Join the FinReg conversations with the new Global Custodian podcast series 'There is always a FinReg Angle' and stay up to date on all the latest financial regulation news. Hosted on Acast. See acast.com/privacy for more information.
…
continue reading
Go behind the scenes of some of the most interesting topics at the intersection of finance, law, and public policy. Hosted by Lee Reiners.
…
continue reading
Welcome to the Fair, Clear, and Not Misleading podcast by finreg entrepreneurs Gareth Malna and Wayne Green. They discuss, unpick and share latest trends and updates to the crypto and financial promotion landscape in the UK.
…
continue reading
Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry. Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content O ...
…
continue reading
In each episode of Connected With Latham, we discuss ideas, developments, and trends shaping the global economy.
…
continue reading

1
There’s Always a FinReg angle: Early thoughts on T+1 challenges in Europe and big changes land in the US
27:19
27:19
Play later
Play later
Lists
Like
Liked
27:19The FinReg experts are back after an episode where they predicted a bumpy ride in 2025 to discuss what has already occurred in the first three months of the year in the US, while addressing the big talking points as T+1 preparation officially kicks off in Europe. Hosted on Acast. See acast.com/privacy for more information.…
…
continue reading

1
How Tariffs Impact Banks, Bessent’s Ambitious Agenda & Stablecoin Fears
31:21
31:21
Play later
Play later
Lists
Like
Liked
31:21Jaret Seiberg, managing director at TD Cowen, talks about how the uncertain economic environment—and changing policies regarding tariffs—are impacting banks large and small. He also tackles Treasury Secretary Scott Bessent’s bank regulatory agenda, whether the Trump administration can successfully accomplish GSE reform and the significant risks to …
…
continue reading

1
Why State Regulators Are Worried About Stablecoin Legislation
37:35
37:35
Play later
Play later
Lists
Like
Liked
37:35Brandon Milhorn, the CEO of the Conference of State Bank Supervisors, details his concerns about bills fast-tracked in Congress that would give regulatory guardrails for stablecoins. The state regulators he represents say it would open the door to mixing banking and commerce, disintermediate banks and give too much power to the federal government.…
…
continue reading
Katy O’Donnell, the financial services reporter for Politico, dives into a series of surprising moves by new FHFA Director Bill Pulte, including firing the CEO of Freddie Mac, appointing himself chair of both GSEs, and cutting programs.By IntraFi
…
continue reading

1
What the Hell is Going On: CDFI, CFPB Edition
29:20
29:20
Play later
Play later
Lists
Like
Liked
29:20The Trump administration unexpectedly targeted the Community Development Financial Institution Fund, touching off concern among bankers and their representatives that the bipartisan program could be eliminated. Ryan Tracy, who covers financial regulation and banking for Capitol Account, explains what happened, why, and the future of CDFIs. We also …
…
continue reading

1
The Evolution of Financial Regulation: Traditional Funds Meet Crypto Innovation
28:16
28:16
Play later
Play later
Lists
Like
Liked
28:16In this episode of Fair, Clear, and Not Misleading, industry experts dive into crucial updates about the Overseas Funds Regime (OFR) and explore whether fund prospectuses qualify as financial promotions. The discussion shifts to the evolving crypto regulatory landscape, including recent FCA enforcement actions against Bitcoin ATMs and the challenge…
…
continue reading

1
How Treasury’s Bessent Is Upending Bank Regulation
31:26
31:26
Play later
Play later
Lists
Like
Liked
31:26Not that long ago, the Treasury secretary mostly took a back seat to the banking agencies in crafting policy, stepping in only during times of crisis. Not anymore. Karen Shaw Petrou, managing partner of Federal Financial Analytics, discusses Treasury Secretary Scott Bessent’s expansive view of his own role, why he’s taking charge, and what it means…
…
continue reading

1
Episode 95 – Drug Pricing: FDA in the Age of Executive Orders and DOGE
22:14
22:14
Play later
Play later
Lists
Like
Liked
22:14The initial months of the Trump administration have been marked by a flurry of executive orders and significant activity by the Department of Government Efficiency (DOGE). The US Food and Drug Administration is a key target of these efforts. In this episode of Connected With Latham, Washington, D.C. partners Chris Schott and Ben Haas and associate …
…
continue reading

1
Zelle Chief on Fraud, Friction and Future
29:11
29:11
Play later
Play later
Lists
Like
Liked
29:11Cam Fowler, the CEO of Zelle parent company Early Warning Services, talks about the peer-to-peer payment system’s rapid growth, the furor around fraud, and its new digital wallet, Paze. Fowler explains how the company is working to make the platform safer for consumers and why he believes shared accountability is the best approach to stopping crimi…
…
continue reading

1
Rep. Lucas on Fed Independence, Bank Supervisory Role
25:31
25:31
Play later
Play later
Lists
Like
Liked
25:31Rep. Frank Lucas, the chair of a newly created Congressional task force on monetary policy, discusses the panel's agenda and upcoming hearings, the first of which takes place this week. The Oklahoma Republican grapples with two separate questions: should the Fed be independent and should it have a direct role in banking supervision?…
…
continue reading

1
What the Hell is Going On, Part II: Merging OCC, FDIC?
32:48
32:48
Play later
Play later
Lists
Like
Liked
32:48The Trump administration wants to fold the FDIC’s bank oversight duties into the OCC without congressional approval. Evan Weinberger, a banking correspondent at Bloomberg Law, details the ramifications for community banks, what’s already happening at both agencies, and what may happen next.By IntraFi
…
continue reading

1
Episode 94 – Drug Pricing: 2025 J.P. Morgan Healthcare Conference Takeaways and Outlook
22:13
22:13
Play later
Play later
Lists
Like
Liked
22:13Stakeholders from across the healthcare and biopharmaceutical industry recently convened in San Francisco for the annual J.P. Morgan Healthcare Conference. In this episode of Connected With Latham, Washington, D.C. partners Chris Schott and Jason B. Caron and associate Danny Machado share key takeaways from the conference, including a renewed optim…
…
continue reading

1
What the Hell is Going On? A Banker’s Guide to D.C.
44:20
44:20
Play later
Play later
Lists
Like
Liked
44:20Victoria Guida of Politico and Brendan Pedersen of Punchbowl News sort through how and why the Trump administration is remaking banking regulation. Is the CFPB neutered for the next four years or maybe forever? Will the OCC take over the FDIC’s exam functions? Why did big bank CEOs meet with the Senate Banking Committee? What’s DOGE up to at Treasu…
…
continue reading

1
The Human Side of Financial Compliance: Banking, Grandmas, and QR Codes
32:35
32:35
Play later
Play later
Lists
Like
Liked
32:35Join Wayne and Gareth on Fair, Clear and Not Misleading - a fresh and insightful podcast that dives deep into the world of financial promotions, regulatory compliance, and consumer protection. Recently celebrating their FCA authorisation as the second firm to become a financial promotion approver, the hosts share real-world experiences and practica…
…
continue reading

1
Bank Supervision Needs “Complete Change in Focus”
33:51
33:51
Play later
Play later
Lists
Like
Liked
33:51Greg Baer, the CEO of the Bank Policy Institute, argues that bank supervision has gone off course, focusing on the wrong areas and making the system less safe. He outlines how he and big banks would recommend fixing it. He also discusses stress test and AML reform, new liquidity rules, Basel III, CFPB and more.…
…
continue reading

1
There’s Always a FinReg angle: Get ready for a bumpy ride in 2025
34:16
34:16
Play later
Play later
Lists
Like
Liked
34:16The FinReg experts are back for a new season to discuss what’s hot on the agenda at the start of 2025 including talk of deregulation, a potential delay to US Treasury Clearing, the axing of SAB 121 and its broader impact on servicing digital assets, along with much more. Hosted on Acast. See acast.com/privacy for more information.…
…
continue reading

1
Fmr. Sen. Toomey: Why Debanking Crypto Occurred—And How to Solve It
33:12
33:12
Play later
Play later
Lists
Like
Liked
33:12Former Sen. Pat Toomey, R-Pa., one of the first lawmakers to sound alarms about the debanking of crypto firms , talks about President Trump’s accusation that large banks are systemically debanking conservatives, and what he thinks is really going on. That includes how policymakers could fix the issue permanently and why some proposed solutions migh…
…
continue reading

1
Due Diligence in Crypto: Navigating Risks and Rewards
32:18
32:18
Play later
Play later
Lists
Like
Liked
32:18In Episode 3 of The Fair, Clear, and Not Misleading podcast, co-founders Gareth Malna and Wayne Green discuss the topic of due diligence in the context of crypto asset tokens. They emphasise the importance of understanding the nature and specifics of a crypto asset, especially when making promotional communications. They also highlight the need for…
…
continue reading

1
Navigating User Onboarding and Regulatory Compliance in Crypto
35:02
35:02
Play later
Play later
Lists
Like
Liked
35:02Dive into the complex world of cryptocurrency with Wayne Green and Gareth Malna in the next episode of the Fair, Clear, and Not Misleading Podcast. This episode is a treasure trove of insights for both crypto enthusiasts and fintech builders, as they delve into user onboarding, categorisation, and the role of data in the high-risk crypto asset mark…
…
continue reading
In this episode of the "Fair, Clear, and Not Misleading" podcast we discuss: - The process of becoming authorised by the Financial Conduct Authority (FCA) to approve financial promotions - The importance of compliance culture in regulated businesses, especially for crypto firms. - Different routes for crypto businesses to operate in the UK, includi…
…
continue reading

1
A Debrief From The Crypto Conference Season: What We’ve Learnt
28:33
28:33
Play later
Play later
Lists
Like
Liked
28:33This episode of the "Fair, Clear, and Not Misleading" podcast features a discussion between Gareth and Wayne, co-founders of Engelbert, about marketing and promotion of financial products in the UK, with a focus on the crypto industry. The episode covers several key topics, including a debrief on recent conferences, such as the inaugural Engelbert'…
…
continue reading

1
Behind the Scenes: Building a FinReg Business from Scratch
30:46
30:46
Play later
Play later
Lists
Like
Liked
30:46In this episode of Fair, Clear, and Not Misleading podcast, Wayne and Gareth discuss their entrepreneurial journey in the financial promotions space. They share candid experiences about launching and scaling their business, which has been operating for about 18-24 months. The conversation covers their expansion into crypto and investment funds mark…
…
continue reading
In this latest episode, hosts Gareth and Wayne are joined by policy consultant Charles Swan, non executive director at Englebert. The trio delves into the nuanced topic of financial promotions, exploring the differences between regulatory and marketing perspectives. They discuss various scenarios, including the implications of buy buttons, retweets…
…
continue reading

1
Understanding the UK's Overseas Funds Regime
30:00
30:00
Play later
Play later
Lists
Like
Liked
30:00Understanding the UK's Overseas Funds Regime: A New Era for European Fund Marketing... In this episode of the Fair, Clear, and Not Misleading podcast, featuring Wayne Green and Gareth Malna, the hosts discuss the new Overseas Funds Regime (OFR) for European funds marketing in the UK. Key points covered: - The OFR replaces the temporary marketing pe…
…
continue reading

1
From FOMO to Regulation: The Evolution of Crypto Investments
37:59
37:59
Play later
Play later
Lists
Like
Liked
37:59This episode of the Fair, Clear, and Not Misleading podcast explores the origins and implications of financial promotion rules, particularly in relation to high-risk investments and cryptocurrencies in the UK. Hosts Wayne Green and Gareth Malna, co-founders of Engelbert, delve into the following key topics: - The Financial Conduct Authority's (FCA)…
…
continue reading
In this episode of The Fair, Clear, and Not Misleading podcast, hosts Wayne Green and Gareth Malna discuss the concept of "frictions" in the realm of cryptocurrency. They explain frictions as a set of rules designed to slow down consumers in their purchase journey for crypto, preventing impulsive or emotional purchases and ensuring thoughtful inves…
…
continue reading

1
The Truth About What "Clear, Fair, And Not Misleading" Means
20:49
20:49
Play later
Play later
Lists
Like
Liked
20:49In this episode of The Clear, Fair, and Not Misleading podcast, hosts Wayne Green and Gareth Malna dive into the intricacies of cryptocurrency regulations. They discuss the concept of "frictions" - a set of rules designed to guide consumers in the crypto purchase journey. The hosts explore essential frictions like personalised risk warnings, invest…
…
continue reading

1
Rep. Waters on Dem’s Strategy, Stablecoins, Housing & More
38:21
38:21
Play later
Play later
Lists
Like
Liked
38:21Rep. Maxine Waters, lead Democrat on House Financial Services, discusses how the committee and Congress have changed in her long tenure, her relationship with Chair French Hill, and the importance of community banks. She also unveils the Democratic agenda for this Congress, including housing reform, stablecoin regulation and more.…
…
continue reading
Brad Bolton, the CEO of Community Spirit Bank in Red Bay, Ala., discusses the state of community banking right now, including what challenges he and other small institutions face and how they hope policymakers can help. He dives into concerns about new small business lending data requirements and other pending regulations, calls for bank consolidat…
…
continue reading

1
Episode 93 – EU’s Digital Operational Resilience Act: What You Should Know and How to Stay Compliant
19:34
19:34
Play later
Play later
Lists
Like
Liked
19:34The deadline for the EU's Digital Operational Resilience Act (DORA) has arrived. This regulation applies to most financial entities operating in the EU market and impacts a broad range of third-party providers of technology-related services. In this episode of Connected with Latham, Christian McDermott and Alain Traill explore the key changes intro…
…
continue reading
Michael Barr’s surprising decision to step down as Fed vice chair of banking supervision next month allows the incoming Trump administration to make its own pick for the job and raises questions about the political independence of the banking regulators going forward. Andrew Ackerman, senior financial reporter with The Washington Post, walks throug…
…
continue reading

1
Episode 92 – UK FinReg Focus Areas in 2025: Sectoral Trends
29:45
29:45
Play later
Play later
Lists
Like
Liked
29:45In this episode of Connected with Latham, the final of three episodes complementing Latham’s “10 Key Focus Areas for UK-Regulated Financial Services Firms in 2025” report, London partners Rob Moulton and Nicola Higgs and counsel Becky Critchley discuss the key cross-sector trends for financial services firms in 2025. They provide their thoughts on …
…
continue reading

1
Episode 91 – UK FinReg Focus Areas in 2025: Retail Markets
20:32
20:32
Play later
Play later
Lists
Like
Liked
20:32In this episode of Connected with Latham, the second of three episodes complementing Latham’s “10 Key Focus Areas for UK-Regulated Financial Services Firms in 2025” report, London partners Rob Moulton and Nicola Higgs and counsel Becky Critchley discuss the upcoming reform agenda for retail markets in 2025. They break down the difficult challenge o…
…
continue reading

1
Episode 90 – UK FinReg Focus Areas in 2025: Wholesale Markets
23:23
23:23
Play later
Play later
Lists
Like
Liked
23:23In this episode of Connected with Latham, the first of three episodes complementing Latham’s “10 Key Focus Areas for UK-Regulated Financial Services Firms in 2025” report, London partners Rob Moulton and Nicola Higgs and counsel Becky Critchley discuss what will likely appear on the reform agenda for wholesale markets in 2025. They examine capital …
…
continue reading

1
OCC’s Hsu on Unfinished Business, Reg Restructuring & Dangers Ahead
35:06
35:06
Play later
Play later
Lists
Like
Liked
35:06Acting Comptroller of the Currency Michael Hsu talks about his three-plus years at the forefront of bank regulation, including what regulators learned from the fall of SVB, why we still need new Basel capital rules, and whether regulatory restructuring would be worth the effort.By IntraFi
…
continue reading

1
Episode 89 – The Growth Rocketship: How BridgeBio’s Hub and Spoke Portfolio Strategy Set the Market for the Future of Biotech – Then, Now, and What’s Next?
47:21
47:21
Play later
Play later
Lists
Like
Liked
47:21In this episode of Connected With Latham, Haim Zaltzman, Global Vice Chair of Latham’s Emerging Companies & Growth Practice, sits down with BridgeBio’s Co-Founder and Chief Executive Officer Neil Kumar and Chief Financial Officer Brian Stephenson. Since 2015, BridgeBio, a commercial-stage biopharmaceutical, has maintained a mission to discover, cre…
…
continue reading

1
Bank Capital and the Death of Basel Endgame
1:07:13
1:07:13
Play later
Play later
Lists
Like
Liked
1:07:13Professor Anat Admati, co-author of The Bankers’ New Clothes, discusses the new and expanded edition of her groundbreaking book. Anat and Lee reflect on the persistent fragility of the banking system, the Federal Reserve’s Basel Endgame proposal, and the future of international regulatory coordination. Anat also shares her insights on why stronger …
…
continue reading

1
What’s the Future of the CFPB and FDIC Under Trump?
36:50
36:50
Play later
Play later
Lists
Like
Liked
36:50Evan Weinberger, the banking reporter at Bloomberg Law, talks about the Trump administration’s trial balloon to eliminate the FDIC or combine regulatory agencies. He also goes in-depth on the various fights the CFPB is engaged in, how the Trump administration could choose to tackle them, and what that would mean for banks.…
…
continue reading

1
Episode 88 – Drug Pricing: How Might the Trump Administration Transform FDA Enforcement Activities?
33:12
33:12
Play later
Play later
Lists
Like
Liked
33:12FDA enforcement activities range from administrative actions like conducting establishment inspections and issuing warning letters to judicial enforcement through the Department of Justice, which can take the shape of civil or criminal actions. While we can expect the agency’s core activities to continue, its priorities may shift under the incoming…
…
continue reading

1
Crypto’s Win, Stablecoins’ Future & Debanking Debate
45:20
45:20
Play later
Play later
Lists
Like
Liked
45:20Alex Johnson, the founder and publisher of Fintech Takes, tackles several hot-button topics, including how the crypto industry’s election victories will influence the next Trump administration, and why hype around stablecoins as a replacement for banks may be misplaced. He also discusses whether banks are really engaging in debanking as a prominent…
…
continue reading

1
What Trump’s Treasury Pick Means for Banks, Fed and Wall Street
29:06
29:06
Play later
Play later
Lists
Like
Liked
29:06Sam Sutton, the primary author of Politico’s Morning Money newsletter, goes behind the scenes on why President-elect Trump chose Scott Bessent to lead the Treasury Department. Sutton discusses Bessent’s experience and agenda, how his views on tariffs and inflation will play out in the next administration, and how they portend a potential brewing co…
…
continue reading

1
Behind Rep. Hill’s Plan to Make Community Banks Great Again
44:35
44:35
Play later
Play later
Lists
Like
Liked
44:35Rep. French Hill, a top contender to lead the House Financial Services Committee, details his plan to help banks, including revamping regulators’ approach to M&A, ending Operation Choke Point, and encouraging more de novos. He also discusses his views on Scott Bessent, President-elect Trump’s nominee for Treasury secretary, the mood among GOP lawma…
…
continue reading

1
Episode 87 – Drug Pricing: What’s In the New CMS Medicaid Final Rule?
28:38
28:38
Play later
Play later
Lists
Like
Liked
28:38The Centers for Medicare & Medicaid Services (CMS) recently published its final rule to implement the Medicaid Services Investment and Accountability Act of 2019 (MSIAA). The final rule significantly deviates from the agency’s 2023 proposal, with CMS backing off from “follow the pill” best price stacking, subjecting certain vaccines to Medicaid reb…
…
continue reading

1
There’s Always a FinReg angle: Gensler out! So what next?
30:22
30:22
Play later
Play later
Lists
Like
Liked
30:22The FinReg experts are back to discuss Gary Gensler’s announcement that he will step down from his SEC chair role in January and what it means for FinReg going forward as they discuss the impact on traditional markets, crypto and who might fill the role. Hosted on Acast. See acast.com/privacy for more information.…
…
continue reading

1
Earned Wage Access: Innovation or Payday 2.0?
42:38
42:38
Play later
Play later
Lists
Like
Liked
42:38Yasmin Farahi and Lucia Constantine from the Center for Responsible Lending discuss the promises and perils of Earned Wage Access programs. Discover how these fintech products operate, the financial traps they can create, and the regulatory debates shaping their future. Related Links: A Loan Shark in Your Pocket: The Perils of Earned Wage Advance P…
…
continue reading

1
CBA's Johnson on CFPB Under Trump, Open Banking and Junk Fees vs. Junk Facts
37:12
37:12
Play later
Play later
Lists
Like
Liked
37:12Lindsey Johnson, CEO and president of the Consumer Bankers Association, talks about how the CFPB may change under the second Trump administration. Will a Trump-appointed CFPB director roll back the recently finalized open data rule? What happens for banks and consumers if that rule is left to stand? She also tackles the future of the agency's overd…
…
continue reading

1
Regulating Data Brokers in Financial Services
56:51
56:51
Play later
Play later
Lists
Like
Liked
56:51Justin Sherman is the founder and CEO of Global Cyber Strategies, a nonresident senior fellow at the Atlantic Council, and an adjunct professor and senior fellow at Duke University’s Sanford School of Public Policy, where he founded and leads its data brokerage research project. He joins Lee to discuss how data brokers obtain and use sensitive data…
…
continue reading

1
The Massive Implications for Banks from the GOP's Sweeping Victory
43:45
43:45
Play later
Play later
Lists
Like
Liked
43:45With Republicans set to control the White House, Senate, and House next year, Victoria Guida of Politico and Brendan Pedersen of Punchbowl News dive into the implications for financial services companies. That includes what it means for the Fed, including whether President-elect Trump might try to oust Chair Jerome Powell, and what kinds of leaders…
…
continue reading

1
How Generative AI Agents Could Threaten Financial Stability
37:22
37:22
Play later
Play later
Lists
Like
Liked
37:22The rise of generative AI agents have promised consumers a better, safer future. But what happens if those agents act in ways that destabilize the system, causing bank runs or better enable bad actors to commit fraud or hack financial institutions? Todd Phillips, assistant professor at Georgia State University’s Robinson College of Business, talks …
…
continue reading
Dan Berkovitz and Laurian Cristea discuss the regulatory and ethical challenges surrounding political event contracts. They explore the history, recent legal developments, and the future implications of betting on political outcomes, especially as the CFTC tightens its stance on these controversial markets. Lee’s X: @leereiners Related Links: CFTC …
…
continue reading