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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
  continue reading
 
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
  continue reading
 
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Elder Law Report

Greg McIntyre, J.D., M.B.A.

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Keeping seniors and their families informed and up to date on estate planning, elder law and other matters. We help seniors navigate the legal maze of aging in America.
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Resources For Integrated Care

Resources For Integrated Care

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https://www.resourcesforintegratedcare.com/ Resources for Integrated Care (RIC), in collaboration with the Medicare-Medicaid Coordination Office (MMCO), offers tools and resources to assist providers and health plans in the delivery of more integrated and coordinated care to individuals enrolled in both Medicare and Medicaid.
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Join Chuck Buck every Monday when he welcomes RACmonitor contributing editors and special guests for the latest regulatory audit news and information from CMS, OIG and OMHA. And gain valuable context and perspective that can only be found when youโ€™re listening to the long-running and popular Monitor Mondays. Register to attend live here: https://racmonitor.medlearn.com/racmonitor/podcasts/
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Welcome to the United Methodist Health Ministry Fund Podcast, Pioneers in Health. We hope to bring you inspiring stories of pioneering health leaders who led important efforts to improve health. Weโ€™ll bring you guests from our state, from our nation and from your backyard to tell their stories of how they broke new ground and changed the landscape of health care.
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The FLATLINING Podcast from Fulcrum Strategies brings you great healthcare news analysis and discussion each week from industry experts who know their way around politics, economics, and a doctorโ€™s office. Questions about payor issues, Medicaid expansion, or the No Surprises Act? Weโ€™ve got you covered. New episodes drop every Wednesday morning.
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The U.S. healthcare system is full of complex issues and obstacles that just canโ€™t help but get in the way. So, how do we solve them? Well, change agents worldwide are boldly striving to ensure that quality healthcare is accessible, affordable, and equitable for allโ€”and we need to amplify their voices. Delving into the intricacies of healthcare and the social services network, Liz Church of Atrรณmitos talks with guests around the world to talk about the good work they are doing, from workforc ...
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Health Affairs This Week places listeners at the center of health policyโ€™s proverbial water cooler. Join editors from Health Affairs, the leading journal of health policy research, and special guests as they discuss this weekโ€™s most pressing health policy news. All in 15 minutes or less.
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Welcome to a candid conversation about life. This is a safe place to share experiences, learn best practices, and ask the tough questions in order to prepare for end-of-life realties we all will face, not only for ourselves, but our pets too! Feel free to contact me at askjodiclock@gmail.com or visit my website at www.jodiclock.com
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CommonHealth

Virginia Community Healthcare Association

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At CommonHealth, the Virginia Community Healthcare Association brings you stories and conversations from the frontlines of community health. Our podcast amplifies the voices of community health โ€“ both those who give care โ€“ and those who need it.
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The Legal Edition

Mary Kay Elloian, MBA, JD, Esq

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The Legal Edition provides the latest Legal, Business & Policy News on issues that mainstream media ignores or overlooks. Whether it be Internet Privacy, Government Monitoring & Surveillance, Education, Healthcare & Medicaid for All, Legislative Gerrymandering & Vote Dilution, Immigration, Womenโ€™s Rights & Judicial Abusesโ€“to the research & lawsuits on Toxic Herbicides Sprayed on Food, GMOโ€™s, to Disease-Causing Materials placed in human teeth, and political issues that affect you most โ€“The Le ...
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The Retire Happy Podcast

John Iammarino & Thomas Oโ€˜Connell

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Financial and retirement guidance San Diegoโ€˜s John Iammarino of Securus Financial and Thomas Oโ€˜Connell of International Financial Advisory Group, Inc. in Rockaway, New Jersey. John is a veteran of the financial services industry, a Certified Medicaid Planner, and a National Social Security Advisor. He founded Securus Financial to help retirees and soon-to-be retirees ensure that their retirements provide them with financial peace of mind and the security they need to enjoy their golden years ...
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The PPL Talking podcast explores topics and stories of people involved with self-directed home care. Self-directed home care is a service model that empowers participants, usually eligible for Medicaid, with choice and control over the long-term services and supports they need to live at home, rather than with an agency or at a facility. Self-directed home care gives them the ability to hire their own care/support that they know and trust and schedule that support at the times that work for ...
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Health Care Rounds is a weekly podcast developed for health care leaders who are at the forefront of health care delivery and payment reform. Join Darwin Research Group founder and CEO John Marchica as he discusses the latest advancements in health care business news and policy developments, including interviews with dynamic leaders in health care. John is a veteran health care strategist and is leading ongoing research initiatives on health care delivery systems and value-based care. Tags: ...
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Our goal is to provide valuable information so you can reach PEACE OF MIND through planning. FOLLOW NOW so you are armed with straight forward planning tips for when you're ready to get started! EASIEST WAY TO REACH US: https://www.zammittilaw.com http://www.yourplanningattorney.com ABOUT VAL -- Valerie is an admitted math nerd who never intended on becoming an attorney. A little bit of luck helped her find estate planning, elder law and probate as her focus. Valerieโ€™s natural care-giver ten ...
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Established to deliver quality healthcare in the state of Nebraska through local and community-based care, Nebraska Total Care is a Managed Care Organization and subsidiary of Centene Corporation (Centene). Nebraska Total Care exists to improve the health of its beneficiaries through focused, compassionate, and coordinated care. Our approach is based on the core belief that quality healthcare is best delivered locally. We strive to provide top quality Nebraska healthcare through Medicaid, Qu ...
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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This podcast demonstrates CMS commitment to transparency and outreach by presenting CMS-related policies, updates, and innovations on as many platforms as possible. It is also a direct response to stakeholder suggestions that a podcast would be a modern, user-friendly way to stay informed about the Agency.
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Being Well Informed discusses trending topics such as police reform, book banning intensified, the Emmett Till Alert App, new and upcoming authors, the Anne Arundel County NAACP Greenbook, judicial reform, long term care insurance, cryptocurrency scams, Maryland Lynching Memorial Project, Education in a Pandemic, and much more. The program, hosted by Claudia Barber, is designed to educate the audience on these trending topics.
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Smart Money

Kevin Richards

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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
  continue reading
 
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Retire At Peace

Gerald G Ginwright

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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Welcome to "Taking Care of Tutu," the podcast that explores the legal mechanics of how we care for our loved ones and ourselves using the tools of estate planning, probate, and elder law. Join us as we dive into the world of legal intricacies with a touch of aloha spirit. In this podcast, we follow the journey of a dedicated estate planning, probate, and elder law firm as they share insights, stories, and expert advice. They're on a mission to be a one-stop resource in Hawaii for all things ...
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Financial Wellness Radio

Rob Burnette and Lori Gross

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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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MediStrategy with Kip Piper offers informative interviews with healthcare leaders and insights on hot business and policy issues in Medicare, Medicaid, and health reform. Health executives, policymakers, entrepreneurs, authors, and other influencers share challenges and opportunities in Americaโ€™s rapidly changing $3.2 trillion health care system. MediStrategy is hosted by Kip Piper, a national expert on Medicaid, Medicare, and the Affordable Care Act (ACA or Obamacare). An influential consul ...
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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The One About Retirement

Rhett Wood and Mark Rose

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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Welcome to the Compass & Clock's Info-Tianment PodcastThrough our podcasts we'll explore how to live your best life now and well into retirement.We'll discuss topics in financial planning, housing, and insurance.We'll talk wellness, relationships, and leisure pursuits. A full active life requires planning for your goals and preparing for the unexpected.We'll introduce you to a variety of entertaining guests, from knowledgeable experts, to folks sharing stories of their life experiences, and ...
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
  continue reading
 
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Garage Logic

PodMN | Hubbard Radio

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Garage Logic is the seat of Gumption County, down the road from Diversityville, but not as far as Liberal Lakes. It's a place where common sense prevails, the 2-car garage is revered and cigar smoking is allowed (and lawyers aren't).
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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McKinsey on Healthcare

McKinsey Healthcare Systems & Services

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The McKinsey on Healthcare Podcast features conversations with McKinsey and other industry experts on the challenges, strategies, and innovations shaping the healthcare industry. Hear perspectives on navigating the changing healthcare environment, embracing opportunities and disruptions, and preparing for the future of healthcare across the globe.
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Can Medicaid really take back the assets you thought were protected after a loved one passes away? Discover the crucial answers in our latest episode featuring Attorney Brenton Begley and associate Samantha Gordon of McIntyre Elder Law. We explore the intricacies of Medicaid asset recovery, focusing on how Medicaid can place a lien on a probate estโ€ฆ
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Now that Vice President Kamala Harris has accepted the Democratic nomination for president, we'll ask two Coloradans who were at the convention about her message, and what's next. Then, critics of the state Republican party chair will try again this weekend to remove him. Plus, how will the hot, dry summer impact the fall and winter? Later, a PGA cโ€ฆ
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๐Ÿค‘$๐Ÿณ๐Ÿฌ ๐— ๐—œ๐—Ÿ๐—Ÿ๐—œ๐—ข๐—ก๐Ÿค‘ Is Some of it Yours?! That's how much is sitting out there in unclaimed funds. Could some of it belong to you? Don't get ghosted ๐Ÿ‘ป by your own cash. Here's where to find it, how to file a claim and go get your money! -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to yโ€ฆ
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Learn more about the Robert Wood Johnson Health Policy Fellows Program. Health Affairs' Jeff Byers welcomes Senior Editor Ellen Bayer to the program to discuss the ongoing progress of the Inflation Reduction Act of 2022, how it's being implemented, and how we can best evaluate the Medicare Drug Price Negotiation Program. Health Affairs will be hostโ€ฆ
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8/22 The first Day of the Great Minnesota Get Together is in the books, and it got of to a roaring start with Margery Johnson's 31'st GL appearance. Then the audience tries to stump The Lake Detective. Minnesota 5th District Republican Candidate Dalia al-Aqidi stops by to talk about why she's taking on Congresswoman Ilhan Omar. Plus Joe really struโ€ฆ
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As people age, physical health is often top of mind, and mental health is overlooked. For "Aging Matters on Colorado Matters," we'll talk about ways to cope with the Colorado Gerontological Society, a nonprofit that offers support programs for older adults including free mental health counseling. Then, what's it like to be a Colorado delegate at thโ€ฆ
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A huge victory this month for veterans fighting for expanded medical benefits after being exposed to toxic chemicals while serving at an Army base known as K2 in Uzbekistan. Troops say they experienced serious health conditions as a result. And after a decades-long fight, the VA has finally removed barriers to them receiving treatment.โ€ฆ
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In this episode of The Atrรณmitos Way, host Liz Church engages in a compelling discussion with land use lawyer Andy Lane, who brings 28 years of experience in smart growth management and development. Together, they delve into the vital importance of affordable and supportive housing, exploring how these solutions address chronic homelessness and disโ€ฆ
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#252 | Can the Irrevocable be Revoked? You've created an irrevocable trust, your circumstances drastically changed and now you need to access some of those assets. Does this mean you're screwed? It can get complicated but it may be possible. There are definitely a few things you'll want to discuss with your attorney, which we'll outline for you herโ€ฆ
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In this episode, we're focusing on the often misunderstood world of 1031 exchanges. To shed light on this topic, weโ€™re joined by Kyle Connor, a Real Estate Exchange Specialist at Invesco Real Estate. Kyle will clarify the 1031 exchange process and explain how it can benefit those transitioning from managing rental properties to exploring new investโ€ฆ
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The mayor feels sorry for the fish at the State Fair. Minneapolis Police Chief Brian O'Hara and Hennipen County District Attorney Mary Moriarty are clashing publicly about who's responsible for repeat juvenile offenders in the city. A preview of what a Harris/Walz administration might look like. Rondo Ave, already once ripped from it's inhabitants,โ€ฆ
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Coloradans are inventive. The stateโ€™s in the top 10 for patents filed per capita. Denver is home to one of four U.S. Patent and Trademark Outreach offices outside of Washington, D.C., and it is marking 10 years. Molly Kocialski is the regional director and Cyndi Bray is an inventor who's obtained multiple patents. Later, young readers are likely toโ€ฆ
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Get ahead of the curve in planning for a successful aging journey with insights from Jackie Boland, Community Outreach Director and 29-year employee of AARP Hawaii. Learn about the upcoming Maui Aging in Place Workshops on August 24th, featuring sessions on estate planning, housing options, home modifications, and more. Jackie emphasizes the criticโ€ฆ
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#251 | ๐—›๐—ผ๐˜„ ๐— ๐—ฒ๐˜€๐˜€๐˜† ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐—ถ๐˜ ๐—š๐—ฒ๐˜? If you choose an executor or trustee and they pass away before you, what happens to your estate plan? This can happen, especially for those who choose siblings or trusted agents that are from their generation or older. The key is making sure your plan has fail-safes built in like the ones in this episode. -- Weโ€™re herโ€ฆ
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The week on the FLATLINING Podcast, Matthew and Ron discuss the roll healthcare might play in the 2024 presidential election. Healthcare has made appeances at this week's Democratic National Convention in Chicago. Will it sway voters? Further reading: Harris isnโ€™t pushing Medicare for All anymore. Progressives say thatโ€™s OK. - Politico Abortion rigโ€ฆ
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By day, Coloradoโ€™s convention delegates attend meetings to get motivated for the long election season. At night, they hear from the partyโ€™s most prominent leaders. Then, as kids return to school the head of the Colorado Education Association outlines the challenges and opportunities ahead. Also, exposure to the sun can be extra hard for people withโ€ฆ
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When politicians fight for us, who are they fighting? Audio from Biden, Harris, and Walz. Johnny Heidt with guitar news. Heard On The Show: Ex-MPD officer Thomas Lane released from prison Tuesday Mosquitoes test positive for West Nile virus in all 7 metro counties 'We heart Joe': tearful Democrats hail Biden Learn more about your ad choices. Visit โ€ฆ
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#250 | ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐—ณ ๐— ๐˜† ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐—ฐ๐—ถ๐—ฎ๐—ฟ๐˜† ๐—ฃ๐—ฎ๐˜€๐˜€๐—ฒ๐˜€ ๐—•๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—œ ๐——๐—ผ? You could be covered, need a simple update or possibly an entire new plan. Much depends on how your estate plan was set up in the first place. Does your plan have the protections outlined in this episode? -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additionโ€ฆ
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As the Democratic National Convention gets underway, Polly Baca of Denver has participated in every one of them since 1964. She says delegates are united around Kamala Harrisโ€™ candidacy. Then, Colorado ranks fifth nationwide in school absenteeism. And, Paralympic hopeful Madison Champion on why she loves her sport. Also, a poet laureate promotes reโ€ฆ
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The mayor gives an ode to the new Minnesota Star Tribune. Gov Tim Walz and his affection for China continues to be in the news, but nobody seems terribly bothered. Four kids shot in a stolen KIA, one of them 11 years old. Johnny Heidt with guitar news. Heard On The Show: MPD: 4 children shot overnight, believed to be in stolen car Minnesota in the โ€ฆ
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In response to the devastation caused by Hurricane Debby, now Tropical Storm Debby, the Centers for Medicare & Medicaid Services (CMS) has announced additional resources and flexibilities to support the affected states of Florida, Georgia, and South Carolina. Following President Bidenโ€™s emergency declarations and U.S. Department of Health and Humanโ€ฆ
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#249 | Is it an Asset or Income? In estate planning it makes a huge difference! Whether or not you're retired is a major factor in which plan might be right for you. The devil's in the details! -- Weโ€™re here to help you learn more! Please comment and let us know if you found this additional knowledge useful to youโ€ฆand plus, it would be awesome if yโ€ฆ
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Losing a spouse is a devastating event, compounded by the complexities of navigating financial matters alone. This episode provides essential guidance on protecting your financial future, including understanding your options, safeguarding assets, and creating a sustainable financial plan. By taking proactive steps, you can build resilience and secuโ€ฆ
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In this episode, we dive into the top nine regrets commonly expressed by those in retirement. From saving habits to spending decisions, we'll uncover valuable lessons to help you avoid these pitfalls and create a more secure financial future. Armed with this knowledge, you can confidently navigate your retirement journey and make the most of your gโ€ฆ
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Day 26 and still no knowledge of what Harris and Walz would do if elected to office. Sam Ponder fired by ESPN for believing that females should not have to compete against males. St Paul has a drag mentorship program that you pay for. Reusse with his weekly sports report. Johnny Heidt with guitar news. Heard On The Show: 2 dead in Minneapolis apartโ€ฆ
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They may not have planned to go to college, but they did, thanks to a network of mountain campuses. As Carrie Besnette Houser steps down as the longest-serving president of Colorado Mountain College, a picture of education, employment, and equity. Then, let's ride in a Great Dale House Car, rooted in Denver history. Plus, Yoga on the Rocks. And, yoโ€ฆ
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#248 | Where Should You Keep the Originals? Imagine your family tearing apart your house to try to find a Will. Or what if your attorney retires or worse, passes away? ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ถ๐˜€ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—ณ๐—ฒ๐˜€๐˜ ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ to store your original documents ๐˜ˆ๐˜•๐˜‹ make sure that ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐—ฎ๐—ด๐—ฒ๐—ป๐˜๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—ฎ๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ them? Find out why your home filing cabinet is probably NOT the best placโ€ฆ
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Learn more about the Robert Wood Johnson Health Policy Fellows Program. Health Affairs' Jeff Byers welcomes Senior Editor Leslie Erdelack back to the program to discuss recent cybersecurity events that have affected both health care businesses and patients alike, prevention measures, and what does a provider do when their technology tools aren't woโ€ฆ
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The Museum for Black Girls in downtown Denver honors the accomplishments, resilience and โ€œmagicโ€™โ€™ of Black women around the world and inspires new generations. Colorado Matters co-host Chandra Thomas Whitfield toured the interactive exhibits with students from the Opening Act Theatre Camp.
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Among the celebrants at Ilhan Omar's primary victory party were her friends from the Feeding Our Future food fraud scandal. It was day 25 of Kamala Harris not talking to the press. It apparently does not matter to her supporters. GL'ers still waiting for Tim Walz to do a cartwheel. Detroit judge chides school girl and of course gets in trouble. Johโ€ฆ
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๐ŸŽ™ABOUT DR. ROBERT HARIRI: Dr. Bob Hariri is a pioneering surgeon, biomedical scientist, and serial entrepreneur with expertise in biomedicine and aerospace. He is the founder, chairperson, and CEO of Celularity, Inc., a leader in human cellular therapeutics, and previously founded Anthrogenesis Corporation, which was acquired by Celgene, where he sโ€ฆ
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#247 | ๐Ÿ—ฃ๏ธ ๐—ช๐—ต๐—ผ ๐—ฆ๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—ง๐—ฒ๐—น๐—น ๐—”๐—ฏ๐—ผ๐˜‚๐˜ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฃ๐—น๐—ฎ๐—ป? You've done the work. Your estate plan is in place. Now, who needs to know? There are ๐—ฎ๐˜ ๐—น๐—ฒ๐—ฎ๐˜€๐˜ ๐Ÿฑ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ that you'll want to talk to now. So ๐˜„๐—ต๐—ผ should you share with, ๐˜„๐—ต๐—ฒ๐—ป should you talk to them and ๐—ต๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ถ๐—ป๐—ณ๐—ผ๐—ฟ๐—บ๐—ฎ๐˜๐—ถ๐—ผ๐—ป do you want to divulge? Watch this video to find out! -- Weโ€™re heโ€ฆ
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Lindsay Ford is the Executive Director at The Voter Network, a Kansas-based nonprofit organization aiming to increase participation in the electoral process as a strategy to improve health outcomes. Prior to serving at The Voter Network Lindsay worked for the Mayor of Kansas City, Kansas where she oversaw policy and project management. She previousโ€ฆ
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