show episodes
 
Podcast by a Panhandle Surf Angler for all anglers of any level. We will talk weekly to guests that are anglers and also industry professionals. I want you to walk away from this podcast with some knowledge either refreshed or new for you to become a better angler. Though it will start in the Panhandle of Florida, it will be around the entire United States so we can all learn something about fishing in different regions.
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RAW H2O

RAW H2O Podcast

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Extreme Kayak Fishing Tournament presents The RAW H2O podcast. The RAW H2O Podcast is hosted by Joe Hector, owner of the Extreme Kayak Fishing Tournament series out of Pompano Beach, FL and Tournament Angler Eric Clark. Whats unique about this podcast is for the first half of the show we talk fishing, the second half of the show we talk about UFO's, Bigfoot, paranormal and weird experiences anglers had while fishing in weird places..
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To brand your craft is to create a perception of what people think of when they think of you and your craft! In order to create your brand you need to develop a reputation. Your reputation is an assessment of your trustworthiness. This is what The Craft Lyfe Podcast is all about! Whether or not you’re a homebrewer, brewer, or a brewery owner, the principles you'll learn on our podcast are applicable to anyone!
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Dark and Stormy Book Club

Dark and Stormy Book Club

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Looking for a weekly podcast that's as fun as it is informative? Look no further than the Dark & Stormy Book Club Podcast! Our hosts, Ann Dark, Tracey Stormy, Kathy Night, and Misty Night, are passionate about books and love nothing more than sharing their thoughts on the latest literary releases. Tune in each week to hear our in-depth book reviews, fascinating author interviews, and predictions on what books are going to be the next big thing. With the Dark & Stormy Book Club Podcast, you'l ...
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Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apa…
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Deal Alchemy™ - Debt Paydown to Cash Flow Join us for an exciting and enlightening class with James Orr as he delves into the fascinating world of Deal Alchemy™. In this class, listeners will discover a surprisingly powerful strategy that has the potential to drastically improve cash flow on rental properties. Whether you're considering buying a ne…
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Tax Deductibility of PMI Payments Are you an owner-occupant puzzled by the ever-changing rules around PMI (Private Mortgage Insurance) deductibility? Or perhaps an ambitious real estate investor, hungry to maximize your deductions and supercharge your profits? Then this class is your golden ticket to the world of tax wisdom! Join us for an exhilara…
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Functional Obsolescence Unveiled: The Silent Value Killer in Real Estate Investments—and How to Defeat It! There's a often overlooked risk of investing in reale state: obsolescence. Whether we're focused on properties that are or will become functionally obsolete or drift directly into economic or physical obsolescence... these are real-world risks…
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How to Analyze an All-Cash Rental Property Purchase Deal analysis is important. Learning how to analyze deals is a critical skill for all real estate investors, whether you're financing 100% of the purchase or buying a property without a loan at all and paying all cash. In this class, we will look at how deal analysis changes when you plan to buy a…
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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The newest episode of Finding Demo Surf Fishing has dropped with Ryan Street, Vice President of Memories Made Outdoors. This is a bit different than your normal surf fishing episode as we talk about fresh water fishing in Minnesota and the organization as it is located there. Lots of good stories and their mission is a good one. First responders an…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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The newest episode of Finding Demo Surf Fishing has dropped with Adam, owner of Genung's Fish Camp out of N.E. Florida. Audio: https://share.transistor.fm/s/17ac495b Video: https://youtu.be/VBVvz4m3-co From teaching to supplying you for your next fishing outing, Genungs has you covered. I was very excited to learn all about the camp and how it has …
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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The newest episode of Finding Demo Surf Fishing has dropped with Mr. Brandon Keenan in the Pensacola, Florida area. Audio: https://share.transistor.fm/s/76ed3d9f Video: https://youtu.be/mXX79FpZpcc I've had a great time watching him fish and the adventures he has gone on as a bouncer/security at some awesome metal shows. A life long angler that sha…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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How to Analyze Buying a Rental Property at a Discount in Pompano Beach Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the …
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The newest episode of Finding Demo Surf Fishing has dropped with Gary from Warrior Beer Company in Pensacola, FL Audio: https://share.transistor.fm/s/03025631 Video: https://youtu.be/ytkblVwz3Kc A staunch supporter of military & first responders, Gary has been building a massive support for those around him for years! Even after everything he has e…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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The newest episode of Finding Demo Surf Fishing has dropped with Buck, The Salty Leprechaun Surf Fishing out of Hilton Head, SC Audio: https://share.transistor.fm/s/07865190 Video: https://youtu.be/u3-prQv3xtQ South Carolina is definitely a place to visit for surf fishing and Buck went through this whole episode with plenty of knowledge, examples, …
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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The newest episode of Finding Demo Surf Fishing has dropped with: ME! That's right folks, you have to hang out with just me this week as we do a quick talk about Spring Fishing coming up and some topics that I felt the need to bring up. I hope you have an outstanding weekend and that your fishing area is stacked this weekend! Audio: https://share.t…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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In the saltwater fishing world, you say the words Shark Fishing, you're going to get people riled up. You say "Catching Great White Sharks", you're going to get people confused and enthralled. Capt Chip of Outcast Sport Fishing from Hilton Head, South Carolina comes on the show and brings a whole new level of this together as he is shark fishing an…
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How to Analyze a New Construction Single-Family Home Property in Pompano Beach Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, J…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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The newest episode of Finding Demo Surf Fishing has dropped with Pete's Cultural Adventures out of Kununurra, Australia! Audio: https://share.transistor.fm/s/4b94d182 Video: https://youtu.be/3PW9IL67NOk Peter runs his charters in one of the most fascinating ways I have seen yet. He takes his clients on a fully immersive trip filled with Aboriginal …
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Recommendations For Your TBR Show Notes On today's episode, we feature six books that we recommend for our listener's TBR. These are books that have been sent to us for review. There is no way we can read every book but we want to make sure they are highlighted in some way. Ann reported on Good Girls Don't Die by Christina Henry (Berkeley 11/23). T…
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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The newest episode of Finding Demo Surf Fishing has dropped with Benoit Johnson of Drag'n Tail'z Surf Fishing! Audio: https://share.transistor.fm/s/6aba523e Video: https://youtu.be/1FYdY_Kbe4s I've heard that Louisiana is an outdoorsman's dream place, but I've never had the chance to really discuss it with anyone. Benoit came on the show and really…
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1-24 WWAR New Beginnings Show Notes For our first WWAR for 2024, we discussed three books that feature new beginnings for the protagonist or storyl Misty reported on her book “Poison Ivy” by Misty Simon. This is the first book she had published in 2004. It has been re-released two more times since then and has just been again re-released. She says …
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How to Analyze a 5% Down Single-Family Nomad™ Property in Pompano Beach Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best …
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The newest episode of Finding Demo Surf Fishing has dropped with Bernie Bass from New York! Audio: https://share.transistor.fm/s/59b28139 Video: https://youtu.be/M-DdlLEQe2k Surf Fishing Guide, Radio Show Host, Educator, and the list goes on here but this guy is the real deal. Bernie comes on the show and takes us through so many great facets of fi…
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Edwin Hill Show Notes Today we talk with Edwin Hill about his book Who To Believe. It will release today from Kensington Books. Monreith, Massachusetts, was once a small community of whalers and farmers. These days it’s a well-to-do town filled with commuters drawn to its rugged coastline and country roads. A peaceful, predictable place— until popu…
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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