credit cards is so heated.By IntraFi

1
How Banks Can Win the Battle for Deposits 34:18

4M ago34:18

34:18

Neil Stanley, CEO of the CorePoint, offers strategies and products banks can use to attract and retain deposits in a highly competitive deposit environment.By IntraFi

1
Esther George on Interest Rate Cuts, CRE, Bank Failures, and Everything in Between 47:53

5M ago47:53

47:53

The former Kansas City Fed president talks about the persistence of inflation, when the central bank is likely to lower interest rates, how worried she is about office CRE, the lessons from the failures of three regional banks last year, whether she supports a central bank digital currency, and the future of community banks.…

1
Are We Headed for Another Regional Bank Crisis? 23:57

5M ago23:57

23:57

After a prominent regional bank slashed its dividend amid unexpected losses related to office commercial real estate loans, some in the media are raising fears that another round of failures could be in the offing. Jaret Seiberg, managing director of Cowen’s Washington Research Group, details what happened, how regulators are responding, and whethe…

1
Why the War Over "Junk" Fees Has Heated Up 25:03

5M ago25:03

25:03

Kate Berry, who covers the CFPB for American Banker, goes behind the scenes on the consumer agency’s latest proposals to limit overdraft fees and institute new limits around nonsufficient funds transactions.By IntraFi

1
Bank M&A was “miserable” in 2023. Will this year be even worse? 19:10

5M ago19:10

19:10

Naomi Snyder, editor-in-chief of Bank Director, discusses why the bank M&A market was so bad in 2023, and what changes need to happen for it to improve.By IntraFi

1
The “Existential” CFPB Plan Banks Should Care About 33:25

6M ago33:25

33:25

John Pitts, head of policy for Plaid, argues a new CFPB open-data proposal could transform the financial services industry. He says bankers, many of whom are skeptical of the plan, could see significant opportunities, including a greater ability to attract new customers.By IntraFi

1
Would Banks Win a Lawsuit Against the Basel III Capital Plan? 33:06

6M ago33:06

33:06

Greg Baer, CEO of the Bank Policy Institute, makes the case that regulators did not follow the law when they proposed new capital standards for the biggest banks by failing to provide adequate analysis and data. He details what he believes is missing and why he’s confident a final rule will be substantially different.…

1
The Road Ahead for Community Banks in 2024 40:54

7M ago40:54

40:54

Derek Williams, chairman of ICBA and President and CEO of Century Bank & Trust in Milledgeville, Georgia, talks about the challenges and opportunities for community banks as they head into a new year, including how he sees economic issues and policy debates playing out.By IntraFi

1
Attack of the (Voice) Clones: The Perils of AI for Banks 35:35

7M ago35:35

35:35

As AI becomes more prevalent, what are the risks to banks and consumers, particularly as software can now allow fraudsters to imitate a person's voice? Emily Flitter, reporter for the New York Times, talks about the growing threat from AI on financial security, how it is already changing lending and what policymakers can do to address it.…

1
How FHLB Reform Can Help Banks, Housing 42:47

7M ago42:47

42:47

Cornelius Hurley, professor at Boston University School of Law, breaks down the recent FHFA report calling for sweeping changes to the Home Loan Bank system. He discusses why it’s important to refocus the banks on mission and how the debates over the report’s finding will play out in future rulemakings and legislation.…

1
Quarles on Capital Plan, SVB Criticism, Interest Rates & Fed Power Dynamics 56:16

8M ago56:16

56:16

Randal Quarles, the former Fed vice chair, details how the new Basel III capital proposal could hurt the economy, casts doubt on the legality of the Fed’s stress tests, and pushes back on criticism that his actions helped cause the failure of three regional banks earlier this spring. He also talks about his biggest concerns in the financial system …

1
Inside the Conviction of SBF – And What It Means for Crypto, Banks 41:03

8M ago41:03

41:03

Zeke Faux, an investigative reporter for Bloomberg and the author of “Number Go Up: Inside Crypto’s Wild Rise and Staggering Fall,” goes behind the scenes on Sam Bankman Fried’s conviction last week, including his interviews with the former FTX leader and what it means for the industry at large.By IntraFi

1
The Case Against a U.S. Retail CBDC 41:59

8M ago41:59

41:59

Christina Skinner, assistant professor at The Wharton School of the University of Pennsylvania, talks about why a potential U.S. central bank digital currency “opens a Pandora’s Box” of questions about the role of the Fed and could pose a grave threat to banks.By IntraFi

1
Everything Banks Need to Know about the Final CRA Rule 22:49

9M ago22:49

22:49

Ebrima Sanneh, who covers the federal banking agencies for the American Banker, breaks down the final rule setting out new standards under the Community Reinvestment Act. He tackles how the rule changed from the proposal, the new standards for community banks, and how the industry is likely to react.…

1
The CFPB Is Here to Stay, So What's Next? 32:49

9M ago32:49

32:49

Now that the Consumer Financial Protection Bureau appears likely to survive a Supreme Court challenge, will the agency be emboldened to push its powers further? Or will it be reined in by other forces? Evan Weinberger, who covers the CFPB for Bloomberg Law, analyzes the latest intel.By IntraFi

1
Community Bankers Are Tired of Being Jerked Around 34:12

9M ago34:12

34:12

Steve Scurlock, the head of government relations at the Independent Bankers Association of Texas, talks about the “whipsaw” effect on community banks of regulatory changes that rapidly shift with the change of administrations and regulators—and his biggest fears for the future.By IntraFi

1
End of an Era: Deposit Gathering Near Rate Cycle Peak 42:28

10M ago42:28

42:28

Matt Pieniazek, president of Darling Consulting, and Dave Koch, managing director of advisory services with Abrigo, discuss strategies for banks to navigate the challenging deposit market as the Fed nears the end of its rate hike cycle. Will the Fed raise rates again, how long will rates stay high and how best can banks prepare?…

1
Are Bank Regulators Overstepping Their Legal Authority? 44:08

10M ago44:08

44:08

Jonathan Gould, partner with Jones Day and a former general counsel of the Office of the Comptroller of the Currency, makes a case that the federal banking agencies are increasingly pushing the envelope even as courts become more skeptical of their powers. He also discusses the dangers of focusing too much on the safety of individual institutions a…

1
The Case Against Higher Bank Capital Requirements 35:37

10M ago35:37

35:37

Kevin Fromer, president and CEO of the Financial Services Forum, details why the big banks are pushing back vigorously against a new proposal to raise capital at the largest institutions by 20%, arguing it is unnecessary and could cost the U.S. economy at a critical time.By IntraFi

1
Have We Learned the Wrong Lessons From SVB's Failure? 37:08

12M ago37:08

37:08

Steven Kelly, associate director of research at the Yale Program on Financial Stability, pushes back on multiple narratives about why SVB failed and what policymakers should do to prevent another collapse like it. He also weighs in on federal regulators’ new capital proposal and the battle over stablecoin regulation.…

1
Beyond the Hype: How FedNow Will Change Payments 42:03

12M ago42:03

42:03

Aaron Klein, senior fellow in economic studies at the Brookings Institution, talks about why he is skeptical of the impact of FedNow, the central bank’s instant payment system due to launch this week.By IntraFi

1
How Twitter’s Possible Demise Could Impact Bank Policy Discussions 38:11

12M ago38:11

38:11

Sean Tuffy, former head of market and regulatory intelligence at Citigroup, talks about how the changing dynamics at Twitter may impact bank policy and media narratives. He also discusses crypto and stablecoin legislation, money market mutual fund reform, and the lessons of Silicon Valley Bank’s failure.…

1
The Looming Battle Over Bank Capital Requirements 26:20

1y ago26:20

26:20

John Heltman, Washington Bureau Chief of American Banker, talks about federal regulators’ pending proposal to raise capital on banks with more than $100 billion of assets. He tackles how that fits into the overall Basel capital plan, how banks and Republicans are planning to fight back, and what kind of impact it could have on bank lending.…

1
Santander US CEO Wennes on Regional Banks, Capital Regs and Reaching Gen Z 31:34

1y ago31:34

31:34

Tim Wennes, the CEO of Santander US, talks about the future of regional banks, including the potential for higher capital requirements and a possible credit crunch. He also weighs in on fears around commercial real estate, why the bank is expanding its auto lending business, and how it is targeting the next generation of bank customers.…

1
CBA’s Johnson on M&A, Credit Card Late Fees, and CFPB’s Future 31:56

1y ago31:56

31:56

Lindsey Johnson, who started last summer as the head of the Consumer Bankers Association, discusses how policymakers are reacting to the recent banking turmoil, why the CFPB’s credit card late fee proposal will harm consumers, and whether regulators will allow more M&A.By IntraFi

1
What Bankers Need to Know After Marathon Hearings 41:48

1y ago41:48

41:48

Last week saw a remarkable number of Capitol Hill hearings on the bank policy front, with multiple sessions featuring top bank regulators and the former chief executives of three failed banks. Claire Williams and Kyle Campbell, reporters with American Banker, offer their takeaways and remaining questions from these hearings, including what comes ne…

1
Was the 2018 Reg Relief Law Responsible for Recent Bank Failures? 36:33

1y ago36:33

36:33

Greg Baer, the president and CEO of the Bank Policy Institute, takes issue with claims that S. 2155 played a role in the collapse of three regional banks. He also tackles what areas policymakers should look at, whether Congress is likely to enact any legislative changes directed at banks, and why the CFPB is off base when it comes to its proposal t…

1
The Banking Crisis That Wasn’t 31:51

1y ago31:51

31:51

John Blizzard, CEO of Seattle Bank, talks about his experiences after the recent regional bank failures and the lack of concern by customers. He also discusses the nationwide launch of CD Valet, which allows consumers unbiased access to the best CD interest rates.By IntraFi

1
Four Reports and a Failure 32:42

1y ago32:42

32:42

John Heltman, Washington Bureau Chief of American Banker, tackles the many policy questions resulting from the failure of First Republic Bank. He also discusses three regulatory reports examining two failures in March—and another report detailing how the FDIC wants to revamp deposit insurance.By IntraFi

1
How a Former FHFA Director Would Reform the FHLBs 46:49

1y ago46:49

46:49

Mark Calabria, the former director of the Federal Housing Finance Agency, offers his take on recent criticisms that the Federal Home Loan Banks have gone too far outside their mission—and what he would do to address them.By IntraFi

1
How Banking Policy Has Changed After Two Massive Bank Failures 37:50

1y ago37:50

37:50

Richard Hunt, the former head of the Consumer Bankers Association, and Jaret Seiberg, managing director of Washington Research Group with TD Cowen, return to the show to discuss the post-SVB bank policy world. Is the crisis over? Will Congress enact new legislation and what will it target? What banks are now considered too big to fail?…

1
What We Learned After Two Hearings on SVB, Signature Failures 34:27

1+ y ago34:27

34:27

Claire Williams, the Capitol Hill reporter for American Banker and Brendan Pedersen, the banking reporter for PunchBowl News, offer their takeaways from back-to-back hearings on the failures of Silicon Valley Bank and Signature Bank. They discuss what lawmakers were focused on and how regulators responded as well as preview potential regulatory and…

1
The Industry Demanded a Bailout. This Regulator Said No. 41:52

1+ y ago41:52

41:52

Mark Calabria, former director of the Federal Housing Finance Agency and author of the new book Shelter from the Storm, talks about why he resisted calls to bailout mortgage servicers during the pandemic, and how he knew their predictions of another mortgage crisis were overblown.By IntraFi

1
The Steep Price Banks May Pay After Latest Financial Rescue 31:10

1+ y ago31:10

31:10

Emily Flitter, finance reporter for the New York Times, tackles the big questions stemming from the extraordinary actions taken by regulators on Sunday. Is this a bailout? Is there another banking crisis in the offing? What are the potential costs to banks? Will they face Dodd-Frank 2.0?By IntraFi

1
Politico’s Guida on Fed Tea Leaves, Vice Chair Pick and CBDCs 40:45

1+ y ago40:45

40:45

Victoria Guida, economic policy reporter for Politico, dives into what Fed officials are trying to tell markets—and why markets don’t always appear to be taking the hint. She also tackles the latest names up to be the new Fed vice chair and whether Treasury secretly wants to create a central bank digital currency.…

1
Are Banks Ready for the Deposit Battle Royale in 2023? 39:23

1+ y ago39:23

39:23

Bankers nationwide are experiencing heightened competition for deposits as consumers increasingly recognize their ability to shop for the best rate. Neil Stanley, founder and CEO of The CorePoint, discusses the best strategies banks can use to keep their existing deposits and attract new ones.By IntraFi

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